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1430 S Glenwood Blvd
C- Composite 54.29
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.7/10.0
  • 1% rule +6.2/10.0
  • Livability +3.8/5.0
  • Rent growth +3.4/5.0
  • Schools +3.3/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$185,000

1430 S Glenwood Blvd · Tyler, TX 75701
3 bd · 2.0 ba · 2,400 sqft · SingleFamily public records · 16 Days on market
Built 1925 0.31 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Experience the charm of this tastefully upgraded home, now showcasing a sleek, modern aesthetic. Each room offers generous proportions that contribute to a spacious, comfortable living experience. This property is certainly not one to miss. The primary home features a 3 bedroom, 2 bathroom setup, while the garage has been thoughtfully transformed into an alluring in-law studio with its own bedroom and bathroom. This versatile space can seamlessly function as your home office, or even be leveraged as an attractive rental apartment to generate additional income. Potential buyers and their agents are invited to verify the permissible uses of this uniquely adaptable property.

Key facts

  • Double vanity
  • Finished space
  • White cabinets

Tags

BLACK COUNTERTOPSSTAINLESS STEEL APPLIANCESWHITE CABINETSDOUBLE VANITYCOVERED CARPORTFINISHED SPACE

Property features AI

Exterior

  • Home design: Single-family detached residence; Single story; Located in CONNALLY HEIGHTS subdivision
  • Construction: Brick and stone construction; Composition roof
  • Exterior features: Patio; Chain link fencing

Interior

  • Kitchen: Dishwasher; Microwave; Disposal
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: In-law floorplan; Pantry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $259 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $185k).
  • Recommended offer: $182k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 3.6% in Tyler — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#147 in TX, #4,181 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, commute F.
  • Tyler ISD (urban): math 39% / reading 38% proficiency, ranked #449 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Peete El (math 22% / reading 17%, grade F, #3,583 of 4,322 statewide, top 86%, 414 students, 98% FRL); Three Lakes Middle (math 35% / reading 42%, grade F, #704 of 1,662 statewide, top 43%, 873 students, 64% FRL); Tyler Legacy H S (math 34% / reading 49%, grade F, #767 of 1,632 statewide, top 47%, 2,594 students, 58% FRL).
  • Market conditions: Rents rising (+3.7%/yr); 327 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 595 units permitted in Smith County in 2024 (45 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Smith County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
  • 18 sale attempts since 13y ago; this cycle's ask has dropped $14k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,225 (1.5% below list)

Questions for the listing agent

  1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
7.97%
Cash-on-cash
6.00%
DSCR
1.27
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$429,600
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
325 W 4th St 0.48mi 3/2.0 2,058 (-14%) 0mo $149,900 $73 54
210 Mockingbird Ln 0.59mi 3/3.0 2,688 (+12%) 1mo $479,900 $179 48
842 S College Ave 0.69mi 4/2.5 (+1) 2,508 (+4%) 12mo $485,000 $193 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.66% rent growth · sell at horizon

5-year hold
IRR
-6.2%
Equity multiple
0.77×
Total profit
$-11,992
Equity at exit
$27,584
10-year hold
IRR
4.3%
Equity multiple
1.33×
Total profit
$16,972
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75701

Rents YoY
3.7%
Active inventory
327
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,079 high interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$336 /mo · $4,031/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$259

