1266 Donald St · Jacksonville, FL 32205

$520,000

4 bd · 3.0 ba · 1,829 sqft · MultiFamily public records · 125 Days on market

Built 1952 6,969 sqft lot Est $477k · 9% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.4/30.0
• DSCR +10.0/10.0
• 1% rule +7.7/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• ARV discount +3.5/15.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 4 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

Key facts

• Recently renovated
• 6,969 sq ft lot
• Built 1952

Tags

• RECENTLY RENOVATED
• LARGE FENCED BACKYARD
• MULTIPLE LIVING UNITS

Property features AI

Finance

• Financial info: Offered as an investment property / multi-family income use

Exterior

• Parking: Off-street parking; Shared driveway
• Utilities: Electricity connected; Separate electric meters
• Home design: One level; Quadruplex (multi-family property)
• Construction: Brick construction
• Exterior features: Back yard with wood fencing; Shingle roof; Historic-area lot

Interior

• Kitchen: Electric cooktop; Electric range; Microwave; Refrigerator; Freezer
• Bedrooms: 5 bedrooms
• Flooring: Tile; Wood
• Bathrooms: 4 full bathrooms
• Heating & cooling: Electric heating; Wall/window air conditioning units
• Interior features: Tile and wood flooring; Investment / multi-family residential use (quadruplex); Shed on property
• Laundry & utility: Electric water heater; Separate electric meters

What this means for you Summary

Snapshot

• This is a 4 × 5-bed/4.0-bath units multifamily listed at $520k.

Deal economics

• At list price, monthly cash flow is $2k ($20k/yr) — positive. Per door: $420/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $520k).
• Recommended offer: $458k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.2% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.7%/yr); 320 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $6,628/mo this rent would consume 123% of the median local household income ($65k/yr) (locally 1398% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.7% rent growth), your $146k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 125 days — a 12% lower offer ($458k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 25y ago; this cycle's ask has dropped $55k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $372k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $457,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 10.17%
• Cash-on-cash: 13.85%
• DSCR: 1.62
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $477,369
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1654 Talbot Ave	0.47mi	4/2.0	1,680 (-8%)	8mo	$408,000	$243	54
1407 Dancy St	0.62mi	4/2.0	1,791 (-2%)	12mo	$468,000	$261	53
1523 Ingleside Ave	0.50mi	4/2.0	2,032 (+11%)	21mo	$540,000	$266	36
2658 College St	0.75mi	4/2.5	1,920 (+5%)	23mo	$320,000	$167	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.73% rent growth · sell at horizon

5-year hold

• IRR: 2.6%
• Equity multiple: 1.10×
• Total profit: $14,467
• Equity at exit: $77,534

10-year hold

• IRR: 10.9%
• Equity multiple: 1.81×
• Total profit: $117,255
• Equity at exit: $44,960

Cash invested: $145,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32205

• Rents YoY: 1.7%
• Active inventory: 320
• Price-to-rent: 26.2×

Monthly cashflow live

• Estimated rent: $6,628 medium
• Mortgage (P&I): −$2,727
• Tax from tax record: −$612 /mo · $7,347/yr
• Insurance: −$217
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,392
• Net cashflow: $1,680

Break-even live

Break-even rent $4,501

Max offer price $520,000

Occupancy floor 70%

4-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 4× units	5	4	$6,628
Total (4 units)			$6,628

