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2181 Allan Crest Rd
D- Composite 39.1
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • 1% rule +3.5/10.0
  • Livability +3.5/5.0
  • DSCR +3.3/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$304,900

2181 Allan Crest Rd · Blythewood, SC 29016
3 bd · 2.0 ba · 1,832 sqft · SingleFamily · 12 Days on market
Built 2026 Good condition 6,969 sqft lot $50/mo HOA · 2% of rent ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The Addison II plan located in Blythewood Farms in a spacious single-story home designated to provide comfort and style. This plan is ideal for those seeking both functionality and elegance in their living space. The home features a formal dining area, perfect for entertaining guests or enjoying family meals. The oversized great room offers ample space for relaxation and gatherings, seamlessly connecting to the open kitchen. The kitchen includes a convenient bar area, making it an excellent spot for casual dining or serving refreshments. Additionally, a covered patio extends the living space outdoors, offering a comfortable area for relaxation or entertaining. The Owner Suite is thoughtfull

Key facts

  • Covered patio
  • Formal dining area
  • Oversized great room

Tags

FORMAL DINING AREAOVERSIZED GREAT ROOMOPEN KITCHENCOVERED PATIOLARGE WALK-IN CLOSETDOUBLE VANITIES

Property features AI

Finance

  • Other: Community pool; New construction builder warranty
  • HOA & community: Has association; Association maintains common areas, pool, and green areas

Exterior

  • Parking: Attached 2-car garage (main level); Two total parking spaces
  • Utilities: Public sewer; Public water
  • Home design: Single-story home
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior finish; Paved road access; Public water

Interior

  • Kitchen: Island; Pantry; Granite countertops; Tiled backsplash; Painted cabinets; Dishwasher; Disposal; Microwave above stove; Free-standing smooth-surface self-cleaning range; Luxury vinyl plank flooring in kitchen
  • Bedrooms: Master bedroom on main level; Additional bedrooms on main level with private closets and carpeted floors
  • Flooring: Carpet in bedrooms; Luxury vinyl plank in great room and kitchen
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central cooling; Gas heating on first level
  • Interior features: Attic storage with attic access; Ceiling fans; Garage door opener; Smoke detector; Electric fireplace (1)
  • Laundry & utility: Laundry on main level in heated space; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $305k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-116 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $288k (5.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (15.2% below list).
  • Recommended offer: $258k (15.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Langford Elementary (math 39% / reading 43%, grade F, #276 of 597 statewide, top 48%, 609 students, 64% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
  • Zoned-school proficiency averages 62% at this address vs 41% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts; this cycle's ask has dropped $21k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $258,416 (15.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.84%
Cash-on-cash
-1.63%
DSCR
0.93
GRM
9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.34×
Total profit
$-56,700
Equity at exit
$45,462
10-year hold
IRR
-11.4%
Equity multiple
0.31×
Total profit
$-58,572
Equity at exit
$26,362

Cash invested: $85,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,584 high interval (Pro) →
Mortgage (P&I)
$1,599
Tax est. 1.5%
$381 /mo · $4,574/yr
Insurance
$127
HOA
$50
Vacancy / Maint / Mgmt
$543
Net cashflow
$-116

Break-even live

Break-even rent $2,731
Max offer price $288,171
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,225
Closing costs
$9,147
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
227 Honey Hill Way Blythewood, SC 3.0 2.5 1689 $2,180 $1.29 2d 1 0.25mi
242 Honey Hill Way Blythewood, SC 4.0 2.5 1926 $2,750 $1.43 11d 1 0.26mi
948 Beaufort Farm Rd Blythewood, SC 3.0 2.5 1986 $2,200 $1.11 2d 1 0.26mi
232 Boulder Ridge Loop Blythewood, SC 4.0 2.5 1902 $2,299 $1.21 14d 1 0.45mi
463 N High Duck Trl Blythewood, SC 3.0 2.5 1604 $2,200 $1.37 3d 1 1.28mi

HOA detail

Monthly dues
$50 · $600/yr

Listing history 10 events

  1. 2026-05-21
    status Pending
  2. 2026-05-16
    price $304,900
  3. 2026-05-09
    listed $325,900 Active
  4. 2026-05-01
    status Active
  5. 2026-05-01
    historical
  6. 2026-04-29
    price $325,900
  7. 2026-04-23
    price $329,900
  8. 2026-04-20
    price $332,132
  9. 2026-04-20
    price $328,042
  10. 2026-03-22
    listed $332,132 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,010
− Mortgage interest
−$17,079
− Property taxes
−$4,574
− Insurance
−$1,524
− Repairs & maintenance
−$2,481
− Management
−$2,481
− HOA
−$600
− Depreciation
−$8,870
Taxable loss
−$6,599
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,584
After-tax cash flow
$196/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This single-story home in Blythewood Farms is in excellent condition with modern finishes and a spacious layout. It is move-in ready and would benefit from minor updates to further enhance its appeal.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Installing new flooring in the kitchen and bathrooms — Modern flooring improves the look and feel of the home, attracting more buyers and renters.
  • Both Upgrading the kitchen appliances — Modern appliances enhance functionality and appeal to a broader range of potential buyers and renters.
  • Both Landscaping the front yard — A well-maintained front yard improves curb appeal and adds value to the home.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Installing new flooring in the kitchen and bathrooms — Modern flooring improves the look and feel of the home, attracting more buyers and renters.
  • Both Upgrading the kitchen appliances — Modern appliances enhance functionality and appeal to a broader range of potential buyers and renters.
  • Both Landscaping the front yard — A well-maintained front yard improves curb appeal and adds value to the home.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-8.2% since first listed
10 events — show timeline
  • 2026-05-21 Pending Consolidated MLS
  • 2026-05-16 Price Changed $304,900 Consolidated MLS
  • 2026-05-09 Listed $325,900 Consolidated MLS
  • 2026-05-01 Relisted Consolidated MLS
  • 2026-05-01 Delisted Consolidated MLS
  • 2026-04-29 Price Changed $325,900 Consolidated MLS
  • 2026-04-23 Price Changed $329,900 Consolidated MLS
  • 2026-04-20 Price Changed $332,132 Consolidated MLS
  • 2026-04-20 Price Changed $328,042 Consolidated MLS
  • 2026-03-22 Listed $332,132 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…