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149 Coolspring St 🏷️ Likely Rental
D+ Composite 45.0
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.5/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.9/10.0

$12,000

149 Coolspring St · Uniontown, PA 15401
3 bd · 1.0 ba · 1,288 sqft · SingleFamily public records · 235 Days on market
Built 1910 4,356 sqft lot ↓ 58% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR OPPORTUNITY! This 3-bedroom home will make a great rental or flip. Good bones and situated on a level lot within walking distance to downtown Uniontown.

Key facts

  • 4,356 sq ft lot
  • 2 parking spots
  • Built 1910

Property features AI

Finance

  • HOA & community: Public transportation access

Exterior

  • Parking: Off-street parking for 2 vehicles
  • Utilities: Public water; Public sewer
  • Home design: Two-story frame home; Asphalt roof; Resale property
  • Construction: Frame construction; Asphalt roof
  • Exterior features: Lot roughly 33 x 129

Interior

  • Kitchen: Main-level kitchen
  • Bedrooms: Two upstairs bedrooms; One upstairs third bedroom
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced-air gas heating
  • Interior features: Entry/foyer; Living room; Dining room; Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $12,000 price doesn't fit this home's estimated sale value (~$150,696) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $12k.

Deal economics

  • At list price, monthly cash flow is $652 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($931 rent vs $12k).
  • Recommended offer: $11k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#750 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools C-, amenities D+, crime F.
  • Uniontown Area SD (suburban): math 27% / reading 49% proficiency, ranked #392 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 147 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $83 of loan paydown is wiped out by about $360 of value loss. Plan a longer hold.
  • Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $3k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 235 days — a 12% lower offer ($11k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 4y ago; this cycle's ask has dropped $2k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $9k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $10,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 235 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.75%
Cap rate
71.51%
Cash-on-cash
232.92%
DSCR
11.36
GRM
1.1

CMA / ARV

ARV (on-the-fly)
$150,696
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
60 Feathers Ave 0.43mi 3/1.0 1,228 (-5%) 3mo $15,000 $12 70
156 Park Ave 0.39mi 2/2.0 (-1) 1,384 (+8%) 4mo $195,000 $141 57
15 Reppert Blvd 0.45mi 3/1.0 1,440 (+12%) 6mo $159,500 $111 54
22 Sylvanus Ave 0.40mi 2/1.5 (-1) 1,148 (-11%) 6mo $179,900 $157 51
50 Reppert Blvd 0.51mi 3/2.5 1,344 (+4%) 16mo $156,900 $117 50
26 Jane St 0.44mi 3/1.5 1,456 (+13%) 24mo $165,000 $113 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
12.79×
Total profit
$39,607
Equity at exit
$1,789
10-year hold
IRR
Equity multiple
27.20×
Total profit
$88,033
Equity at exit
$1,038

Cash invested: $3,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15401

Home prices YoY
-3.8%
Active inventory
147
Price-to-rent
1.1×

Monthly cashflow live

Estimated rent
$931 medium interval (Pro) →
Mortgage (P&I)
$63
Tax est. 1.5%
$15 /mo · $180/yr
Insurance
$5
HOA
$0
Vacancy / Maint / Mgmt
$195
Net cashflow
$652

Break-even live

Break-even rent $105
Max offer price $12,000
Occupancy floor 25%

Sensitivity live

Price -10% $660 -5% $656 +0% $652 +5% $648 +10% $644
Rent -10% $579 -5% $615 +0% $652 +5% $689 +10% $726
Rate -1.0pp $658 -0.5pp $655 base $652 +0.5pp $649 +1.0pp $646

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,000
Closing costs
$360
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16 Trader St Uniontown, PA 2.0 2.0 1158 $875 $0.76 45d 1 0.30mi
22 Locust St Uniontown, PA 2.0 1.0 1080 $720 $0.67 45d 1 0.64mi
14 Leith St Uniontown, PA 4.0 2.0 1848 $1,600 $0.87 45d 1 0.79mi
27 E Kerr St Unit B Uniontown, PA 3.0 1.0 1248 $800 $0.64 45d 1 0.85mi

Listing history 43 events

  1. 2026-06-21
    days on market $12,000 Active 235 DOM
  2. 2026-06-21
    days on market $12,000 Active 234 DOM
  3. 2026-06-18
    days on market $12,000 Active 232 DOM
  4. 2026-06-17
    days on market $12,000 Active 231 DOM
  5. 2026-06-16
    days on market $12,000 Active 230 DOM
  6. 2026-06-15
    days on market $12,000 Active 229 DOM
  7. 2026-06-13
    days on market $12,000 Active 227 DOM
  8. 2026-06-12
    days on market $12,000 Active 226 DOM
  9. 2026-06-09
    days on market $12,000 Active 223 DOM
  10. 2026-06-08
    days on market $12,000 Active 222 DOM
  11. 2026-06-08
    days on market $12,000 Active 221 DOM
  12. 2026-06-07
    pricestatusdays on market $12,000 Active 220 DOM
  13. 2026-06-04
    days on market $5,000 Contingent 217 DOM
  14. 2026-06-02
    days on market $5,000 Contingent 216 DOM
  15. 2026-06-01
    days on market $5,000 Contingent 215 DOM
  16. 2026-05-31
    days on market $5,000 Contingent 214 DOM
  17. 2026-03-18
    historical Contingent
  18. 2026-03-13
    price $5,000
  19. 2026-03-06
    price $12,000
  20. 2026-02-02
    price $13,000
  21. 2025-10-29
    listed $14,000 Active
  22. 2025-10-28
    historical Expired 161-char remark
    Show marketing remark (161 chars)

    INVESTOR OPPORTUNITY! This 3-bedroom home will make a great rental or flip. Good bones and situated on a level lot within walking distance to downtown Uniontown.

