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217 Carver St W
C- Composite 50.81
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.5/30.0
  • ARV discount +11.0/15.0
  • Schools +6.4/10.0
  • DSCR +5.1/10.0
  • 1% rule +4.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$400,000

217 Carver St W · St. Augustine, FL 32080
4 bd · 2.0 ba · 1,032 sqft · SingleFamily public records · 99 Days on market
Built 1973 6,534 sqft lot $388/sqft · 8% below area Est $433k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 217 Carver St W, St. Augustine, FL 32080, a beautifully remodeled 4-bedroom, 2-bath home just minutes from historic downtown St. Augustine and the beach. Located in one of the most desirable areas of St. Augustine, this property offers the perfect combination of coastal living, walkability, and modern updates. This move-in ready home features a spacious layout with 4 bedrooms and 2 updated bathrooms, making it ideal for a primary residence, vacation home, or investment property. The interior has been thoughtfully remodeled, offering modern finishes while maintaining the charm of living in the nation's oldest city. One of the biggest highlights of this home is its prime location. Enjoy being within walking distance to the Bridge of Lions, historic downtown St. Augustine, and local shops and restaurants. Spend your days exploring the historic district, waterfront, and vibrant dining scene, or take a short bike ride to the beautiful beaches of St. Augustine. Homes in this location rarely come available with this much space and convenience. Whether you're searching for a home near downtown St. Augustine, a property close to St. Augustine Beach, or a short-term rental investment opportunity, this home checks all the boxes. Property Highlights: 4 Bedrooms | 2 Bathrooms Fully remodeled interior Prime location near downtown St. Augustine Walking distance to Bridge of Lions Minutes to St. Augustine Beach Close to restaurants, shopping, historic attractions, and waterfront Ideal for primary residence, second home, or investment property Don't miss this opportunity to own a remodeled home in St. Augustine near downtown and the beach. Schedule your showing today and experience the St. Augustine coastal lifestyle.

Key facts

  • Remodeled interior
  • Close to restaurants
  • Close to shopping

Tags

REMODELED INTERIORMINUTES TO ST. AUGUSTINE BEACHCLOSE TO RESTAURANTSCLOSE TO SHOPPINGCLOSE TO HISTORIC ATTRACTIONSCLOSE TO WATERFRONT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-194 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $366k (8.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $383k (4.2% below list).
  • Recommended offer: $364k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.0% vs local median 3.1% in St. Augustine — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
  • Zoned schools: R. B. Hunt Elementary School (math 76% / reading 80%, grade A, #149 of 2,144 statewide, top 8%, 585 students, 26% FRL); Sebastian Middle School (math 59% / reading 59%, grade B, #144 of 571 statewide, top 26%, 654 students, 42% FRL); St. Augustine High School (math 54% / reading 62%, grade C, #120 of 667 statewide, top 18%, 1,784 students, 38% FRL) — zoned schools average 35% FRL vs 20% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-1.0%/yr); 534 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
  • At $3,832/mo this rent would consume 50% of the median local household income ($93k/yr) (locally 417% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($364k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $269k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $364,000 (9.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
6.99%
Cash-on-cash
2.49%
DSCR
1.11
GRM
8.7

CMA / ARV

ARV (median comp)
$433,221
List price
$400,000
Delta
-7.67%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2A Moultrie Pl 0.31mi 3/2.0 (-1) 1,163 (+13%) 4mo $489,000 $420 56
406 Flagler Blvd 0.50mi 3/2.0 (-1) 1,153 (+12%) 12mo $404,000 $350 42
3 Madeira Dr 0.75mi 3/2.0 (-1) 1,180 (+14%) 4mo $559,000 $474 33
104 Coronado St 0.70mi 3/2.0 (-1) 1,186 (+15%) 17mo $450,000 $379 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-23.7%
Equity multiple
0.21×
Total profit
$-88,047
Equity at exit
$59,641
10-year hold
IRR
-32.8%
Equity multiple
-0.20×
Total profit
$-134,581
Equity at exit
$34,585

