2731 Parkwood Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.5/10.0
- Rent growth +4.2/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
List price to be opening bid at the public auction sale. Opening Bid: $40,000. Online Auction Only! Bidding begins Saturday, September 26th, 2020 @ 12:30pm and ends Thursday, October 1st, 2020 @ 12:30pm. Rental Opportunity: Spacious and Well-Maintained Duplex in the "Woodbrook" Neighborhood of Baltimore City * * Gross Scheduled Annual Rent of $21,684 * * Excellent opportunity to own a cash-flowing rental property! The two-story plus basement building is zoned R-8 and contains 1,494 +/- sq. ft. of total finished living space. Unit 1 (2BD/2BA): Currently rented for $887 per month (Section 8). The tenant portion is $132 per month while Section 8 pays $755 per month. Located on the main level and lower level. The main level features the living room, eat-in kitchen, 1 bedroom and 1 full bathroom. The lower level contains an additional bedroom/bonus room and 1 full bathroom. Unit 2 (2BD/1BA): Currently rented for $920 per month. The tenant pays the full portion of the rent and is a long-term tenant who has occupied the property since 2013. Located on the upper level. The unit features the eat-in kitchen, 2 bedrooms and 1 full bathroom. The tenant in Unit 1 pays for all gas and electric expenses. Landlord pays for the gas and electric in Unit 2 and water/sewer for the whole building.
Key facts
- Multi-unit property
- Fenced backyard
- Built 1920
Tags
Property features AI
Finance
- Other: Property condition listed as below average; Total finished above-grade area recorded by assessor; Below-grade unfinished area recorded by assessor
- Financial info: Ground rent payment: $90 semi-annually
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Hot water: Electric; Heating fuel: Natural gas; Cooling fuel: Other
- Home design: End of Row/Townhouse structure type; Ownership: Ground rent (semi-annual payment)
- Construction: Brick construction; Block foundation; Built year recorded by assessor
- Exterior features: End of row townhouse; Above grade and below grade structures noted; Located inside city limits (Baltimore City)
Interior
- Bedrooms: One bedroom on the main level; Two bedrooms on the first upper level; One bedroom on the first lower level
- Bathrooms: Three full bathrooms (one on main level, one on first upper level, one on first lower level)
- Heating & cooling: Forced air heating; Cooling: Other
- Interior features: Not furnished; Basement present (other type)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath townhouse listed at $130k.
Deal economics
- At list price, monthly cash flow is $578 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $122k (6.0% below list) — sets the bar for market timing.
- Cap rate 11.6% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.6%/yr); 334 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- At $1,889/mo this rent would consume 59% of the median local household income ($38k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 6.6% rent growth), your $36k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 85 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 9y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $106k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.45% ✓
- Cap rate
- 11.63%
- Cash-on-cash
- 19.06%
- DSCR
- 1.85
- GRM
- 5.7
CMA / ARV
