150 Cr 750 · Buna, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.6/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$45,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Secluded and private 2 bedroom, 2 bath singlewide mobile home situated on 2.5 acres across from Buna Bridle Club. This 72x14 home offers approximately 1,008 sq. ft. of living space and features durable metal roofing and metal siding. Plumbing and electrical have been recently updated, and the home includes both front and back porches for enjoying the quiet country setting. Community water and sewer are available. Renovation is currently in progress, giving buyers the opportunity to finish the home to their liking. Owner financing available. Great option for a primary residence, investment property, or peaceful country retreat in the Buna area.
Key facts
- Metal roofing
- Metal siding
- 2.5 acre lot
Tags
Property features AI
Finance
- Financial info: Annual tax approximately $963.13
Exterior
- Home design: Mobile home on its own land; Residential property
- Construction: Mobile home construction
- Exterior features: Property sits on 2.5 acres
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Two full bathrooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $45k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $716 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $45k).
- Recommended offer: $44k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 58/100 on livability (#1,216 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing B; Watch: schools D-, amenities F, commute F.
- Buna ISD (rural): math 39% / reading 45% proficiency, ranked #342 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 103 active listings in the ZIP; 45 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Jasper County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.89% ✓
- Cap rate
- 25.37%
- Cash-on-cash
- 68.15%
- DSCR
- 4.03
- GRM
- 2.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 67.6%
- Equity multiple
- 4.04×
- Total profit
- $38,301
- Equity at exit
- $6,710
- IRR
- 71.7%
- Equity multiple
- 8.31×
- Total profit
- $92,115
- Equity at exit
- $3,891
Cash invested: $12,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77612
- Home prices YoY
- -5.7%
- Active inventory
- 103
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $1,299 medium interval (Pro) →
- Mortgage (P&I)
- −$236
- Tax est. 1.5%
- −$56 /mo · $675/yr
- Insurance
- −$19
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$273
- Net cashflow
- $716
Break-even live
Sensitivity live
| Price | -10% $747 | -5% $731 | +0% $716 | +5% $700 | +10% $684 |
|---|---|---|---|---|---|
| Rent | -10% $613 | -5% $664 | +0% $716 | +5% $767 | +10% $818 |
| Rate | -1.0pp $738 | -0.5pp $727 | base $716 | +0.5pp $704 | +1.0pp $692 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $11,250
- Closing costs
- $1,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-21days on market $45,000 Active 37 DOM
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2026-06-18days on market $45,000 Active 34 DOM
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2026-06-17days on market $45,000 Active 33 DOM
-
2026-06-16days on market $45,000 Active 32 DOM
-
2026-06-15days on market $45,000 Active 31 DOM
-
2026-06-14days on market $45,000 Active 29 DOM
-
2026-06-13days on market $45,000 Active 28 DOM
-
2026-06-10days on market $45,000 Active 26 DOM
-
2026-06-09days on market $45,000 Active 25 DOM
-
2026-06-08days on market $45,000 Active 24 DOM
-
2026-06-07days on market $45,000 Active 23 DOM
-
2026-06-03days on market $45,000 Active 19 DOM
-
2026-06-02days on market $45,000 Active 18 DOM
-
2026-06-01days on market $45,000 Active 17 DOM
-
2026-05-31days on market $45,000 Active 16 DOM
-
2026-05-30days on market $45,000 Active 15 DOM
-
2026-05-15$45,000 Active 651-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $15,593
- − Mortgage interest
- −$2,521
- − Property taxes
- −$675
- − Insurance
- −$225
- − Repairs & maintenance
- −$1,247
- − Management
- −$1,247
- − Depreciation
- −$1,309
- Taxable income
- $8,368
- Est. tax owed @ 24.0%
- −$2,008
- After-tax cash flow
- $6,578/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This mobile home requires extensive repairs and updates to its roof, exterior, flooring, interior walls, and bathrooms. Significant investment is needed to bring it up to a livable condition.
Repairs flagged
- Major Metal roof — Rusted and weathered
- Major Metal siding — Peeling and damaged
- Major Hardwood flooring — Damaged and uneven
- Major Interior walls — Paint peeling and walls damaged
- Major Bathrooms — Missing fixtures and in disrepair
Value-add opportunities
- Resale Metal roof replacement — Improves home's appearance and functionality
- Resale Metal siding repair — Enhances home's curb appeal
- Resale Hardwood flooring replacement — Improves home's appearance and functionality
- Resale Interior wall repairs — Enhances home's appearance and functionality
- Resale Bathroom fixtures replacement — Improves home's functionality and appearance
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Metal roof · Rusted and weathered | Major | $15,000–50,000 |
| Metal siding · Peeling and damaged | Major | $15,000–50,000 |
| Hardwood flooring · Damaged and uneven | Major | $15,000–50,000 |
| Interior walls · Paint peeling and walls damaged | Major | $15,000–50,000 |
| Bathrooms · Missing fixtures and in disrepair | Major | $15,000–50,000 |
| Total estimated repair cost · 5 items | $75,000–250,000 |
Value-add ROI direction
- Resale Metal roof replacement — Improves home's appearance and functionality ↑
- Resale Metal siding repair — Enhances home's curb appeal ↑
- Resale Hardwood flooring replacement — Improves home's appearance and functionality ↑
- Resale Interior wall repairs — Enhances home's appearance and functionality ↑
- Resale Bathroom fixtures replacement — Improves home's functionality and appearance ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Buna ISD
- NCES district ID
- 4812090
- Math proficiency
- 39% ▼ -7.00%
- Reading proficiency
- 45% ▼ -1.00%
- Median HH income
- $46,815
- Composite
- 35.83/100
- National rank
- #4826
- State rank
- #342 of 826 in TX
Livability — Buna
- Score
- 58/100
- State rank
- #1216
- US rank
- #21222
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Buna, TX
- Population (ZIP)
- 9,152
Population outlook (Jasper County) Hauer SSP2
- Today (2025)
- 33,986 people
- By 2030
- 32,965 · -3.0%
- By 2040
- 30,908 · -9.1%
- By 2050
- 28,893 · -15.0%
- By 2075
- 24,828 · -26.9%
- By 2100
- 19,987 · -41.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Hispanic / Latino 8% Two or more races 5%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Italian 2% Slovak 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Jasper
- 2024 margin
- Solid R (+66.6) · D 16.5% · R 83.1%
- 2008→2024 swing
- -24.6pp toward R · 2008: -42.0pp · 2024: -66.6pp
- All cycles
- 2024: R+66.6 2020: R+61.4 2016: R+59.9 2012: R+48.4 2008: R+42.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -10.14%
- Current HPI
- 168.7562
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-05-15 Listed $45,000 BBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…