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2623 E Biddle St
C Composite 55.73
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.0/30.0
  • DSCR +8.1/10.0
  • 1% rule +6.1/10.0
  • Appreciation +4.7/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.7/15.0

$155,000

2623 E Biddle St · Baltimore, MD 21213
3 bd · 1.5 ba · 762 sqft · Townhouse public records · 419 Days on market
Built 1926 1,120 sqft lot $203/sqft · 137% above area Est $135k · 15% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

Key facts

  • Built 1926
  • Listed 419 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $155k.

Deal economics

  • At list price, monthly cash flow is $337 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $155k).
  • Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $192 of equity ($1k loan paydown + $-880 appreciation (-0.6% local appreciation)).
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 5.2% rent growth), your $43k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 419 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 28y ago; this cycle's ask has dropped $40k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 419 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
8.90%
Cash-on-cash
9.32%
DSCR
1.41
GRM
7.5

CMA / ARV

ARV (median comp)
$134,558
List price
$155,000
Delta
15.19%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2709 E Hoffman St 0.15mi 2/1.0 (-1) 840 (+10%) 1mo $115,000 $137 68
2604 Mura St 0.06mi 3/2.0 852 (+12%) 14mo $125,000 $147 64
1614 N Port St 0.38mi 3/1.0 800 (+5%) 20mo $25,000 $31 55
220 N Port St N 0.68mi 2/1.0 (-1) 792 (+4%) 15mo $98,000 $124 42
417 N Bradford St 0.62mi 2/1.0 (-1) 840 (+10%) 12mo $85,000 $101 37
402 N Chester St 0.73mi 2/2.0 (-1) 870 (+14%) 3mo $152,000 $175 33
2927 Pulaski Hwy 0.72mi 2/1.0 (-1) 858 (+13%) 8mo $108,950 $127 31
2931 Pulaski Hwy 0.72mi 2/1.0 (-1) 858 (+13%) 23mo $90,000 $105 20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold
IRR
8.3%
Equity multiple
1.39×
Total profit
$16,824
Equity at exit
$40,655
10-year hold
IRR
15.5%
Equity multiple
2.73×
Total profit
$75,203
Equity at exit
$45,518

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21213

Home prices YoY
-0.1%
Rents YoY
5.2%
Active inventory
319
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,718 high interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$143 /mo · $1,714/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$361
Net cashflow
$337

Break-even live

Break-even rent $1,291
Max offer price $155,000
Occupancy floor 75%

Sensitivity live

Price -10% $425 -5% $381 +0% $337 +5% $293 +10% $249
Rent -10% $201 -5% $269 +0% $337 +5% $405 +10% $473
Rate -1.0pp $415 -0.5pp $377 base $337 +0.5pp $297 +1.0pp $256

