Triplex
122 South St · Harrisburg, PA
Flood risk 9/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- ARV discount +9.8/15.0
- Appreciation +4.9/10.0
- Livability +4.2/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +0.8/10.0
$235,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 3 units. estimate disagrees with records
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks MLS
Introducing the multi-family property at 122 South St, Harrisburg, PA 17101 - an attractive real estate opportunity waiting to be seized. This property, housing three individual units, each with a comfortable one-bedroom, one-bathroom layout, presents a solid prospect for those looking to delve into the residential investment sector. Set in the lively and appealing neighborhood of Harrisburg, this triplex offers tenants the convenience of city living, with an array of local amenities, efficient transportation, and vibrant downtown life just a stone's throw away. With a variety of dining, shopping, and leisure venues in close proximity, the property provides an appealing blend of urban comfort and city lifestyle. Each unit offers ample living space with a good-sized bedroom and a functional bathroom. The living areas receive an appreciable amount of natural light that contributes to a sense of spaciousness, and the practical kitchens are equipped with all the essentials for a modern living experience. The property is in average to good condition, offering the potential for value-adding improvements and upscaling. It's important to note that while the property may require some updates, the core systems are in functioning order, and the property has a consistent history of tenant occupation, reflecting a favorable return on investment. This opportunity is ideal for both seasoned investors seeking to expand their portfolio, and those newly stepping into the realm of property investment. 122 South St promises potential growth and dependable income, particularly for those willing to modernize and enhance the property. Explore the remarkable potential of this conveniently located investment property. Seize the opportunity to secure an advantageous real estate asset in a very desirable location of Harrisburg.
Key facts
- Natural light
- Triplex
- Pool
Tags
Property features AI
Finance
- Other: Assessed improvement value: $38,900; Assessed land value: $17,100; Total tax assessed value: $56,000; Annual taxes: $3,022 (tax year 2026); Trash expense: $1,280.52
- Financial info: Gross rental income: $25,254; Total actual rent: $25,254; Net operating income: $11,069.82; Operating expenses: $14,184.18; Existing leases: Month-to-month and long-term
- HOA & community: Maintenance expense: $6,431.52
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Electric hot water
- Home design: 3 total stories; Fee simple ownership
- Construction: Brick exterior; Stone foundation; Above-grade and below-grade structures
- Exterior features: Brick construction; Detached structure; No tidal water; Property in the City of Harrisburg
Interior
- Bedrooms: Three 1-bedroom units (all leased)
- Heating & cooling: Baseboard electric heating; Window air conditioning units (electric)
- Interior features: Full basement; Finished above-grade living area per assessor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3 × 1-bed/1-bath units multifamily listed at $235k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive. Per door: $369/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $235k).
- Recommended offer: $231k (1.5% below list) — sets the bar for market timing.
- Cap rate 12.2% vs local median 6.7% in Harrisburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#107 in PA, #826 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Harrisburg City SD (urban): math 6% / reading 13% proficiency, ranked #535 of 539 in PA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Harrisburg Hs (math 24% / reading 10%, grade F, #399 of 437 statewide, top 92%, 1,230 students, 100% FRL) — zoned schools average 100% FRL vs 82% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 7 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 540 units permitted in Dauphin County in 2024 (194 in 5+ unit buildings).
- At $3,470/mo this rent would consume 82% of the median local household income ($51k/yr) (locally 441% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $1k of equity ($2k loan paydown + $-349 appreciation (-0.1% local appreciation)).
