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286 Booker St SW
C- Composite 52.49
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • DSCR +6.8/10.0
  • ARV discount +5.9/15.0
  • 1% rule +5.8/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$140,000

286 Booker St SW · Atlanta, GA 30315
2 bd · 1.0 ba · 756 sqft · SingleFamily public records · 29 Days on market
Built 1953 4,007 sqft lot Est $135k · at est. ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Overview Great home with a desirable open floor plan! Updated features. HUD HOME SOLD AS IS. INFORMATION IS DEEMED RELIABLE BUT OT GUARANTEED. IE IN CASE # 106-418958. EQUAL HOUSING OPPORTUNITY. PLEASE SEE PRIVATE COMMENTS FOR OFFER SUBMISSION AND ACCESS

Key facts

  • 4,007 sq ft lot
  • Built 1953
  • Listed 28 days

Property features AI

Finance

  • HOA & community: No homeowners association; Community is near public transport and within walking distance to schools

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Private sewer; Electricity available
  • Home design: Single family residence; House; Resale property
  • Construction: Built in 1953; Other construction materials; Composition roof
  • Exterior features: Level lot

Interior

  • Kitchen: Appliances: Other
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Laminate floors
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One-level living; Great room; No basement; Living area 756 (public records)
  • Laundry & utility: Laundry located in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $204 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $138k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Judson Price Middle School (math 2% / reading 8%, grade F, #462 of 470 statewide, top 99%, 283 students, 100% FRL) — zoned schools average 100% FRL vs 71% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 5% at this address vs 32% district-wide (-26 pts) — the specific schools serving this property underperform the Atlanta Public Schools average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.2%/yr); 378 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $137,900 (1.5% below list)

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.04%
Cash-on-cash
6.23%
DSCR
1.28
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$135,324
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
234 Taft St SW 0.16mi 2/1.0 792 (+5%) 2mo $190,000 $240 83
264 Taft St 0.13mi 2/1.0 832 (+10%) 6mo $97,000 $117 72
214 Upshaw St SW 0.16mi 2/1.0 856 (+13%) 5mo $153,500 $179 67
248 Upshaw St SW 0.11mi 2/2.0 850 (+12%) 4mo $140,400 $165 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.23% rent growth · sell at horizon

5-year hold
IRR
-6.4%
Equity multiple
0.76×
Total profit
$-9,326
Equity at exit
$20,874
10-year hold
IRR
3.5%
Equity multiple
1.26×
Total profit
$10,193
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30315

Rents YoY
3.2%
Active inventory
378
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,518 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$203 /mo · $2,438/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$319
Net cashflow
$204

