817 Hudler St · La Marque, TX 77568

$159,999

2 bd · 1.0 ba · 1,360 sqft · SingleFamily public records · 153 Days on market

Built 1987 10,349 sqft lot $118/sqft · at area comps Est $165k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.3/30.0
• ARV discount +8.8/15.0
• 1% rule +4.7/10.0
• DSCR +4.7/10.0
• Rent growth +3.5/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Please come take a look at this inviting 2 bedroom 2 bath home with extra room that could be used as home office/study or anything you like in established neighborhood. No HOA. This home has a really nice, large and completely fenced in back yard. The home itself has a very large, open living area. The kitchen has a bar area that opens to the living room. The oversized primary bedroom has two closets. The home is located at the end of the street, so not a lot of through traffic. Presently, no back neighbors. Easy access to 1-45 and 146. A great opportunity to own a cute, clean and affordable home in a convenient location!

Key facts

• Two closets
• Open living area
• Bar area

Tags

• FENCED IN BACK YARD
• OPEN LIVING AREA
• BAR AREA
• TWO CLOSETS
• END OF THE STREET
• NO BACK NEIGHBORS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $-9 ($-108/yr) — negative.
• To cash-flow at today's rent, offer at most $158k (1.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (3.0% below list).
• Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.7% vs local median 5.6% in La Marque — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
• Texas City ISD (suburban): math 28% / reading 29% proficiency, ranked #655 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+4.0%/yr); 661 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 153 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 25y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,799 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 6.72%
• Cash-on-cash: 1.54%
• DSCR: 1.07
• GRM: 8.6

CMA / ARV

• ARV (median comp): $164,692
• List price: $159,999
• Delta: -2.85%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1708 Rosalee St	0.31mi	2/2.0	1,316 (-3%)	1mo	$180,000	$137	75
2301 Boss St	0.28mi	3/2.0 (+1)	1,410 (+4%)	1mo	$239,000	$170	71
301 Albert St	0.40mi	2/2.0	1,316 (-3%)	2mo	$64,997	$49	70
1716 Rosalee St	0.34mi	3/2.0 (+1)	1,420 (+4%)	0mo	$110,000	$77	68
1815 Thompson St	0.33mi	3/2.0 (+1)	1,250 (-8%)	1mo	$199,000	$159	62
2709 Virginia St	0.74mi	2/2.0	1,365 (+0%)	0mo	$183,500	$134	61
1405 Austin St	0.59mi	3/2.0 (+1)	1,389 (+2%)	1mo	$235,000	$169	59
1226 Sunset Ln	0.31mi	3/2.0 (+1)	1,500 (+10%)	3mo	$249,000	$166	57
2008 Bellview St	0.62mi	3/2.0 (+1)	1,410 (+4%)	3mo	$239,900	$170	53
2026 Rosalee St	0.61mi	3/2.0 (+1)	1,270 (-7%)	1mo	$189,000	$149	51
504 Raymond St	0.74mi	3/2.0 (+1)	1,313 (-4%)	2mo	$120,000	$91	49
2714 Rosadele St	0.73mi	3/2.0 (+1)	1,456 (+7%)	2mo	$199,000	$137	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold

• IRR: -15.4%
• Equity multiple: 0.44×
• Total profit: $-24,899
• Equity at exit: $23,856

10-year hold

• IRR: -5.1%
• Equity multiple: 0.65×
• Total profit: $-15,737
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77568

• Home prices YoY: -22.7%
• Rents YoY: 4.0%
• Active inventory: 661
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,552 high
• Mortgage (P&I): −$839
• Tax from tax record: −$263 /mo · $3,156/yr
• Insurance: −$67
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$326
• Net cashflow: $-9

Break-even live

Break-even rent $1,563

Max offer price $158,409

Occupancy floor 96%

Sensitivity live

Price	-10% $82	-5% $36	+0% $-9	+5% $-54	+10% $-100
Rent	-10% $-132	-5% $-70	+0% $-9	+5% $52	+10% $114
Rate	-1.0pp $72	-0.5pp $32	base $-9	+0.5pp $-50	+1.0pp $-93

