🌊 Lakefront
1240 Seagull Dr · Englewood, FL
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.7/30.0
- ARV discount +15.0/15.0
- DSCR +7.6/10.0
- 1% rule +6.4/10.0
- Schools +4.6/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
Key facts
- Updated windows
- Newer a/c system
- Gulf access
Tags
Property features AI
Finance
- Other: Total annual fees $110
- Financial info: Lease restrictions apply
- HOA & community: Manatee Cove of Englewood HOA (association fee $110 annually, optional membership, monthly equivalent $9.17); Community clubhouse; Pickleball courts; Deed restrictions; Golf carts allowed; Senior community; Pets allowed
Exterior
- Parking: Covered parking; Driveway; 1-car carport
- Security: Association approval required
- Utilities: Public water; Public sewer; Electricity connected; Cable available; Broadband/high-speed internet available
- Home design: Manufactured double-wide home; One story; Faces south; On canal (brackish) waterway with canal view and water access
- Construction: Vinyl siding; Metal roof; Crawlspace and slab foundation; Built as a double wide manufactured home
- Exterior features: Patio; Porch (including rear porch); Outdoor lighting; Rain gutters; Storage shed; Mature landscaping with trees; Landscaped lot; Near golf course; Near marina; Paved lot and road (public maintained)
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Solid surface counters; Thermostat; Walk-in closets; Window treatments (blinds, drapes, shades)
- Laundry & utility: Inside laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $200k.
Deal economics
- At list price, monthly cash flow is $-46 ($-552/yr) — negative.
- To cash-flow at today's rent, offer at most $192k (4.1% below list).
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 38% FRL vs 54% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-0.1%/yr); 737 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- At $2,287/mo this rent would consume 48% of the median local household income ($57k/yr) (locally 329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 185 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 21y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $170k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 185 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 8.58%
- Cash-on-cash
- 8.16%
- DSCR
- 1.36
- GRM
- 7.3
CMA / ARV
- ARV (on-the-fly)
- $245,074
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6287 Oriole Blvd | 0.71mi | 2/2.0 | 1,344 (-8%) | 12mo | $130,000 | $97 | 44 |
| 6089 Toucan Dr | 0.60mi | 3/2.0 (+1) | 1,608 (+10%) | 10mo | $199,900 | $124 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.4%
- Equity multiple
- 0.26×
- Total profit
- $-41,698
- Equity at exit
- $29,806
- IRR
- -32.4%
- Equity multiple
- -0.16×
- Total profit
- $-64,662
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34224
- Home prices YoY
- -18.9%
- Rents YoY
- -0.1%
- Active inventory
- 737
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $2,287 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$285 /mo · $3,425/yr
- Insurance
- −$83
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$9
- Vacancy / Maint / Mgmt
- −$480
- Net cashflow
- $-46
Break-even live
Sensitivity live
| Price | -10% $67 | -5% $11 | +0% $-46 | +5% $-103 | +10% $-159 |
|---|---|---|---|---|---|
| Rent | -10% $-227 | -5% $-136 | +0% $-46 | +5% $44 | +10% $135 |
| Rate | -1.0pp $55 | -0.5pp $5 | base $-46 | +0.5pp $-98 | +1.0pp $-150 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1120 Lampp Dr Englewood, FL | 3.0 | 2.0 | 1212 | $4,000 | $3.30 | 23d | 1 | 0.73mi |
| 2275 S McCall Rd #201 Englewood, FL | 2.0 | 2.0 | 1050 | $2,000 | $1.90 | 15d | 1 | 0.81mi |
| 858 E 7th St Englewood, FL | 3.0 | 2.0 | 1244 | $1,995 | $1.60 | 23d | 1 | 0.91mi |
| 1081 Humboldt St Englewood, FL | 3.0 | 2.0 | 1838 | $2,400 | $1.31 | 23d | 1 | 1.01mi |
| 2643 Lear Rd Englewood, FL | 2.0 | 2.0 | 1206 | $5,800 | $4.81 | 23d | 1 | 1.05mi |
| 6699 San Casa Dr Englewood, FL | 2.0 | 2.0 | 1028 | $1,900 | $1.85 | 23d | 1 | 1.29mi |
| 1531 Placida Rd #203 Englewood, FL | 2.0 | 2.0 | 1056 | $3,900 | $3.69 | 23d | 1 | 1.29mi |
| 1531 Placida Rd #204 Englewood, FL | 2.0 | 2.0 | 1056 | $3,500 | $3.31 | 23d | 1 | 1.30mi |
| 6688 San Casa Dr Englewood, FL | 2.0 | 2.0 | 1143 | $1,600 | $1.40 | 23d | 1 | 1.33mi |
| 9264 Anita Ave Unit A Englewood, FL | 2.0 | 2.0 | 1008 | $1,400 | $1.39 | 23d | 1 | 1.39mi |
| 9312 Anita Ave Unit B Englewood, FL | 2.0 | 1.0 | 972 | $1,600 | $1.65 | 23d | 1 | 1.47mi |
| 9322 Anita Ave Englewood, FL | 2.0 | 2.0 | 1133 | $1,495 | $1.32 | 23d | 1 | 1.48mi |
| 9271 Tacoma Ave Unit B Englewood, FL | 2.0 | 2.0 | 1206 | $1,650 | $1.37 | 23d | 1 | 1.48mi |
| 1575 Loralin Dr Englewood, FL | 3.0 | 2.0 | 1322 | $5,000 | $3.78 | 23d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $9 · $108/yr
- Likely covers
- waterelectric
Listing history 37 events
-
2026-06-22days on market $199,900 Active 185 DOM
-
2026-06-18days on market $199,900 Active 182 DOM
-
2026-06-17days on market $199,900 Active 181 DOM
-
2026-06-16days on market $199,900 Active 180 DOM
-
2026-06-15days on market $199,900 Active 179 DOM
-
2026-06-14days on market $199,900 Active 177 DOM
-
2026-06-13days on market $199,900 Active 176 DOM
-
2026-06-10days on market $199,900 Active 174 DOM
-
2026-06-09days on market $199,900 Active 173 DOM
-
2026-06-08days on market $199,900 Active 172 DOM
-
2026-06-05days on market $199,900 Active 168 DOM
-
2026-06-03days on market $199,900 Active 167 DOM
-
2026-06-02days on market $199,900 Active 166 DOM