Cash invested: $112,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32080

Rents YoY
-1.0%
Active inventory
534
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$3,832 high interval (Pro) →
Mortgage (P&I)
$2,098
Tax from tax record
$530 /mo · $6,361/yr
Insurance
$167
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$805
Net cashflow
$-194

Break-even live

Break-even rent $4,077
Max offer price $365,778
Occupancy floor

Sensitivity live

Price -10% $33 -5% $-81 +0% $-194 +5% $-307 +10% $-420
Rent -10% $-496 -5% $-345 +0% $-194 +5% $-42 +10% $109
Rate -1.0pp $8 -0.5pp $-92 base $-194 +0.5pp $-297 +1.0pp $-403

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$100,000
Closing costs
$12,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
30 Magnolia Dr Unit 1281924P St. Augustine, FL 3.0 2.0 990 $3,722 $3.76 9d 1 0.19mi
11 Comares Ave Unit 1281955P St. Augustine, FL 3.0 2.0 1237 $4,317 $3.49 9d 1 0.35mi
655 W Marina Cove Dr St. Augustine, FL 1.0–3.0 1.0–2.0 1052 $2,574 $2.45 4d 33 1.34mi
62 Dumas St Saint Augustine, FL 3.0 2.0 1022 $2,500 $2.45 25d 1 1.39mi
134 South St Unit 1281931P St. Augustine, FL 3.0 2.0 1291 $6,455 $5.00 9d 1 1.39mi
104 Cedar St Unit 1281914P St. Augustine, FL 3.0 2.0 1399 $7,542 $5.39 4d 1 1.50mi

Listing history 37 events

  1. 2026-06-21
    days on market $400,000 Active 99 DOM
  2. 2026-06-18
    price $400,000 Active 96 DOM
  3. 2026-06-18
    days on market $405,000 Active 96 DOM
  4. 2026-06-17
    days on market $405,000 Active 95 DOM
  5. 2026-06-16
    days on market $405,000 Active 94 DOM
  6. 2026-06-15
    days on market $405,000 Active 93 DOM
  7. 2026-06-13
    days on market $405,000 Active 91 DOM
  8. 2026-06-13
    days on market $405,000 Active 90 DOM
  9. 2026-06-10
    days on market $405,000 Active 87 DOM
  10. 2026-06-08
    days on market $405,000 Active 86 DOM
  11. 2026-06-07
    days on market $405,000 Active 85 DOM
  12. 2026-06-03
    days on market $405,000 Active 81 DOM
  13. 2026-06-02
    days on market $405,000 Active 80 DOM
  14. 2026-06-01
    days on market $405,000 Active 79 DOM
  15. 2026-05-31
    days on market $405,000 Active 78 DOM
  16. 2026-05-19
    price $410,000 1747-char remark
    Show marketing remark (1747 chars)

    Welcome to 217 Carver St W, St. Augustine, FL 32080, a beautifully remodeled 4-bedroom, 2-bath home just minutes from historic downtown St. Augustine and the beach. Located in one of the most desirable areas of St. Augustine, this property offers the perfect combination of coastal living, walkability, and modern updates. This move-in ready home features a spacious layout with 4 bedrooms and 2 updated bathrooms, making it ideal for a primary residence, vacation home, or investment property. The interior has been thoughtfully remodeled, offering modern finishes while maintaining the charm of living in the nation's oldest city. One of the biggest highlights of this home is its prime location. Enjoy being within walking distance to the Bridge of Lions, historic downtown St. Augustine, and local shops and restaurants. Spend your days exploring the historic district, waterfront, and vibrant dining scene, or take a short bike ride to the beautiful beaches of St. Augustine. Homes in this location rarely come available with this much space and convenience. Whether you're searching for a home near downtown St. Augustine, a property close to St. Augustine Beach, or a short-term rental investment opportunity, this home checks all the boxes. Property Highlights: 4 Bedrooms | 2 Bathrooms Fully remodeled interior Prime location near downtown St. Augustine Walking distance to Bridge of Lions Minutes to St. Augustine Beach Close to restaurants, shopping, historic attractions, and waterfront Ideal for primary residence, second home, or investment property Don't miss this opportunity to own a remodeled home in St. Augustine near downtown and the beach. Schedule your showing today and experience the St. Augustine coastal lifestyle.

