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910 Betsy Hill Dr
D Composite 41.78
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.5/30.0
  • ARV discount +7.3/15.0
  • 1% rule +5.3/10.0
  • Schools +4.5/10.0
  • Condition / age +4.0/5.0
  • DSCR +3.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$254,990

910 Betsy Hill Dr · Alvin, TX 77583
4 bd · 2.0 ba · 1,648 sqft · SingleFamily public records · 14 Days on market
Built 2020 Good condition 6,250 sqft lot Est $254k · at est. $71/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Looking for a newer home with modern finishes, a functional layout, and room to spread out? This Southern Colony beauty checks all the boxes! Home offers 4 bedrooms, 2 baths, and a functional split-bedroom floor plan. Inside you'll find luxury vinyl plank flooring flowing throughout the entry, kitchen, dining, and living areas. The open-concept layout features vaulted ceilings and abundant natural light. The kitchen is equipped with quartz countertops, 42-inch cabinetry, stainless steel appliances, center island, and walk-in pantry. The private primary suite includes a shower-only bath and generous closet space. Smart home features include a smart thermostat, smart garage opener, and securi

Key facts

  • Quartz countertops
  • Modern finishes
  • Functional layout

Tags

MODERN FINISHESFUNCTIONAL LAYOUTLUXURY VINYL PLANK FLOORINGOPEN-CONCEPT LAYOUTQUARTZ COUNTERTOPS42-INCH CABINETRY

Property features AI

Finance

  • Other: Disclosures: Municipal Utility District Disclosure, Seller Disclosure
  • HOA & community: Community managed by Inframark; Annual HOA fee; Community amenities include basketball court, sport court, picnic area, playground and trails; Curbs and gutters in the community

Exterior

  • Parking: Attached garage with 2 spaces; Driveway; Garage door opener
  • Security: Owned security system; Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Full ownership; Single-story living (all main rooms listed on first floor); Slab foundation; Composition roof; Built in 2020; Builder: DR Horton
  • Construction: Brick, cement siding and stone exterior
  • Exterior features: Covered patio; Deck; Patio; Fence (back yard); Sprinkler/irrigation; Subdivision setting; Concrete road surface

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave
  • Bedrooms: Primary bedroom on the first floor; Three additional bedrooms on the first floor (four possible bedrooms total)
  • Flooring: Carpet; Plank; Tile; Vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating (gas); Central air (electric); Programmable thermostat
  • Interior features: Breakfast bar; Double vanity; High ceilings; Kitchen island; Kitchen/family room combo; Pantry; Quartz counters; Tub/shower; Vaulted ceiling(s); Walk-in pantry; Window treatments; Ceiling fan(s); Kitchen/dining combo; Living/dining room; Programmable thermostat; Window coverings
  • Laundry & utility: Electric dryer hookup; Utility room on the first floor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $255k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-85 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $240k (5.9% below list).
  • Meets the 1% rule at list price ($3k rent vs $255k).
  • Recommended offer: $240k (5.9% below list) — sets the bar for cash-flow.
  • Cap rate 5.9% vs local median 2.7% in Alvin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#704 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Ronald Thornton Middle (math 40% / reading 52%, grade D+, #462 of 1,662 statewide, top 28%, 1,529 students, 41% FRL) — zoned schools average 62% FRL vs 35% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 1148 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $239,932 (5.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
5.89%
Cash-on-cash
-1.43%
DSCR
0.94
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$253,792
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
826 Green Clover Ln 0.15mi 3/2.0 (-1) 1,621 (-2%) 4mo $250,000 $154 82
8223 Hush Heights Dr 0.05mi 3/2.0 (-1) 1,560 (-5%) 3mo $230,000 $147 82
831 Petunia Falls Ln 0.05mi 4/2.0 1,833 (+11%) 2mo $269,900 $147 77
8219 Molasses Way 0.07mi 4/2.0 1,839 (+12%) 4mo $268,000 $146 74
8435 Sacred Lotus Ln 0.13mi 4/2.0 1,860 (+13%) 3mo $279,500 $150 70
1219 Minerals Ln 0.43mi 3/2.0 (-1) 1,575 (-4%) 3mo $269,000 $171 65
8219 Oakleaf Meadow Ct 0.32mi 3/2.0 (-1) 1,523 (-8%) 4mo $249,900 $164 65
1115 Della Ln 0.24mi 4/2.0 1,879 (+14%) 3mo $300,000 $160 63
626 Urban Way 0.67mi 3/2.0 (-1) 1,606 (-2%) 2mo $280,000 $174 58
1103 Curly Angora Ct 0.64mi 4/2.0 1,784 (+8%) 2mo $285,000 $160 55
207 Ashley Falls Ln 0.66mi 4/2.0 1,833 (+11%) 4mo $260,000 $142 47
210 John House Ln 0.68mi 4/2.0 1,875 (+14%) 4mo $285,100 $152 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
-22.1%
Equity multiple
0.26×
Total profit
$-53,078
Equity at exit
$38,020
10-year hold
IRR
-26.6%
Equity multiple
-0.09×
Total profit
$-77,839
Equity at exit
$22,047

