715 Rosedale St · La Marque, TX 77568

$199,000

3 bd · 2.0 ba · 1,120 sqft · Land · 41 Days on market

Built 2025 6,085 sqft lot ↓ 12% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.5/30.0
• ARV discount +7.5/15.0
• DSCR +6.2/10.0
• 1% rule +5.2/10.0
• Rent growth +3.5/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks

Newly constructed home that embodies modern architectural elegance, offering a perfect blend of simplicity and practicality. This home spans 1120 sq. ft. and features 3 bedrooms, 2 Bathrooms, and an abundance of natural light throughout. You'll find high ceilings throughout the home that complements the spacious open concept. Designer style kitchen complete with a generous island, ideal for cooking and entertaining. The Living give access to a large side and backyard. The beautiful primary suite is a true sanctuary, boasting high ceilings, and a large walk-in closet. Its en-suite primary bath showcases beautifully crafted fixtures and tiles. Schedule a tour!

Key facts

• 6,085 sq ft lot
• Built 2025
• Listed 41 days

Property features AI

Exterior

• Parking: No dedicated parking
• Utilities: Public water; Public sewer
• Home design: Residential property; New construction (2025); Single-level entry (first-floor living)
• Construction: Cement and wood siding; Composition roof; Slab foundation; Builder: Dirty and Stinky Junk Removal llc.; Living area approximately 1,120
• Exterior features: Subdivision lot; Other lot features

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Garbage disposal
• Bedrooms: Primary bedroom on first floor (approx. 14' x 11'); Two additional bedrooms on first floor (each approx. 10' x 12')
• Bathrooms: Two full bathrooms; Primary bathroom on first floor (approx. 10' x 5')
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Seller provided disclosure available
• Laundry & utility: Washer hookup; Electric dryer hookup

🏗️ New construction. The $199,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $150,499.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $199k.

Deal economics

• At list price, monthly cash flow is $105 ($1k/yr) — positive.
• To cash-flow at today's rent, offer at most $166k (16.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (22.9% below list).
• Recommended offer: $153k (22.9% below list) — sets the bar for 1% rule.
• Cap rate 7.7% vs local median 5.6% in La Marque — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Texas City ISD (suburban): math 28% / reading 29% proficiency, ranked #655 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Hayley El (math 7% / reading 11%, grade F, #4,293 of 4,322 statewide, top 99%, 562 students, 92% FRL); La Marque H S (math 27% / reading 20%, grade F, #1,342 of 1,632 statewide, top 82%, 647 students, 91% FRL) — zoned schools average 92% FRL vs 66% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 16% at this address vs 28% district-wide (-12 pts) — the specific schools serving this property underperform the Texas City ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+4.0%/yr); 661 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 41 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,349 (22.9% below list)

Questions for the listing agent

1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.66%
• Cash-on-cash: 4.88%
• DSCR: 1.22
• GRM: 8.2

CMA / ARV

• ARV (median comp): $150,499
• List price: $199,000
• Delta: 32.23%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold

• IRR: -10.4%
• Equity multiple: 0.62×
• Total profit: $-16,160
• Equity at exit: $22,440

10-year hold

• IRR: 0.3%
• Equity multiple: 1.02×
• Total profit: $984
• Equity at exit: $13,012

Cash invested: $42,140 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77568

• Home prices YoY: -22.7%
• Rents YoY: 4.0%
• Active inventory: 661
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $1,533 high
• Mortgage (P&I): −$789
• Tax est. 1.5%: −$188 /mo · $2,257/yr
• Insurance: −$63
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$322
• Net cashflow: $105

Break-even live

Break-even rent $1,401

Max offer price $150,499

Occupancy floor 88%

Sensitivity live

Price	-10% $209	-5% $157	+0% $105	+5% $53	+10% $1
Rent	-10% $-16	-5% $44	+0% $105	+5% $166	+10% $226
Rate	-1.0pp $181	-0.5pp $143	base $105	+0.5pp $66	+1.0pp $26

