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42 Eaves Dr
D+ Composite 49.31
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +8.7/30.0
  • Livability +3.6/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • 1% rule +1.9/10.0

$234,900

42 Eaves Dr · Temple, GA 30179
2 bd · 2.0 ba · 1,752 sqft · SingleFamily public records · 7 Days on market
Built 1950 0.39 ac lot $134/sqft · 40% below area Est $390k · 40% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this adorable 3 bedroom, 2 bathroom home nestled in the charming Draketown community of Temple, GA! Sitting on close to half an acre, this property offers the perfect blend of comfort, functionality, and peaceful country living. Step inside to an inviting open-concept layout featuring beautiful new flooring, spacious living areas, and a bright kitchen with ample cabinet space. The oversized primary suite includes a relaxing bathroom with double vanities, soaking tub, and separate shower. Enjoy quiet mornings or evening gatherings on the covered front porch overlooking the large yard. Conveniently located just minutes from I-20, Carrollton, Villa Rica, and Bremen, this home combines small-town charm with easy access to shopping, dining, schools, and everyday conveniences. Don't miss this sweet home in a growing area - it won't last long!

Key facts

  • Covered front porch
  • Soaking tub
  • New flooring

Tags

OPEN-CONCEPT LAYOUTNEW FLOORINGCOVERED FRONT PORCHLARGE YARDDOUBLE VANITIESSOAKING TUB

Property features AI

Exterior

  • Parking: Driveway parking; Open parking available
  • Utilities: Public water; Septic tank sewer; Electricity available; Natural gas available; Cable available; Phone available; Water available; Other electric service
  • Home design: One-level home; Resale property; Fee simple ownership
  • Construction: Built with cedar and wood siding; Metal roof; Block foundation
  • Exterior features: Covered patio/porch; Back yard fencing; Other exterior features

Interior

  • Kitchen: Stained cabinets; Dishwasher; Microwave
  • Bedrooms: Three bedrooms on the main level; Primary suite located on the main level
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: Two full bathrooms; Master bathroom with separate tub and shower
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Double vanity; High-speed internet available; Walk-in closets; Double-pane windows; No shared/common walls; Attic and other additional room types; Crawl space basement
  • Laundry & utility: Laundry located in hall; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-199 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $200k (14.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (31.3% below list).
  • Recommended offer: $161k (31.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Haralson County (rural): math 36% / reading 30% proficiency, ranked #76 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Buchanan Primary School (445 students, 85% FRL); Haralson County Middle School (math 43% / reading 33%, grade F, #159 of 470 statewide, top 34%, 772 students, 85% FRL); Haralson County High School (math 30% / reading 42%, grade F, #74 of 424 statewide, top 18%, 945 students, 85% FRL) — zoned schools average 85% FRL vs 54% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 189 active listings in the ZIP; solid renter incomes; 225 units permitted in Haralson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Haralson County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 8 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; list at $235k implies a 124% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $161,321 (31.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
5.28%
Cash-on-cash
-3.62%
DSCR
0.84
GRM
12.1

CMA / ARV

ARV (median comp)
$390,119
List price
$234,900
Delta
-39.79%
Verdict
UNDERPRICED
Comps
11 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3500 N Highway 113 0.56mi 3/2.0 (+1) 1,778 (+2%) 18mo $389,000 $219 51
103 John Golden Rd 0.69mi 3/2.0 (+1) 1,850 (+6%) 12mo $284,000 $154 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.7%
Equity multiple
2.75×
Total profit
$115,211
Equity at exit
$211,617
10-year hold
IRR
19.5%
Equity multiple
6.31×
Total profit
$349,093
Equity at exit
$456,359

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30179

Home prices YoY
6.7%
Active inventory
189
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$1,613 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$143 /mo · $1,721/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$339
Net cashflow
$-199

Break-even live

Break-even rent $1,865
Max offer price $199,803
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,725
Closing costs
$7,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-13
    statusdays on marketlisting id $234,900 Pending 7 DOM
  2. 2026-06-07
    statusdays on market $234,900 Under Contract 29 DOM
  3. 2026-06-04
    statusdays on market $234,900 Active 28 DOM
  4. 2026-06-03
    days on market $234,900 Price Change 27 DOM
  5. 2026-06-02
    days on market $234,900 Price Change 26 DOM
  6. 2026-06-02
    pricestatus $234,900 Price Change 25 DOM
  7. 2026-06-01
    days on market $242,900 Active 25 DOM
    Show marketing remark (864 chars)

    Welcome home to this adorable 3 bedroom, 2 bathroom home nestled in the charming Draketown community of Temple, GA! Sitting on close to half an acre, this property offers the perfect blend of comfort, functionality, and peaceful country living. Step inside to an inviting open-concept layout featuring beautiful new flooring, spacious living areas, and a bright kitchen with ample cabinet space. The oversized primary suite includes a relaxing bathroom with double vanities, soaking tub, and separate shower. Enjoy quiet mornings or evening gatherings on the covered front porch overlooking the large yard. Conveniently located just minutes from I-20, Carrollton, Villa Rica, and Bremen, this home combines small-town charm with easy access to shopping, dining, schools, and everyday conveniences. Don't miss this sweet home in a growing area - it won't last long!

  8. 2026-05-31
    days on market $242,900 Active 24 DOM
  9. 2026-05-18
    price $242,900 864-char remark
    Show marketing remark (864 chars)

    Welcome home to this adorable 3 bedroom, 2 bathroom home nestled in the charming Draketown community of Temple, GA! Sitting on close to half an acre, this property offers the perfect blend of comfort, functionality, and peaceful country living. Step inside to an inviting open-concept layout featuring beautiful new flooring, spacious living areas, and a bright kitchen with ample cabinet space. The oversized primary suite includes a relaxing bathroom with double vanities, soaking tub, and separate shower. Enjoy quiet mornings or evening gatherings on the covered front porch overlooking the large yard. Conveniently located just minutes from I-20, Carrollton, Villa Rica, and Bremen, this home combines small-town charm with easy access to shopping, dining, schools, and everyday conveniences. Don't miss this sweet home in a growing area - it won't last long!

