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Colony Beacon Prestige Plan 🏗️ New Construction
B+ Composite 77.92
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.6/10.0
  • Appreciation +7.6/10.0
  • ARV discount +7.5/15.0
  • Schools +5.3/10.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0

$79,900

Colony Beacon Prestige Plan · North Strabane, PA 15330
3 bd · 2.0 ba · 1,140 sqft · Manufactured · 386 Days on market
Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into comfort with the Colony Beacon Prestige, a 16' x 76' manufactured home offering 3 spacious bedrooms, 2 full baths, and 1,140 sq. ft. of thoughtfully designed living space. Enjoy energy-efficient features, modern finishes, and an open-concept layout perfect for everyday living. Located in Angel Estates, this home blends style, space, and value in a peaceful community.

Key facts

  • Open-concept layout
  • Listed 386 days

Tags

ENERGY-EFFICIENT FEATURESOPEN-CONCEPT LAYOUT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $79,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $69,136.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $80k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $263 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($938 rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Canon-Mcmillan SD (suburban): math 49% / reading 72% proficiency, ranked #66 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
  • Market conditions: 46 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($478 loan paydown + $4k appreciation (5.2% local appreciation)).
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (5.2% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 386 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
Recommended offer $70,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 386 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
10.86%
Cash-on-cash
16.30%
DSCR
1.73
GRM
6.1

CMA / ARV

ARV (median comp)
$69,136
List price
$79,900
Delta
15.57%
Verdict
OVERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
60 Carl Ave C1 A Unit C1 0.00mi 3/2.0 1,020 (-10%) 8mo $75,000 $74 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.18% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.4%
Equity multiple
2.73×
Total profit
$33,422
Equity at exit
$39,955
10-year hold
IRR
26.2%
Equity multiple
5.46×
Total profit
$86,265
Equity at exit
$69,606

Cash invested: $19,358 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15330

Home prices YoY
2.0%
Active inventory
46
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$938 medium interval (Pro) →
Mortgage (P&I)
$363
Tax est. 1.5%
$86 /mo · $1,037/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$197
Net cashflow
$263

Break-even live

Break-even rent $605
Max offer price $69,136
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,284
Closing costs
$2,074
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-06-18
    days on market $79,900 Active 386 DOM
  2. 2026-06-17
    days on market $79,900 Active 385 DOM
  3. 2026-06-16
    days on market $79,900 Active 384 DOM
  4. 2026-06-15
    days on market $79,900 Active 383 DOM
  5. 2026-06-13
    days on market $79,900 Active 381 DOM
  6. 2026-06-09
    days on market $79,900 Active 377 DOM
  7. 2026-06-08
    days on market $79,900 Active 376 DOM
  8. 2026-06-07
    days on market $79,900 Active 375 DOM
  9. 2026-06-03
    days on market $79,900 Active 371 DOM
  10. 2026-06-02
    days on market $79,900 Active 370 DOM
  11. 2026-06-01
    days on market $79,900 Active 369 DOM
  12. 2026-05-31
    days on market $79,900 Active 368 DOM
  13. 2025-05-29
    listed $79,900 Active 379-char remark
    Show marketing remark (379 chars)

    Step into comfort with the Colony Beacon Prestige, a 16' x 76' manufactured home offering 3 spacious bedrooms, 2 full baths, and 1,140 sq. ft. of thoughtfully designed living space. Enjoy energy-efficient features, modern finishes, and an open-concept layout perfect for everyday living. Located in Angel Estates, this home blends style, space, and value in a peaceful community.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,251
− Mortgage interest
−$3,873
− Property taxes
−$1,037
− Insurance
−$346
− Repairs & maintenance
−$900
− Management
−$900
− Depreciation
−$2,011
Taxable income
$2,184
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$524
After-tax cash flow
$2,630/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with recent exterior updates and a modern interior. It is move-in ready and has the potential for further value increases with minor updates.

Value-add opportunities

  • Both Painting the interior walls — Fresh paint can enhance the home's appeal and value
  • Both Upgrading the flooring — Newer flooring can improve the home's appearance and increase its value
  • Both Updating the kitchen appliances — Modern appliances can make the kitchen more functional and attractive
  • Both Installing new lighting fixtures — New lighting can improve the home's ambiance and increase its value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the interior walls — Fresh paint can enhance the home's appeal and value
  • Both Upgrading the flooring — Newer flooring can improve the home's appearance and increase its value
  • Both Updating the kitchen appliances — Modern appliances can make the kitchen more functional and attractive
  • Both Installing new lighting fixtures — New lighting can improve the home's ambiance and increase its value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Canon-Mcmillan SD
NCES district ID
4204890
Math proficiency
49% ▼ -14.00%
Reading proficiency
72% ▼ -8.00%
Median HH income
$62,946
Composite
52.63/100
National rank
#1557
State rank
#66 of 539 in PA

Livability — North Strabane

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Wylandville, PA
Population (ZIP)
5,687

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Romanian 9% Iranian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Russian/Polish/Slavic 1% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.18%
Current HPI
258.7979
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-05-29 Listed $79,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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