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305 W Pine St
C Composite 58.14
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • DSCR +8.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.5/10.0
  • Livability +3.7/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

305 W Pine St · Kountze, TX 77625
3 bd · 2.0 ba · 69,696 sqft · Manufactured · 138 Days on market
1.60 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This inviting property features brand-new hardwood floors, a new front entryway that adds great curb appeal, and upgraded blinds in the living room that enhance both style and privacy. The fresh updates create a warm, modern feel while maintaining a comfortable and functional layout. Perfect for first-time homebuyers, this home is move-in ready and offers a wonderful opportunity to make it your own.

Key facts

  • Front entryway
  • Move-in ready
  • Hardwood floors

Tags

HARDWOOD FLOORSFRONT ENTRYWAYUPGRADED BLINDSMOVE-IN READY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $303 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $135k).
  • Recommended offer: $119k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#219 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D+, amenities F, commute F.
  • Kountze ISD (rural): math 35% / reading 35% proficiency, ranked #506 of 826 in TX (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 129 active listings in the ZIP; 358 units permitted in Hardin County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 138 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $118,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.99%
Cash-on-cash
9.62%
DSCR
1.43
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.8%
Equity multiple
0.93×
Total profit
$-2,636
Equity at exit
$20,129
10-year hold
IRR
7.8%
Equity multiple
1.59×
Total profit
$22,333
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77625

Home prices YoY
-22.0%
Active inventory
129
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,412 medium interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$49 /mo · $585/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$303

Break-even live

Break-even rent $1,029
Max offer price $135,000
Occupancy floor 74%

Sensitivity live

Price -10% $379 -5% $341 +0% $303 +5% $265 +10% $226
Rent -10% $191 -5% $247 +0% $303 +5% $359 +10% $414
Rate -1.0pp $371 -0.5pp $337 base $303 +0.5pp $268 +1.0pp $232

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2026-06-18
    days on market $135,000 Active 138 DOM
  2. 2026-06-17
    days on market $135,000 Active 137 DOM
  3. 2026-06-16
    days on market $135,000 Active 136 DOM
  4. 2026-06-15
    days on market $135,000 Active 135 DOM
  5. 2026-06-14
    days on market $135,000 Active 133 DOM
  6. 2026-06-13
    days on market $135,000 Active 132 DOM
  7. 2026-06-10
    days on market $135,000 Active 130 DOM
  8. 2026-06-09
    days on market $135,000 Active 129 DOM
  9. 2026-06-08
    days on market $135,000 Active 128 DOM
  10. 2026-06-07
    days on market $135,000 Active 127 DOM
  11. 2026-06-05
    days on market $135,000 Active 124 DOM
  12. 2026-06-03
    days on market $135,000 Active 123 DOM
  13. 2026-06-02
    days on market $135,000 Active 122 DOM
  14. 2026-06-01
    days on market $135,000 Active 121 DOM
  15. 2026-05-31
    days on market $135,000 Active 120 DOM
  16. 2026-05-30
    days on market $135,000 Active 119 DOM
  17. 2026-05-06
    status Pending 402-char remark
    Show marketing remark (402 chars)

    This inviting property features brand-new hardwood floors, a new front entryway that adds great curb appeal, and upgraded blinds in the living room that enhance both style and privacy. The fresh updates create a warm, modern feel while maintaining a comfortable and functional layout. Perfect for first-time homebuyers, this home is move-in ready and offers a wonderful opportunity to make it your own.

  18. 2026-04-02
    price $135,000 402-char remark
    Show marketing remark (402 chars)

    This inviting property features brand-new hardwood floors, a new front entryway that adds great curb appeal, and upgraded blinds in the living room that enhance both style and privacy. The fresh updates create a warm, modern feel while maintaining a comfortable and functional layout. Perfect for first-time homebuyers, this home is move-in ready and offers a wonderful opportunity to make it your own.

  19. 2026-03-15
    price $142,000 402-char remark
    Show marketing remark (402 chars)

    This inviting property features brand-new hardwood floors, a new front entryway that adds great curb appeal, and upgraded blinds in the living room that enhance both style and privacy. The fresh updates create a warm, modern feel while maintaining a comfortable and functional layout. Perfect for first-time homebuyers, this home is move-in ready and offers a wonderful opportunity to make it your own.