Break-even live

Break-even rent $1,751
Max offer price $185,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
711 W 6th St Tyler, TX 3.0 2.0 1854 $1,850 $1.00 13d 1 0.29mi
2002 S Robertson Ave Tyler, TX 3.0 2.5 1992 $1,800 $0.90 43d 1 0.45mi
1107 Dogwood St Tyler, TX 3.0 1.5 1620 $1,475 $0.91 21d 1 0.64mi
1403 S Donnybrook Ave Tyler, TX 3.0 3.0 1834 $2,150 $1.17 43d 1 0.83mi
556 W Erwin St Tyler, TX 3.0 3.5 1956 $2,550 $1.30 21d 1 1.23mi
548 W Erwin St Tyler, TX 3.0 3.5 1956 $2,495 $1.28 43d 1 1.24mi
548 W Erwin St Tyler, TX 3.0 3.5 1956 $2,295 $1.17 21d 1 1.24mi
540 W Erwin St Tyler, TX 3.0 3.5 1956 $4,000 $2.04 43d 1 1.24mi
1692 Alamo Xing Tyler, TX 4.0 2.0 1610 $2,300 $1.43 13d 1 1.31mi
3301 Brookside Dr Tyler, TX 4.0 2.0 2328 $2,250 $0.97 13d 1 1.39mi

Listing history 50 events

  1. 2026-06-19
    days on market $185,000 Active 16 DOM
  2. 2026-06-18
    days on market $185,000 Active 15 DOM
  3. 2026-06-17
    price $185,000 Active 14 DOM
  4. 2026-06-17
    days on market $199,000 Active 14 DOM
  5. 2026-06-16
    days on market $199,000 Active 13 DOM
  6. 2026-06-15
    days on market $199,000 Active 12 DOM
  7. 2026-06-14
    days on market $199,000 Active 10 DOM
  8. 2026-06-13
    days on market $199,000 Active 9 DOM
  9. 2026-06-10
    days on market $199,000 Active 7 DOM
  10. 2026-06-09
    days on market $199,000 Active 6 DOM
  11. 2026-06-08
    days on market $199,000 Active 5 DOM
  12. 2026-06-07
    days on market $199,000 Active 4 DOM
  13. 2026-06-05
    pricestatusdays on marketlisting id $199,000 Active 1 DOM
  14. 2026-01-28
    price $229,500
  15. 2025-11-05
    price $235,000
  16. 2025-10-13
    listed $239,000 Active
  17. 2024-11-18
    status Active
  18. 2024-11-13
    status Active
  19. 2024-05-11
    listed $249,000 Active
  20. 2024-03-27
    historical
  21. 2024-03-20
    listed $249,000 Active
  22. 2023-12-31
    historical
  23. 2023-10-19
    price $249,000
  24. 2023-10-19
    price $249,000
  25. 2023-10-19
    price $249,000
  26. 2023-10-18
    listed $249,000 Active
  27. 2023-09-01
    status Active
  28. 2023-08-23
    price $259,000
  29. 2023-08-23
    price $259,000
  30. 2023-08-23
    status Active
  31. 2023-08-23
    status Active
  32. 2023-08-13
    historical
  33. 2023-08-11
    listed $259,000 Active
  34. 2023-08-11
    listed $259,000 Active
  35. 2023-08-09
    historical
  36. 2023-08-01
    historical
  37. 2023-07-06
    price $279,000
  38. 2023-07-06
    price $279,000
  39. 2023-07-06
    price $279,000
  40. 2023-06-15
    price $289,000
  41. 2023-06-15
    price $289,000
  42. 2023-06-14
    price $289,000
  43. 2023-05-18
    listed $299,000 Active
  44. 2023-05-18
    listed $299,000 Active
  45. 2023-05-18
    listed $279,000
  46. 2023-05-18
    listed $299,000 Active
  47. 2022-08-04
    soldstatus
  48. 2018-04-30
    soldstatus
  49. 2018-04-27
    soldstatus
  50. 2018-03-27
    listed $98,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,031 · $336/mo
Projected year-2 tax
$4,031 · $336/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 59% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,945
− Mortgage interest
−$10,363
− Property taxes
−$4,031
− Insurance
−$925
− Repairs & maintenance
−$1,996
− Management
−$1,996
− Depreciation
−$5,382
Taxable income
$253
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$61
After-tax cash flow
$3,048/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tyler ISD
NCES district ID
4843470
Math proficiency
39% ▼ -4.00%
Reading proficiency
38% ▼ -1.00%
Median HH income
$44,090
Composite
32.69/100
National rank
#5650
State rank
#449 of 826 in TX

