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1240 Seagull Dr 🌊 Lakefront
B- Composite 65.96
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.6/10.0
  • 1% rule +6.4/10.0
  • Schools +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,900

1240 Seagull Dr · Englewood, FL 34224
2 bd · 2.0 ba · 1,464 sqft · Manufactured public records · 185 Days on market
Built 1978 8,045 sqft lot Est $245k · 18% under · waterfront $9/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

Key facts

  • Updated windows
  • Newer a/c system
  • Gulf access

Tags

GULF ACCESSTROPICAL INSPIRED LANDSCAPINGSUNROOMENCLOSED FLORIDA ROOMUPDATED WINDOWSNEWER A/C SYSTEM

Property features AI

Finance

  • Other: Total annual fees $110
  • Financial info: Lease restrictions apply
  • HOA & community: Manatee Cove of Englewood HOA (association fee $110 annually, optional membership, monthly equivalent $9.17); Community clubhouse; Pickleball courts; Deed restrictions; Golf carts allowed; Senior community; Pets allowed

Exterior

  • Parking: Covered parking; Driveway; 1-car carport
  • Security: Association approval required
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; Broadband/high-speed internet available
  • Home design: Manufactured double-wide home; One story; Faces south; On canal (brackish) waterway with canal view and water access
  • Construction: Vinyl siding; Metal roof; Crawlspace and slab foundation; Built as a double wide manufactured home
  • Exterior features: Patio; Porch (including rear porch); Outdoor lighting; Rain gutters; Storage shed; Mature landscaping with trees; Landscaped lot; Near golf course; Near marina; Paved lot and road (public maintained)

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Solid surface counters; Thermostat; Walk-in closets; Window treatments (blinds, drapes, shades)
  • Laundry & utility: Inside laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $200k.

Deal economics

  • At list price, monthly cash flow is $-46 ($-552/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (4.1% below list).
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 38% FRL vs 54% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-0.1%/yr); 737 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • At $2,287/mo this rent would consume 48% of the median local household income ($57k/yr) (locally 329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 185 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 21y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $170k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,912 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 185 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  10. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  11. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  12. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  13. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  14. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.58%
Cash-on-cash
8.16%
DSCR
1.36
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$245,074
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6287 Oriole Blvd 0.71mi 2/2.0 1,344 (-8%) 12mo $130,000 $97 44
6089 Toucan Dr 0.60mi 3/2.0 (+1) 1,608 (+10%) 10mo $199,900 $124 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-22.4%
Equity multiple
0.26×
Total profit
$-41,698
Equity at exit
$29,806
10-year hold
IRR
-32.4%
Equity multiple
-0.16×
Total profit
$-64,662
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34224

Home prices YoY
-18.9%
Rents YoY
-0.1%
Active inventory
737
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,287 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$285 /mo · $3,425/yr
Insurance
$83
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$9
Vacancy / Maint / Mgmt
$480
Net cashflow
$-46

Break-even live

Break-even rent $2,345
Max offer price $191,780
Occupancy floor 97%

Sensitivity live

Price -10% $67 -5% $11 +0% $-46 +5% $-103 +10% $-159
Rent -10% $-227 -5% $-136 +0% $-46 +5% $44 +10% $135
Rate -1.0pp $55 -0.5pp $5 base $-46 +0.5pp $-98 +1.0pp $-150

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1120 Lampp Dr Englewood, FL 3.0 2.0 1212 $4,000 $3.30 23d 1 0.73mi
2275 S McCall Rd #201 Englewood, FL 2.0 2.0 1050 $2,000 $1.90 15d 1 0.81mi
858 E 7th St Englewood, FL 3.0 2.0 1244 $1,995 $1.60 23d 1 0.91mi
1081 Humboldt St Englewood, FL 3.0 2.0 1838 $2,400 $1.31 23d 1 1.01mi
2643 Lear Rd Englewood, FL 2.0 2.0 1206 $5,800 $4.81 23d 1 1.05mi
6699 San Casa Dr Englewood, FL 2.0 2.0 1028 $1,900 $1.85 23d 1 1.29mi
1531 Placida Rd #203 Englewood, FL 2.0 2.0 1056 $3,900 $3.69 23d 1 1.29mi
1531 Placida Rd #204 Englewood, FL 2.0 2.0 1056 $3,500 $3.31 23d 1 1.30mi
6688 San Casa Dr Englewood, FL 2.0 2.0 1143 $1,600 $1.40 23d 1 1.33mi
9264 Anita Ave Unit A Englewood, FL 2.0 2.0 1008 $1,400 $1.39 23d 1 1.39mi
9312 Anita Ave Unit B Englewood, FL 2.0 1.0 972 $1,600 $1.65 23d 1 1.47mi
9322 Anita Ave Englewood, FL 2.0 2.0 1133 $1,495 $1.32 23d 1 1.48mi
9271 Tacoma Ave Unit B Englewood, FL 2.0 2.0 1206 $1,650 $1.37 23d 1 1.48mi
1575 Loralin Dr Englewood, FL 3.0 2.0 1322 $5,000 $3.78 23d 1 1.49mi

