259 Counsel St · Yulee, FL 32097

$305,015

3 bd · 2.5 ba · 1,502 sqft · Land · 180 Days on market

Built 2025 $115/mo HOA · 5% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +6.4/30.0
• Schools +6.0/10.0
• Livability +3.3/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0
• DSCR +0.7/10.0

Listing remarks MLS

MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

Key facts

• Open-concept design
• Quartz countertops
• $115 HOA

Tags

• UNIQUELY DESIGNED TOWNHOMES
• HOME IS CONNECTED SYSTEM
• QUARTZ COUNTERTOPS
• OPEN-CONCEPT DESIGN

Property features AI

Finance

• HOA & community: Community association with quarterly fee ($345 quarterly); Association amenities: jogging path, playground; CDD fee applies

Exterior

• Parking: Garage; 1-car garage
• Utilities: Electricity connected; Water connected; Sewer available; Cable available
• Home design: Townhouse; Two levels; Attached property
• Construction: Fiber cement and frame construction; Other construction materials; Shingle roof
• Exterior features: Front porch; Community pool (not private)

Interior

• Kitchen: Dishwasher; Disposal; Electric cooktop; Electric oven; Electric range; Microwave; Tankless water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Central air
• Interior features: Pantry; Primary bathroom with shower (no tub); Smart thermostat; Walk-in closet(s)
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry on upper level

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath land listed at $305k.

Deal economics

• At list price, monthly cash flow is $-522 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $229k (24.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (29.4% below list).
• Recommended offer: $215k (29.4% below list) — sets the bar for 1% rule.
• Cap rate 4.2% vs local median 3.3% in Yulee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#605 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildlight Elementary (math 90% / reading 80%, grade A+, #35 of 2,144 statewide, top 2%, 1,025 students, 34% FRL); Yulee Middle School (math 73% / reading 61%, grade A-, #80 of 571 statewide, top 14%, 1,202 students, 41% FRL); Yulee High School (math 52% / reading 54%, grade C-, #148 of 667 statewide, top 23%, 1,407 students, 35% FRL) — zoned schools at 37% FRL track the district average.
• Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).

Forward outlook

• In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 180 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,277 (29.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 180 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 4.24%
• Cash-on-cash: -7.34%
• DSCR: 0.67
• GRM: 11.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 19.1%
• Equity multiple: 2.55×
• Total profit: $132,703
• Equity at exit: $274,782

10-year hold

• IRR: 17.6%
• Equity multiple: 5.88×
• Total profit: $416,626
• Equity at exit: $592,577

Cash invested: $85,404 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 601
• Price-to-rent: 11.8×

Monthly cashflow live

• Estimated rent: $2,153 high
• Mortgage (P&I): −$1,600
• Tax est. 1.5%: −$381 /mo · $4,575/yr
• Insurance: −$127
• HOA: −$115
• Vacancy / Maint / Mgmt: −$452
• Net cashflow: $-522

Break-even live

Break-even rent $2,814

Max offer price $229,452

Occupancy floor —

Sensitivity live

Price	-10% $-311	-5% $-417	+0% $-522	+5% $-628	+10% $-733
Rent	-10% $-692	-5% $-607	+0% $-522	+5% $-437	+10% $-352
Rate	-1.0pp $-369	-0.5pp $-445	base $-522	+0.5pp $-601	+1.0pp $-682

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $76,254
• Closing costs: $9,150
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8701 Hillpointe Cir Yulee, FL	2.0	2.0	1170	$1,647	$1.41	9d	15	0.16mi
75530 Harvester St Yulee, FL	2.0	2.5	1168	$1,895	$1.62	6d	1	0.64mi
77822 Lumber Creek Blvd Yulee, FL	3.0	2.0	1543	$2,200	$1.43	25d	1	0.97mi
78295 Saddle Rock Rd Yulee, FL	4.0	2.0	1846	$2,191	$1.19	25d	1	1.19mi
125 Daydream Ave Yulee, FL	1.0–2.0	1.0–2.0	897	$2,049	$2.28	3d	11	1.31mi
74700 Mills Preserve Cir Yulee, FL	1.0–3.0	1.0–2.0	1127	$2,025	$1.80	25d	1	1.38mi
213 Daydream Ave Yulee, FL	3.0	2.5	1876	$2,950	$1.57	25d	1	1.41mi

