910 Betsy Hill Dr · Alvin, TX
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.65%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.5/30.0
- ARV discount +7.3/15.0
- 1% rule +5.3/10.0
- Schools +4.5/10.0
- Condition / age +4.0/5.0
- DSCR +3.4/10.0
- Livability +3.2/5.0
- Rent growth +2.6/5.0
- Appreciation +0.0/10.0
$254,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Looking for a newer home with modern finishes, a functional layout, and room to spread out? This Southern Colony beauty checks all the boxes! Home offers 4 bedrooms, 2 baths, and a functional split-bedroom floor plan. Inside you'll find luxury vinyl plank flooring flowing throughout the entry, kitchen, dining, and living areas. The open-concept layout features vaulted ceilings and abundant natural light. The kitchen is equipped with quartz countertops, 42-inch cabinetry, stainless steel appliances, center island, and walk-in pantry. The private primary suite includes a shower-only bath and generous closet space. Smart home features include a smart thermostat, smart garage opener, and securi
Key facts
- Quartz countertops
- Modern finishes
- Functional layout
Tags
Property features AI
Finance
- Other: Disclosures: Municipal Utility District Disclosure, Seller Disclosure
- HOA & community: Community managed by Inframark; Annual HOA fee; Community amenities include basketball court, sport court, picnic area, playground and trails; Curbs and gutters in the community
Exterior
- Parking: Attached garage with 2 spaces; Driveway; Garage door opener
- Security: Owned security system; Smoke detectors
- Utilities: Public water; Public sewer
- Home design: Residential property; Full ownership; Single-story living (all main rooms listed on first floor); Slab foundation; Composition roof; Built in 2020; Builder: DR Horton
- Construction: Brick, cement siding and stone exterior
- Exterior features: Covered patio; Deck; Patio; Fence (back yard); Sprinkler/irrigation; Subdivision setting; Concrete road surface
Interior
- Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave
- Bedrooms: Primary bedroom on the first floor; Three additional bedrooms on the first floor (four possible bedrooms total)
- Flooring: Carpet; Plank; Tile; Vinyl
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating (gas); Central air (electric); Programmable thermostat
- Interior features: Breakfast bar; Double vanity; High ceilings; Kitchen island; Kitchen/family room combo; Pantry; Quartz counters; Tub/shower; Vaulted ceiling(s); Walk-in pantry; Window treatments; Ceiling fan(s); Kitchen/dining combo; Living/dining room; Programmable thermostat; Window coverings
- Laundry & utility: Electric dryer hookup; Utility room on the first floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $255k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-85 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $240k (5.9% below list).
- Meets the 1% rule at list price ($3k rent vs $255k).
- Recommended offer: $240k (5.9% below list) — sets the bar for cash-flow.
- Cap rate 5.9% vs local median 2.7% in Alvin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#704 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Ronald Thornton Middle (math 40% / reading 52%, grade D+, #462 of 1,662 statewide, top 28%, 1,529 students, 41% FRL) — zoned schools average 62% FRL vs 35% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 1148 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 5.89%
- Cash-on-cash
- -1.43%
- DSCR
- 0.94
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $253,792
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 826 Green Clover Ln | 0.15mi | 3/2.0 (-1) | 1,621 (-2%) | 4mo | $250,000 | $154 | 82 |
| 8223 Hush Heights Dr | 0.05mi | 3/2.0 (-1) | 1,560 (-5%) | 3mo | $230,000 | $147 | 82 |
| 831 Petunia Falls Ln | 0.05mi | 4/2.0 | 1,833 (+11%) | 2mo | $269,900 | $147 | 77 |
| 8219 Molasses Way | 0.07mi | 4/2.0 | 1,839 (+12%) | 4mo | $268,000 | $146 | 74 |
| 8435 Sacred Lotus Ln | 0.13mi | 4/2.0 | 1,860 (+13%) | 3mo | $279,500 | $150 | 70 |
| 1219 Minerals Ln | 0.43mi | 3/2.0 (-1) | 1,575 (-4%) | 3mo | $269,000 | $171 | 65 |
| 8219 Oakleaf Meadow Ct | 0.32mi | 3/2.0 (-1) | 1,523 (-8%) | 4mo | $249,900 | $164 | 65 |
| 1115 Della Ln | 0.24mi | 4/2.0 | 1,879 (+14%) | 3mo | $300,000 | $160 | 63 |
| 626 Urban Way | 0.67mi | 3/2.0 (-1) | 1,606 (-2%) | 2mo | $280,000 | $174 | 58 |