- At projected returns (-0.1% appreciation + 1.0% rent growth), your $66k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 25 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 12.23%
- Cash-on-cash
- 21.19%
- DSCR
- 1.94
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $247,754
- List price
- $235,000
- Delta
- -5.15%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 619 N 2nd St | 0.12mi | 3/2.0 | 1,620 (-7%) | 8mo | $230,000 | $142 | 73 |
| 617 N 2nd St | 0.12mi | 4/— (+1) | 1,620 (-7%) | 8mo | $230,000 | $142 | 72 |
| 118 Cumberland St | 0.43mi | 2/1.0 (-1) | 1,760 (+2%) | 2mo | $243,000 | $138 | 63 |
| 109 Boas St | 0.31mi | 3/— | 1,944 (+12%) | 8mo | $180,000 | $93 | 59 |
| 426-1/2 Boas St | 0.41mi | 3/— | 1,604 (-8%) | 12mo | $205,000 | $128 | 59 |
| 1413 Green St | 0.61mi | 3/3.0 | 1,728 (-0%) | 20mo | $260,000 | $150 | 55 |
| 1336 Susquehanna St | 0.57mi | 4/3.0 (+1) | 1,757 (+1%) | 15mo | $440,000 | $250 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.15% appreciation · 0.96% rent growth · sell at horizon
- IRR
- 17.8%
- Equity multiple
- 1.84×
- Total profit
- $55,041
- Equity at exit
- $66,499
- IRR
- 21.0%
- Equity multiple
- 3.13×
- Total profit
- $140,411
- Equity at exit
- $78,562
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17101
- Home prices YoY
- -0.1%
- Rents YoY
- 1.0%
- Active inventory
- 7
- Price-to-rent
- 16.9×
Monthly cashflow live
- Estimated rent
- $3,470 high interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$249 /mo · $2,988/yr
- Insurance
- −$98
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$729
- Net cashflow
- $1,106
Break-even live
Sensitivity live
| Price | -10% $1,239 | -5% $1,173 | +0% $1,106 | +5% $1,040 | +10% $973 |
|---|---|---|---|---|---|
| Rent | -10% $832 | -5% $969 | +0% $1,106 | +5% $1,244 | +10% $1,381 |
| Rate | -1.0pp $1,225 | -0.5pp $1,166 | base $1,106 | +0.5pp $1,046 | +1.0pp $984 |
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 3× units | 1 | 1 | $3,471 |
| #1 | 1 | 1 | $1,157 |
| #2 | 1 | 1 | $1,157 |
| #3 | 1 | 1 | $1,157 |
| Total (3 units) | $3,470 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 321 N Front St Unit 102 Harrisburg, PA | 2.0 | 2.5 | 1562 | $2,395 | $1.53 | 45d | 1 | 0.03mi |
| 116 Pine St Harrisburg, PA | 1.0–2.0 | 1.0–2.0 | 900 | $1,638 | $1.82 | 15d | 14 | 0.05mi |
| 122 State St Apt 2 Harrisburg, PA | 2.0 | 1.0 | 1250 | $1,725 | $1.38 | 15d | 1 | 0.08mi |
| 612 N 2nd St Apt 2 Harrisburg, PA | 2.0 | 1.0 | 1050 | $1,445 | $1.38 | 45d | 1 | 0.13mi |
| 612 N 2nd St Apt 3 Harrisburg, PA | 2.0 | 1.0 | 1100 | $1,545 | $1.40 | 45d | 1 | 0.13mi |
| 711 N 2nd St Apt 2 Harrisburg, PA | 2.0 | 1.0 | 1400 | $1,595 | $1.14 | 45d | 1 | 0.18mi |
| 919 Penn St Harrisburg, PA | 3.0 | 2.0 | 1458 | $1,795 | $1.23 | 24d | 1 | 0.30mi |
| 1008 N 2nd St Unit 2 Harrisburg, PA | 2.0 | 1.0 | 1410 | $1,295 | $0.92 | 45d | 1 | 0.36mi |
| 919 Grand St Harrisburg, PA | 2.0 | 1.5 | 1116 | $1,695 | $1.52 | 24d | 1 | 0.40mi |
| 1116 N 3rd St Unit 3 Harrisburg, PA | 2.0 | 1.0 | 1100 | $1,375 | $1.25 | 24d | 1 | 0.44mi |
| 1202 Penn St Harrisburg, PA | 4.0 | 1.0 | 1706 | $1,495 | $0.88 | 45d | 1 | 0.46mi |
| 301 Chestnut St Harrisburg, PA | 4.0 | 1.0–2.5 | 1437 | $2,525 | $1.76 | 15d | 10 | 0.47mi |
| 301 Chestnut St Harrisburg, PA | 1.0–4.0 | 1.0–2.5 | 1437 | $2,097 | $1.46 | 45d | 1 | 0.47mi |
| 660 Boas St Harrisburg, PA | 2.0 | 1.0–2.0 | 800 | $1,574 | $1.97 | 15d | 21 | 0.52mi |
| 200 S Court St Harrisburg, PA | 1.0–3.0 | 1.0–2.5 | 950 | $1,800 | $1.89 | 15d | 14 | 0.55mi |
| 1320 Penn St Harrisburg, PA | 2.0 | 1.0 | 1193 | $1,495 | $1.25 | 45d | 1 | 0.56mi |
| 1139 Mulberry St Harrisburg, PA | 1.0–3.0 | 1.0 | 900 | $1,185 | $1.32 | 45d | 1 | 0.79mi |
| 21 Summit St Harrisburg, PA | 3.0 | 1.0 | 1200 | $1,550 | $1.29 | 15d | 1 | 0.83mi |
| 1207 Market St Harrisburg, PA | 4.0 | 1.5 | 1423 | $1,995 | $1.40 | 45d | 1 | 0.85mi |
| 52 Balm St Harrisburg, PA | 3.0 | 1.0 | 1950 | $1,495 | $0.77 | 22d | 1 | 0.85mi |
