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8200 Jantzen Rd #228
B+ Composite 76.61
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$139,500

8200 Jantzen Rd #228 · Hughson, CA 95357
3 bd · 2.0 ba · 1,782 sqft · Manufactured · 45 Days on market
Built 1975 Good condition Est $228k · 39% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Room to Live, Space to Play Welcome home to this charming 3-bedroom, 2-bath corner lot property sitting on the outskirts of the city offering the perfect blend of comfort, convenience, and outdoor lifestyle. Located right next to Fox Grove Park, enjoy easy access to family BBQs, fishing, and recreation just steps away. Need room for your toys? This property also features private gated RV and boat parking a rare find. Peaceful setting. Country location. Space for the lifestyle you want. Don't miss this amazing opportunity.

Key facts

  • Fox grove park
  • Peaceful setting
  • Country location

Tags

CORNER LOTFOX GROVE PARKPEACEFUL SETTINGCOUNTRY LOCATION

Property features AI

Finance

  • Financial info: Land lease amount listed as $700
  • HOA & community: No homeowners association; Not a senior community; Land lease: No

Exterior

  • Parking: Covered parking; Guest parking available; No garage
  • Utilities: Cable available; 220V in laundry; Private water; Private sewer
  • Home design: Manufactured home in park; Double wide; Built in 1975
  • Construction: Aluminum skirting; Composition roof; Silvercrest manufacturer/make
  • Exterior features: Backyard; Landscaped front and back; Shed(s)

Interior

  • Kitchen: Laminate counters; Dishwasher; Free-standing gas oven
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms; Double sinks; Tub; Shower stall(s)
  • Heating & cooling: Central heating; Central air conditioning; Ceiling fans
  • Interior features: Porch; Open beam ceiling in family room; Great room living area; Dining and family room combo
  • Laundry & utility: Indoor laundry room; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $140k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $140k).
  • Recommended offer: $135k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.5% vs local median 3.4% in Hughson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#458 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: amenities F, commute F, cost of living F.
  • Empire Union Elementary (suburban): math 25% / reading 25% proficiency, ranked #398 of 517 in CA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 91 active listings in the ZIP; 923 units permitted in Stanislaus County in 2024 (63 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $964 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Stanislaus County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($135k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,315 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.84%
Cap rate
15.49%
Cash-on-cash
32.85%
DSCR
2.46
GRM
4.5

CMA / ARV

ARV (on-the-fly)
$228,096
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8200 Jantzen Rd #42 0.07mi 3/2.0 1,565 (-12%) 0mo $200,000 $128 76
8200 - 2221 Jantzen Rd #180 0.11mi 2/2.0 (-1) 1,920 (+8%) 21mo $149,000 $78 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.0%
Equity multiple
2.17×
Total profit
$45,531
Equity at exit
$20,800
10-year hold
IRR
35.5%
Equity multiple
4.26×
Total profit
$127,491
Equity at exit
$12,061

Cash invested: $39,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95357

Home prices YoY
-28.8%
Active inventory
91
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$2,574 medium interval (Pro) →
Mortgage (P&I)
$732
Tax est. 1.5%
$174 /mo · $2,092/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$540
Net cashflow
$1,069

Break-even live

Break-even rent $1,220
Max offer price $139,500
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,875
Closing costs
$4,185
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-15
    days on market $139,500 Active 45 DOM
  2. 2026-06-14
    days on market $139,500 Active 43 DOM
  3. 2026-06-10
    days on market $139,500 Active 40 DOM
  4. 2026-06-09
    days on market $139,500 Active 39 DOM
  5. 2026-06-08
    days on market $139,500 Active 38 DOM
  6. 2026-06-07
    days on market $139,500 Active 37 DOM
  7. 2026-06-05
    days on market $139,500 Active 34 DOM
  8. 2026-06-03
    days on market $139,500 Active 33 DOM
  9. 2026-06-02
    days on market $139,500 Active 32 DOM
  10. 2026-06-01
    days on market $139,500 Active 31 DOM
  11. 2026-05-31
    days on market $139,500 Active 30 DOM
  12. 2026-05-30
    days on market $139,500 Active 29 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 38 unhealthy d/yr today · 40 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,885
− Mortgage interest
−$7,814
− Property taxes
−$2,092
− Insurance
−$698
− Repairs & maintenance
−$2,471
− Management
−$2,471
− Depreciation
−$4,058
Taxable income
$11,281
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,707
After-tax cash flow
$10,123/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This mobile home is in good condition with minimal repairs needed. It offers a good investment opportunity with potential for value increase through cosmetic updates.

Value-add opportunities

  • Resale Paint exterior — Enhances curb appeal and value
  • Both Replace light fixtures — Improves aesthetics and energy efficiency
  • Both Replace ceiling fans — Improves aesthetics and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior — Enhances curb appeal and value
  • Both Replace light fixtures — Improves aesthetics and energy efficiency
  • Both Replace ceiling fans — Improves aesthetics and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Empire Union Elementary
NCES district ID
0612690
Math proficiency
25% ▼ -6.00%
Reading proficiency
25% ▼ -14.00%
Median HH income
$49,808
Composite
22.05/100
National rank
#8193
State rank
#398 of 517 in CA

Livability — Hughson

Score
63/100
State rank
#458
US rank
#15641

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
14,283

Population outlook (Stanislaus County) Hauer SSP2

Today (2025)
579,493 people
By 2030
598,000 · +3.2%
By 2040
630,930 · +8.9%
By 2050
658,300 · +13.6%
By 2075
712,363 · +22.9%
By 2100
719,805 · +24.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 46% White 37% Two or more races 16% Black 6% Asian 5% Native American 2% Pacific Islander 1%
Hispanic origin (detail)
Mexican 42%
Common ancestry
Russian 3% Italian 2% Iranian 2%
Foreign-born
19% · Canada
Languages at home
59% English-only · Spanish 31% Other Asian/Pacific 2% Other Indo-European 2%

Political lean MEDSL · Stanislaus

2024 margin
R (+11.0) · D 43.2% · R 54.2% · Other 2.6%
2008→2024 swing
-12.7pp toward R · 2008: 1.7pp · 2024: -11.0pp
All cycles
2024: R+11.0 2020: D+0.8 2016: D+0.6 2012: D+0.7 2008: D+1.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -114.94%
Current HPI
283.9315
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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