  10. 2026-05-07
    listed $247,900 New 864-char remark
    Show marketing remark (864 chars)

    Welcome home to this adorable 3 bedroom, 2 bathroom home nestled in the charming Draketown community of Temple, GA! Sitting on close to half an acre, this property offers the perfect blend of comfort, functionality, and peaceful country living. Step inside to an inviting open-concept layout featuring beautiful new flooring, spacious living areas, and a bright kitchen with ample cabinet space. The oversized primary suite includes a relaxing bathroom with double vanities, soaking tub, and separate shower. Enjoy quiet mornings or evening gatherings on the covered front porch overlooking the large yard. Conveniently located just minutes from I-20, Carrollton, Villa Rica, and Bremen, this home combines small-town charm with easy access to shopping, dining, schools, and everyday conveniences. Don't miss this sweet home in a growing area - it won't last long!

  11. 2025-08-03
    historical
  12. 2025-08-03
    historical
  13. 2025-04-11
    price $259,900
  14. 2025-04-11
    price $259,900
  15. 2025-04-03
    listed $269,900 Active
  16. 2025-04-03
    listed $269,900 New
  17. 2019-02-25
    soldstatus $105,000
  18. 2016-12-09
    soldstatus $94,900 Sold
  19. 2016-12-09
    soldstatus $94,900 Sold
  20. 2016-10-24
    historical Pending
  21. 2016-10-24
    status Under Contract
  22. 2016-09-22
    listed $94,900 New
  23. 2016-09-22
    listed $94,900 Active
  24. 2016-07-16
    historical
  25. 2016-04-06
    price $87,500
  26. 2015-10-29
    historical
  27. 2015-10-28
    listed $89,900 New
  28. 2015-10-20
    price $91,500
  29. 2015-08-24
    price $97,500
  30. 2015-08-07
    listed $105,000 New
  31. 2004-07-15
    soldstatus $94,500
  32. 1997-07-09
    soldstatus $23,900
  33. 1973-06-22
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,721 · $143/mo
Projected year-2 tax
$2,161 · $180/mo
Expected delta
+$440/yr (+$37/mo · 25.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 23% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,359
− Mortgage interest
−$13,158
− Property taxes
−$1,721
− Insurance
−$1,174
− Repairs & maintenance
−$1,549
− Management
−$1,549
− Depreciation
−$6,833
Taxable loss
−$6,626
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,590
After-tax cash flow
$-794/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Haralson County
NCES district ID
1302670
Math proficiency
36% ▼ -6.00%
Reading proficiency
30% ▼ -3.00%
Median HH income
$39,716
Composite
27.74/100
National rank
#6900
State rank
#76 of 174 in GA

Livability — Temple

Score
72/100
State rank
#60
US rank
#5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Carroll County · 124,888 people
City population
19,882
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
19,882
Household income
$76,571
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
396.0

Population outlook (Haralson County) Hauer SSP2

Today (2025)
29,106 people
By 2030
29,023 · -0.3%
By 2040
28,434 · -2.3%
By 2050
27,144 · -6.7%
By 2075
22,666 · -22.1%
By 2100
16,475 · -43.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Italian 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Haralson

2024 margin
Solid R (+74.4) · D 12.6% · R 87.0%
2008→2024 swing
-16.6pp toward R · 2008: -57.8pp · 2024: -74.4pp
All cycles
2024: R+74.4 2020: R+74.0 2016: R+71.6 2012: R+64.2 2008: R+57.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 27.16%
Current HPI
435.3863
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1857.5% since first listed
29 events — show timeline
  • 2026-06-12 Pending FMLS
  • 2026-06-05 Pending GAMLS
  • 2026-06-01 Price Changed $234,900 GAMLS
  • 2026-05-22 Listed $234,900 FMLS
  • 2026-05-18 Price Changed $242,900 GAMLS
  • 2026-05-07 Listed $247,900 GAMLS
  • 2025-08-03 Listing Removed GAMLS
  • 2025-08-03 Listing Removed FMLS
  • 2025-04-11 Price Changed $259,900 GAMLS
  • 2025-04-11 Price Changed $259,900 FMLS
  • 2025-04-03 Listed $269,900 GAMLS
  • 2025-04-03 Listed $269,900 FMLS
  • 2019-02-25 Sold (Public Records) $105,000 Public Records
  • 2016-12-09 Sold (MLS) $94,900 GAMLS
  • 2016-12-09 Sold (MLS) $94,900 FMLS
  • 2016-10-24 Contingent FMLS
  • 2016-10-24 Pending GAMLS
  • 2016-09-22 Listed $94,900 GAMLS
  • 2016-09-22 Listed $94,900 FMLS
  • 2016-07-16 Listing Removed GAMLS
  • 2016-04-06 Price Changed $87,500 GAMLS
  • 2015-10-29 Listing Removed GAMLS
  • 2015-10-28 Listed $89,900 GAMLS
  • 2015-10-20 Price Changed $91,500 GAMLS
  • 2015-08-24 Price Changed $97,500 GAMLS
  • 2015-08-07 Listed $105,000 GAMLS
  • 2004-07-15 Sold (Public Records) $94,500 Public Records
  • 1997-07-09 Sold (Public Records) $23,900 Public Records
  • 1973-06-22 Sold (Public Records) $12,000 Public Records

Property tax history

+7.3%/yr

Latest (2025): $1,721 · +49.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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