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150 Cr 750
B- Composite 67.48
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$45,000

150 Cr 750 · Buna, TX 77612
2 bd · 2.0 ba · 1,008 sqft · Manufactured · 37 Days on market
Poor condition 2.50 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Secluded and private 2 bedroom, 2 bath singlewide mobile home situated on 2.5 acres across from Buna Bridle Club. This 72x14 home offers approximately 1,008 sq. ft. of living space and features durable metal roofing and metal siding. Plumbing and electrical have been recently updated, and the home includes both front and back porches for enjoying the quiet country setting. Community water and sewer are available. Renovation is currently in progress, giving buyers the opportunity to finish the home to their liking. Owner financing available. Great option for a primary residence, investment property, or peaceful country retreat in the Buna area.

Key facts

  • Metal roofing
  • Metal siding
  • 2.5 acre lot

Tags

METAL ROOFINGMETAL SIDINGFRONT AND BACK PORCHESRECENTLY UPDATED PLUMBINGRECENTLY UPDATED ELECTRICAL

Property features AI

Finance

  • Financial info: Annual tax approximately $963.13

Exterior

  • Home design: Mobile home on its own land; Residential property
  • Construction: Mobile home construction
  • Exterior features: Property sits on 2.5 acres

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Two full bathrooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $45k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $716 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $45k).
  • Recommended offer: $44k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#1,216 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing B; Watch: schools D-, amenities F, commute F.
  • Buna ISD (rural): math 39% / reading 45% proficiency, ranked #342 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 103 active listings in the ZIP; 45 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Jasper County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($44k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $43,650 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.89%
Cap rate
25.37%
Cash-on-cash
68.15%
DSCR
4.03
GRM
2.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
67.6%
Equity multiple
4.04×
Total profit
$38,301
Equity at exit
$6,710
10-year hold
IRR
71.7%
Equity multiple
8.31×
Total profit
$92,115
Equity at exit
$3,891

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77612

Home prices YoY
-5.7%
Active inventory
103
Price-to-rent
2.9×

Monthly cashflow live

Estimated rent
$1,299 medium interval (Pro) →
Mortgage (P&I)
$236
Tax est. 1.5%
$56 /mo · $675/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$716

Break-even live

Break-even rent $394
Max offer price $45,000
Occupancy floor 40%

Sensitivity live

Price -10% $747 -5% $731 +0% $716 +5% $700 +10% $684
Rent -10% $613 -5% $664 +0% $716 +5% $767 +10% $818
Rate -1.0pp $738 -0.5pp $727 base $716 +0.5pp $704 +1.0pp $692

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,250
Closing costs
$1,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-21
    days on market $45,000 Active 37 DOM
  2. 2026-06-18
    days on market $45,000 Active 34 DOM
  3. 2026-06-17
    days on market $45,000 Active 33 DOM
  4. 2026-06-16
    days on market $45,000 Active 32 DOM
  5. 2026-06-15
    days on market $45,000 Active 31 DOM
  6. 2026-06-14
    days on market $45,000 Active 29 DOM
  7. 2026-06-13
    days on market $45,000 Active 28 DOM
  8. 2026-06-10
    days on market $45,000 Active 26 DOM
  9. 2026-06-09
    days on market $45,000 Active 25 DOM
  10. 2026-06-08
    days on market $45,000 Active 24 DOM
  11. 2026-06-07
    days on market $45,000 Active 23 DOM
  12. 2026-06-03
    days on market $45,000 Active 19 DOM
  13. 2026-06-02
    days on market $45,000 Active 18 DOM
  14. 2026-06-01
    days on market $45,000 Active 17 DOM
  15. 2026-05-31
    days on market $45,000 Active 16 DOM
  16. 2026-05-30
    days on market $45,000 Active 15 DOM
  17. 2026-05-15
    listed $45,000 Active 651-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,593
− Mortgage interest
−$2,521
− Property taxes
−$675
− Insurance
−$225
− Repairs & maintenance
−$1,247
− Management
−$1,247
− Depreciation
−$1,309
Taxable income
$8,368
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,008
After-tax cash flow
$6,578/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Poor 20/100 Extensive rehab

This mobile home requires extensive repairs and updates to its roof, exterior, flooring, interior walls, and bathrooms. Significant investment is needed to bring it up to a livable condition.

Repairs flagged

  • Major Metal roof — Rusted and weathered
  • Major Metal siding — Peeling and damaged
  • Major Hardwood flooring — Damaged and uneven
  • Major Interior walls — Paint peeling and walls damaged
  • Major Bathrooms — Missing fixtures and in disrepair

Value-add opportunities

  • Resale Metal roof replacement — Improves home's appearance and functionality
  • Resale Metal siding repair — Enhances home's curb appeal
  • Resale Hardwood flooring replacement — Improves home's appearance and functionality
  • Resale Interior wall repairs — Enhances home's appearance and functionality
  • Resale Bathroom fixtures replacement — Improves home's functionality and appearance

Renovation cost estimate screening

Repair itemSeverityEst. cost
Metal roof · Rusted and weathered Major $15,000–50,000
Metal siding · Peeling and damaged Major $15,000–50,000
Hardwood flooring · Damaged and uneven Major $15,000–50,000
Interior walls · Paint peeling and walls damaged Major $15,000–50,000
Bathrooms · Missing fixtures and in disrepair Major $15,000–50,000
Total estimated repair cost · 5 items $75,000–250,000

Value-add ROI direction

  • Resale Metal roof replacement — Improves home's appearance and functionality
  • Resale Metal siding repair — Enhances home's curb appeal
  • Resale Hardwood flooring replacement — Improves home's appearance and functionality
  • Resale Interior wall repairs — Enhances home's appearance and functionality
  • Resale Bathroom fixtures replacement — Improves home's functionality and appearance

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Buna ISD
NCES district ID
4812090
Math proficiency
39% ▼ -7.00%
Reading proficiency
45% ▼ -1.00%
Median HH income
$46,815
Composite
35.83/100
National rank
#4826
State rank
#342 of 826 in TX

Livability — Buna

Score
58/100
State rank
#1216
US rank
#21222

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Buna, TX
Population (ZIP)
9,152

Population outlook (Jasper County) Hauer SSP2

Today (2025)
33,986 people
By 2030
32,965 · -3.0%
By 2040
30,908 · -9.1%
By 2050
28,893 · -15.0%
By 2075
24,828 · -26.9%
By 2100
19,987 · -41.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Hispanic / Latino 8% Two or more races 5%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Jasper

2024 margin
Solid R (+66.6) · D 16.5% · R 83.1%
2008→2024 swing
-24.6pp toward R · 2008: -42.0pp · 2024: -66.6pp
All cycles
2024: R+66.6 2020: R+61.4 2016: R+59.9 2012: R+48.4 2008: R+42.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -10.14%
Current HPI
168.7562
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-15 Listed $45,000 BBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…