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Lacombe. Plan 🏗️ New Construction
C Composite 58.53
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.7/10.0
  • Condition / age +4.8/5.0
  • Schools +4.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.5/5.0
  • Appreciation +0.0/10.0

$307,900

Lacombe. Plan · Zachary, LA 70791
5 bd · 3.0 ba · 2,068 sqft · SingleFamily · 765 Days on market
Excellent condition ↓ 38% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Experience abundant space in our Lacombe floorplan at Brook Hollow, a new home community in Zachary, Louisiana. Select from 3 contemporary exteriors to make a bold impression with the Lacombe! Inside this 5-bedroom, 3-bathroom home, you'll find up to 2,068 square feet of comfortable living. As you walk into this home, you'll be greeted by the first set of bedrooms along with the first guest bathroom. Traveling down the hallway you'll see what open concept was meant to be with the kitchen, living and dining area all within reach of each other while being separate enough for individuality. Shaker-style cabinets and gooseneck pulldown faucets adorn the kitchen. The stainless-steel Whirlpool appliances, stove, microwave hood, dishwasher, and single basin under-mount sink, all paired with 3 cm granite countertops, will delight the family chef. The laundry room is conveniently placed across from the dining room for quick access. Situated beside the kitchen, the dining room and living room across from it ensure that everyone can stay engaged in the action, regardless of their location. Behind the dining room lies another hallway with another set of bedrooms, along with another guest bathroom. Each bedroom are carpeted, and has an adequate closet, allowing for space and storage throughout the home. The primary bathroom is large and contains an en suite with a massive walk-in closet, which houses the linins closet. The primary bathroom has dual vanities, a separate tub, and shower

Key facts

  • 2 garage spots
  • Listed 765 days

Tags

SHAKER-STYLE CABINETS3 CM GRANITE COUNTERTOPSMASSIVE WALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $307,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $300,519.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $308k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $471 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $308k).
  • Recommended offer: $271k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 4.5% in Zachary — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#64 in LA) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: crime C-, amenities F, commute F.
  • Zachary Community School District (suburban): math 46% / reading 60% proficiency, ranked #8 of 98 in LA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.2%/yr); 584 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $3,225/mo this rent would consume 49% of the median local household income ($78k/yr) (locally 718% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 765 days — a 12% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
Recommended offer $270,952 (12.0% below list)

Questions for the listing agent

  1. It's been on market 765 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.17%
Cash-on-cash
6.72%
DSCR
1.30
GRM
7.8

CMA / ARV

ARV (median comp)
$300,519
List price
$307,900
Delta
2.46%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7013 Brook Hollow Dr 0.02mi 5/3.0 2,068 (0%) 2mo $299,900 $145 97
3552 Chien St 0.19mi 5/3.0 2,016 (-2%) 5mo $307,900 $153 83
7048 Stable St 0.24mi 5/3.0 2,016 (-2%) 8mo $321,900 $160 78
7033 Brook Hollow Dr 0.02mi 4/2.0 (-1) 1,867 (-10%) 1mo $284,900 $153 73
3020 Twin Lakes Ct 0.11mi 4/3.0 (-1) 2,311 (+12%) 6mo $368,000 $159 65
3013 Country Lake Dr 0.36mi 4/3.0 (-1) 2,170 (+5%) 9mo $345,000 $159 63
3450 Chien St 0.11mi 4/2.0 (-1) 1,867 (-10%) 9mo $300,900 $161 62
3508 Ash St 0.28mi 4/2.0 (-1) 1,867 (-10%) 3mo $259,999 $139 59
6932 Midway St 0.13mi 4/2.0 (-1) 1,819 (-12%) 8mo $297,900 $164 58
3542 Chien St 0.18mi 4/2.0 (-1) 1,819 (-12%) 7mo $288,900 $159 57
7398 Marshall Bond Dr 0.41mi 4/2.5 (-1) 2,245 (+9%) 4mo $275,000 $122 56
3604 Chien St 0.20mi 4/2.0 (-1) 1,819 (-12%) 9mo $288,900 $159 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.18% rent growth · sell at horizon

5-year hold
IRR
-4.6%
Equity multiple
0.82×
Total profit
$-14,771
Equity at exit
$44,808
10-year hold
IRR
6.4%
Equity multiple
1.50×
Total profit
$42,253
Equity at exit
$25,983

Cash invested: $84,145 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70791

Home prices YoY
-21.6%
Rents YoY
4.2%
Active inventory
584
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$3,225 medium interval (Pro) →
Mortgage (P&I)
$1,576
Tax est. 1.5%
$376 /mo · $4,508/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$677
Net cashflow
$471

