644 Dillard Dr SE · Palm Bay, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +6.1/30.0
- Schools +4.7/10.0
- Livability +3.6/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- 1% rule +1.9/10.0
- DSCR +0.4/10.0
$329,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
Key facts
- French doors
- Great room
- Back patio
Tags
Property features AI
Finance
- Other: Unfurnished; No private pool
- HOA & community: Homeowners association (Amberwood/Wellington); Community park and playground; Association fee $240 quarterly
Exterior
- Parking: 2-car garage with garage door opener
- Security: Key card entry
- Utilities: Public sewer; Electricity connected; Water connected; Sewer connected
- Home design: Single-family residence; One story, entry level 1; Home faces east
- Construction: Block, concrete and stucco construction; Shingle roof
- Exterior features: Storm shutters; Covered rear porch with screened porch; Porch; Privacy vinyl fencing; Sprinklers front and rear; Wooded lot; Asphalt-paved city street frontage
Interior
- Kitchen: Dishwasher; Disposal; Electric oven; Electric range; Microwave
- Bedrooms: 3 bedrooms (primary downstairs)
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Breakfast bar; Ceiling fans; Eat-in kitchen; Entrance foyer; His and hers closets; Kitchen island; Open floorplan; Primary bathroom with separate tub and shower; Primary bedroom on main level; Smart thermostat; Split bedroom layout; Vaulted ceilings; Walk-in closets
- Laundry & utility: Washer hookup in unit; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $329k.
Deal economics
- At list price, monthly cash flow is $-619 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $220k (33.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (30.6% below list).
- Recommended offer: $220k (33.3% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 72/100 on livability (#366 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, health & safety D-.
- Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Westside Elementary School (math 51% / reading 58%, grade C, #892 of 2,144 statewide, top 44%, 798 students, 52% FRL); Southwest Middle School (math 40% / reading 39%, grade F, #373 of 571 statewide, top 66%, 920 students, 58% FRL); Bayside High School (math 27% / reading 40%, grade F, #400 of 667 statewide, top 61%, 1,854 students, 51% FRL).
- Zoned-school proficiency averages 42% at this address vs 55% district-wide (-12 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.7%/yr); 1123 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
- This rent runs 34% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $35k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
- Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$57k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 104 days — a 9% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 8y ago; this cycle's ask has dropped $28k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 104 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 4.03%
- Cash-on-cash
- -8.07%
- DSCR
- 0.64
- GRM
- 12.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.67% rent growth · sell at horizon
- IRR
- 18.8%
- Equity multiple
- 2.54×
- Total profit
- $141,407
- Equity at exit
- $296,389
- IRR
- 17.6%
- Equity multiple
- 5.89×
- Total profit
- $450,923
- Equity at exit
- $639,175
Cash invested: $92,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32909
- Home prices YoY
- 6.0%
- Rents YoY
- 3.7%
- Active inventory
- 1123
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $2,282 high interval (Pro) →
- Mortgage (P&I)
- −$1,725
- Tax from tax record
- −$480 /mo · $5,760/yr
- Insurance
- −$137
- HOA
- −$80
- Vacancy / Maint / Mgmt
- −$479
- Net cashflow
- $-619
Break-even live
Sensitivity live
| Price | -10% $-433 | -5% $-526 | +0% $-619 | +5% $-713 | +10% $-806 |
|---|---|---|---|---|---|
| Rent | -10% $-800 | -5% $-710 | +0% $-619 | +5% $-529 | +10% $-439 |
| Rate | -1.0pp $-454 | -0.5pp $-536 | base $-619 | +0.5pp $-705 | +1.0pp $-791 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,250