Livability — Tyler

Score
75/100
State rank
#147
US rank
#4181

Category grades

Amenities C+ Commute F Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tyler, TX
County
Smith County · 180,570 people
City population
127,842
Metro
Tyler, TX
Population (ZIP)
36,344
Household income
$66,401
Rent vs Own
40.0% rent · 60.0% own
Severe rent burden
1116.0

Population outlook (Smith County) Hauer SSP2

Today (2025)
248,890 people
By 2030
261,665 · +5.1%
By 2040
286,114 · +15.0%
By 2050
308,006 · +23.8%
By 2075
354,171 · +42.3%
By 2100
372,828 · +49.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 53% Black 21% Hispanic / Latino 19% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Slovak 2% Italian 1% Lithuanian 1%
Foreign-born
8% · Canada
Languages at home
84% English-only · Spanish 14% Other Indo-European 1%

Political lean MEDSL · Smith

2024 margin
Solid R (+45.1) · D 27.0% · R 72.1%
2008→2024 swing
-5.6pp toward R · 2008: -39.5pp · 2024: -45.1pp
All cycles
2024: R+45.1 2020: R+39.4 2016: R+43.9 2012: R+46.9 2008: R+39.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -299.78%
Current HPI
207.238
Rent YoY
▲ 3.66%
Metro
Tyler, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+106.7% since first listed
42 events — show timeline
  • 2026-06-17 Price Changed $185,000 GTAR
  • 2026-06-03 Listed $199,000 GTAR
  • 2026-01-28 Price Changed $229,500 GTAR
  • 2025-11-05 Price Changed $235,000 GTAR
  • 2025-10-13 Listed $239,000 GTAR
  • 2024-11-18 Relisted GTAR
  • 2024-11-13 Relisted GTAR
  • 2024-05-11 Listed $249,000 GTAR
  • 2024-03-27 Delisted GTAR
  • 2024-03-20 Listed $249,000 GTAR
  • 2023-12-31 Listing Removed HARMLS
  • 2023-10-19 Price Changed $249,000 HARMLS
  • 2023-10-19 Price Changed $249,000 NTREIS
  • 2023-10-19 Price Changed $249,000 LAAR
  • 2023-10-18 Listed $249,000 GTAR
  • 2023-09-01 Relisted LAAR
  • 2023-08-23 Price Changed $259,000 HARMLS
  • 2023-08-23 Price Changed $259,000 NTREIS
  • 2023-08-23 Relisted HARMLS
  • 2023-08-23 Relisted NTREIS
  • 2023-08-13 Delisted LAAR
  • 2023-08-11 Listed $259,000 GTAR
  • 2023-08-11 Listed $259,000 LAAR
  • 2023-08-09 Listing Removed HARMLS
  • 2023-08-01 Delisted LAAR
  • 2023-07-06 Price Changed $279,000 HARMLS
  • 2023-07-06 Price Changed $279,000 NTREIS
  • 2023-07-06 Price Changed $279,000 LAAR
  • 2023-06-15 Price Changed $289,000 HARMLS
  • 2023-06-15 Price Changed $289,000 NTREIS
  • 2023-06-14 Price Changed $289,000 LAAR
  • 2023-05-18 Listed $299,000 LAAR
  • 2023-05-18 Listed $279,000 GTAR
  • 2023-05-18 Listed $299,000 HARMLS
  • 2023-05-18 Listed $299,000 NTREIS
  • 2022-08-04 Sold (Public Records) Public Records
  • 2018-04-30 Sold (Public Records) Public Records
  • 2018-04-27 Sold (MLS) GTAR
  • 2018-03-27 Listed $98,500 GTAR
  • 2013-08-27 Sold (Public Records) Public Records
  • 2013-08-26 Sold (MLS) GTAR
  • 2013-05-01 Listed $89,500 GTAR

Property tax history

+4.6%/yr

Latest (2024): $4,031 · +10.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…