Break-even live

Break-even rent $2,629
Max offer price $300,519
Occupancy floor 80%

Sensitivity live

Price -10% $679 -5% $575 +0% $471 +5% $367 +10% $263
Rent -10% $216 -5% $344 +0% $471 +5% $598 +10% $726
Rate -1.0pp $622 -0.5pp $548 base $471 +0.5pp $393 +1.0pp $314

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,130
Closing costs
$9,016
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2913 Country Lake Dr Zachary, LA 4.0 2.5 2437 $3,695 $1.52 14d 1 0.40mi
2913 Country Lake Dr Zachary, LA 4.0 2.5 2405 $3,795 $1.58 44d 1 0.40mi

Listing history 19 events

  1. 2026-06-18
    days on market $307,900 Active 765 DOM
  2. 2026-06-17
    days on market $307,900 Active 764 DOM
  3. 2026-06-16
    days on market $307,900 Active 763 DOM
  4. 2026-06-15
    days on market $307,900 Active 762 DOM
  5. 2026-06-14
    days on market $307,900 Active 760 DOM
  6. 2026-06-13
    days on market $307,900 Active 759 DOM
  7. 2026-06-10
    days on market $307,900 Active 757 DOM
  8. 2026-06-09
    days on market $307,900 Active 756 DOM
  9. 2026-06-08
    days on market $307,900 Active 755 DOM
  10. 2026-06-07
    days on market $307,900 Active 754 DOM
  11. 2026-06-03
    days on market $307,900 Active 750 DOM
  12. 2026-06-02
    days on market $307,900 Active 749 DOM
  13. 2026-06-01
    days on market $307,900 Active 748 DOM
  14. 2026-05-31
    days on market $307,900 Active 747 DOM
  15. 2026-05-31
    days on market $307,900 Active 746 DOM
  16. 2025-09-13
    price $307,900 1498-char remark
    Show marketing remark (1498 chars)

    Experience abundant space in our Lacombe floorplan at Brook Hollow, a new home community in Zachary, Louisiana. Select from 3 contemporary exteriors to make a bold impression with the Lacombe! Inside this 5-bedroom, 3-bathroom home, you'll find up to 2,068 square feet of comfortable living. As you walk into this home, you'll be greeted by the first set of bedrooms along with the first guest bathroom. Traveling down the hallway you'll see what open concept was meant to be with the kitchen, living and dining area all within reach of each other while being separate enough for individuality. Shaker-style cabinets and gooseneck pulldown faucets adorn the kitchen. The stainless-steel Whirlpool appliances, stove, microwave hood, dishwasher, and single basin under-mount sink, all paired with 3 cm granite countertops, will delight the family chef. The laundry room is conveniently placed across from the dining room for quick access. Situated beside the kitchen, the dining room and living room across from it ensure that everyone can stay engaged in the action, regardless of their location. Behind the dining room lies another hallway with another set of bedrooms, along with another guest bathroom. Each bedroom are carpeted, and has an adequate closet, allowing for space and storage throughout the home. The primary bathroom is large and contains an en suite with a massive walk-in closet, which houses the linins closet. The primary bathroom has dual vanities, a separate tub, and shower

  17. 2024-08-23
    price $308,900 1498-char remark
    Show marketing remark (1498 chars)

    Experience abundant space in our Lacombe floorplan at Brook Hollow, a new home community in Zachary, Louisiana. Select from 3 contemporary exteriors to make a bold impression with the Lacombe! Inside this 5-bedroom, 3-bathroom home, you'll find up to 2,068 square feet of comfortable living. As you walk into this home, you'll be greeted by the first set of bedrooms along with the first guest bathroom. Traveling down the hallway you'll see what open concept was meant to be with the kitchen, living and dining area all within reach of each other while being separate enough for individuality. Shaker-style cabinets and gooseneck pulldown faucets adorn the kitchen. The stainless-steel Whirlpool appliances, stove, microwave hood, dishwasher, and single basin under-mount sink, all paired with 3 cm granite countertops, will delight the family chef. The laundry room is conveniently placed across from the dining room for quick access. Situated beside the kitchen, the dining room and living room across from it ensure that everyone can stay engaged in the action, regardless of their location. Behind the dining room lies another hallway with another set of bedrooms, along with another guest bathroom. Each bedroom are carpeted, and has an adequate closet, allowing for space and storage throughout the home. The primary bathroom is large and contains an en suite with a massive walk-in closet, which houses the linins closet. The primary bathroom has dual vanities, a separate tub, and shower

  18. 2024-07-23
    price $306,900 1498-char remark
    Show marketing remark (1498 chars)