  17. 2026-04-10
    price $415,000 1747-char remark
    Show marketing remark (1747 chars)

    Welcome to 217 Carver St W, St. Augustine, FL 32080, a beautifully remodeled 4-bedroom, 2-bath home just minutes from historic downtown St. Augustine and the beach. Located in one of the most desirable areas of St. Augustine, this property offers the perfect combination of coastal living, walkability, and modern updates. This move-in ready home features a spacious layout with 4 bedrooms and 2 updated bathrooms, making it ideal for a primary residence, vacation home, or investment property. The interior has been thoughtfully remodeled, offering modern finishes while maintaining the charm of living in the nation's oldest city. One of the biggest highlights of this home is its prime location. Enjoy being within walking distance to the Bridge of Lions, historic downtown St. Augustine, and local shops and restaurants. Spend your days exploring the historic district, waterfront, and vibrant dining scene, or take a short bike ride to the beautiful beaches of St. Augustine. Homes in this location rarely come available with this much space and convenience. Whether you're searching for a home near downtown St. Augustine, a property close to St. Augustine Beach, or a short-term rental investment opportunity, this home checks all the boxes. Property Highlights: 4 Bedrooms | 2 Bathrooms Fully remodeled interior Prime location near downtown St. Augustine Walking distance to Bridge of Lions Minutes to St. Augustine Beach Close to restaurants, shopping, historic attractions, and waterfront Ideal for primary residence, second home, or investment property Don't miss this opportunity to own a remodeled home in St. Augustine near downtown and the beach. Schedule your showing today and experience the St. Augustine coastal lifestyle.

  18. 2026-03-14
    listed $420,000 Active 1747-char remark
    Show marketing remark (1747 chars)

    Welcome to 217 Carver St W, St. Augustine, FL 32080, a beautifully remodeled 4-bedroom, 2-bath home just minutes from historic downtown St. Augustine and the beach. Located in one of the most desirable areas of St. Augustine, this property offers the perfect combination of coastal living, walkability, and modern updates. This move-in ready home features a spacious layout with 4 bedrooms and 2 updated bathrooms, making it ideal for a primary residence, vacation home, or investment property. The interior has been thoughtfully remodeled, offering modern finishes while maintaining the charm of living in the nation's oldest city. One of the biggest highlights of this home is its prime location. Enjoy being within walking distance to the Bridge of Lions, historic downtown St. Augustine, and local shops and restaurants. Spend your days exploring the historic district, waterfront, and vibrant dining scene, or take a short bike ride to the beautiful beaches of St. Augustine. Homes in this location rarely come available with this much space and convenience. Whether you're searching for a home near downtown St. Augustine, a property close to St. Augustine Beach, or a short-term rental investment opportunity, this home checks all the boxes. Property Highlights: 4 Bedrooms | 2 Bathrooms Fully remodeled interior Prime location near downtown St. Augustine Walking distance to Bridge of Lions Minutes to St. Augustine Beach Close to restaurants, shopping, historic attractions, and waterfront Ideal for primary residence, second home, or investment property Don't miss this opportunity to own a remodeled home in St. Augustine near downtown and the beach. Schedule your showing today and experience the St. Augustine coastal lifestyle.