- ARV (on-the-fly)
- $101,592
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2105 Whittier Ave | 0.22mi | 3/1.5 (-1) | 1,587 (+6%) | 1mo | $80,000 | $50 | 67 |
| 2453 Mcculloh St | 0.36mi | 3/1.0 (-1) | 1,460 (-2%) | 3mo | $99,900 | $68 | 64 |
| 2521 Reisterstown Rd | 0.34mi | 3/2.0 (-1) | 1,578 (+6%) | 3mo | $215,000 | $136 | 64 |
| 2863 Woodbrook Ave | 0.06mi | 3/1.0 (-1) | 1,320 (-12%) | 7mo | $55,000 | $42 | 59 |
| 1722 N Bentalou St | 0.66mi | 4/2.0 | 1,450 (-3%) | 3mo | $245,000 | $169 | 58 |
| 2009 Ruxton Ave | 0.57mi | 4/2.0 | 1,600 (+7%) | 1mo | $234,000 | $146 | 57 |
| 2311 Orem Ave | 0.12mi | 3/1.0 (-1) | 1,284 (-14%) | 4mo | $35,000 | $27 | 54 |
| 2117 N Smallwood St | 0.42mi | 3/2.5 (-1) | 1,680 (+12%) | 1mo | $192,000 | $114 | 52 |
| 2418 Druid Hill Ave | 0.37mi | 3/1.5 (-1) | 1,328 (-11%) | 6mo | $77,000 | $58 | 49 |
| 700 Cumberland St | 0.46mi | 4/2.0 | 1,280 (-14%) | 3mo | $107,800 | $84 | 48 |
| 608 Cumberland St | 0.45mi | 3/2.0 (-1) | 1,700 (+14%) | 2mo | $90,000 | $53 | 45 |
| 2115 Mcculloh St | 0.65mi | 3/1.5 (-1) | 1,350 (-10%) | 4mo | $77,000 | $57 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.63% rent growth · sell at horizon
- IRR
- 15.0%
- Equity multiple
- 1.63×
- Total profit
- $22,934
- Equity at exit
- $19,369
- IRR
- 26.4%
- Equity multiple
- 3.73×
- Total profit
- $99,123
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21217
- Rents YoY
- 6.6%
- Active inventory
- 334
- Price-to-rent
- 5.7×
Monthly cashflow live
- Estimated rent
- $1,889 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$179 /mo · $2,149/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$397
- Net cashflow
- $578
Break-even live
Sensitivity live
| Price | -10% $651 | -5% $614 | +0% $578 | +5% $541 | +10% $504 |
|---|---|---|---|---|---|
| Rent | -10% $428 | -5% $503 | +0% $578 | +5% $652 | +10% $727 |
| Rate | -1.0pp $643 | -0.5pp $611 | base $578 | +0.5pp $544 | +1.0pp $510 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2231 Orem Ave Baltimore, MD | 3.0 | 1.5 | 1140 | $1,750 | $1.54 | 18d | 1 | 0.10mi |
| 2201 Whittier Ave Baltimore, MD | 4.0 | 2.0 | 1750 | $1,700 | $0.97 | 44d | 1 | 0.14mi |
| 2201 Whittier Ave Baltimore, MD | 4.0 | 2.0 | 1750 | $1,700 | $0.97 | 18d | 1 | 0.14mi |
| 2216 Whittier Ave Baltimore, MD | 5.0 | 1.5 | 1392 | $1,975 | $1.42 | 24d | 1 | 0.15mi |
| 2505 Woodbrook Ave Baltimore, MD | 4.0 | 2.0 | 1256 | $1,745 | $1.39 | 3d | 1 | 0.23mi |
| 2614 Pennsylvania Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 982 | $1,141 | $1.16 | 5d | 4 | 0.26mi |
| 1515 Retreat St Baltimore, MD | 3.0 | 2.0 | 1098 | $1,800 | $1.64 | 24d | 1 | 0.27mi |
| 1507 Retreat St Unit 1 Baltimore, MD | 3.0 | 3.0 | 1098 | $2,500 | $2.28 | 44d | 1 | 0.27mi |
| 3401 Woodbrook Ave Unit 1 Baltimore, MD | 3.0 | 1.0 | 900 | $1,199 | $1.33 | 24d | 1 | 0.29mi |
| 2409 Francis St Baltimore, MD | 3.0 | 1.0 | 1298 | $1,500 | $1.16 | 44d | 1 | 0.38mi |
| 2511 Madison Ave #2 Baltimore, MD | 3.0 | 1.0 | 1100 | $1,650 | $1.50 | 44d | 1 | 0.39mi |
| 1806 N Mount St Baltimore, MD | 3.0 | 3.0 | 1200 | $1,700 | $1.42 | 21d | 1 | 0.41mi |
| 1624 Westwood Ave Baltimore, MD | 3.0 | 2.0 | 1000 | $1,900 | $1.90 | 44d | 1 | 0.41mi |
| 1729 N Fulton Ave Baltimore, MD | 3.0 | 2.0 | 1081 | $1,795 | $1.66 | 44d | 1 | 0.44mi |
| 2204 Clifton Ave Baltimore, MD | 3.0 | 1.0 | 1400 | $1,450 | $1.04 | 5d | 1 | 0.45mi |
| 1722 N Monroe St Baltimore, MD | 3.0 | 1.5 | 1000 | $1,350 | $1.35 | 24d | 1 | 0.47mi |