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $130,000
• Closing costs: $15,600
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1332 Belvedere Ave Jacksonville, FL	3.0	2.0	1506	$2,950	$1.96	7d	1	0.25mi
1273 Lechlade Cir Jacksonville, FL	3.0	2.0	1257	$2,395	$1.91	17d	1	0.32mi
1273 Lechlade Cir Jacksonville, FL	3.0	2.0	1257	$2,395	$1.91	4d	1	0.32mi
1329 Cherry St Jacksonville, FL	3.0	1.0	1408	$1,595	$1.13	14d	1	0.33mi
2812 Ernest St Jacksonville, FL	3.0	1.0	1461	$2,800	$1.92	23d	1	0.78mi
1429 Azalea Dr Jacksonville, FL	3.0	2.5	1946	$3,000	$1.54	23d	1	0.82mi
3352 College St Jacksonville, FL	3.0	2.0	1335	$1,550	$1.16	14d	1	0.82mi
715 Ralph St Jacksonville, FL	4.0	2.0	1338	$2,195	$1.64	4d	1	0.92mi
3134 Phyllis St Jacksonville, FL	4.0	2.0	1648	$1,834	$1.11	23d	1	1.00mi
2561 Rosselle St #1 Jacksonville, FL	3.0	3.0	1287	$1,395	$1.08	23d	1	1.12mi
2526 Phyllis St Jacksonville, FL	3.0	2.0	1300	$1,800	$1.38	23d	1	1.17mi
691 Herman St Jacksonville, FL	4.0	2.5	1641	$1,669	$1.02	7d	1	1.19mi
3229 Lenox Ave Unit 1 Jacksonville, FL	3.0	2.5	1900	$2,150	$1.13	23d	1	1.20mi
1650 Parrish Pl Jacksonville, FL	3.0	1.0	1387	$2,100	$1.51	23d	1	1.25mi
1554 Geraldine Dr Jacksonville, FL	3.0	2.0	1362	$2,850	$2.09	7d	1	1.32mi
3550 Edison Ave Jacksonville, FL	3.0	2.0	1230	$1,463	$1.19	4d	1	1.34mi
1216 Glen Laura Rd Jacksonville, FL	4.0	2.0	1324	$2,145	$1.62	4d	1	1.38mi
1648 Euclid St Jacksonville, FL	3.0	2.0	1628	$2,395	$1.47	14d	1	1.40mi
346 Acosta St Jacksonville, FL	4.0	3.5	1536	$1,600	$1.04	23d	1	1.42mi
3352 Dillon St Jacksonville, FL	3.0	2.0	1229	$1,372	$1.12	23d	1	1.46mi

Listing history 50 events

1. 2026-05-13
   status Pending
2. 2026-04-29
   historical Active Under Contract
3. 2026-04-23
   price $520,000
4. 2026-04-02
   price $525,000
5. 2026-03-05
   status Active
6. 2026-02-22
   historical Active Under Contract
7. 2026-02-12
   price $535,000
8. 2026-02-05
   price $540,000
9. 2026-01-29
   price $550,000
10. 2026-01-15
    price $560,000
11. 2026-01-08
    listed $575,000 Active
12. 2021-10-08
    soldstatus $372,500
13. 2021-09-15
    soldstatus Sold 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

14. 2021-09-15
    soldstatus $372,500 Sold 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

15. 2021-08-07
    historical 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

16. 2021-08-07
    status Pending 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

17. 2021-08-07
    status Pending 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

18. 2021-08-02
    historical Active - Contingent 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

19. 2021-08-02
    historical Active - Contingent 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

20. 2021-07-23
    price $384,500 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

21. 2021-07-23
    price $384,500 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

22. 2021-07-14
    price $389,900 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

23. 2021-07-14
    price $389,900 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

24. 2021-06-11
    price $394,900 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

25. 2021-06-10
    price $394,900 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

26. 2021-06-08
    status Active 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

27. 2021-06-08
    status Active 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

28. 2021-06-03
    historical 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

29. 2021-06-03
    historical 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

30. 2021-05-14
    listed $399,900 Active 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

31. 2021-05-14
    listed $399,900 Active 615-char remark

    Show marketing remark (615 chars)

    Nestled conveniently between Riverside and Avondale this triplex is a perfect addition to your current portfolio. This property functions as a 2/1, a 1/1 and a studio apartment. The garage is also rented out as storage separately adding a 4th income stream! There is one vacant unit that has been recently painted, has a few new fixtures and all new blinds. New roof in 2020, new electrical panel in the studio unit in 2021 and carriage style overhead garage door in 2020. Washer and dryer on site (divided off in garage) and all units are individually metered for electric. Tenant occupied, do not disturb tenants.