Cash invested: $71,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77583

Rents YoY
0.4%
Active inventory
1148
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,635 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$652 /mo · $7,830/yr
Insurance
$106
HOA
$71
Vacancy / Maint / Mgmt
$553
Net cashflow
$-85

Break-even live

Break-even rent $2,743
Max offer price $239,932
Occupancy floor 98%

Sensitivity live

Price -10% $59 -5% $-13 +0% $-85 +5% $-157 +10% $-230
Rent -10% $-293 -5% $-189 +0% $-85 +5% $19 +10% $123
Rate -1.0pp $43 -0.5pp $-20 base $-85 +0.5pp $-151 +1.0pp $-219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,748
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8310 Rose Petals Ln Rosharon, TX 4.0 2.0 1833 $2,300 $1.25 45d 1 0.23mi
1119 Toledo Bend Pass Rosharon, TX 5.0 3.0 2200 $2,500 $1.14 45d 1 0.28mi
8219 House Dr Rosharon, TX 3.0 2.0 1263 $1,970 $1.56 24d 1 0.32mi
8102 Buck Ln Rosharon, TX 3.0 2.0 1409 $2,100 $1.49 45d 1 0.39mi
1014 Star Grass Ln Rosharon, TX 4.0 2.0 2067 $2,375 $1.15 45d 1 0.61mi
7218 Bakersfield Ct Rosharon, TX 3.0 2.5 2004 $2,200 $1.10 45d 1 1.07mi
1123 Diamond Drape Dr Rosharon, TX 4.0 2.0 1844 $2,000 $1.08 14d 1 1.27mi
6911 Rosemont Ct Rosharon, TX 4.0 2.0 1719 $1,750 $1.02 14d 1 1.32mi
9423 Grand Spark Dr Rosharon, TX 3.0 3.0 1999 $2,600 $1.30 45d 1 1.44mi

HOA detail

Monthly dues
$71 · $852/yr

Listing history 4 events

  1. 2026-06-02
    days on market $254,990 Active 14 DOM
  2. 2026-06-01
    days on market $254,990 Active 13 DOM
  3. 2026-05-31
    days on market $254,990 Active 12 DOM
  4. 2026-05-19
    listed $254,990 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$7,830 · $652/mo
Projected year-2 tax
$7,830 · $652/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,620
− Mortgage interest
−$14,283
− Property taxes
−$7,830
− Insurance
−$1,275
− Repairs & maintenance
−$2,530
− Management
−$2,530
− HOA
−$852
− Depreciation
−$7,418
Taxable loss
−$5,097
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,223
After-tax cash flow
$200/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained single-family home offers a good condition with modern finishes and a functional layout. It is ready for a new owner to move in and enjoy.

Value-add opportunities

  • Resale Paint exterior brick — Enhances curb appeal
  • Rental Replace blinds with energy-efficient shades — Improves energy efficiency and reduces maintenance
  • Both Install smart home security system — Enhances safety and adds modern amenities

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior brick — Enhances curb appeal
  • Rental Replace blinds with energy-efficient shades — Improves energy efficiency and reduces maintenance
  • Both Install smart home security system — Enhances safety and adds modern amenities

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Alvin

Score
65/100
State rank
#704
US rank
#13148

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment B- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazoria County · 374,982 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
52,747
Household income
$119,287
Rent vs Own
9.8% rent · 90.2% own
Severe rent burden
251.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
Hispanic origin (detail)
Mexican 31% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
16% · Canada, Vietnam, China
Languages at home
64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -120.19%
Current HPI
198.6559
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-19 Listed $254,990 HARMLS

Property tax history

+49.8%/yr

Latest (2025): $7,830 · +102.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…