Break-even live

Break-even rent $1,260
Max offer price $140,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1483 Arthur Langford Jr Pl SW Atlanta, GA 1.0–2.0 1.0 825 $900 $1.09 24d 7 0.13mi
375 Lincoln St SW Atlanta, GA 1.0 1.0 1020 $750 $0.74 24d 1 0.15mi
200 Guerin Rd Holly Springs, NC 2.0–3.0 1.0–1.5 947 $1,249 $1.32 22d 1 0.38mi
174 Moury Ave SW Atlanta, GA 1.0–3.0 1.0–2.0 926 $1,604 $1.73 3d 6 0.49mi
518 Erin Ave SW Atlanta, GA 2.0 1.0 1075 $2,500 $2.33 18d 1 0.64mi
1534 Beatie Ave SW Atlanta, GA 3.0 2.0 1050 $2,050 $1.95 24d 1 0.74mi
1178 Garibaldi St SW Atlanta, GA 1.0 1.0 650 $950 $1.46 24d 1 0.75mi
1187 McDaniel St SW Unit B Atlanta, GA 2.0 1.0 1038 $1,025 $0.99 12d 1 0.75mi
91 Thirkield Ave SE Atlanta, GA 2.0 1.0 1092 $1,995 $1.83 24d 1 0.75mi
95 Thirkield Ave SE Atlanta, GA 3.0 2.0 1096 $1,850 $1.69 16d 1 0.76mi
1148 Booker Ave SW Atlanta, GA 1.0 1.0 1012 $900 $0.89 17d 1 0.79mi
1180 Sims St SW Atlanta, GA 2.0 1.0 772 $1,100 $1.42 24d 1 0.79mi
52 Claire Dr SE Atlanta, GA 2.0 2.0 800 $1,750 $2.19 18d 1 0.81mi
1293-1295 Marcy St SE Unit 7 Atlanta, GA 1.0 1.0 650 $950 $1.46 24d 1 0.81mi
1295 Marcy St SE Atlanta, GA 1.0 1.0 650 $950 $1.46 24d 1 0.81mi
825 Hank Aaron Dr SW Atlanta, GA 2.0 2.0 861 $1,470 $1.71 24d 1 0.82mi
1780 Cahoon St SW Atlanta, GA 2.0 1.0 700 $1,100 $1.57 24d 1 0.82mi
1782 Cahoon St SW Atlanta, GA 2.0 1.0 700 $1,100 $1.57 24d 1 0.82mi
1293 Marcy St SE Unit 8 Atlanta, GA 1.0 1.0 600 $950 $1.58 24d 1 0.83mi
51 Bowen Ave SE Atlanta, GA 1.0 1.0 800 $1,025 $1.28 2d 1 0.83mi
1455 Jonesboro Rd SE Atlanta, GA 2.0 1.0 700 $2,000 $2.86 24d 1 0.86mi
1734 Cahoon St SW Atlanta, GA 3.0 1.0 950 $1,800 $1.89 24d 1 0.86mi
1133 Mayland Cir SW Atlanta, GA 3.0 2.0 1120 $3,600 $3.21 24d 1 0.95mi
1246 Allene Ave SW Atlanta, GA 2.0 1.0–2.0 896 $2,110 $2.35 1d 23 0.96mi
2000 Rambling Ln Atlanta, GA 1.0–3.0 1.0–2.0 1082 $1,396 $1.29 1d 8 0.99mi
125 Milton Ave SE Atlanta, GA 2.0 1.0–2.0 965 $2,494 $2.58 2d 29 1.00mi
600 Mayland Ave SW Atlanta, GA 3.0 2.0 1100 $2,300 $2.09 24d 1 1.01mi
1788 Broadwell St SW Atlanta, GA 2.0 2.0 1017 $1,850 $1.82 24d 1 1.03mi
2308 Lakewood Ave SW Unit A Atlanta, GA 1.0 1.0 1112 $895 $0.80 24d 1 1.04mi
825 Erin Ave SW Atlanta, GA 2.0 1.0 776 $3,000 $3.87 24d 1 1.11mi
72 Milton Ave SE Atlanta, GA 2.0 1.0–2.0 818 $2,107 $2.57 1d 24 1.11mi
1875 Conrad Ave SE Atlanta, GA 3.0 2.0 1088 $1,803 $1.66 22d 1 1.11mi
1056 Hank Aaron Dr SW Atlanta, GA 1.0–2.0 1.0 753 $1,139 $1.51 7d 6 1.12mi
73 Polar Rock Rd SW Atlanta, GA 3.0 1.0 1098 $1,850 $1.68 10d 1 1.14mi
2145 Macon Dr SW Atlanta, GA 3.0 1.0 1059 $1,450 $1.37 24d 1 1.22mi
2197 Polar Rock Pl SW Atlanta, GA 3.0 2.5 1000 $2,700 $2.70 20d 1 1.24mi
725 Catherine St SW Unit 1 Atlanta, GA 1.0 1.0 651 $1,400 $2.15 15d 1 1.24mi
725 Catherine St SW Unit 1 Atlanta, GA 1.0 1.0 600 $1,195 $1.99 24d 1 1.24mi
172 Meador Way SE Atlanta, GA 3.0 2.0 1100 $1,950 $1.77 24d 1 1.30mi
2268 Polar Rock Pl SW Atlanta, GA 3.0 1.0 925 $1,575 $1.70 24d 1 1.37mi

