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5709 Holiday Park Blvd
B Composite 71.05
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.4/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.4/10.0
  • Livability +3.8/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,900

5709 Holiday Park Blvd · North Port, FL 34287
2 bd · 2.0 ba · 732 sqft · Manufactured public records · 48 Days on market
Built 1971 4,224 sqft lot $195/mo HOA · 12% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HOLIDAY PARK- REDUCED! Bright, clean and spacious! 2 BDRM split plan, 2 BATHS, Expanded living room, all appliances. Unique Florida room and workshop/laundry area, new water heater, newer windows. Vinyl siding & roofover. Move-in condition!

Key facts

  • Heated pools
  • Fitness center
  • Florida room

Tags

FLORIDA ROOMHEATED POOLSSHUFFLEBOARDCLUBHOUSE WITH LIBRARYFITNESS CENTERTENNIS COURTS

Property features AI

Finance

  • Other: Turnkey furnished
  • Financial info: Lease restrictions apply
  • HOA & community: HOA required (Holiday Park/Vicky Lawrence); Monthly HOA fee $195 (annual $2,340); Association amenities: clubhouse, gated community, park, pool, shuffleboard court; Association fee covers pool, grounds maintenance, management, private road, recreational facilities, security; Buyer approval required; Deed restrictions; Sidewalks; Senior community; Pets allowed (cats and dogs; size/number limits apply, max pet weight 30 lbs)

Exterior

  • Parking: Carport with 1 space
  • Security: Located in a gated community
  • Utilities: Public water; Public sewer; Electricity connected; Cable connected; Underground utilities
  • Home design: Residential mobile home (single wide); One level; Faces northwest; Entry on one level
  • Construction: Vinyl siding; Membrane roof; Crawlspace foundation; Built as single wide mobile home
  • Exterior features: Awning(s); Exterior lighting; Rain gutters; Sidewalk; In-ground heated gunite pool

Interior

  • Kitchen: Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate; Linoleum
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Open floor plan; Window treatments
  • Laundry & utility: Washer hookup; Dryer hookup; Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $216 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.5% vs local median 3.6% in North Port — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#252 in FL, #3,975 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 852 active listings in the ZIP; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: property tax is 4.6% of price; flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.96%
Cap rate
10.54%
Cash-on-cash
15.16%
DSCR
1.67
GRM
4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
-3.8%
Equity multiple
0.86×
Total profit
$-3,064
Equity at exit
$11,913
10-year hold
IRR
0.0%
Equity multiple
1.00×
Total profit
$27
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34287

Home prices YoY
-20.1%
Rents YoY
0.3%
Active inventory
852
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,563 medium interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$305 /mo · $3,659/yr
Insurance
$33
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$195
Vacancy / Maint / Mgmt
$328
Net cashflow
$216

Break-even live

Break-even rent $1,289
Max offer price $79,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$195 · $2,340/yr
Likely covers
water

Listing history 21 events

  1. 2026-06-18
    days on market $79,900 Active 48 DOM
  2. 2026-06-17
    days on market $79,900 Active 47 DOM
  3. 2026-06-16
    days on market $79,900 Active 46 DOM
  4. 2026-06-15
    days on market $79,900 Active 45 DOM
  5. 2026-06-13
    days on market $79,900 Active 43 DOM
  6. 2026-06-13
    days on market $79,900 Active 42 DOM
  7. 2026-06-10
    days on market $79,900 Active 40 DOM
  8. 2026-06-09
    days on market $79,900 Active 39 DOM
  9. 2026-06-08
    days on market $79,900 Active 38 DOM
  10. 2026-06-08
    days on market $79,900 Active 37 DOM
  11. 2026-06-05
    days on market $79,900 Active 34 DOM
  12. 2026-06-03
    days on market $79,900 Active 33 DOM
  13. 2026-06-02
    days on market $79,900 Active 32 DOM
  14. 2026-06-01
    days on market $79,900 Active 31 DOM
  15. 2026-05-31
    days on market $79,900 Active 30 DOM
  16. 2026-05-01
    listed $79,900 Active 809-char remark
  17. 2016-02-29
    soldstatus $69,000
  18. 2007-03-05
    soldstatus $75,000
  19. 2007-02-16
    soldstatus $75,000 246-char remark
    Show marketing remark (246 chars)

    HOLIDAY PARK- REDUCED! Bright, clean and spacious! 2 BDRM split plan, 2 BATHS, Expanded living room, all appliances. Unique Florida room and workshop/laundry area, new water heater, newer windows. Vinyl siding & roofover. Move-in condition!

  20. 2006-01-26
    listed $79,500 246-char remark
    Show marketing remark (246 chars)

    HOLIDAY PARK- REDUCED! Bright, clean and spacious! 2 BDRM split plan, 2 BATHS, Expanded living room, all appliances. Unique Florida room and workshop/laundry area, new water heater, newer windows. Vinyl siding & roofover. Move-in condition!

  21. 1990-04-06
    soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,659 · $305/mo
Projected year-2 tax
$3,659 · $305/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,757
− Mortgage interest
−$4,476
− Property taxes
−$3,659
− Insurance
−$1,197
− Repairs & maintenance
−$1,501
− Management
−$1,501
− HOA
−$2,340
− Depreciation
−$2,324
Taxable income
$1,760
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$422
After-tax cash flow
$2,172/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sarasota
NCES district ID
1201680
Math proficiency
63% ▼ -8.00%
Reading proficiency
63% ▼ -3.00%
Median HH income
$51,167
Composite
53.68/100
National rank
#1428
State rank
#7 of 73 in FL

Livability — North Port

Score
75/100
State rank
#252
US rank
#3975

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Port, FL
County
Sarasota County · 448,376 people
City population
75,324
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
25,929
Household income
$63,464
Rent vs Own
19.1% rent · 80.9% own
Severe rent burden
522.0

Population outlook (Sarasota County) Hauer SSP2

Today (2025)
452,380 people
By 2030
474,175 · +4.8%
By 2040
511,577 · +13.1%
By 2050
541,467 · +19.7%
By 2075
604,947 · +33.7%
By 2100
621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 14% Two or more races 7% Asian 4% Black 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Cuban 3% Dominican 1%
Common ancestry
Romanian 4% Scotch-Irish 3% Lithuanian 3%
Foreign-born
16% · Canada, Philippines
Languages at home
81% English-only · Spanish 8% Russian/Polish/Slavic 5% French/Haitian/Cajun 2%

Political lean MEDSL · Sarasota

2024 margin
R (+18.2) · D 40.5% · R 58.7%
2008→2024 swing
-18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
All cycles
2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -70.89%
Current HPI
280.8484
Rent YoY
▲ 0.26%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+149.7% since first listed
6 events — show timeline
  • 2026-05-01 Listed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2016-02-29 Sold (Public Records) $69,000 Public Records
  • 2007-03-05 Sold (Public Records) $75,000 Public Records
  • 2007-02-16 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
  • 2006-01-26 Listed $79,500 Stellar MLS as Distributed by MLS Grid
  • 1990-04-06 Sold (Public Records) $32,000 Public Records

Property tax history

+4.8%/yr

Latest (2025): $3,659 · -4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…