- Closing costs
- $9,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2785 Gabboys Ave SE Palm Bay, FL | 3.0 | 2.0 | 1475 | $1,849 | $1.25 | 25d | 1 | 0.38mi |
| 160 Dailey St SE Palm Bay, FL | 4.0 | 2.0 | 1795 | $2,275 | $1.27 | 25d | 1 | 0.38mi |
| 590 Trymore Dr SE Palm Bay, FL | 4.0 | 2.0 | 1873 | $2,250 | $1.20 | 16d | 1 | 0.50mi |
| 555 Gagnon St SE Palm Bay, FL | 4.0 | 3.0 | 2373 | $2,400 | $1.01 | 25d | 1 | 0.51mi |
| 1224 Dillard Dr SE Palm Bay, FL | 3.0 | 2.0 | 1770 | $2,336 | $1.32 | 16d | 1 | 0.56mi |
| 543 Reading St SE Palm Bay, FL | 4.0 | 2.0 | 1833 | $2,010 | $1.10 | 23d | 1 | 0.58mi |
| 402 Breckenridge Cir SE Palm Bay, FL | 3.0 | 2.0 | 1960 | $2,200 | $1.12 | 25d | 1 | 0.64mi |
| 486 Dadeville St SE Palm Bay, FL | 4.0 | 2.0 | 1833 | $1,995 | $1.09 | 16d | 1 | 0.66mi |
| 2691 Tepee Ave SE Palm Bay, FL | 4.0 | 2.0 | 1833 | $2,040 | $1.11 | 23d | 1 | 0.74mi |
| 2650 De Groodt Rd SW Palm Bay, FL | 4.0 | 2.0 | 1874 | $2,350 | $1.25 | 16d | 1 | 0.75mi |
| 830 Painesville St SE Palm Bay, FL | 3.0 | 2.0 | 2029 | $2,220 | $1.09 | 16d | 1 | 0.93mi |
| 2250 Chinaberry Cir SE Palm Bay, FL | 3.0 | 2.0 | 1669 | $1,995 | $1.20 | 25d | 1 | 0.98mi |
| 496 Vanguard St SE Palm Bay, FL | 3.0 | 2.0 | 1666 | $2,150 | $1.29 | 25d | 1 | 1.08mi |
| 2437 Hagoplan Ave SW Palm Bay, FL | 3.0 | 2.0 | 1840 | $2,150 | $1.17 | 25d | 1 | 1.08mi |
| 978 Remington Green Dr SE Palm Bay, FL | 4.0 | 2.0 | 1830 | $2,200 | $1.20 | 25d | 1 | 1.16mi |
| 286 Silver Frost St SE Palm Bay, FL | 4.0 | 2.0 | 1833 | $1,925 | $1.05 | 16d | 1 | 1.18mi |
| 238 Silver Frost St SE Palm Bay, FL | 3.0 | 2.0 | 1475 | $1,849 | $1.25 | 25d | 1 | 1.19mi |
| 291 Foley St SE Palm Bay, FL | 4.0 | 2.0 | 1833 | $2,025 | $1.10 | 15d | 1 | 1.19mi |
| 3247 Halblum Ave SE Palm Bay, FL | 4.0 | 3.0 | 1820 | $2,516 | $1.38 | 15d | 1 | 1.27mi |
| 328 Hammonton St SW Palm Bay, FL | 3.0 | 2.0 | 1942 | $2,500 | $1.29 | 25d | 1 | 1.37mi |
| 448 Saint Andre Blvd SW Palm Bay, FL | 4.0 | 2.0 | 2088 | $4,000 | $1.92 | 25d | 1 | 1.40mi |
| 3270 Framingham Ave SW Palm Bay, FL | 4.0 | 2.0 | 1856 | $2,400 | $1.29 | 25d | 1 | 1.42mi |
| 820 Tedder Rd SE Palm Bay, FL | 3.0 | 2.0 | 1808 | $2,000 | $1.11 | 25d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $80 · $960/yr
- Likely covers
- pool
Listing history 19 events
-
2026-04-27status Pending
-
2026-04-17price $329,000
-
2026-04-05price $334,000
-
2026-03-26price $336,000
-
2026-03-18price $337,000
-
2026-02-20price $339,000
-
2026-01-14$357,500 Active
-
2022-03-28soldstatus $375,000
-
2022-03-24soldstatus $375,000 Closed 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-03-01historical Contingent 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-02-28status Active 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-02-28historical Contingent 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-02-18status Active 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-02-02historical Contingent 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-01-26status Active 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-01-16historical Backups 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2022-01-13$375,000 Active 831-char remark
Show marketing remark (831 chars)
There's No Place Like Home! And, there's no reason to wait to build when this 2017 DR Horton home with community pool is ready! Open spacious floor plan of great room concept, large kitchen island/bar, vaulted ceilings, ofc/4th bedroom (no closet) with French doors & primary suite with views of backyard & preserve. Neutral interior throughout - tile flooring with carpet in bedrooms. Kitchen offers granite counters, pantry, Cinnamon colored 42inch cabinets. Primary en-suite has corner garden tub, split vanities, glass enclosed shower & dual closets. Backyard has room for pool, garden or entertaining. Vinyl fence & preserve location offer privacy. Brick paver driveway & sidewalks that lead to community center. Convenient location in Palm Bay with quick access to Space Force base & more!