Listing history 50 events

  1. 2026-06-18
    days on market $140,000 Active 29 DOM
  2. 2026-06-17
    days on market $140,000 Active 28 DOM
  3. 2026-06-16
    days on market $140,000 Active 27 DOM
  4. 2026-06-15
    days on market $140,000 Active 26 DOM
  5. 2026-06-13
    days on market $140,000 Active 24 DOM
  6. 2026-06-13
    days on market $140,000 Active 23 DOM
  7. 2026-06-09
    days on market $140,000 Active 20 DOM
  8. 2026-06-08
    days on market $140,000 Active 19 DOM
  9. 2026-06-07
    days on market $140,000 Active 18 DOM
  10. 2026-06-04
    days on market $140,000 Active 15 DOM
  11. 2026-06-03
    statusdays on market $140,000 Active 14 DOM
  12. 2026-06-02
    days on market $140,000 New 13 DOM
  13. 2026-06-01
    days on market $140,000 New 12 DOM
  14. 2026-05-31
    days on market $140,000 New 11 DOM
  15. 2026-05-20
    listed $140,000 New
  16. 2025-12-02
    historical
  17. 2025-12-02
    historical
  18. 2025-10-26
    price $169,900
  19. 2025-10-26
    price $169,900
  20. 2025-10-23
    price $170,000
  21. 2025-10-23
    price $170,000
  22. 2025-10-12
    price $178,000
  23. 2025-10-02
    listed $178,000 Active
  24. 2025-10-02
    listed $180,000 New
  25. 2025-09-30
    historical
  26. 2025-09-30
    historical
  27. 2025-09-23
    price $180,000
  28. 2025-09-23
    price $180,000
  29. 2025-09-08
    price $188,000
  30. 2025-09-08
    price $188,000
  31. 2025-08-15
    price $190,000
  32. 2025-08-15
    price $190,000
  33. 2025-08-05
    listed $195,000 Active
  34. 2025-08-05
    listed $195,000 New
  35. 2025-08-01
    historical
  36. 2025-08-01
    historical
  37. 2025-07-02
    price $200,000
  38. 2025-07-02
    price $200,000
  39. 2025-06-11
    price $210,000
  40. 2025-06-11
    price $210,000
  41. 2025-05-12
    price $215,000
  42. 2025-05-12
    price $215,000
  43. 2025-05-01
    listed $225,000 New
  44. 2025-05-01
    listed $225,000 Active
  45. 2022-03-18
    soldstatus $170,000
  46. 2022-03-16
    soldstatus $170,000 Closed
  47. 2022-03-16
    soldstatus $170,000 Sold
  48. 2022-02-15
    status Under Contract
  49. 2022-02-15
    status Pending
  50. 2022-01-26
    listed $165,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,438 · $203/mo
Projected year-2 tax
$2,438 · $203/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,217
− Mortgage interest
−$7,842
− Property taxes
−$2,438
− Insurance
−$700
− Repairs & maintenance
−$1,457
− Management
−$1,457
− Depreciation
−$4,073
Taxable income
$249
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$60
After-tax cash flow
$2,383/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Fulton County · 1,094,430 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,264
Household income
$50,822
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
2962.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (72%)
Race & ethnicity
Black 72% White 14% Hispanic / Latino 10% Two or more races 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 1% Italian 1% Lithuanian 1%
Foreign-born
5% · Canada
Languages at home
90% English-only · Spanish 9% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -281.87%
Current HPI
176.673
Rent YoY
▲ 3.23%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-2.1% since first listed
38 events — show timeline
  • 2026-05-20 Listed $140,000 GAMLS
  • 2025-12-02 Listing Removed GAMLS
  • 2025-12-02 Listing Removed FMLS
  • 2025-10-26 Price Changed $169,900 GAMLS
  • 2025-10-26 Price Changed $169,900 FMLS
  • 2025-10-23 Price Changed $170,000 GAMLS
  • 2025-10-23 Price Changed $170,000 FMLS
  • 2025-10-12 Price Changed $178,000 GAMLS
  • 2025-10-02 Listed $180,000 GAMLS
  • 2025-10-02 Listed $178,000 FMLS
  • 2025-09-30 Listing Removed GAMLS
  • 2025-09-30 Listing Removed FMLS
  • 2025-09-23 Price Changed $180,000 GAMLS
  • 2025-09-23 Price Changed $180,000 FMLS
  • 2025-09-08 Price Changed $188,000 GAMLS
  • 2025-09-08 Price Changed $188,000 FMLS
  • 2025-08-15 Price Changed $190,000 GAMLS
  • 2025-08-15 Price Changed $190,000 FMLS
  • 2025-08-05 Listed $195,000 GAMLS
  • 2025-08-05 Listed $195,000 FMLS
  • 2025-08-01 Listing Removed FMLS
  • 2025-08-01 Listing Removed GAMLS
  • 2025-07-02 Price Changed $200,000 FMLS
  • 2025-07-02 Price Changed $200,000 GAMLS
  • 2025-06-11 Price Changed $210,000 GAMLS
  • 2025-06-11 Price Changed $210,000 FMLS
  • 2025-05-12 Price Changed $215,000 GAMLS
  • 2025-05-12 Price Changed $215,000 FMLS
  • 2025-05-01 Listed $225,000 FMLS
  • 2025-05-01 Listed $225,000 GAMLS
  • 2022-03-18 Sold (Public Records) $170,000 Public Records
  • 2022-03-16 Sold (MLS) $170,000 GAMLS
  • 2022-03-16 Sold (MLS) $170,000 FMLS
  • 2022-02-15 Pending GAMLS
  • 2022-02-15 Pending FMLS
  • 2022-01-26 Listed $165,000 GAMLS
  • 2022-01-26 Listed $165,000 FMLS
  • 2006-07-10 Sold (Public Records) $143,000 Public Records

Property tax history

+5.3%/yr

Latest (2025): $2,438 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…