HOA detail

• Monthly dues: $115 · $1,380/yr

Listing history 14 events

1. 2026-05-11
   status Pending 1222-char remark

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

2. 2026-05-11
   status Pending

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

3. 2026-05-11
   price $305,015 1222-char remark

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

4. 2026-05-08
   price $305,015
5. 2026-04-21
   price $303,490 1222-char remark

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

6. 2026-04-21
   price $303,490

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

7. 2026-04-09
   price $298,490 1222-char remark

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

8. 2026-04-09
   price $298,490

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

9. 2026-02-23
   price $303,490 1222-char remark

   Show marketing remark (1222 chars)

   MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

10. 2026-02-23
    price $303,490

    Show marketing remark (1222 chars)

    MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

11. 2026-02-04
    price $300,990 1222-char remark

    Show marketing remark (1222 chars)

    MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

12. 2026-02-04
    price $300,990

    Show marketing remark (1222 chars)

    MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

13. 2025-11-12
    listed $296,990 Active 1222-char remark

    Show marketing remark (1222 chars)

    MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

14. 2025-11-12
    listed $296,990 Active

    Show marketing remark (1222 chars)

    MOVE-IN READY! The Bailey offers 1,497 square feet of thoughtfully designed living space. This 3 bedroom, 2.5 bath townhome with a 1 car rear-entry garage blends style, comfort, and low-maintenance living in one smart layout. Enjoy relaxing on the charming front porch before stepping into an open-concept main floor perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining room and gathering room, creating a bright and welcoming space for hosting family and friends. Ample counter space and modern finishes make meal prep easy and enjoyable. Upstairs, all three bedrooms provide privacy and functionality. The owner’s suite features a well-appointed en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this home ideal for families, guests, or a home office setup. A convenient half bath is located on the first floor for visitors. With its rear garage access, charming curb appeal, and efficient two-story design, this D. R. Horton townhome offers the perfect combination of convenience and comfort. Ideal for first-time homebuyers, downsizers, or anyone seeking modern townhome living close to shopping, dining, and major roadways.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 17% chance over 30 yrs
• 🔥 Wildfire 10/10 Extreme
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,833
• − Mortgage interest: −$17,086
• − Property taxes: −$4,575
• − Insurance: −$1,525
• − Repairs & maintenance: −$2,067
• − Management: −$2,067
• − HOA: −$1,380
• − Depreciation: −$8,873
• Taxable loss: −$11,739
• Est. tax savings @ 24.0%: +$2,817
• After-tax cash flow: $-3,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Yulee

• Score: 66/100
• State rank: #605
• US rank: #11615

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 26,700
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2.7% since first listed

14 events — show timeline

• 2026-05-11 Pending — AINCAR
• 2026-05-11 Pending — realMLS
• 2026-05-11 Price Changed $305,015 AINCAR
• 2026-05-08 Price Changed $305,015 realMLS
• 2026-04-21 Price Changed $303,490 AINCAR
• 2026-04-21 Price Changed $303,490 realMLS
• 2026-04-09 Price Changed $298,490 AINCAR
• 2026-04-09 Price Changed $298,490 realMLS
• 2026-02-23 Price Changed $303,490 AINCAR
• 2026-02-23 Price Changed $303,490 realMLS
• 2026-02-04 Price Changed $300,990 AINCAR
• 2026-02-04 Price Changed $300,990 realMLS
• 2025-11-12 Listed $296,990 realMLS
• 2025-11-12 Listed $296,990 AINCAR