| 519 Sanford Pl Baltimore, MD | 3.0 | 1.0 | 1300 | $1,650 | $1.27 | 17d | 1 | 0.50mi |
| 1205 Clendenin St Baltimore, MD | 3.0 | 1.5 | 1560 | $800 | $0.51 | 24d | 1 | 0.52mi |
| 1616 N Fulton Ave Baltimore, MD | 3.0 | 2.0 | 1620 | $1,795 | $1.11 | 5d | 1 | 0.55mi |
| 1816 N Bentalou St Baltimore, MD | 3.0 | 2.0 | 1350 | $1,700 | $1.26 | 24d | 1 | 0.61mi |
| 1816 N Bentalou St Baltimore, MD | 3.0 | 2.0 | 1350 | $1,700 | $1.26 | 11d | 1 | 0.61mi |
| 810 Brooks Ln Unit 2 Baltimore, MD | 3.0 | 1.0 | 900 | $1,350 | $1.50 | 21d | 1 | 0.61mi |
| 1516 N Mount St Baltimore, MD | 3.0 | 1.5 | 1830 | $1,750 | $0.96 | 15d | 1 | 0.63mi |
| 2401 Brookfield Ave Baltimore, MD | 2.0–3.0 | 1.0–2.0 | 1102 | $1,675 | $1.52 | 24d | 3 | 0.66mi |
| 2910 Reisterstown Rd Baltimore, MD | 1.0–3.0 | 1.0 | 950 | $1,414 | $1.49 | 15d | 4 | 0.67mi |
| 2405 W North Ave Baltimore, MD | 4.0 | 3.0 | 1826 | $1,900 | $1.04 | 5d | 1 | 0.68mi |
| 1501 N Payson St Baltimore, MD | 3.0 | 1.0 | 1400 | $1,550 | $1.11 | 44d | 1 | 0.69mi |
| 2028 Druid Hill Ave Unit 1 Baltimore, MD | 3.0 | 2.5 | 1437 | $1,750 | $1.22 | 3d | 1 | 0.72mi |
| 2028 Druid Hill Ave Baltimore, MD | 3.0 | 2.5 | 1437 | $1,799 | $1.25 | 11d | 1 | 0.72mi |
| 3104 Tioga Pkwy Baltimore, MD | 3.0 | 2.0 | 1640 | $2,050 | $1.25 | 22d | 1 | 0.73mi |
| 1315 Presstman St Baltimore, MD | 4.0 | 2.0 | 1700 | $2,000 | $1.18 | 44d | 1 | 0.74mi |
| 1931 McCulloh St Unit 1 Baltimore, MD | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 44d | 1 | 0.79mi |
| 815 Lennox St Baltimore, MD | 3.0 | 3.5 | 1600 | $2,790 | $1.74 | 24d | 1 | 0.86mi |
| 2636 W North Ave Baltimore, MD | 2.0–3.0 | 1.0–2.0 | 975 | $1,475 | $1.51 | 5d | 1 | 0.87mi |
| 734 Watts St Baltimore, MD | 3.0 | 3.5 | 1720 | $2,900 | $1.69 | 44d | 1 | 0.94mi |
| 1613 Riggs Ave Baltimore, MD | 3.0 | 2.5 | 1800 | $1,800 | $1.00 | 24d | 1 | 0.98mi |
| 2812 Clifton Ave Baltimore, MD | 3.0 | 1.5 | 1650 | $1,850 | $1.12 | 44d | 1 | 1.03mi |
| 1914 Mosher St Unit 1914 Baltimore, MD | 4.0 | 2.5 | 1200 | $1,700 | $1.42 | 44d | 1 | 1.04mi |
| 3534 Poole St Unit 1 Baltimore, MD | 3.0 | 2.0 | 1450 | $2,600 | $1.79 | 24d | 1 | 1.07mi |
| 2301 Riggs Ave Baltimore, MD | 3.0 | 2.0 | 1072 | $1,600 | $1.49 | 24d | 1 | 1.09mi |
Listing history 32 events
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2026-06-21days on market $129,900 Active 85 DOM
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2026-06-18days on market $129,900 Active 82 DOM
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2026-06-17days on market $129,900 Active 81 DOM
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2026-06-16days on market $129,900 Active 80 DOM
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2026-06-15days on market $129,900 Active 79 DOM
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2026-06-13days on market $129,900 Active 77 DOM
-
2026-06-09days on market $129,900 Active 73 DOM
-
2026-06-08days on market $129,900 Active 72 DOM
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2026-06-07days on market $129,900 Active 71 DOM
-
2026-06-04days on market $129,900 Active 68 DOM
-
2026-06-03days on market $129,900 Active 67 DOM
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2026-06-02days on market $129,900 Active 66 DOM
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2026-06-01days on market $129,900 Active 65 DOM