  19. 2025-02-23
    historical $2,750
  20. 2025-02-06
    listed $2,750
  21. 2023-07-24
    historical
  22. 2020-11-17
    soldstatus $269,000
  23. 2020-08-21
    historical 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  24. 2020-07-22
    status Active 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  25. 2020-07-14
    historical Active - Contingent 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  26. 2020-06-25
    price $269,000 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  27. 2020-06-25
    status Active 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  28. 2019-12-31
    historical 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  29. 2019-06-11
    price $259,000
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  30. 2019-06-11
    price $259,000 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  31. 2019-05-22
    price $269,000
  32. 2019-05-21
    price $269,000 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  33. 2019-04-22
    listed $279,000 Active 491-char remark
    Show marketing remark (491 chars)

    Island Life Home that's close to everything with no HOA!Great Potential for short term rentals or long term.Enjoy this renovated turn key 3bedroom,2bath with a bonus room home.Your new home is a short distance to the Beach,Downtown, shops,restaurants and R.B.Hunt Elementary.When you walk in you'll notice the open floor plan, white shaker cabinet kitchen with quartz counter tops,luxury vinyl and new S.S. appliances.Great size lot 50x120 with large fenced in backyard with room for a pool.

  34. 2019-04-17
    price $279,000
  35. 2018-11-16
    soldstatus $160,000 Closed
  36. 2018-09-13
    listed $174,900 Active
  37. 2018-08-14
    soldstatus $131,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$6,361 · $530/mo
Projected year-2 tax
$6,361 · $530/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$45,983
− Mortgage interest
−$22,406
− Property taxes
−$6,361
− Insurance
−$7,118
− Repairs & maintenance
−$3,679
− Management
−$3,679
− Depreciation
−$11,636
Taxable loss
−$8,896
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,135
After-tax cash flow
$-190/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Johns
NCES district ID
1201740
Math proficiency
75% ▼ -5.00%
Reading proficiency
73% ▼ -2.00%
Median HH income
$66,842
Composite
64.31/100
National rank
#556
State rank
#2 of 73 in FL

Livability — St. Augustine

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Augustine, FL
County
Saint Johns County · 301,599 people
Metro
Jacksonville, FL
Population (ZIP)
20,894
Household income
$92,531
Rent vs Own
19.4% rent · 80.6% own
Severe rent burden
417.0

Population outlook (St. Johns County) Hauer SSP2

Today (2025)
303,941 people
By 2030
342,590 · +12.7%
By 2040
417,328 · +37.3%
By 2050
487,011 · +60.2%
By 2075
635,395 · +109.1%
By 2100
717,469 · +136.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 5% Hispanic / Latino 4% Asian 2%
Common ancestry
Romanian 4% Lithuanian 4% Slovak 3%
Foreign-born
7% · Canada, Jamaica
Languages at home
95% English-only · Spanish 2% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · St. Johns

2024 margin
Solid R (+31.4) · D 33.9% · R 65.2%
2008→2024 swing
+0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -560.06%
Current HPI
301.5733
Rent YoY
▼ -0.97%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+213.0% since first listed
22 events — show timeline
  • 2026-05-19 Price Changed $410,000 realMLS
  • 2026-04-10 Price Changed $415,000 realMLS
  • 2026-03-14 Listed $420,000 realMLS
  • 2025-02-23 Rental Removed $2,750 RENT.
  • 2025-02-06 Listed for Rent $2,750 RENT.
  • 2023-07-24 Rental Removed NEFLMLS
  • 2020-11-17 Sold (Public Records) $269,000 Public Records
  • 2020-08-21 Listing Removed realMLS
  • 2020-07-22 Relisted realMLS
  • 2020-07-14 Contingent realMLS
  • 2020-06-25 Price Changed $269,000 realMLS
  • 2020-06-25 Relisted realMLS
  • 2019-12-31 Listing Removed realMLS
  • 2019-06-11 Price Changed $259,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2019-06-11 Price Changed $259,000 realMLS
  • 2019-05-22 Price Changed $269,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2019-05-21 Price Changed $269,000 realMLS
  • 2019-04-22 Listed $279,000 realMLS
  • 2019-04-17 Price Changed $279,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2018-11-16 Sold (MLS) $160,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2018-09-13 Listed $174,900 St. Augustine and St. Johns County Board of REALTORS®
  • 2018-08-14 Sold (Public Records) $131,000 Public Records

Property tax history

+16.6%/yr

Latest (2025): $6,361 · +10.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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