🏗️ New Construction
Aubrey Plan · Sienna, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.9/30.0
- DSCR +10.0/10.0
- 1% rule +8.4/10.0
- ARV discount +7.5/15.0
- Condition / age +4.8/5.0
- Schools +4.5/10.0
- Appreciation +4.2/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
$399,990
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Discover the Aubrey - Where Style Meets Space!Step into the Aubrey, a beautifully designed home featuring 3 spacious bedrooms, 2 bathrooms, a private study, and an expansive open-concept living area perfect for entertaining. The chef-inspired kitchen flows effortlessly into the stunning outdoor living space-ideal for relaxing or hosting under the stars. Unwind in the luxurious primary suite, boasting dual vanities, a serene garden tub, and a generous walk-in closet. Don't miss your chance to tour this thoughtfully crafted, feature-packed home-it's everything you've been looking for!
Key facts
- Dual vanities
- Primary suite
- Private study
Tags
Property features AI
Finance
- Financial info: List price $399,990
Exterior
- Home design: Aubrey plan; New construction plan
- Construction: Living area approximately 1894; Built/Listed in 2026
- Exterior features: Address: 8730 Azalea Crossing Ct, Missouri City TX 77459
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 3 bathrooms
- Interior features: Open living area (plan home)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $400k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $400k).
- Recommended offer: $394k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.7% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 45% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.7% appreciation + 0.0% rent growth), your $100k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 29 days — a 2% lower offer ($394k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.34% ✓
- Cap rate
- 10.75%
- Cash-on-cash
- 15.90%
- DSCR
- 1.71
- GRM
- 6.2
CMA / ARV
- ARV (on-the-fly)
- $357,966
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9451 Garden Gate Dr | 0.63mi | 3/2.5 | 1,901 (+0%) | 1mo | $352,990 | $186 | 67 |
| 9447 Garden Gate Dr | 0.63mi | 3/2.5 | 1,866 (-2%) | 1mo | $354,990 | $190 | 65 |
| 9422 Autumn Vale Dr | 0.58mi | 3/2.5 | 1,878 (-1%) | 6mo | $355,000 | $189 | 65 |
| 9439 Garden Gate Dr | 0.61mi | 3/2.5 | 1,878 (-1%) | 4mo | $349,990 | $186 | 64 |
| 9431 Garden Gate Dr | 0.60mi | 3/2.5 | 1,835 (-3%) | 1mo | $350,000 | $191 | 64 |
| 9426 Spring Rain Dr | 0.58mi | 3/2.5 | 1,866 (-2%) | 5mo | $338,990 | $182 | 64 |
| 9454 Spring Rain Dr | 0.63mi | 3/2.5 | 1,878 (-1%) | 6mo | $349,990 | $186 | 62 |
| 9438 Spring Rain Dr | 0.60mi | 3/2.5 | 1,866 (-2%) | 6mo | $337,990 | $181 | 62 |
| 9446 Spring Rain Dr | 0.61mi | 3/2.5 | 1,835 (-3%) | 4mo | $348,990 | $190 | 60 |
| 1456 Shaded Rock Dr | 0.70mi | 3/2.5 | 1,838 (-3%) | 3mo | $330,000 | $180 | 58 |
| 9442 Spring Rain Dr | 0.61mi | 3/2.5 | 1,710 (-10%) | 3mo | $337,990 | $198 | 51 |
| 9443 Garden Gate Dr | 0.62mi | 3/2.5 | 1,710 (-10%) | 3mo | $337,990 | $198 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 7.9%
- Equity multiple
- 1.33×
- Total profit
- $32,954
- Equity at exit
- $75,076
- IRR
- 12.5%
- Equity multiple
- 2.02×
- Total profit
- $101,918
- Equity at exit
- $69,538
Cash invested: $100,230 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1215
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $4,813 medium interval (Pro) →
- Mortgage (P&I)
- −$1,877
- Tax est. 1.5%
- −$447 /mo · $5,369/yr
- Insurance
- −$149
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,011
- Net cashflow
- $1,328
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $89,492
- Closing costs
- $10,739
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8719 Fox Trail Dr Missouri City, TX | 4.0 | 3.5 | 2143 | $6,000 | $2.80 | 22d | 1 | 0.15mi |
| 2142 Ironwood Pass Dr Missouri City, TX | 4.0 | 3.0 | 2140 | $6,000 | $2.80 | 1d | 1 | 0.16mi |
| 1714 Forest Mist Dr Missouri City, TX | 3.0 | 3.0 | 1979 | $3,000 | $1.52 | 44d | 1 | 0.91mi |
Listing history 12 events
-
2026-06-18days on market $399,990 Active 29 DOM
-
2026-06-17days on market $399,990 Active 28 DOM
-
2026-06-16days on market $399,990 Active 27 DOM
-
2026-06-15days on market $399,990 Active 26 DOM
-
2026-06-13days on market $399,990 Active 24 DOM
-
2026-06-09days on market $399,990 Active 20 DOM
-
2026-06-07days on market $399,990 Active 18 DOM
-
2026-06-04days on market $399,990 Active 15 DOM
-
2026-06-03days on market $399,990 Active 14 DOM
-
2026-06-02days on market $399,990 Active 13 DOM
-
2026-06-01days on market $399,990 Active 12 DOM
-
2026-05-31days on market $399,990 Active 11 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $57,752
- − Mortgage interest
- −$20,052
- − Property taxes
- −$5,369
- − Insurance
- −$1,790
- − Repairs & maintenance
- −$4,620
- − Management
- −$4,620
- − Depreciation
- −$10,414
- Taxable income
- $10,887
- Est. tax owed @ 24.0%
- −$2,613
- After-tax cash flow
- $13,325/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This Aubrey home in Sienna, TX is in excellent condition with no visible repairs needed. It offers a high ROI with updates like painting, landscaping, and lighting to enhance its resale and rental value.
Value-add opportunities
- Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
- Both Landscaping — Enhances curb appeal and can attract more potential buyers
- Both Lighting — Improved lighting can make the home more inviting and safer
Renovation cost estimate screening
Value-add ROI direction
- Both Painting — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Landscaping — Enhances curb appeal and can attract more potential buyers ↑
- Both Lighting — Improved lighting can make the home more inviting and safer ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sienna
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sienna, TX
- County
- Fort Bend County · 836,777 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 1004.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…