-
2018-03-15soldstatus $249,250 356-char remark
Show marketing remark (356 chars)
New Home construction MOVE IN READY!! Open Floor Plan with bonus flex room. Preserve Lot with lots of upgrades featuring granite counters throughout, tile extended throughout the living areas, Stainless Steel kitchen appliances, and more! Home comes with a 10 year structural warranty. Receive up to $5k towards closing costs with use of preferred lender!
-
2018-01-09$288,285 356-char remark
Show marketing remark (356 chars)
New Home construction MOVE IN READY!! Open Floor Plan with bonus flex room. Preserve Lot with lots of upgrades featuring granite counters throughout, tile extended throughout the living areas, Stainless Steel kitchen appliances, and more! Home comes with a 10 year structural warranty. Receive up to $5k towards closing costs with use of preferred lender!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,760 · $480/mo
- Projected year-2 tax
- $5,760 · $480/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,387
- − Mortgage interest
- −$18,429
- − Property taxes
- −$5,760
- − Insurance
- −$1,645
- − Repairs & maintenance
- −$2,191
- − Management
- −$2,191
- − HOA
- −$960
- − Depreciation
- −$9,571
- Taxable loss
- −$13,360
- Est. tax savings @ 24.0%
- +$3,206
- After-tax cash flow
- $-4,226/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brevard
- NCES district ID
- 1200150
- Math proficiency
- 53% ▼ -9.00%
- Reading proficiency
- 57% ▼ -4.00%
- Median HH income
- $49,426
- Composite
- 46.86/100
- National rank
- #2370
- State rank
- #19 of 73 in FL
Livability — Palm Bay
- Score
- 72/100
- State rank
- #366
- US rank
- #6458
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Bay, FL
- County
- Brevard County · 602,871 people
- City population
- 132,211
- Metro
- Palm Bay-Melbourne-Titusville, FL
- Population (ZIP)
- 41,804
- Household income
- $79,977
- Rent vs Own
- Severe rent burden
- 697.0
Population outlook (Brevard County) Hauer SSP2
- Today (2025)
- 623,254 people
- By 2030
- 648,420 · +4.0%
- By 2040
- 690,009 · +10.7%
- By 2050
- 715,669 · +14.8%
- By 2075
- 775,744 · +24.5%
- By 2100
- 776,687 · +24.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 46% Black 21% Hispanic / Latino 20% Two or more races 16% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 8% Cuban 5%
- Common ancestry
- Hispanic 3% Slovak 2% Lithuanian 2%
- Foreign-born
- 17% · Canada, China, Jamaica
- Languages at home
- 84% English-only · Spanish 9% French/Haitian/Cajun 4% Chinese 1%
Political lean MEDSL · Brevard
- 2024 margin
- Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
- 2008→2024 swing
- -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
- All cycles
- 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 18.81%
- Current HPI
- 330.8595
- Rent YoY
- ▲ 3.67%
- Metro
- Palm Bay-Melbourne-Titusville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+14.1% since first listed19 events — show timeline
- 2026-04-27 Pending — SCMLS
- 2026-04-17 Price Changed $329,000 SCMLS
- 2026-04-05 Price Changed $334,000 SCMLS
- 2026-03-26 Price Changed $336,000 SCMLS
- 2026-03-18 Price Changed $337,000 SCMLS
- 2026-02-20 Price Changed $339,000 SCMLS
- 2026-01-14 Listed $357,500 SCMLS
- 2022-03-28 Sold (Public Records) $375,000 Public Records
- 2022-03-24 Sold (MLS) $375,000 SCMLS
- 2022-03-01 Contingent — SCMLS
- 2022-02-28 Relisted — SCMLS
- 2022-02-28 Contingent — SCMLS
- 2022-02-18 Relisted — SCMLS
- 2022-02-02 Contingent — SCMLS
- 2022-01-26 Relisted — SCMLS
- 2022-01-16 Contingent — SCMLS
- 2022-01-13 Listed $375,000 SCMLS
- 2018-03-15 Sold (MLS) $249,250 SCMLS
- 2018-01-09 Listed $288,285 SCMLS
Property tax history
+4.8%/yrLatest (2025): $5,760 · +58.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…