639 Uranio Pl · Horizon City, TX 79928

$98,600

3 bd · 2.0 ba · 1,832 sqft · Manufactured public records · 73 Days on market

Built 1987 10,000 sqft lot ↓ 21% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.3/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Investment Property ! Close to Shopping centers and schools. Mobile home in good condition, needs some TLC to make it fully livable. Plenty of space to make it a family place to live and enjoy the mature trees in the backyard !!! Sold As Is.

Key facts

• 0.23 acre lot
• Built 1987
• Listed 73 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $99k.

Deal economics

• At list price, monthly cash flow is $711 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $99k).
• Recommended offer: $93k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#619 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, schools D-, amenities F.
• Clint ISD (suburban): math 14% / reading 22% proficiency, ranked #792 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+2.9%/yr); 2088 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $682 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.9% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 73 days — a 6% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 3y ago; this cycle's ask has dropped $6k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $92,684 (6.0% below list)

Questions for the listing agent

1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.85% ✓
• Cap rate: 14.94%
• Cash-on-cash: 30.90%
• DSCR: 2.37
• GRM: 4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.93% rent growth · sell at horizon

5-year hold

• IRR: 25.6%
• Equity multiple: 2.06×
• Total profit: $29,225
• Equity at exit: $14,702

10-year hold

• IRR: 33.3%
• Equity multiple: 4.02×
• Total profit: $83,458
• Equity at exit: $8,525

Cash invested: $27,608 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79928

• Home prices YoY: -16.9%
• Rents YoY: 2.9%
• Active inventory: 2088
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $1,828 high
• Mortgage (P&I): −$517
• Tax from tax record: −$175 /mo · $2,106/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$384
• Net cashflow: $711

Break-even live

Break-even rent $929

Max offer price $98,600

Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,650
• Closing costs: $2,958
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14624 Achim Dr El Paso, TX	3.0	2.0	1422	$1,500	$1.05	10d	1	0.26mi
1573 S Kenazo Ave Horizon City, TX	3.0	2.0	2183	$1,775	$0.81	11d	1	1.03mi
14608 Adonis Blue Ct El Paso, TX	3.0	2.5	1350	$1,650	$1.22	10d	1	1.04mi
1591 Hartsdale Dr Unit B Horizon City, TX	4.0	2.5	2536	$1,890	$0.75	43d	1	1.21mi
14269 Escalera Dr El Paso, TX	3.0	2.0	1269	$1,850	$1.46	3d	1	1.22mi

Listing history 30 events

1. 2026-06-18
   days on market $98,600 Active 73 DOM
2. 2026-06-17
   days on market $98,600 Active 72 DOM
3. 2026-06-16
   days on market $98,600 Active 71 DOM
4. 2026-06-15
   days on market $98,600 Active 70 DOM
5. 2026-06-13
   days on market $98,600 Active 68 DOM
6. 2026-06-10
   days on market $98,600 Active 65 DOM
7. 2026-06-09
   days on market $98,600 Active 64 DOM
8. 2026-06-08
   days on market $98,600 Active 63 DOM
9. 2026-06-07
   days on market $98,600 Active 62 DOM
10. 2026-06-03
    days on market $98,600 Active 58 DOM
11. 2026-06-03
    days on market $98,600 Active 57 DOM
12. 2026-06-01
    days on market $98,600 Active 56 DOM
13. 2026-05-31
    days on market $98,600 Active 55 DOM
14. 2026-04-14
    price $98,600 252-char remark

    Show marketing remark (252 chars)

    Great Investment Property ! Close to Shopping centers and schools. Mobile home in good condition, needs some TLC to make it fully livable. Plenty of space to make it a family place to live and enjoy the mature trees in the backyard !!! Sold As Is.

15. 2026-04-06
    listed $105,000 Active 252-char remark

    Show marketing remark (252 chars)

    Great Investment Property ! Close to Shopping centers and schools. Mobile home in good condition, needs some TLC to make it fully livable. Plenty of space to make it a family place to live and enjoy the mature trees in the backyard !!! Sold As Is.

16. 2026-03-18
    historical
17. 2026-01-30
    listed $115,000 Active
18. 2023-04-24
    soldstatus
19. 2023-04-16
    status Pending
20. 2023-04-04
    status Active
21. 2023-03-27
    historical
22. 2023-03-12
    status Active
23. 2023-03-12
    price $85,000
24. 2023-03-11
    historical
25. 2023-02-22
    price $90,000
26. 2023-02-08
    price $105,000
27. 2023-01-25
    price $110,000
28. 2023-01-21
    listed $125,000 Active
29. 2021-11-30
    soldstatus
30. 1995-10-30
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,106 · $175/mo
• Projected year-2 tax: $2,106 · $175/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 25 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,941
• − Mortgage interest: −$5,523
• − Property taxes: −$2,106
• − Insurance: −$493
• − Repairs & maintenance: −$1,755
• − Management: −$1,755
• − Depreciation: −$2,868
• Taxable income: $7,440
• Est. tax owed @ 24.0%: −$1,786
• After-tax cash flow: $6,744/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clint ISD
• NCES district ID: 4814430
• Math proficiency: 14% ▼ -32.00%
• Reading proficiency: 22% ▼ -15.00%
• Median HH income: $37,490
• Composite: 15.03/100
• National rank: #9356
• State rank: #792 of 826 in TX

Livability — Horizon City

• Score: 66/100
• State rank: #619
• US rank: #11815

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: El Paso County · 761,266 people
• City population: 86,599
• Metro: El Paso, TX
• Population (ZIP): 86,599
• Household income: $76,643
• Rent vs Own: 13.4% rent · 86.6% own
• Severe rent burden: 838.0

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 897,899 people
• By 2030: 922,694 · +2.8%
• By 2040: 960,492 · +7.0%
• By 2050: 982,919 · +9.5%
• By 2075: 997,266 · +11.1%
• By 2100: 900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (89%)
• Race & ethnicity: Hispanic / Latino 89% Two or more races 39% White 7% Black 2% Native American 2%
• Hispanic origin (detail): Mexican 84%
• Foreign-born: 23% · Canada
• Languages at home: 25% English-only · Spanish 74% Other Asian/Pacific 1%

Political lean MEDSL · El Paso

• 2024 margin: D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
• 2008→2024 swing: -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
• All cycles: 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -40.72%
• Current HPI: 200.6454
• Rent YoY: ▲ 2.93%
• Metro: El Paso, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-21.1% since first listed

17 events — show timeline

• 2026-04-14 Price Changed $98,600 GEPARMLS
• 2026-04-06 Listed $105,000 GEPARMLS
• 2026-03-18 Listing Removed — GEPARMLS
• 2026-01-30 Listed $115,000 GEPARMLS
• 2023-04-24 Sold (Public Records) — Public Records
• 2023-04-16 Pending — GEPARMLS
• 2023-04-04 Relisted — GEPARMLS
• 2023-03-27 Listing Removed — GEPARMLS
• 2023-03-12 Relisted — GEPARMLS
• 2023-03-12 Price Changed $85,000 GEPARMLS
• 2023-03-11 Listing Removed — GEPARMLS
• 2023-02-22 Price Changed $90,000 GEPARMLS
• 2023-02-08 Price Changed $105,000 GEPARMLS
• 2023-01-25 Price Changed $110,000 GEPARMLS
• 2023-01-21 Listed $125,000 GEPARMLS
• 2021-11-30 Sold (Public Records) — Public Records
• 1995-10-30 Sold (Public Records) — Public Records

Property tax history

+9.9%/yr

Latest (2025): $2,106 · +1.9% YoY. Source: county tax records.