| 1251 Bailey St Harrisburg, PA | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 45d | 1 | 0.89mi |
| 331 Hummel St Unit A Harrisburg, PA | 2.0 | 1.0 | 1590 | $1,400 | $0.88 | 45d | 1 | 0.97mi |
| 331 Hummel St Unit B Harrisburg, PA | 3.0 | 1.0 | 1590 | $1,800 | $1.13 | 45d | 1 | 0.97mi |
| 1834 Green St Harrisburg, PA | 4.0 | 1.0 | 1792 | $1,495 | $0.83 | 24d | 1 | 1.04mi |
| 1841 N 3rd St Harrisburg, PA | 3.0 | 1.0 | 1376 | $1,399 | $1.02 | 15d | 1 | 1.05mi |
| 616 N Front St Lemoyne, PA | 3.0 | 1.0 | 1408 | $1,650 | $1.17 | 45d | 1 | 1.06mi |
| 1841 N 4th St Harrisburg, PA | 3.0 | 1.0 | 1376 | $1,399 | $1.02 | 24d | 1 | 1.07mi |
| 640 Kelker St Harrisburg, PA | 3.0 | 1.0 | 1294 | $1,650 | $1.28 | 45d | 1 | 1.08mi |
| 644 Kelker St Harrisburg, PA | 3.0 | 1.0 | 1294 | $1,295 | $1.00 | 45d | 1 | 1.08mi |
| 1517 Walnut St Harrisburg, PA | 3.0 | 1.0 | 1172 | $1,150 | $0.98 | 45d | 1 | 1.09mi |
| 349 S 14th St Harrisburg, PA | 3.0 | 1.0 | 1544 | $1,450 | $0.94 | 24d | 1 | 1.10mi |
| 337 S 15th St Harrisburg, PA | 3.0 | 1.0 | 1440 | $1,195 | $0.83 | 22d | 1 | 1.16mi |
| 1429 Naudain St Harrisburg, PA | 3.0 | 1.0 | 1254 | $1,400 | $1.12 | 24d | 1 | 1.21mi |
| 2032 Susquehanna St Harrisburg, PA | 4.0 | 1.5 | 1600 | $1,595 | $1.00 | 45d | 1 | 1.21mi |
| 2042 N 4th St Harrisburg, PA | 3.0 | 1.0 | 1090 | $1,400 | $1.28 | 45d | 1 | 1.23mi |
| 320 Maclay St Harrisburg, PA | 3.0 | 2.5 | 2237 | $1,750 | $0.78 | 15d | 1 | 1.28mi |
| 1610 Hunter St Harrisburg, PA | 4.0 | 1.0 | 1776 | $1,450 | $0.82 | 24d | 1 | 1.29mi |
| 52 N 18th St Harrisburg, PA | 3.0 | 1.0 | 1100 | $1,250 | $1.14 | 15d | 1 | 1.30mi |
| 2118 N 4th St Harrisburg, PA | 4.0 | 1.0 | 1383 | $1,595 | $1.15 | 45d | 1 | 1.32mi |
| 1615 Naudain St Harrisburg, PA | 3.0 | 1.0 | 1148 | $1,400 | $1.22 | 45d | 1 | 1.33mi |
Listing history 19 events
-
2026-06-07statusdays on market $235,000 Pending 25 DOM
-
2026-06-03days on market $235,000 Active 21 DOM
-
2026-06-02days on market $235,000 Active 20 DOM
-
2026-06-01days on market $235,000 Active 19 DOM
-
2026-05-31days on market $235,000 Active 18 DOM
-
2026-05-31days on market $235,000 Active 17 DOM
-
2026-05-13$235,000 Active 696-char remark
-
2023-09-07soldstatus $206,000
-
2023-09-01soldstatus $206,000 Closed 1832-char remark
Show marketing remark (1832 chars)
Introducing the multi-family property at 122 South St, Harrisburg, PA 17101 - an attractive real estate opportunity waiting to be seized. This property, housing three individual units, each with a comfortable one-bedroom, one-bathroom layout, presents a solid prospect for those looking to delve into the residential investment sector. Set in the lively and appealing neighborhood of Harrisburg, this triplex offers tenants the convenience of city living, with an array of local amenities, efficient transportation, and vibrant downtown life just a stone's throw away. With a variety of dining, shopping, and leisure venues in close proximity, the property provides an appealing blend of urban comfort and city lifestyle. Each unit offers ample living space with a good-sized bedroom and a functional bathroom. The living areas receive an appreciable amount of natural light that contributes to a sense of spaciousness, and the practical kitchens are equipped with all the essentials for a modern living experience. The property is in average to good condition, offering the potential for value-adding improvements and upscaling. It's important to note that while the property may require some updates, the core systems are in functioning order, and the property has a consistent history of tenant occupation, reflecting a favorable return on investment. This opportunity is ideal for both seasoned investors seeking to expand their portfolio, and those newly stepping into the realm of property investment. 122 South St promises potential growth and dependable income, particularly for those willing to modernize and enhance the property. Explore the remarkable potential of this conveniently located investment property. Seize the opportunity to secure an advantageous real estate asset in a very desirable location of Harrisburg.