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1323 N Kenwood Ave Unit 1 Baltimore, MD 2.0 1.5 1060 $1,350 $1.27 24d 1 0.15mi
2729 Ashland Ave Baltimore, MD 3.0 1.0 1000 $1,350 $1.35 3d 1 0.29mi
1310 N Ellwood Ave Baltimore, MD 2.0 1.0 1000 $1,450 $1.45 13d 1 0.34mi
1310 N Ellwood Ave #1 Baltimore, MD 2.0 1.0 1000 $1,550 $1.55 22d 1 0.34mi
2221 E Preston St Baltimore, MD 2.0 1.0 658 $1,200 $1.82 24d 1 0.35mi
2410 E Federal St Baltimore, MD 4.0 2.0 720 $2,200 $3.06 24d 1 0.35mi
720 N Port St Baltimore, MD 2.0 1.0 950 $1,300 $1.37 44d 1 0.42mi
2311 E Lafayette Ave Baltimore, MD 3.0 1.0 1000 $1,400 $1.40 44d 1 0.49mi
618 N Montford Ave Baltimore, MD 3.0 1.0 1050 $1,468 $1.40 44d 1 0.51mi
618 N Montford Ave Baltimore, MD 3.0 1.0 1050 $1,468 $1.40 15d 1 0.51mi
531 N Belnord Ave Baltimore, MD 2.0 1.5 1100 $1,700 $1.55 24d 1 0.51mi
517 N Rose St Baltimore, MD 3.0 1.0 845 $1,400 $1.66 5d 1 0.53mi
502 N Glover St Baltimore, MD 2.0 1.5 827 $1,250 $1.51 21d 1 0.54mi
712 N Duncan St Baltimore, MD 2.0 1.5 1000 $2,000 $2.00 44d 1 0.56mi
520 N Decker Ave Baltimore, MD 2.0 1.0 1000 $1,650 $1.65 44d 1 0.59mi
415 N Glover St Baltimore, MD 2.0 2.5 1092 $1,600 $1.47 24d 1 0.60mi
415 N Belnord Ave Baltimore, MD 2.0 1.0 1008 $1,300 $1.29 24d 1 0.60mi
2308 Jefferson St Baltimore, MD 3.0 1.0 907 $1,450 $1.60 44d 1 0.61mi
1923 Ashland Ave Baltimore, MD 2.0 2.0 862 $1,770 $2.05 20d 2 0.62mi
1923 Ashland Ave Unit 401 Baltimore, MD 2.0 2.0 850 $1,795 $2.11 21d 1 0.62mi
437 N Montford Ave Baltimore, MD 3.0 1.5 1100 $1,450 $1.32 44d 1 0.63mi
402 N Milton Ave Unit 402B Baltimore, MD 2.0 1.0 950 $1,290 $1.36 44d 1 0.65mi
233 N Rose St Baltimore, MD 2.0 2.5 934 $1,750 $1.87 18d 1 0.67mi
224 N Rose St Baltimore, MD 2.0 2.5 1120 $1,875 $1.67 18d 1 0.68mi
2608 E Fayette St Unit 1 Baltimore, MD 2.0 1.0 900 $1,700 $1.89 15d 1 0.71mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD 2.0 2.0 948 $1,855 $1.96 18d 1 0.74mi
3322 Ravenwood Ave Baltimore, MD 3.0 2.0 932 $1,800 $1.93 24d 1 0.75mi
1627 Rutland Ave Baltimore, MD 3.0 2.0 1100 $1,950 $1.77 24d 1 0.75mi
127 N Glover St Baltimore, MD 2.0 1.5 1110 $2,100 $1.89 3d 1 0.76mi
3339 Elmora Ave Baltimore, MD 3.0 2.0 896 $1,600 $1.79 44d 1 0.77mi
203 N Ellwood Ave Unit Main Baltimore, MD 2.0 2.0 880 $2,200 $2.50 24d 1 0.78mi
3221 Lyndale Ave Baltimore, MD 2.0 2.0 1020 $1,700 $1.67 24d 1 0.79mi
104 N Rose St Baltimore, MD 3.0 2.0 936 $2,500 $2.67 44d 1 0.80mi
3315 Lyndale Ave Baltimore, MD 2.0 1.5 896 $1,650 $1.84 18d 1 0.80mi
3317 Lyndale Ave Baltimore, MD 3.0 1.0 900 $1,300 $1.44 44d 1 0.80mi
107 N Port St Baltimore, MD 2.0 2.0 870 $1,995 $2.29 24d 1 0.80mi
3218 Lyndale Ave Baltimore, MD 3.0 1.5 1020 $1,500 $1.47 24d 1 0.81mi
1607 Hakesley Pl Baltimore, MD 3.0 1.0 720 $1,400 $1.94 44d 1 0.86mi
108 N Madeira St Baltimore, MD 2.0 2.0 1098 $1,900 $1.73 44d 1 0.86mi
802 N Broadway #1 Baltimore, MD 2.0 1.0 1120 $1,800 $1.61 18d 1 0.87mi

Listing history 41 events

  1. 2026-06-18
    days on market $155,000 Active 419 DOM
  2. 2026-06-17
    days on market $155,000 Active 418 DOM
  3. 2026-06-16
    days on market $155,000 Active 417 DOM
  4. 2026-06-15
    days on market $155,000 Active 416 DOM
  5. 2026-06-13
    days on market $155,000 Active 414 DOM
  6. 2026-06-09
    days on market $155,000 Active 410 DOM
  7. 2026-06-08
    days on market $155,000 Active 409 DOM
  8. 2026-06-07
    days on market $155,000 Active 408 DOM
  9. 2026-06-04
    days on market $155,000 Active 405 DOM
  10. 2026-06-03
    days on market $155,000 Active 404 DOM
  11. 2026-06-02
    days on market $155,000 Active 403 DOM
  12. 2026-06-01
    days on market $155,000 Active 402 DOM
  13. 2026-05-31
    days on market $155,000 Active 401 DOM
  14. 2026-05-15
    price $155,000 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  15. 2026-04-24
    status Active 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  16. 2026-04-17
    historical 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  17. 2025-12-08
    historical Active Under Contract 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  18. 2025-11-18
    price $165,000 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  19. 2025-10-16
    price $175,000 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  20. 2025-06-20
    status Active 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  21. 2025-02-24
    historical Active Under Contract 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  22. 2025-01-29
    price $185,000 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  23. 2024-12-14
    price $205,000 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  24. 2024-10-19
    price $235,000 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  25. 2024-08-15
    listed $195,000 Active 1199-char remark
    Show marketing remark (1199 chars)