| 1103 Curly Angora Ct | 0.64mi | 4/2.0 | 1,784 (+8%) | 2mo | $285,000 | $160 | 55 |
| 207 Ashley Falls Ln | 0.66mi | 4/2.0 | 1,833 (+11%) | 4mo | $260,000 | $142 | 47 |
| 210 John House Ln | 0.68mi | 4/2.0 | 1,875 (+14%) | 4mo | $285,100 | $152 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.44% rent growth · sell at horizon
- IRR
- -22.1%
- Equity multiple
- 0.26×
- Total profit
- $-53,078
- Equity at exit
- $38,020
- IRR
- -26.6%
- Equity multiple
- -0.09×
- Total profit
- $-77,839
- Equity at exit
- $22,047
Cash invested: $71,397 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77583
- Rents YoY
- 0.4%
- Active inventory
- 1148
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,635 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$652 /mo · $7,830/yr
- Insurance
- −$106
- HOA
- −$71
- Vacancy / Maint / Mgmt
- −$553
- Net cashflow
- $-85
Break-even live
Sensitivity live
| Price | -10% $59 | -5% $-13 | +0% $-85 | +5% $-157 | +10% $-230 |
|---|---|---|---|---|---|
| Rent | -10% $-293 | -5% $-189 | +0% $-85 | +5% $19 | +10% $123 |
| Rate | -1.0pp $43 | -0.5pp $-20 | base $-85 | +0.5pp $-151 | +1.0pp $-219 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,748
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8310 Rose Petals Ln Rosharon, TX | 4.0 | 2.0 | 1833 | $2,300 | $1.25 | 45d | 1 | 0.23mi |
| 1119 Toledo Bend Pass Rosharon, TX | 5.0 | 3.0 | 2200 | $2,500 | $1.14 | 45d | 1 | 0.28mi |
| 8219 House Dr Rosharon, TX | 3.0 | 2.0 | 1263 | $1,970 | $1.56 | 24d | 1 | 0.32mi |
| 8102 Buck Ln Rosharon, TX | 3.0 | 2.0 | 1409 | $2,100 | $1.49 | 45d | 1 | 0.39mi |
| 1014 Star Grass Ln Rosharon, TX | 4.0 | 2.0 | 2067 | $2,375 | $1.15 | 45d | 1 | 0.61mi |
| 7218 Bakersfield Ct Rosharon, TX | 3.0 | 2.5 | 2004 | $2,200 | $1.10 | 45d | 1 | 1.07mi |
| 1123 Diamond Drape Dr Rosharon, TX | 4.0 | 2.0 | 1844 | $2,000 | $1.08 | 14d | 1 | 1.27mi |
| 6911 Rosemont Ct Rosharon, TX | 4.0 | 2.0 | 1719 | $1,750 | $1.02 | 14d | 1 | 1.32mi |
| 9423 Grand Spark Dr Rosharon, TX | 3.0 | 3.0 | 1999 | $2,600 | $1.30 | 45d | 1 | 1.44mi |
HOA detail
- Monthly dues
- $71 · $852/yr
Listing history 4 events
-
2026-06-02days on market $254,990 Active 14 DOM
-
2026-06-01days on market $254,990 Active 13 DOM
-
2026-05-31days on market $254,990 Active 12 DOM
-
2026-05-19$254,990 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $7,830 · $652/mo
- Projected year-2 tax
- $7,830 · $652/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,620
- − Mortgage interest
- −$14,283
- − Property taxes
- −$7,830
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$2,530
- − Management
- −$2,530
- − HOA
- −$852
- − Depreciation
- −$7,418
- Taxable loss
- −$5,097
- Est. tax savings @ 24.0%
- +$1,223
- After-tax cash flow
- $200/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained single-family home offers a good condition with modern finishes and a functional layout. It is ready for a new owner to move in and enjoy.
Value-add opportunities
- Resale Paint exterior brick — Enhances curb appeal
- Rental Replace blinds with energy-efficient shades — Improves energy efficiency and reduces maintenance
- Both Install smart home security system — Enhances safety and adds modern amenities
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior brick — Enhances curb appeal ↑
- Rental Replace blinds with energy-efficient shades — Improves energy efficiency and reduces maintenance ↑
- Both Install smart home security system — Enhances safety and adds modern amenities ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Alvin
- Score
- 65/100
- State rank
- #704
- US rank
- #13148
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Brazoria County · 374,982 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 52,747
- Household income
- $119,287
- Rent vs Own
- Severe rent burden
- 251.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
- Hispanic origin (detail)
- Mexican 31% Puerto Rican 2%
- Common ancestry
- Lithuanian 1% Slovak 1% Romanian 1%
- Foreign-born
- 16% · Canada, Vietnam, China
- Languages at home
- 64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -120.19%
- Current HPI
- 198.6559
- Rent YoY
- ▲ 0.44%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-05-19 Listed $254,990 HARMLS
Property tax history
+49.8%/yrLatest (2025): $7,830 · +102.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…