-
2026-06-01days on market $199,900 Active 165 DOM
-
2026-05-31days on market $199,900 Active 164 DOM
-
2026-05-30days on market $199,900 Active 163 DOM
-
2026-02-26price $199,900
-
2025-12-18$214,900 Active
-
2025-10-14historical
-
2025-06-30price $219,900
-
2025-05-09price $224,900
-
2025-04-30status Active
-
2025-03-05status Pending
-
2025-02-14$229,900 Active
-
2019-04-17soldstatus $170,000 Sold 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
-
2019-03-28status Pending 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
-
2019-03-08status Active 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
-
2019-03-02status Pending 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
-
2019-02-10price $184,900 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
-
2019-01-26price $189,900 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
-
2018-11-26$194,900 Active 1466-char remark
Show marketing remark (1466 chars)
Boating access to the Gulf of Mexico for under $200k? YES, it's true! This fabulous double-wide mobile with 1,464 square feet under air will surely allow you to live the boating (and affordable) Florida lifestyle that you have been dreaming about! This spotless 2 bedroom, 2 bath mobile features lots of new - a/c 2017, windows 2016, some sub-floors & all flooring, appliances, hot water heater & so much more! Very large room sizes allow for ease of navigating the open floor plan. Large lanai with vinyl windows adds additional fantastic livable area. Laundry room with sink and shelving on one side and workshop on the other can be found in the attached utility room. Beyond that, you will find the 18x11 patio where you can grill up those steaks. And while you're waiting on those to be ready, grab your cocktail and relax out on the piece de resistance - your dock with electric & water or the separate sitting area overlooking the canal. New terraced walls add ambiance to the already exquisite backyard. And I know you're saying "How could this get any better?" But it can! Although this mobile is situated in a mobile home community, there are no monthly fees and you own the land under the mobile! There is an optional association that you can join for a minimal fee which gives you access to the clubhouse and the many planned activities & clubs. Don't miss out on this great opportunity and come take a look today!
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2005-11-22soldstatus $167,000
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2005-11-18soldstatus $167,000
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2005-07-26$187,900
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2001-06-07soldstatus $70,000
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1996-11-26soldstatus $55,000
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1991-03-01soldstatus $69,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,425 · $285/mo
- Projected year-2 tax
- $3,425 · $285/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,441
- − Mortgage interest
- −$11,198
- − Property taxes
- −$3,425
- − Insurance
- −$6,118
- − Repairs & maintenance
- −$2,195
- − Management
- −$2,195
- − HOA
- −$108
- − Depreciation
- −$5,815
- Taxable loss
- −$3,613
- Est. tax savings @ 24.0%
- +$867
- After-tax cash flow
- $315/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Englewood
- Score
- 73/100
- State rank
- #321
- US rank
- #5655
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Englewood, FL
- County
- Charlotte County · 196,994 people
- City population
- 35,420
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 15,536
- Household income
- $57,281
- Rent vs Own
- Severe rent burden
- 329.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 5% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Romanian 4% Slovak 4% Lithuanian 4%
- Foreign-born
- 9% · Canada
- Languages at home
- 92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.76%
- Current HPI
- 325.0345
- Rent YoY
- ▼ -0.11%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+189.7% since first listed21 events — show timeline
- 2026-02-26 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
- 2025-12-18 Listed $214,900 Stellar MLS as Distributed by MLS Grid
- 2025-10-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-06-30 Price Changed $219,900 Stellar MLS as Distributed by MLS Grid
- 2025-05-09 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
- 2025-04-30 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-03-05 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-02-14 Listed $229,900 Stellar MLS as Distributed by MLS Grid
- 2019-04-17 Sold (MLS) $170,000 Stellar MLS as Distributed by MLS Grid
- 2019-03-28 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-03-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-03-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-02-10 Price Changed $184,900 Stellar MLS as Distributed by MLS Grid
- 2019-01-26 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
- 2018-11-26 Listed $194,900 Stellar MLS as Distributed by MLS Grid
- 2005-11-22 Sold (Public Records) $167,000 Public Records
- 2005-11-18 Sold (MLS) $167,000 Stellar MLS as Distributed by MLS Grid
- 2005-07-26 Listed $187,900 Stellar MLS as Distributed by MLS Grid
- 2001-06-07 Sold (Public Records) $70,000 Public Records
- 1996-11-26 Sold (Public Records) $55,000 Public Records
- 1991-03-01 Sold (Public Records) $69,000 Public Records
Property tax history
+11.9%/yrLatest (2025): $3,425 · -7.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…