HOA detail

Monthly dues
$9 · $108/yr
Likely covers
waterelectric

Listing history 37 events

  1. 2026-06-22
    days on market $199,900 Active 185 DOM
  2. 2026-06-18
    days on market $199,900 Active 182 DOM
  3. 2026-06-17
    days on market $199,900 Active 181 DOM
  4. 2026-06-16
    days on market $199,900 Active 180 DOM
  5. 2026-06-15
    days on market $199,900 Active 179 DOM
  6. 2026-06-14
    days on market $199,900 Active 177 DOM
  7. 2026-06-13
    days on market $199,900 Active 176 DOM
  8. 2026-06-10
    days on market $199,900 Active 174 DOM
  9. 2026-06-09
    days on market $199,900 Active 173 DOM
  10. 2026-06-08
    days on market $199,900 Active 172 DOM
  11. 2026-06-05
    days on market $199,900 Active 168 DOM
  12. 2026-06-03
    days on market $199,900 Active 167 DOM
  13. 2026-06-02
    days on market $199,900 Active 166 DOM
  14. 2026-06-01
    days on market $199,900 Active 165 DOM
  15. 2026-05-31
    days on market $199,900 Active 164 DOM
  16. 2026-05-30
    days on market $199,900 Active 163 DOM
  17. 2026-02-26
    price $199,900
  18. 2025-12-18
    listed $214,900 Active
  19. 2025-10-14
    historical
  20. 2025-06-30
    price $219,900
  21. 2025-05-09
    price $224,900
  22. 2025-04-30
    status Active
  23. 2025-03-05
    status Pending
  24. 2025-02-14
    listed $229,900 Active
  25. 2019-04-17
    soldstatus $170,000 Sold 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  26. 2019-03-28
    status Pending 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  27. 2019-03-08
    status Active 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  28. 2019-03-02
    status Pending 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  29. 2019-02-10
    price $184,900 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  30. 2019-01-26
    price $189,900 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  31. 2018-11-26
    listed $194,900 Active 1466-char remark
    Show marketing remark (1466 chars)

    Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!

  32. 2005-11-22
    soldstatus $167,000
  33. 2005-11-18
    soldstatus $167,000
  34. 2005-07-26
    listed $187,900
  35. 2001-06-07
    soldstatus $70,000
  36. 1996-11-26
    soldstatus $55,000
  37. 1991-03-01
    soldstatus $69,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,425 · $285/mo
Projected year-2 tax
$3,425 · $285/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,441
− Mortgage interest
−$11,198
− Property taxes
−$3,425
− Insurance
−$6,118
− Repairs & maintenance
−$2,195
− Management
−$2,195
− HOA
−$108
− Depreciation
−$5,815
Taxable loss
−$3,613
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$867
After-tax cash flow
$315/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Englewood

Score
73/100
State rank
#321
US rank
#5655

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Englewood, FL
County
Charlotte County · 196,994 people
City population
35,420
Metro
Punta Gorda, FL
Population (ZIP)
15,536
Household income
$57,281
Rent vs Own
17.8% rent · 82.2% own
Severe rent burden
329.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 5% Hispanic / Latino 3% Asian 1%
Common ancestry
Romanian 4% Slovak 4% Lithuanian 4%
Foreign-born
9% · Canada
Languages at home
92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.76%
Current HPI
325.0345
Rent YoY
▼ -0.11%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+189.7% since first listed
21 events — show timeline
  • 2026-02-26 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
  • 2025-12-18 Listed $214,900 Stellar MLS as Distributed by MLS Grid
  • 2025-10-14 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-06-30 Price Changed $219,900 Stellar MLS as Distributed by MLS Grid
  • 2025-05-09 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
  • 2025-04-30 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-03-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-02-14 Listed $229,900 Stellar MLS as Distributed by MLS Grid
  • 2019-04-17 Sold (MLS) $170,000 Stellar MLS as Distributed by MLS Grid
  • 2019-03-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-03-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2019-03-02 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-02-10 Price Changed $184,900 Stellar MLS as Distributed by MLS Grid
  • 2019-01-26 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2018-11-26 Listed $194,900 Stellar MLS as Distributed by MLS Grid
  • 2005-11-22 Sold (Public Records) $167,000 Public Records
  • 2005-11-18 Sold (MLS) $167,000 Stellar MLS as Distributed by MLS Grid
  • 2005-07-26 Listed $187,900 Stellar MLS as Distributed by MLS Grid
  • 2001-06-07 Sold (Public Records) $70,000 Public Records
  • 1996-11-26 Sold (Public Records) $55,000 Public Records
  • 1991-03-01 Sold (Public Records) $69,000 Public Records

Property tax history

+11.9%/yr

Latest (2025): $3,425 · -7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…