    * * * * * Back on the Market, Come and Snatch Up this SHORT SALE! Drastically reduced to sale and Buyer will get a Luxury Property with 3 Bedrooms and 2 Bathrooms. This property is newly renovated with all of the modern updates that are appealing and desired by anyone. Open concept which is perfect for entertaining. Gleaming hardwood floors, recess lighting, decorative fireplace, ample natural light, and floating staircase. Beautiful kitchen with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and a large second bedroom. The lower level is completed with a bedroom, family room, a full bath with custom tile work and a laundry room. Step outside the French doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard completed with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city, come and make this your home!

  26. 2024-08-12
    historical $2,300
  27. 2024-07-01
    price $2,300
  28. 2024-05-17
    price $2,500
  29. 2024-05-14
    listed $2,400
  30. 2022-10-04
    soldstatus $240,000
  31. 2022-04-28
    soldstatus $240,000 Closed 1258-char remark
    Show marketing remark (1258 chars)

    Welcome to this newly renovated, showstopper, home! Professionally designed with all of the modern elements make this appealing and desired by anyone. All you need to do is move-in, unpack, and bring you own personal style. The main level features an open concept which is perfect for all your entertaining. Gleaming hardwood floors, recessed and upgraded lighting, a decorative fireplace, ample natural light, and a floating staircase are just some of the amenities. The well laid out kitchen will delight the novice or experienced chef with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and an oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and large second bedroom. The lower level is complete with a bedroom, family room, a full bath with custom tile work, and a laundry room. Step outside the French Doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard complete with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city!!

  32. 2022-03-26
    status Pending 1258-char remark
    Show marketing remark (1258 chars)

    Welcome to this newly renovated, showstopper, home! Professionally designed with all of the modern elements make this appealing and desired by anyone. All you need to do is move-in, unpack, and bring you own personal style. The main level features an open concept which is perfect for all your entertaining. Gleaming hardwood floors, recessed and upgraded lighting, a decorative fireplace, ample natural light, and a floating staircase are just some of the amenities. The well laid out kitchen will delight the novice or experienced chef with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and an oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and large second bedroom. The lower level is complete with a bedroom, family room, a full bath with custom tile work, and a laundry room. Step outside the French Doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard complete with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city!!

  33. 2022-03-22
    price $239,900 1258-char remark
    Show marketing remark (1258 chars)

    Welcome to this newly renovated, showstopper, home! Professionally designed with all of the modern elements make this appealing and desired by anyone. All you need to do is move-in, unpack, and bring you own personal style. The main level features an open concept which is perfect for all your entertaining. Gleaming hardwood floors, recessed and upgraded lighting, a decorative fireplace, ample natural light, and a floating staircase are just some of the amenities. The well laid out kitchen will delight the novice or experienced chef with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and an oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and large second bedroom. The lower level is complete with a bedroom, family room, a full bath with custom tile work, and a laundry room. Step outside the French Doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard complete with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city!!

  34. 2022-03-13
    price $242,900 1258-char remark
    Show marketing remark (1258 chars)

    Welcome to this newly renovated, showstopper, home! Professionally designed with all of the modern elements make this appealing and desired by anyone. All you need to do is move-in, unpack, and bring you own personal style. The main level features an open concept which is perfect for all your entertaining. Gleaming hardwood floors, recessed and upgraded lighting, a decorative fireplace, ample natural light, and a floating staircase are just some of the amenities. The well laid out kitchen will delight the novice or experienced chef with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and an oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and large second bedroom. The lower level is complete with a bedroom, family room, a full bath with custom tile work, and a laundry room. Step outside the French Doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard complete with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city!!