-
2023-08-01status Pending 1832-char remark
Show marketing remark (1832 chars)
Introducing the multi-family property at 122 South St, Harrisburg, PA 17101 - an attractive real estate opportunity waiting to be seized. This property, housing three individual units, each with a comfortable one-bedroom, one-bathroom layout, presents a solid prospect for those looking to delve into the residential investment sector. Set in the lively and appealing neighborhood of Harrisburg, this triplex offers tenants the convenience of city living, with an array of local amenities, efficient transportation, and vibrant downtown life just a stone's throw away. With a variety of dining, shopping, and leisure venues in close proximity, the property provides an appealing blend of urban comfort and city lifestyle. Each unit offers ample living space with a good-sized bedroom and a functional bathroom. The living areas receive an appreciable amount of natural light that contributes to a sense of spaciousness, and the practical kitchens are equipped with all the essentials for a modern living experience. The property is in average to good condition, offering the potential for value-adding improvements and upscaling. It's important to note that while the property may require some updates, the core systems are in functioning order, and the property has a consistent history of tenant occupation, reflecting a favorable return on investment. This opportunity is ideal for both seasoned investors seeking to expand their portfolio, and those newly stepping into the realm of property investment. 122 South St promises potential growth and dependable income, particularly for those willing to modernize and enhance the property. Explore the remarkable potential of this conveniently located investment property. Seize the opportunity to secure an advantageous real estate asset in a very desirable location of Harrisburg.
-
2023-07-25$199,900 Active 1832-char remark
Show marketing remark (1832 chars)
Introducing the multi-family property at 122 South St, Harrisburg, PA 17101 - an attractive real estate opportunity waiting to be seized. This property, housing three individual units, each with a comfortable one-bedroom, one-bathroom layout, presents a solid prospect for those looking to delve into the residential investment sector. Set in the lively and appealing neighborhood of Harrisburg, this triplex offers tenants the convenience of city living, with an array of local amenities, efficient transportation, and vibrant downtown life just a stone's throw away. With a variety of dining, shopping, and leisure venues in close proximity, the property provides an appealing blend of urban comfort and city lifestyle. Each unit offers ample living space with a good-sized bedroom and a functional bathroom. The living areas receive an appreciable amount of natural light that contributes to a sense of spaciousness, and the practical kitchens are equipped with all the essentials for a modern living experience. The property is in average to good condition, offering the potential for value-adding improvements and upscaling. It's important to note that while the property may require some updates, the core systems are in functioning order, and the property has a consistent history of tenant occupation, reflecting a favorable return on investment. This opportunity is ideal for both seasoned investors seeking to expand their portfolio, and those newly stepping into the realm of property investment. 122 South St promises potential growth and dependable income, particularly for those willing to modernize and enhance the property. Explore the remarkable potential of this conveniently located investment property. Seize the opportunity to secure an advantageous real estate asset in a very desirable location of Harrisburg.
