11420 David O Dodd Rd · Little Rock, AR 72204

$130,000

3 bd · 1.5 ba · 1,125 sqft · SingleFamily public records · 16 Days on market

Built 1951 0.49 ac lot $116/sqft · 36% below area Est $204k · 36% under ↓ 12% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.5/30.0
• ARV discount +15.0/15.0
• DSCR +9.7/10.0
• 1% rule +6.7/10.0
• Rent growth +3.7/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks

Let's take a look at this charming move in ready home. MUST SEE this 3 bedroom 1 1/12 bath on . 49 acre. In a great neighborhood close to I-40 (1 Mile) Bryant, Benton just minutes away, shopping, restaurants, entertainment. This home has had several updates done including, sheetrock, New HVAC In Sept. 2025, the roof was replaced about 12 years ago. New meter Loop, Electric panel, New LVP flooring in some rooms. New paint. new doors, Original Hardwood floors in bedrooms and kitchen. Front yard has sprinkler system installed. (Rain Bird) Fenced in back yard with lots of room to run. The back yard has lots of Bamboo that you could keep for privacy or cut down. Yard runs deep behind this home.

Key facts

• Several updates
• New hvac
• Replaced roof

Tags

• MOVE IN READY
• SEVERAL UPDATES
• NEW HVAC
• REPLACED ROOF
• NEW METER LOOP
• ELECTRIC PANEL

Property features AI

Exterior

• Parking: 2-car parking
• Utilities: Public sewer; Public water; Municipal electric (Entergy); Natural gas
• Home design: Inside city limits
• Construction: Architectural shingle roof; Crawl space foundation
• Exterior features: Brick exterior; Paved road access; Level lot

Interior

• Kitchen: Free-standing stove
• Flooring: Wood flooring; Luxury vinyl flooring
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central electric heating; Central electric cooling
• Interior features: Wood and luxury vinyl flooring; Laundry room
• Laundry & utility: Laundry area

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $386 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.9% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.9%/yr); 190 active listings in the ZIP; 2 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
• This rent runs 45% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 4.9% rent growth), your $36k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $128,050 (1.5% below list)

Questions for the listing agent

1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.85%
• Cash-on-cash: 12.72%
• DSCR: 1.57
• GRM: 7.1

CMA / ARV

• ARV (median comp): $203,822
• List price: $130,000
• Delta: -31.31%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6412 Shady Brook Dr	0.21mi	3/1.5	1,120 (-0%)	7mo	$105,000	$94	84
10200 Lanehart Rd	0.61mi	3/1.5	1,076 (-4%)	16mo	$120,000	$112	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.91% rent growth · sell at horizon

5-year hold

• IRR: 4.5%
• Equity multiple: 1.18×
• Total profit: $6,460
• Equity at exit: $19,383

10-year hold

• IRR: 15.6%
• Equity multiple: 2.37×
• Total profit: $49,868
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72204

• Home prices YoY: -21.5%
• Rents YoY: 4.9%
• Active inventory: 190
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,521 medium
• Mortgage (P&I): −$682
• Tax from tax record: −$80 /mo · $960/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$319
• Net cashflow: $386

Break-even live

Break-even rent $1,033

Max offer price $130,000

Occupancy floor 70%

Sensitivity live

Price	-10% $459	-5% $423	+0% $386	+5% $349	+10% $312
Rent	-10% $266	-5% $326	+0% $386	+5% $446	+10% $506
Rate	-1.0pp $451	-0.5pp $419	base $386	+0.5pp $352	+1.0pp $318

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10 Wisteria Dr Little Rock, AR	3.0	2.0	1143	$1,615	$1.41	45d	1	0.11mi
4300 Bowman Rd #58 Little Rock, AR	3.0	2.0	960	$925	$0.96	24d	1	1.48mi

Listing history 17 events

1. 2026-06-14
   statusdays on market $130,000 Under Contract 16 DOM
2. 2026-06-13
   days on market $130,000 Active 15 DOM
3. 2026-06-10
   days on market $130,000 Active 13 DOM
4. 2026-06-09
   statusdays on market $130,000 Active 12 DOM
5. 2026-06-08
   days on market $130,000 Price Change 11 DOM
6. 2026-06-07
   days on market $130,000 Price Change 10 DOM
7. 2026-06-05
   days on market $130,000 Price Change 7 DOM
8. 2026-06-03
   days on market $130,000 Price Change 6 DOM
9. 2026-06-03
   pricestatus $130,000 Price Change 5 DOM
10. 2026-06-02
    days on market $140,000 New Listing 5 DOM
11. 2026-06-01
    days on market $140,000 New Listing 4 DOM
12. 2026-05-31
    days on market $140,000 New Listing 3 DOM
13. 2026-05-31
    days on market $140,000 New Listing 2 DOM
14. 2026-05-18
    historical
15. 2026-03-09
    price $140,000
16. 2026-03-09
    price $138,500
17. 2026-02-17
    listed $148,000 New Listing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $960 · $80/mo
• Projected year-2 tax: $960 · $80/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,254
• − Mortgage interest: −$7,282
• − Property taxes: −$960
• − Insurance: −$650
• − Repairs & maintenance: −$1,460
• − Management: −$1,460
• − Depreciation: −$3,782
• Taxable income: $2,660
• Est. tax owed @ 24.0%: −$638
• After-tax cash flow: $3,992/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Little Rock School District
• NCES district ID: 0509000
• Math proficiency: 23% ▼ -12.00%
• Reading proficiency: 26% ▼ -8.00%
• Median HH income: $43,346
• Composite: 21.0/100
• National rank: #8457
• State rank: #183 of 238 in AR

Livability — Little Rock

• Score: 73/100
• State rank: #22
• US rank: #5295

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Little Rock, AR
• County: Pulaski County · 372,764 people
• City population: 218,896
• Metro: Little Rock-North Little Rock-Conway, AR
• Population (ZIP): 30,525
• Household income: $40,882
• Rent vs Own: 41.5% rent · 58.5% own
• Severe rent burden: 1553.0

Population outlook (Pulaski County) Hauer SSP2

• Today (2025): 415,378 people
• By 2030: 423,720 · +2.0%
• By 2040: 435,182 · +4.8%
• By 2050: 440,904 · +6.1%
• By 2075: 445,521 · +7.3%
• By 2100: 419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% White 18% Hispanic / Latino 12% Two or more races 6%
• Hispanic origin (detail): Mexican 9%
• Common ancestry: Slovak 1%
• Foreign-born: 7% · Canada, Vietnam
• Languages at home: 89% English-only · Spanish 9% Vietnamese 1%

Political lean MEDSL · Pulaski

• 2024 margin: Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
• 2008→2024 swing: +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
• All cycles: 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.17%
• Current HPI: 172.3977
• Rent YoY: ▲ 4.91%
• Metro: Little Rock-North Little Rock-Conway, AR
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

-12.2% since first listed

7 events — show timeline

• 2026-06-14 Pending — CARMLS
• 2026-06-02 Price Changed $130,000 CARMLS
• 2026-05-28 Listed $140,000 CARMLS
• 2026-05-18 Listing Removed — CARMLS
• 2026-03-09 Price Changed $140,000 CARMLS
• 2026-03-09 Price Changed $138,500 CARMLS
• 2026-02-17 Listed $148,000 CARMLS

Property tax history

+3.4%/yr

Latest (2025): $960 · +4.3% YoY. Source: county tax records.