1995 Lakeview Dr E Unit Emergency number is 640 · Lake, PA 18436

$265,500

3 bd · 2.0 ba · 1,027 sqft · SingleFamily · 37 Days on market

Built 1977 Good condition 0.38 ac lot $259/sqft · at area comps Est $260k · at est. $194/mo HOA · 7% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• Appreciation +10.0/10.0
• ARV discount +6.6/15.0
• 1% rule +5.9/10.0
• DSCR +5.9/10.0
• Schools +4.4/10.0
• Condition / age +4.0/5.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0

Listing remarks

MID-CENTURY MODERN MARVEL WITH PANORAMIC WINDOWSWelcome to your dream retreat. This custom Topsider Pedestal home has been beautifully designed to capture the timeless appeal of mid-century modern style, offering a truly unique and inviting living experience. Nestled on a wooded lot in The Hideout, the Poconos' premier gated, amenity-rich community, this thoughtfully designed home features 3 comfortable bedrooms, 2 bathrooms, and stunning 360-degree panoramic windows that showcase breathtaking sunsets and seasonal views of Roamingwood Lake. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating the perfect space for relaxing or entertaining. Step out

Key facts

• Gated community
• Wooded lot
• Panoramic windows

Tags

• PANORAMIC WINDOWS
• WOODED LOT
• WRAPAROUND DECK
• GATED COMMUNITY
• SEASONAL VIEWS

Property features AI

Finance

• Other: Subdivision: The Hideout; Directions: From Hideout Main Gate take Lakeview to the flagpole where the road splits. Bear right and travel to Lot #1995 (Emergency #640)
• HOA & community: Homeowners association present; Annual association fee of $2,330; One-time association fee of $2,160; Association amenities include: clubhouse, pool, fitness center, tennis courts, basketball court, sport/shuffleboard court, game room, picnic area, playground, park, marina, beach access, golf, fishing, dog park, recreation facilities, powered boats allowed, security, trash service

Exterior

• Security: Gated community
• Utilities: Public water; Public sewer
• Home design: Single family residence; Residential zoning
• Construction: Above-grade finished area; Below-grade finished area
• Exterior features: Shingle roof; Wooded lot; Asphalt road access; Road maintenance agreement

Interior

• Kitchen: Electric oven; Microwave; Refrigerator
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Baseboard heating; Propane heating; Ductless cooling
• Interior features: Open floorplan; 6 total rooms; Basement: none
• Laundry & utility: Washer/Dryer included

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $266k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $262 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $266k).
• Recommended offer: $258k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 337 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $28k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $74k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($258k) is reasonable based on typical stale-listing flexibility.

Recommended offer $257,535 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 7.48%
• Cash-on-cash: 4.23%
• DSCR: 1.19
• GRM: 7.6

CMA / ARV

• ARV (median comp): $260,365
• List price: $265,500
• Delta: 1.97%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12 Grandview Dr	0.09mi	2/1.5 (-1)	940 (-8%)	13mo	$239,900	$255	64
16 N Gate Ct S	0.56mi	2/1.0 (-1)	1,112 (+8%)	8mo	$235,000	$211	45
1267 Brookfield Rd	0.63mi	2/2.0 (-1)	1,134 (+10%)	5mo	$232,160	$205	44
1696 Windemere Ct	0.52mi	3/2.0	1,138 (+11%)	20mo	$247,000	$217	41
114 Woodview Ter	0.58mi	2/1.0 (-1)	1,122 (+9%)	10mo	$190,000	$169	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 27.4%
• Equity multiple: 3.17×
• Total profit: $161,460
• Equity at exit: $239,183

10-year hold

• IRR: 23.9%
• Equity multiple: 7.22×
• Total profit: $462,666
• Equity at exit: $515,808

Cash invested: $74,340 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18436

• Home prices YoY: 16.9%
• Active inventory: 337
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,900 medium
• Mortgage (P&I): −$1,392
• Tax est. 1.5%: −$332 /mo · $3,982/yr
• Insurance: −$111
• HOA: −$194
• Vacancy / Maint / Mgmt: −$609
• Net cashflow: $262

Break-even live

Break-even rent $2,568

Max offer price $265,500

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $66,375
• Closing costs: $7,965
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1148 Golf Park Dr Lake Ariel, PA	3.0	1.0	1210	$2,900	$2.40	25d	1	1.20mi

HOA detail

• Monthly dues: $194 · $2,328/yr
• Likely covers: security

Listing history 16 events

1. 2026-06-18
   days on market $265,500 Active 37 DOM
2. 2026-06-17
   days on market $265,500 Active 36 DOM
3. 2026-06-16
   days on market $265,500 Active 35 DOM
4. 2026-06-15
   days on market $265,500 Active 34 DOM
5. 2026-06-14
   days on market $265,500 Active 32 DOM
6. 2026-06-13
   days on market $265,500 Active 31 DOM
7. 2026-06-10
   days on market $265,500 Active 29 DOM
8. 2026-06-09
   days on market $265,500 Active 28 DOM
9. 2026-06-08
   days on market $265,500 Active 27 DOM
10. 2026-06-07
    days on market $265,500 Active 26 DOM
11. 2026-06-03
    days on market $265,500 Active 22 DOM
12. 2026-06-02
    days on market $265,500 Active 21 DOM
13. 2026-06-01
    days on market $265,500 Active 20 DOM
14. 2026-05-31
    days on market $265,500 Active 19 DOM
15. 2026-05-30
    days on market $265,500 Active 18 DOM
16. 2026-05-11
    listed $265,500 Active 1012-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,800
• − Mortgage interest: −$14,872
• − Property taxes: −$3,982
• − Insurance: −$1,328
• − Repairs & maintenance: −$2,784
• − Management: −$2,784
• − HOA: −$2,328
• − Depreciation: −$7,724
• Taxable loss: −$1,002
• Est. tax savings @ 24.0%: +$240
• After-tax cash flow: $3,387/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 29 photos

Good 80/100 Cosmetic rehab

This mid-century modern home in The Hideout offers a unique living experience with stunning views and a well-maintained exterior. Minor updates could further enhance its curb appeal and value.

Value-add opportunities

• Resale Paint exterior siding — Enhances curb appeal and value
• Both Replace carpet with hardwood flooring — Improves aesthetics and increases value
• Both Install smart home automation — Enhances comfort and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior siding — Enhances curb appeal and value ↑
• Both Replace carpet with hardwood flooring — Improves aesthetics and increases value ↑
• Both Install smart home automation — Enhances comfort and energy efficiency ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Western Wayne SD
• NCES district ID: 4226070
• Math proficiency: 39% ▼ -12.00%
• Reading proficiency: 63% ▼ -6.00%
• Median HH income: $51,358
• Composite: 43.65/100
• National rank: #2964
• State rank: #165 of 539 in PA

Livability — Lake

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: The Hideout, PA
• Population (ZIP): 13,225

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 47,924 people
• By 2030: 46,191 · -3.6%
• By 2040: 42,815 · -10.7%
• By 2050: 39,873 · -16.8%
• By 2075: 34,556 · -27.9%
• By 2100: 28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Romanian 9% Scotch-Irish 2% Iranian 2%
• Foreign-born: 4%
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Solid R (+37.1) · D 31.1% · R 68.2%
• 2008→2024 swing: -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
• All cycles: 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 47.95%
• Current HPI: 331.9645
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-05-11 Listed $265,500 PWMLS