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Aubrey Plan 🏗️ New Construction
B Composite 74.21
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.9/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0

$399,990

Aubrey Plan · Sienna, TX 77459
3 bd · 3.0 ba · 1,894 sqft · SingleFamily · 29 Days on market
Excellent condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover the Aubrey - Where Style Meets Space!Step into the Aubrey, a beautifully designed home featuring 3 spacious bedrooms, 2 bathrooms, a private study, and an expansive open-concept living area perfect for entertaining. The chef-inspired kitchen flows effortlessly into the stunning outdoor living space-ideal for relaxing or hosting under the stars. Unwind in the luxurious primary suite, boasting dual vanities, a serene garden tub, and a generous walk-in closet. Don't miss your chance to tour this thoughtfully crafted, feature-packed home-it's everything you've been looking for!

Key facts

  • Dual vanities
  • Primary suite
  • Private study

Tags

PRIVATE STUDYOPEN-CONCEPT LIVING AREACHEF-INSPIRED KITCHENOUTDOOR LIVING SPACEPRIMARY SUITEDUAL VANITIES

Property features AI

Finance

  • Financial info: List price $399,990

Exterior

  • Home design: Aubrey plan; New construction plan
  • Construction: Living area approximately 1894; Built/Listed in 2026
  • Exterior features: Address: 8730 Azalea Crossing Ct, Missouri City TX 77459

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 3 bathrooms
  • Interior features: Open living area (plan home)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $399,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $357,966.

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $400k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $400k).
  • Recommended offer: $394k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.7% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-1.7% appreciation + 0.0% rent growth), your $100k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($394k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $393,990 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
10.75%
Cash-on-cash
15.90%
DSCR
1.71
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$357,966
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9451 Garden Gate Dr 0.63mi 3/2.5 1,901 (+0%) 1mo $352,990 $186 67
9447 Garden Gate Dr 0.63mi 3/2.5 1,866 (-2%) 1mo $354,990 $190 65
9422 Autumn Vale Dr 0.58mi 3/2.5 1,878 (-1%) 6mo $355,000 $189 65
9439 Garden Gate Dr 0.61mi 3/2.5 1,878 (-1%) 4mo $349,990 $186 64
9431 Garden Gate Dr 0.60mi 3/2.5 1,835 (-3%) 1mo $350,000 $191 64
9426 Spring Rain Dr 0.58mi 3/2.5 1,866 (-2%) 5mo $338,990 $182 64
9454 Spring Rain Dr 0.63mi 3/2.5 1,878 (-1%) 6mo $349,990 $186 62
9438 Spring Rain Dr 0.60mi 3/2.5 1,866 (-2%) 6mo $337,990 $181 62
9446 Spring Rain Dr 0.61mi 3/2.5 1,835 (-3%) 4mo $348,990 $190 60
1456 Shaded Rock Dr 0.70mi 3/2.5 1,838 (-3%) 3mo $330,000 $180 58
9442 Spring Rain Dr 0.61mi 3/2.5 1,710 (-10%) 3mo $337,990 $198 51
9443 Garden Gate Dr 0.62mi 3/2.5 1,710 (-10%) 3mo $337,990 $198 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
7.9%
Equity multiple
1.33×
Total profit
$32,954
Equity at exit
$75,076
10-year hold
IRR
12.5%
Equity multiple
2.02×
Total profit
$101,918
Equity at exit
$69,538

Cash invested: $100,230 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$4,813 medium interval (Pro) →
Mortgage (P&I)
$1,877
Tax est. 1.5%
$447 /mo · $5,369/yr
Insurance
$149
HOA
$0
Vacancy / Maint / Mgmt
$1,011
Net cashflow
$1,328

Break-even live

Break-even rent $3,131
Max offer price $357,966
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$89,492
Closing costs
$10,739
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 22d 1 0.15mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 1d 1 0.16mi
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 44d 1 0.91mi

Listing history 12 events

  1. 2026-06-18
    days on market $399,990 Active 29 DOM
  2. 2026-06-17
    days on market $399,990 Active 28 DOM
  3. 2026-06-16
    days on market $399,990 Active 27 DOM
  4. 2026-06-15
    days on market $399,990 Active 26 DOM
  5. 2026-06-13
    days on market $399,990 Active 24 DOM
  6. 2026-06-09
    days on market $399,990 Active 20 DOM
  7. 2026-06-07
    days on market $399,990 Active 18 DOM
  8. 2026-06-04
    days on market $399,990 Active 15 DOM
  9. 2026-06-03
    days on market $399,990 Active 14 DOM
  10. 2026-06-02
    days on market $399,990 Active 13 DOM
  11. 2026-06-01
    days on market $399,990 Active 12 DOM
  12. 2026-05-31
    days on market $399,990 Active 11 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$57,752
− Mortgage interest
−$20,052
− Property taxes
−$5,369
− Insurance
−$1,790
− Repairs & maintenance
−$4,620
− Management
−$4,620
− Depreciation
−$10,414
Taxable income
$10,887
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,613
After-tax cash flow
$13,325/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This Aubrey home in Sienna, TX is in excellent condition with no visible repairs needed. It offers a high ROI with updates like painting, landscaping, and lighting to enhance its resale and rental value.

Value-add opportunities

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhances curb appeal and can attract more potential buyers
  • Both Lighting — Improved lighting can make the home more inviting and safer

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhances curb appeal and can attract more potential buyers
  • Both Lighting — Improved lighting can make the home more inviting and safer

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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