  23. 2024-12-17
    listed $14,000 Active 161-char remark
    Show marketing remark (161 chars)

    INVESTOR OPPORTUNITY! This 3-bedroom home will make a great rental or flip. Good bones and situated on a level lot within walking distance to downtown Uniontown.

  24. 2024-12-13
    historical Expired 185-char remark
    Show marketing remark (185 chars)

    INVESTOR SPECIAL! This 3-bedroom / 1 bath home will make a great rental or fix & flip. Great bones and situated on a nice level lot within walking distance to downtown Uniontown.

  25. 2024-10-11
    listed $14,000 Active 185-char remark
    Show marketing remark (185 chars)

    INVESTOR SPECIAL! This 3-bedroom / 1 bath home will make a great rental or fix & flip. Great bones and situated on a nice level lot within walking distance to downtown Uniontown.

  26. 2024-09-12
    historical Expired
  27. 2024-07-17
    price $14,500
  28. 2024-06-13
    status Active
  29. 2024-05-16
    historical Contingent
  30. 2024-03-12
    listed $15,500 Active
  31. 2024-03-12
    historical Expired
  32. 2024-02-06
    price $15,500
  33. 2023-12-01
    price $16,000
  34. 2023-09-21
    price $17,000
  35. 2023-08-14
    price $25,000
  36. 2023-06-27
    price $19,000
  37. 2023-04-13
    price $20,000
  38. 2023-03-20
    listed $25,000 Active
  39. 2022-07-01
    soldstatus $9,000 Closed
  40. 2022-06-09
    status Pending
  41. 2022-06-07
    historical Contingent
  42. 2022-06-02
    listed $9,900 Active
  43. 2002-12-18
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥91°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,166
− Mortgage interest
−$672
− Property taxes
−$180
− Insurance
−$60
− Repairs & maintenance
−$893
− Management
−$893
− Depreciation
−$349
Taxable income
$8,118
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,948
After-tax cash flow
$5,878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Uniontown Area SD
NCES district ID
4224150
Math proficiency
27% ▼ -8.00%
Reading proficiency
49% ▼ -6.00%
Median HH income
$36,744
Composite
31.48/100
National rank
#5977
State rank
#392 of 539 in PA

Livability — Uniontown

Score
70/100
State rank
#750
US rank
#7482

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Uniontown, PA
Population (ZIP)
30,230

Population outlook (Fayette County) Hauer SSP2

Today (2025)
127,561 people
By 2030
123,206 · -3.4%
By 2040
113,232 · -11.2%
By 2050
103,468 · -18.9%
By 2075
83,185 · -34.8%
By 2100
62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 8% Scotch-Irish 2% Iranian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 1% Arabic 1%

Political lean MEDSL · Fayette

2024 margin
Solid R (+37.9) · D 30.8% · R 68.7%
2008→2024 swing
-37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
All cycles
2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.29%
Current HPI
210.1257
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-58.3% since first listed
27 events — show timeline
  • 2026-03-18 Contingent West Penn MLS
  • 2026-03-13 Price Changed $5,000 West Penn MLS
  • 2026-03-06 Price Changed $12,000 West Penn MLS
  • 2026-02-02 Price Changed $13,000 West Penn MLS
  • 2025-10-29 Listed $14,000 West Penn MLS
  • 2025-10-28 Delisted West Penn MLS
  • 2024-12-17 Listed $14,000 West Penn MLS
  • 2024-12-13 Delisted West Penn MLS
  • 2024-10-11 Listed $14,000 West Penn MLS
  • 2024-09-12 Delisted West Penn MLS
  • 2024-07-17 Price Changed $14,500 West Penn MLS
  • 2024-06-13 Relisted West Penn MLS
  • 2024-05-16 Contingent West Penn MLS
  • 2024-03-12 Delisted West Penn MLS
  • 2024-03-12 Listed $15,500 West Penn MLS
  • 2024-02-06 Price Changed $15,500 West Penn MLS
  • 2023-12-01 Price Changed $16,000 West Penn MLS
  • 2023-09-21 Price Changed $17,000 West Penn MLS
  • 2023-08-14 Price Changed $25,000 West Penn MLS
  • 2023-06-27 Price Changed $19,000 West Penn MLS
  • 2023-04-13 Price Changed $20,000 West Penn MLS
  • 2023-03-20 Listed $25,000 West Penn MLS
  • 2022-07-01 Sold (MLS) $9,000 West Penn MLS
  • 2022-06-09 Pending West Penn MLS
  • 2022-06-07 Contingent West Penn MLS
  • 2022-06-02 Listed $9,900 West Penn MLS
  • 2002-12-18 Sold (Public Records) $12,000 Public Records

Property tax history

+2.3%/yr

Latest (2026): $1,106 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…