-
2019-09-23soldstatus $134,500
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2019-09-20soldstatus $134,500 Closed
Show marketing remark (65 chars)
Nice 3 unit on South St. Close to river and downtown. Rents well.
-
2019-08-06status Pending
Show marketing remark (65 chars)
Nice 3 unit on South St. Close to river and downtown. Rents well.
-
2019-08-02$149,000 Active
Show marketing remark (65 chars)
Nice 3 unit on South St. Close to river and downtown. Rents well.
-
2003-12-04soldstatus $104,000
-
2003-11-26soldstatus $104,000
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2003-08-05$114,900
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1984-06-29soldstatus $45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,988 · $249/mo
- Projected year-2 tax
- $3,351 · $279/mo
- Expected delta
- +$362/yr (+$30/mo · 12.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (unshaded) · 97% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,640
- − Mortgage interest
- −$13,164
- − Property taxes
- −$2,988
- − Insurance
- −$1,842
- − Repairs & maintenance
- −$3,331
- − Management
- −$3,331
- − Depreciation
- −$6,836
- Taxable income
- $10,148
- Est. tax owed @ 24.0%
- −$2,435
- After-tax cash flow
- $10,842/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Harrisburg City SD
- NCES district ID
- 4211580
- Math proficiency
- 6% ▼ -6.00%
- Reading proficiency
- 13% ▼ -10.00%
- Median HH income
- $33,432
- Composite
- 7.6/100
- National rank
- #9945
- State rank
- #535 of 539 in PA
Livability — Harrisburg
- Score
- 84/100
- State rank
- #107
- US rank
- #826
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Harrisburg, PA
- County
- Dauphin County · 247,857 people
- City population
- 184,296
- Metro
- Harrisburg-Carlisle, PA
- Population (ZIP)
- 2,722
- Household income
- $50,878
- Rent vs Own
- Severe rent burden
- 441.0
Population outlook (Dauphin County) Hauer SSP2
- Today (2025)
- 281,628 people
- By 2030
- 283,549 · +0.7%
- By 2040
- 285,385 · +1.3%
- By 2050
- 286,188 · +1.6%
- By 2075
- 291,053 · +3.3%
- By 2100
- 282,374 · +0.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 49% Hispanic / Latino 20% Black 14% Asian 13% Two or more races 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 5%
- Common ancestry
- Romanian 4% Serbian 2% Lithuanian 2%
- Foreign-born
- 10% · South Korea, China
- Languages at home
- 88% English-only · Korean 6% Spanish 2% Other Asian/Pacific 2%
Political lean MEDSL · Dauphin
- 2024 margin
- Lean D (+5.9) · D 52.4% · R 46.5% · Other 1.1%
- 2008→2024 swing
- -3.1pp toward R · 2008: 9.1pp · 2024: 5.9pp
- All cycles
- 2024: D+5.9 2020: D+8.5 2016: D+2.8 2012: D+6.0 2008: D+9.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.15%
- Current HPI
- 153.5275
- Rent YoY
- ▲ 0.96%
- Metro
- Harrisburg-Carlisle, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+422.2% since first listed14 events — show timeline
- 2026-06-07 Pending — BRIGHT MLS
- 2026-05-13 Listed $235,000 BRIGHT MLS
- 2023-09-07 Sold (Public Records) $206,000 Public Records
- 2023-09-01 Sold (MLS) $206,000 BRIGHT MLS
- 2023-08-01 Pending — BRIGHT MLS
- 2023-07-25 Listed $199,900 BRIGHT MLS
- 2019-09-23 Sold (Public Records) $134,500 Public Records
- 2019-09-20 Sold (MLS) $134,500 BRIGHT MLS
- 2019-08-06 Pending — BRIGHT MLS
- 2019-08-02 Listed $149,000 BRIGHT MLS
- 2003-12-04 Sold (Public Records) $104,000 Public Records
- 2003-11-26 Sold (MLS) $104,000 BRIGHT MLS
- 2003-08-05 Listed $114,900 BRIGHT MLS
- 1984-06-29 Sold (Public Records) $45,000 Public Records
Property tax history
+0.9%/yrLatest (2026): $2,988 · +1.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…