1301 Briarwood Dr · Lufkin, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- 1% rule +4.2/10.0
- Livability +3.6/5.0
- Schools +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This property is perfect for a family who loves outdoor living, featuring a spacious yard fully enclosed by a chain-link fence. The backyard is ideal for entertaining, complete with an in-ground fire pit—perfect for cookouts and gatherings. You'll find a versatile workshop for projects and a charming she shed that offers a private retreat, hobby space, or home office. Inside, the home offers a large primary bedroom with a walk-in closet, separate shower, and a relaxing jetted tub. The open-concept living area is anchored by a beautiful kitchen bar with additional storage underneath—perfect for both everyday living and entertaining. Two additional bedrooms are conveniently locate
Key facts
- Spacious yard
- In-ground fire pit
- Chain-link fence
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $69 ($828/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (8.3% below list).
- Recommended offer: $128k (8.3% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 3.6% in Lufkin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#240 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime F, commute F.
- Lufkin ISD (town): math 39% / reading 39% proficiency, ranked #446 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 297 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.88%
- Cash-on-cash
- 2.11%
- DSCR
- 1.09
- GRM
- 9.1
CMA / ARV
- ARV (on-the-fly)
- $173,320
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 111 Hemlock Rd | 0.46mi | 3/2.0 | 1,260 (+2%) | 0mo | $149,000 | $118 | 71 |
| 204 River Oak St | 0.66mi | 3/2.5 | 1,347 (+9%) | 23mo | $189,000 | $140 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -12.9%
- Equity multiple
- 0.53×
- Total profit
- $-18,269
- Equity at exit
- $20,860
- IRR
- -3.9%
- Equity multiple
- 0.74×
- Total profit
- $-10,226
- Equity at exit
- $12,096
Cash invested: $39,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75901
- Home prices YoY
- -16.9%
- Active inventory
- 297
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $1,283 medium interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$152 /mo · $1,830/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$269
- Net cashflow
- $69
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,975
- Closing costs
- $4,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 310 Cousart St Lufkin, TX | 3.0 | 1.0 | 952 | $1,100 | $1.16 | 43d | 1 | 0.35mi |
| 120 E Denman Ave Lufkin, TX | 2.0 | 2.0 | 985 | $1,300 | $1.32 | 43d | 1 | 1.26mi |
| 107 Shady Bend Dr Lufkin, TX | 2.0 | 1.0 | 930 | $1,000 | $1.08 | 43d | 1 | 1.43mi |
Listing history 3 events
-
2026-04-23status Pending
-
2026-04-14$139,900 Active
-
1988-01-21soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,830 · $152/mo
- Projected year-2 tax
- $2,560 · $213/mo
- Expected delta
- +$731/yr (+$61/mo · 39.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,394
- − Mortgage interest
- −$7,837
- − Property taxes
- −$1,830
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,231
- − Management
- −$1,231
- − Depreciation
- −$4,070
- Taxable loss
- −$1,505
- Est. tax savings @ 24.0%
- +$361
- After-tax cash flow
- $1,189/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lufkin ISD
- NCES district ID
- 4828550
- Math proficiency
- 39% ▼ -9.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $41,009
- Composite
- 32.81/100
- National rank
- #5625
- State rank
- #446 of 826 in TX
Livability — Lufkin
- Score
- 72/100
- State rank
- #240
- US rank
- #5792
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lufkin, TX
- County
- Angelina County · 62,696 people
- City population
- 62,696
- Metro
- Lufkin, TX
- Population (ZIP)
- 28,234
- Household income
- $62,966
- Rent vs Own
- Severe rent burden
- 930.0
Population outlook (Angelina County) Hauer SSP2
- Today (2025)
- 90,174 people
- By 2030
- 90,697 · +0.6%
- By 2040
- 91,291 · +1.2%
- By 2050
- 91,168 · +1.1%
- By 2075
- 88,961 · -1.3%
- By 2100
- 80,590 · -10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 48% Hispanic / Latino 33% Two or more races 21% Black 12% Asian 2%
- Hispanic origin (detail)
- Mexican 28%
- Common ancestry
- Lithuanian 2% Slovak 2% Italian 1%
- Foreign-born
- 14% · Canada
- Languages at home
- 72% English-only · Spanish 25% Chinese 1% Vietnamese 0%
Political lean MEDSL · Angelina
- 2024 margin
- Solid R (+52.0) · D 23.7% · R 75.7%
- 2008→2024 swing
- -17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
- All cycles
- 2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.13%
- Current HPI
- 232.6282
- Rent YoY
- —
- Metro
- Lufkin, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
3 events — show timeline
- 2026-04-23 Pending — Deep East Texas MLS
- 2026-04-14 Listed $139,900 Deep East Texas MLS
- 1988-01-21 Sold (Public Records) — Public Records
Property tax history
+6.1%/yrLatest (2025): $1,830 · +10.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…