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1230 Kirsten St La Marque, TX	3.0	2.0	1704	$1,660	$0.97	4d	1	0.29mi
203 Beatrice St La Marque, TX	3.0	1.0	1304	$1,395	$1.07	26d	1	0.51mi
1013 Margot St La Marque, TX	3.0	2.0	1099	$1,500	$1.36	20d	1	0.53mi
1825 Bayou Rd La Marque, TX	2.0	1.0	1200	$1,195	$1.00	45d	1	0.63mi
309 S Bell Dr Texas City, TX	2.0	2.0	1316	$1,650	$1.25	45d	1	0.68mi
1006 E Camp Cir La Marque, TX	3.0	1.0	1230	$1,500	$1.22	26d	1	0.70mi
228 S Algeria St Texas City, TX	1.0	1.0	1831	$630	$0.34	0d	1	0.99mi
4417 Edward St Texas City, TX	2.0	2.0	983	$1,100	$1.12	5d	1	1.12mi
4417 Edward St Texas City, TX	2.0	2.0	983	$1,150	$1.17	4d	1	1.12mi
2729 Main St La Marque, TX	2.0	1.0–2.0	864	$950	$1.10	0d	3	1.18mi
619 N Vionett Ln Texas City, TX	3.0	2.0	1204	$1,550	$1.29	7d	1	1.31mi
7510 Hummingbird Ln Texas City, TX	3.0	1.5	1200	$1,550	$1.29	4d	1	1.50mi

Listing history 42 events

1. 2026-06-21
   days on market $159,999 Active 153 DOM
2. 2026-06-18
   days on market $159,999 Active 150 DOM
3. 2026-06-17
   days on market $159,999 Active 149 DOM
4. 2026-06-16
   days on market $159,999 Active 148 DOM
5. 2026-06-15
   days on market $159,999 Active 147 DOM
6. 2026-06-13
   days on market $159,999 Active 145 DOM
7. 2026-06-09
   days on market $159,999 Active 141 DOM
8. 2026-06-08
   days on market $159,999 Active 140 DOM
9. 2026-06-08
   remarks 650-char remark
10. 2026-06-07
    days on market $159,999 Active 139 DOM
11. 2026-06-04
    days on market $159,999 Active 136 DOM
12. 2026-06-03
    days on market $159,999 Active 135 DOM
13. 2026-06-02
    days on market $159,999 Active 134 DOM
14. 2026-06-01
    days on market $159,999 Active 133 DOM
15. 2026-05-31
    days on market $159,999 Active 132 DOM
16. 2026-05-09
    price $159,999 631-char remark

    Show marketing remark (631 chars)

    Please come take a look at this inviting 2 bedroom 2 bath home with extra room that could be used as home office/study or anything you like in established neighborhood. No HOA. This home has a really nice, large and completely fenced in back yard. The home itself has a very large, open living area. The kitchen has a bar area that opens to the living room. The oversized primary bedroom has two closets. The home is located at the end of the street, so not a lot of through traffic. Presently, no back neighbors. Easy access to 1-45 and 146. A great opportunity to own a cute, clean and affordable home in a convenient location!

17. 2026-02-12
    price $164,999 631-char remark

    Show marketing remark (631 chars)

    Please come take a look at this inviting 2 bedroom 2 bath home with extra room that could be used as home office/study or anything you like in established neighborhood. No HOA. This home has a really nice, large and completely fenced in back yard. The home itself has a very large, open living area. The kitchen has a bar area that opens to the living room. The oversized primary bedroom has two closets. The home is located at the end of the street, so not a lot of through traffic. Presently, no back neighbors. Easy access to 1-45 and 146. A great opportunity to own a cute, clean and affordable home in a convenient location!

18. 2026-01-19
    listed $174,700 Active 631-char remark

    Show marketing remark (631 chars)

    Please come take a look at this inviting 2 bedroom 2 bath home with extra room that could be used as home office/study or anything you like in established neighborhood. No HOA. This home has a really nice, large and completely fenced in back yard. The home itself has a very large, open living area. The kitchen has a bar area that opens to the living room. The oversized primary bedroom has two closets. The home is located at the end of the street, so not a lot of through traffic. Presently, no back neighbors. Easy access to 1-45 and 146. A great opportunity to own a cute, clean and affordable home in a convenient location!