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,625
• Closing costs: $4,515
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
711 Avenue A Unit 4 La Marque, TX	2.0	1.0	750	$799	$1.07	45d	1	0.05mi
509 Bluebonnet Dr La Marque, TX	4.0	1.0	1223	$1,550	$1.27	45d	1	0.25mi
203 Beatrice St La Marque, TX	3.0	1.0	1304	$1,395	$1.07	26d	1	0.60mi
4417 Edward St Texas City, TX	2.0	2.0	983	$1,100	$1.12	5d	1	0.73mi
4417 Edward St Texas City, TX	2.0	2.0	983	$1,150	$1.17	4d	1	0.73mi
113 N Pecan Dr Texas City, TX	4.0	2.0	1468	$3,000	$2.04	45d	1	0.77mi
2328 Boss St La Marque, TX	2.0	1.0	848	$925	$1.09	14d	2	0.93mi
309 S Bell Dr Texas City, TX	2.0	2.0	1316	$1,650	$1.25	45d	1	0.96mi
1825 Bayou Rd La Marque, TX	2.0	1.0	1200	$1,195	$1.00	45d	1	0.96mi
306 Lake Rd Unit B La Marque, TX	2.0	1.0	816	$995	$1.22	45d	1	1.03mi
222 Ruslee St La Marque, TX	3.0	1.0	849	$1,350	$1.59	18d	1	1.07mi
1013 Margot St La Marque, TX	3.0	2.0	1099	$1,500	$1.36	20d	1	1.16mi
105 Plum St La Marque, TX	4.0	1.5	1329	$2,100	$1.58	5d	1	1.25mi
1006 E Camp Cir La Marque, TX	3.0	1.0	1230	$1,500	$1.22	26d	1	1.34mi
619 N Vionett Ln Texas City, TX	3.0	2.0	1204	$1,550	$1.29	7d	1	1.37mi
1115 Highway 146 N Texas City, TX	1.0–2.0	1.0–2.0	757	$1,350	$1.78	1d	8	1.49mi

Listing history 22 events

1. 2026-06-21
   days on market $199,000 Active 41 DOM
2. 2026-06-18
   days on market $199,000 Active 38 DOM
3. 2026-06-17
   days on market $199,000 Active 37 DOM
4. 2026-06-16
   days on market $199,000 Active 36 DOM
5. 2026-06-15
   days on market $199,000 Active 35 DOM
6. 2026-06-13
   days on market $199,000 Active 33 DOM
7. 2026-06-09
   days on market $199,000 Active 29 DOM
8. 2026-06-08
   days on market $199,000 Active 28 DOM
9. 2026-06-07
   days on market $199,000 Active 27 DOM
10. 2026-06-04
    days on market $199,000 Active 24 DOM
11. 2026-06-03
    days on market $199,000 Active 23 DOM
12. 2026-06-02
    days on market $199,000 Active 22 DOM
13. 2026-06-01
    days on market $199,000 Active 21 DOM
14. 2026-05-31
    days on market $199,000 Active 20 DOM
15. 2026-05-11
    listed $199,000 Active 666-char remark
16. 2026-04-30
    historical
17. 2026-04-25
    price $199,000
18. 2026-02-27
    listed $209,000 Active
19. 2026-02-26
    historical
20. 2026-01-19
    price $209,000
21. 2025-11-12
    price $219,000
22. 2025-10-12
    listed $225,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X · 60% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,402
• − Mortgage interest: −$8,430
• − Property taxes: −$2,257
• − Insurance: −$1,550
• − Repairs & maintenance: −$1,472
• − Management: −$1,472
• − Depreciation: −$4,378
• Taxable loss: −$1,158
• Est. tax savings @ 24.0%: +$278
• After-tax cash flow: $1,537/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Texas City ISD
• NCES district ID: 4842510
• Math proficiency: 28% ▼ -10.00%
• Reading proficiency: 29% ▼ -4.00%
• Median HH income: $44,875
• Composite: 24.47/100
• National rank: #7664
• State rank: #655 of 826 in TX

Livability — La Marque

• Score: 59/100
• State rank: #1136
• US rank: #20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Marque, TX
• County: Galveston County · 357,330 people
• City population: 23,083
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 23,083
• Household income: $74,694
• Rent vs Own: 28.0% rent · 72.0% own
• Severe rent burden: 700.0

Population outlook (Galveston County) Hauer SSP2

• Today (2025): 390,640 people
• By 2030: 425,226 · +8.9%
• By 2040: 493,765 · +26.4%
• By 2050: 559,698 · +43.3%
• By 2075: 719,260 · +84.1%
• By 2100: 819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
• Hispanic origin (detail): Mexican 22% Puerto Rican 1%
• Common ancestry: Lithuanian 1% Italian 1% Serbian 1%
• Foreign-born: 8% · Canada
• Languages at home: 77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

• 2024 margin: Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
• 2008→2024 swing: -7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
• All cycles: 2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -69.39%
• Current HPI: 236.0239
• Rent YoY: ▲ 3.95%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-11.6% since first listed

8 events — show timeline

• 2026-05-11 Listed $199,000 HARMLS
• 2026-04-30 Listing Removed — HARMLS
• 2026-04-25 Price Changed $199,000 HARMLS
• 2026-02-27 Listed $209,000 HARMLS
• 2026-02-26 Listing Removed — HARMLS
• 2026-01-19 Price Changed $209,000 HARMLS
• 2025-11-12 Price Changed $219,000 HARMLS
• 2025-10-12 Listed $225,000 HARMLS

Property tax history

+16.4%/yr

Latest (2025): $329 · +3.0% YoY. Source: county tax records.