  20. 2026-03-04
    price $145,000 402-char remark
    Show marketing remark (402 chars)

    This inviting property features brand-new hardwood floors, a new front entryway that adds great curb appeal, and upgraded blinds in the living room that enhance both style and privacy. The fresh updates create a warm, modern feel while maintaining a comfortable and functional layout. Perfect for first-time homebuyers, this home is move-in ready and offers a wonderful opportunity to make it your own.

  21. 2026-01-17
    listed $150,000 Active 402-char remark
    Show marketing remark (402 chars)

    This inviting property features brand-new hardwood floors, a new front entryway that adds great curb appeal, and upgraded blinds in the living room that enhance both style and privacy. The fresh updates create a warm, modern feel while maintaining a comfortable and functional layout. Perfect for first-time homebuyers, this home is move-in ready and offers a wonderful opportunity to make it your own.

  22. 2025-12-12
    price $136,000
  23. 2025-11-09
    price $138,000
  24. 2025-10-30
    price $140,000
  25. 2025-09-27
    price $143,000
  26. 2025-09-12
    price $145,000
  27. 2020-12-30
    soldstatus
  28. 2020-12-28
    soldstatus
  29. 2020-11-12
    listed $69,500
  30. 2017-05-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$585 · $49/mo
Projected year-2 tax
$2,470 · $206/mo
Expected delta
+$1,886/yr (+$157/mo · 322.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,949
− Mortgage interest
−$7,562
− Property taxes
−$585
− Insurance
−$675
− Repairs & maintenance
−$1,356
− Management
−$1,356
− Depreciation
−$3,927
Taxable income
$1,488
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$357
After-tax cash flow
$3,278/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kountze ISD
NCES district ID
4825920
Math proficiency
35% ▼ -11.00%
Reading proficiency
35% ▼ -7.00%
Median HH income
$50,702
Composite
30.42/100
National rank
#6244
State rank
#506 of 826 in TX

Livability — Kountze

Score
73/100
State rank
#219
US rank
#5401

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kountze, TX
Population (ZIP)
9,384

Population outlook (Hardin County) Hauer SSP2

Today (2025)
57,780 people
By 2030
58,296 · +0.9%
By 2040
58,421 · +1.1%
By 2050
57,391 · -0.7%
By 2075
53,132 · -8.0%
By 2100
44,905 · -22.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Two or more races 8% Hispanic / Latino 8% Black 6%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 8% Italian 3% Slovak 2%
Foreign-born
2% · Canada
Languages at home
91% English-only · Spanish 8% French/Haitian/Cajun 1%

Political lean MEDSL · Hardin

2024 margin
Solid R (+75.8) · D 11.9% · R 87.7%
2008→2024 swing
-14.6pp toward R · 2008: -61.2pp · 2024: -75.8pp
All cycles
2024: R+75.8 2020: R+73.8 2016: R+73.9 2012: R+67.6 2008: R+61.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.86%
Current HPI
148.6087
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+94.2% since first listed
14 events — show timeline
  • 2026-05-06 Pending BBOR
  • 2026-04-02 Price Changed $135,000 BBOR
  • 2026-03-15 Price Changed $142,000 BBOR
  • 2026-03-04 Price Changed $145,000 BBOR
  • 2026-01-17 Listed $150,000 BBOR
  • 2025-12-12 Price Changed $136,000 BBOR
  • 2025-11-09 Price Changed $138,000 BBOR
  • 2025-10-30 Price Changed $140,000 BBOR
  • 2025-09-27 Price Changed $143,000 BBOR
  • 2025-09-12 Price Changed $145,000 BBOR
  • 2020-12-30 Sold (Public Records) Public Records
  • 2020-12-28 Sold (MLS) BBOR
  • 2020-11-12 Listed $69,500 BBOR
  • 2017-05-10 Sold (Public Records) Public Records

Property tax history

+13.7%/yr

Latest (2025): $585 · +20.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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