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2026-05-31days on market $129,900 Active 64 DOM
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2026-05-17status Active
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2026-05-14historical
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2026-05-08price $129,900
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2026-05-08status Active
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2026-04-02historical
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2026-03-17price $139,900
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2026-02-18$149,900 Active
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2020-11-23soldstatus $106,050 Closed 1312-char remark
Show marketing remark (1312 chars)
List price to be opening bid at the public auction sale. Opening Bid: $40,000. Online Auction Only! Bidding begins Saturday, September 26th, 2020 @ 12:30pm and ends Thursday, October 1st, 2020 @ 12:30pm. Rental Opportunity: Spacious and Well-Maintained Duplex in the "Woodbrook" Neighborhood of Baltimore City * * Gross Scheduled Annual Rent of $21,684 * * Excellent opportunity to own a cash-flowing rental property! The two-story plus basement building is zoned R-8 and contains 1,494 +/- sq. ft. of total finished living space. Unit 1 (2BD/2BA): Currently rented for $887 per month (Section 8). The tenant portion is $132 per month while Section 8 pays $755 per month. Located on the main level and lower level. The main level features the living room, eat-in kitchen, 1 bedroom and 1 full bathroom. The lower level contains an additional bedroom/bonus room and 1 full bathroom. Unit 2 (2BD/1BA): Currently rented for $920 per month. The tenant pays the full portion of the rent and is a long-term tenant who has occupied the property since 2013. Located on the upper level. The unit features the eat-in kitchen, 2 bedrooms and 1 full bathroom. The tenant in Unit 1 pays for all gas and electric expenses. Landlord pays for the gas and electric in Unit 2 and water/sewer for the whole building.
-
2020-10-01status Pending 1312-char remark
Show marketing remark (1312 chars)
List price to be opening bid at the public auction sale. Opening Bid: $40,000. Online Auction Only! Bidding begins Saturday, September 26th, 2020 @ 12:30pm and ends Thursday, October 1st, 2020 @ 12:30pm. Rental Opportunity: Spacious and Well-Maintained Duplex in the "Woodbrook" Neighborhood of Baltimore City * * Gross Scheduled Annual Rent of $21,684 * * Excellent opportunity to own a cash-flowing rental property! The two-story plus basement building is zoned R-8 and contains 1,494 +/- sq. ft. of total finished living space. Unit 1 (2BD/2BA): Currently rented for $887 per month (Section 8). The tenant portion is $132 per month while Section 8 pays $755 per month. Located on the main level and lower level. The main level features the living room, eat-in kitchen, 1 bedroom and 1 full bathroom. The lower level contains an additional bedroom/bonus room and 1 full bathroom. Unit 2 (2BD/1BA): Currently rented for $920 per month. The tenant pays the full portion of the rent and is a long-term tenant who has occupied the property since 2013. Located on the upper level. The unit features the eat-in kitchen, 2 bedrooms and 1 full bathroom. The tenant in Unit 1 pays for all gas and electric expenses. Landlord pays for the gas and electric in Unit 2 and water/sewer for the whole building.