    Experience abundant space in our Lacombe floorplan at Brook Hollow, a new home community in Zachary, Louisiana. Select from 3 contemporary exteriors to make a bold impression with the Lacombe! Inside this 5-bedroom, 3-bathroom home, you'll find up to 2,068 square feet of comfortable living. As you walk into this home, you'll be greeted by the first set of bedrooms along with the first guest bathroom. Traveling down the hallway you'll see what open concept was meant to be with the kitchen, living and dining area all within reach of each other while being separate enough for individuality. Shaker-style cabinets and gooseneck pulldown faucets adorn the kitchen. The stainless-steel Whirlpool appliances, stove, microwave hood, dishwasher, and single basin under-mount sink, all paired with 3 cm granite countertops, will delight the family chef. The laundry room is conveniently placed across from the dining room for quick access. Situated beside the kitchen, the dining room and living room across from it ensure that everyone can stay engaged in the action, regardless of their location. Behind the dining room lies another hallway with another set of bedrooms, along with another guest bathroom. Each bedroom are carpeted, and has an adequate closet, allowing for space and storage throughout the home. The primary bathroom is large and contains an en suite with a massive walk-in closet, which houses the linins closet. The primary bathroom has dual vanities, a separate tub, and shower

  19. 2024-05-14
    listed $500,000 Active 1498-char remark
    Show marketing remark (1498 chars)

    Experience abundant space in our Lacombe floorplan at Brook Hollow, a new home community in Zachary, Louisiana. Select from 3 contemporary exteriors to make a bold impression with the Lacombe! Inside this 5-bedroom, 3-bathroom home, you'll find up to 2,068 square feet of comfortable living. As you walk into this home, you'll be greeted by the first set of bedrooms along with the first guest bathroom. Traveling down the hallway you'll see what open concept was meant to be with the kitchen, living and dining area all within reach of each other while being separate enough for individuality. Shaker-style cabinets and gooseneck pulldown faucets adorn the kitchen. The stainless-steel Whirlpool appliances, stove, microwave hood, dishwasher, and single basin under-mount sink, all paired with 3 cm granite countertops, will delight the family chef. The laundry room is conveniently placed across from the dining room for quick access. Situated beside the kitchen, the dining room and living room across from it ensure that everyone can stay engaged in the action, regardless of their location. Behind the dining room lies another hallway with another set of bedrooms, along with another guest bathroom. Each bedroom are carpeted, and has an adequate closet, allowing for space and storage throughout the home. The primary bathroom is large and contains an en suite with a massive walk-in closet, which houses the linins closet. The primary bathroom has dual vanities, a separate tub, and shower

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,702
− Mortgage interest
−$16,834
− Property taxes
−$4,508
− Insurance
−$1,503
− Repairs & maintenance
−$3,096
− Management
−$3,096
− Depreciation
−$8,742
Taxable income
$923
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$222
After-tax cash flow
$5,431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 95/100 None rehab

This home is in excellent condition with no major repairs needed. It offers a good balance of space and features, making it a solid investment for both resale and rental markets.

Value-add opportunities

  • Both Painting interior walls and ceilings — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Updating kitchen cabinets and appliances — Modernizing the kitchen can increase both resale and rental value.
  • Both Upgrading bathrooms with new fixtures and finishes — Improved bathrooms can significantly boost the home's value for both buyers and renters.
  • Both Landscaping improvements — Enhanced landscaping can make the home more attractive and increase its appeal to potential buyers and renters.
  • Both Adding smart home features — Smart home technology can increase the home's value by making it more energy-efficient and convenient for both buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting interior walls and ceilings — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Updating kitchen cabinets and appliances — Modernizing the kitchen can increase both resale and rental value.
  • Both Upgrading bathrooms with new fixtures and finishes — Improved bathrooms can significantly boost the home's value for both buyers and renters.
  • Both Landscaping improvements — Enhanced landscaping can make the home more attractive and increase its appeal to potential buyers and renters.
  • Both Adding smart home features — Smart home technology can increase the home's value by making it more energy-efficient and convenient for both buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Zachary Community School District
NCES district ID
2200039
Math proficiency
46% ▼ -38.00%
Reading proficiency
60% ▼ -28.00%
Median HH income
$68,531
Composite
46.99/100
National rank
#2349
State rank
#8 of 98 in LA

Livability — Zachary

Score
69/100
State rank
#64
US rank
#8274

Category grades

Amenities F Commute F Cost of living B+ Crime C- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Zachary, LA
County
East Baton Rouge Parish · 399,686 people
City population
30,385
Metro
Baton Rouge, LA
Population (ZIP)
30,385
Household income
$78,263
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
718.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 53% Black 41% Two or more races 4% Hispanic / Latino 2% Asian 2%
Common ancestry
Lithuanian 6% Italian 2% Slovak 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 1% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.01%
Current HPI
170.2143
Rent YoY
▲ 4.18%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-38.4% since first listed
4 events — show timeline
  • 2025-09-13 Price Changed $307,900 Zillow
  • 2024-08-23 Price Changed $308,900 Zillow
  • 2024-07-23 Price Changed $306,900 Zillow
  • 2024-05-14 Listed $500,000 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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