  35. 2022-03-01
    price $252,900 1258-char remark
    Show marketing remark (1258 chars)

    Welcome to this newly renovated, showstopper, home! Professionally designed with all of the modern elements make this appealing and desired by anyone. All you need to do is move-in, unpack, and bring you own personal style. The main level features an open concept which is perfect for all your entertaining. Gleaming hardwood floors, recessed and upgraded lighting, a decorative fireplace, ample natural light, and a floating staircase are just some of the amenities. The well laid out kitchen will delight the novice or experienced chef with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and an oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and large second bedroom. The lower level is complete with a bedroom, family room, a full bath with custom tile work, and a laundry room. Step outside the French Doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard complete with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city!!

  36. 2022-02-17
    listed $269,900 Active 1258-char remark
    Show marketing remark (1258 chars)

    Welcome to this newly renovated, showstopper, home! Professionally designed with all of the modern elements make this appealing and desired by anyone. All you need to do is move-in, unpack, and bring you own personal style. The main level features an open concept which is perfect for all your entertaining. Gleaming hardwood floors, recessed and upgraded lighting, a decorative fireplace, ample natural light, and a floating staircase are just some of the amenities. The well laid out kitchen will delight the novice or experienced chef with a five-burner gas stove, granite counters, stainless steel appliances, tons of cabinets, custom tiled backsplash, and an oversized pantry with a custom barn door. The upper level offers a primary bedroom with access to your own private deck, a deluxe bathroom with custom tile work and large second bedroom. The lower level is complete with a bedroom, family room, a full bath with custom tile work, and a laundry room. Step outside the French Doors from the kitchen and onto your covered deck. Walk down the stairs to your fenced in rear yard complete with custom bench seating and fire pit waiting for your relaxing nights. Close to Johns Hopkins, Downtown, and commuter routes. This is your oasis in the city!!

  37. 2004-06-10
    soldstatus $40,000
  38. 1999-07-19
    soldstatus $12,500
  39. 1999-06-23
    soldstatus $12,500
  40. 1999-05-05
    historical
  41. 1998-11-24
    listed $16,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,714 · $143/mo
Projected year-2 tax
$1,714 · $143/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,620
− Mortgage interest
−$8,682
− Property taxes
−$1,714
− Insurance
−$775
− Repairs & maintenance
−$1,650
− Management
−$1,650
− Depreciation
−$4,509
Taxable income
$1,640
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$394
After-tax cash flow
$3,653/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
28,058
Household income
$51,344
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
1868.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.57%
Current HPI
427.4453
Rent YoY
▲ 5.25%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+856.8% since first listed
28 events — show timeline
  • 2026-05-15 Price Changed $155,000 BRIGHT MLS
  • 2026-04-24 Relisted BRIGHT MLS
  • 2026-04-17 Listing Removed BRIGHT MLS
  • 2025-12-08 Contingent BRIGHT MLS
  • 2025-11-18 Price Changed $165,000 BRIGHT MLS
  • 2025-10-16 Price Changed $175,000 BRIGHT MLS
  • 2025-06-20 Relisted BRIGHT MLS
  • 2025-02-24 Contingent BRIGHT MLS
  • 2025-01-29 Price Changed $185,000 BRIGHT MLS
  • 2024-12-14 Price Changed $205,000 BRIGHT MLS
  • 2024-10-19 Price Changed $235,000 BRIGHT MLS
  • 2024-08-15 Listed $195,000 BRIGHT MLS
  • 2024-08-12 Rental Removed $2,300 BRIGHTMLS
  • 2024-07-01 Price Changed $2,300 BRIGHTMLS
  • 2024-05-17 Price Changed $2,500 BRIGHTMLS
  • 2024-05-14 Listed for Rent $2,400 BRIGHTMLS
  • 2022-10-04 Sold (Public Records) $240,000 Public Records
  • 2022-04-28 Sold (MLS) $240,000 BRIGHT MLS
  • 2022-03-26 Pending BRIGHT MLS
  • 2022-03-22 Price Changed $239,900 BRIGHT MLS
  • 2022-03-13 Price Changed $242,900 BRIGHT MLS
  • 2022-03-01 Price Changed $252,900 BRIGHT MLS
  • 2022-02-17 Listed $269,900 BRIGHT MLS
  • 2004-06-10 Sold (Public Records) $40,000 Public Records
  • 1999-07-19 Sold (Public Records) $12,500 Public Records
  • 1999-06-23 Sold (MLS) $12,500 MRIS
  • 1999-05-05 Delisted MRIS
  • 1998-11-24 Listed $16,200 MRIS

Property tax history

+9.6%/yr

Latest (2025): $1,714 · +6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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