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2020-09-03$40,000 Active 1312-char remark
Show marketing remark (1312 chars)
List price to be opening bid at the public auction sale. Opening Bid: $40,000. Online Auction Only! Bidding begins Saturday, September 26th, 2020 @ 12:30pm and ends Thursday, October 1st, 2020 @ 12:30pm. Rental Opportunity: Spacious and Well-Maintained Duplex in the "Woodbrook" Neighborhood of Baltimore City * * Gross Scheduled Annual Rent of $21,684 * * Excellent opportunity to own a cash-flowing rental property! The two-story plus basement building is zoned R-8 and contains 1,494 +/- sq. ft. of total finished living space. Unit 1 (2BD/2BA): Currently rented for $887 per month (Section 8). The tenant portion is $132 per month while Section 8 pays $755 per month. Located on the main level and lower level. The main level features the living room, eat-in kitchen, 1 bedroom and 1 full bathroom. The lower level contains an additional bedroom/bonus room and 1 full bathroom. Unit 2 (2BD/1BA): Currently rented for $920 per month. The tenant pays the full portion of the rent and is a long-term tenant who has occupied the property since 2013. Located on the upper level. The unit features the eat-in kitchen, 2 bedrooms and 1 full bathroom. The tenant in Unit 1 pays for all gas and electric expenses. Landlord pays for the gas and electric in Unit 2 and water/sewer for the whole building.
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2018-11-19historical
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2017-12-14historical Withdrawn
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2017-12-14historical
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2017-12-08Active
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2017-12-08$20,000
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2017-10-17$139,000 Active
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1999-02-03soldstatus $44,000
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1991-11-22soldstatus $81,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,149 · $179/mo
- Projected year-2 tax
- $2,149 · $179/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,665
- − Mortgage interest
- −$7,276
- − Property taxes
- −$2,149
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,813
- − Management
- −$1,813
- − Depreciation
- −$3,779
- Taxable income
- $5,185
- Est. tax owed @ 24.0%
- −$1,244
- After-tax cash flow
- $5,688/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 30,792
- Household income
- $38,409
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (81%)
- Race & ethnicity
- Black 81% White 12% Two or more races 4% Hispanic / Latino 2% Asian 2%
- Common ancestry
- Romanian 1% Hispanic 1% Italian 1%
- Foreign-born
- 5% · Canada, China, South Korea
- Languages at home
- 94% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -187.20%
- Current HPI
- 104.2102
- Rent YoY
- ▲ 6.63%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+59.4% since first listed18 events — show timeline
- 2026-05-17 Relisted — BRIGHT MLS
- 2026-05-14 Listing Removed — BRIGHT MLS
- 2026-05-08 Price Changed $129,900 BRIGHT MLS
- 2026-05-08 Relisted — BRIGHT MLS
- 2026-04-02 Listing Removed — BRIGHT MLS
- 2026-03-17 Price Changed $139,900 BRIGHT MLS
- 2026-02-18 Listed $149,900 BRIGHT MLS
- 2020-11-23 Sold (MLS) $106,050 BRIGHT MLS
- 2020-10-01 Pending — BRIGHT MLS
- 2020-09-03 Listed $40,000 BRIGHT MLS
- 2018-11-19 Listing Removed — BRIGHT MLS
- 2017-12-14 Listing Removed — BRIGHT MLS
- 2017-12-14 Delisted — MRIS
- 2017-12-08 Listed $20,000 BRIGHT MLS
- 2017-12-08 Listed — MRIS
- 2017-10-17 Listed $139,000 BRIGHT MLS
- 1999-02-03 Sold (Public Records) $44,000 Public Records
- 1991-11-22 Sold (Public Records) $81,500 Public Records
Property tax history
+2.6%/yrLatest (2025): $2,149 · +8.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…