19. 2025-04-02
    historical $1,650
20. 2025-02-25
    listed $1,650
21. 2022-09-27
    historical
22. 2022-08-04
    price $174,900
23. 2022-07-27
    price $184,900
24. 2022-05-25
    listed $190,000 Active
25. 2020-06-26
    status Active
26. 2020-06-26
    historical
27. 2020-02-21
    historical
28. 2020-02-17
    listed $68,700 Active
29. 2017-06-28
    historical
30. 2017-03-05
    status Active
31. 2017-03-02
    status Option Pending
32. 2017-03-02
    status Active
33. 2017-02-24
    status Option Pending
34. 2017-02-21
    price $66,000
35. 2017-02-19
    status Active
36. 2017-02-16
    status Option Pending
37. 2017-02-02
    listed $71,000 Active
38. 2010-08-31
    soldstatus
39. 2010-08-18
    historical
40. 2010-04-14
    listed $32,900
41. 2002-04-08
    historical
42. 2001-07-05
    listed $59,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,156 · $263/mo
• Projected year-2 tax: $3,156 · $263/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 59% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,625
• − Mortgage interest: −$8,962
• − Property taxes: −$3,156
• − Insurance: −$1,597
• − Repairs & maintenance: −$1,490
• − Management: −$1,490
• − Depreciation: −$4,655
• Taxable loss: −$2,725
• Est. tax savings @ 24.0%: +$654
• After-tax cash flow: $546/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Texas City ISD
• NCES district ID: 4842510
• Math proficiency: 28% ▼ -10.00%
• Reading proficiency: 29% ▼ -4.00%
• Median HH income: $44,875
• Composite: 24.47/100
• National rank: #7664
• State rank: #655 of 826 in TX

Livability — La Marque

• Score: 59/100
• State rank: #1136
• US rank: #20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Marque, TX
• County: Galveston County · 357,330 people
• City population: 23,083
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 23,083
• Household income: $74,694
• Rent vs Own: 28.0% rent · 72.0% own
• Severe rent burden: 700.0

Population outlook (Galveston County) Hauer SSP2

• Today (2025): 390,640 people
• By 2030: 425,226 · +8.9%
• By 2040: 493,765 · +26.4%
• By 2050: 559,698 · +43.3%
• By 2075: 719,260 · +84.1%
• By 2100: 819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
• Hispanic origin (detail): Mexican 22% Puerto Rican 1%
• Common ancestry: Lithuanian 1% Italian 1% Serbian 1%
• Foreign-born: 8% · Canada
• Languages at home: 77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

• 2024 margin: Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
• 2008→2024 swing: -7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
• All cycles: 2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -69.39%
• Current HPI: 236.0239
• Rent YoY: ▲ 3.95%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+168.9% since first listed

27 events — show timeline

• 2026-05-09 Price Changed $159,999 HARMLS
• 2026-02-12 Price Changed $164,999 HARMLS
• 2026-01-19 Listed $174,700 HARMLS
• 2025-04-02 Rental Removed $1,650 REDFIN
• 2025-02-25 Listed for Rent $1,650 REDFIN
• 2022-09-27 Listing Removed — HARMLS
• 2022-08-04 Price Changed $174,900 HARMLS
• 2022-07-27 Price Changed $184,900 HARMLS
• 2022-05-25 Listed $190,000 HARMLS
• 2020-06-26 Relisted — HARMLS
• 2020-06-26 Listing Removed — HARMLS
• 2020-02-21 Listing Removed — HARMLS
• 2020-02-17 Listed $68,700 HARMLS
• 2017-06-28 Listing Removed — HARMLS
• 2017-03-05 Relisted — HARMLS
• 2017-03-02 Pending — HARMLS
• 2017-03-02 Relisted — HARMLS
• 2017-02-24 Pending — HARMLS
• 2017-02-21 Price Changed $66,000 HARMLS
• 2017-02-19 Relisted — HARMLS
• 2017-02-16 Pending — HARMLS
• 2017-02-02 Listed $71,000 HARMLS
• 2010-08-31 Sold (Public Records) — Public Records
• 2010-08-18 Listing Removed — HARMLS
• 2010-04-14 Listed $32,900 HARMLS
• 2002-04-08 Listing Removed — HARMLS
• 2001-07-05 Listed $59,500 HARMLS

Property tax history

+12.0%/yr

Latest (2025): $3,156 · +23.6% YoY. Source: county tax records.