32. 2020-05-29
    soldstatus $215,000
33. 2020-05-13
    soldstatus $215,000
34. 2020-05-08
    soldstatus $215,000
35. 2020-04-05
    listed $215,000
36. 2020-04-05
    listed $215,000
37. 2020-04-05
    listed $215,000
38. 2012-01-24
    soldstatus $63,000
39. 2012-01-19
    historical
40. 2012-01-19
    historical
41. 2012-01-18
    soldstatus $63,000
42. 2012-01-18
    soldstatus $63,000
43. 2011-12-06
    soldstatus $47,000
44. 2011-12-01
    listed $65,900
45. 2011-12-01
    listed $65,900
46. 2011-11-30
    soldstatus $47,000
47. 2008-08-05
    listed $55,000
48. 2001-12-09
    historical
49. 2001-06-15
    listed $138,900
50. 1998-10-26
    soldstatus $78,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,347 · $612/mo
• Projected year-2 tax: $7,347 · $612/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $79,536
• − Mortgage interest: −$29,128
• − Property taxes: −$7,347
• − Insurance: −$2,600
• − Repairs & maintenance: −$6,363
• − Management: −$6,363
• − Depreciation: −$15,127
• Taxable income: $12,608
• Est. tax owed @ 24.0%: −$3,026
• After-tax cash flow: $17,137/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 29,148
• Household income: $64,789
• Rent vs Own: 45.2% rent · 54.8% own
• Severe rent burden: 1398.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 59% Black 21% Hispanic / Latino 11% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4% Cuban 1%
• Common ancestry: Slovak 3% Lithuanian 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Dominican Republic
• Languages at home: 88% English-only · Spanish 8% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -386.70%
• Current HPI: 310.4566
• Rent YoY: ▲ 1.73%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+700.0% since first listed

51 events — show timeline

• 2026-05-13 Pending — realMLS
• 2026-04-29 Contingent — realMLS
• 2026-04-23 Price Changed $520,000 realMLS
• 2026-04-02 Price Changed $525,000 realMLS
• 2026-03-05 Relisted — realMLS
• 2026-02-22 Contingent — realMLS
• 2026-02-12 Price Changed $535,000 realMLS
• 2026-02-05 Price Changed $540,000 realMLS
• 2026-01-29 Price Changed $550,000 realMLS
• 2026-01-15 Price Changed $560,000 realMLS
• 2026-01-08 Listed $575,000 realMLS
• 2021-10-08 Sold (Public Records) $372,500 Public Records
• 2021-09-15 Sold (MLS) $372,500 realMLS
• 2021-09-15 Sold (MLS) — realMLS
• 2021-08-07 Listing Removed — realMLS
• 2021-08-07 Pending — realMLS
• 2021-08-07 Pending — realMLS
• 2021-08-02 Contingent — realMLS
• 2021-08-02 Contingent — realMLS
• 2021-07-23 Price Changed $384,500 realMLS
• 2021-07-23 Price Changed $384,500 realMLS
• 2021-07-14 Price Changed $389,900 realMLS
• 2021-07-14 Price Changed $389,900 realMLS
• 2021-06-11 Price Changed $394,900 realMLS
• 2021-06-10 Price Changed $394,900 realMLS
• 2021-06-08 Relisted — realMLS
• 2021-06-08 Relisted — realMLS
• 2021-06-03 Listing Removed — realMLS
• 2021-06-03 Listing Removed — realMLS
• 2021-05-14 Listed $399,900 realMLS
• 2021-05-14 Listed $399,900 realMLS
• 2020-05-29 Sold (Public Records) $215,000 Public Records
• 2020-05-13 Sold (MLS) $215,000 St. Augustine and St. Johns County Board of REALTORS®
• 2020-05-08 Sold (MLS) $215,000 realMLS
• 2020-04-05 Listed $215,000 St. Augustine and St. Johns County Board of REALTORS®
• 2020-04-05 Listed $215,000 St. Augustine and St. Johns County Board of REALTORS®
• 2020-04-05 Listed $215,000 realMLS
• 2012-01-24 Sold (Public Records) $63,000 Public Records
• 2012-01-19 Listing Removed — realMLS
• 2012-01-19 Listing Removed — realMLS
• 2012-01-18 Sold (MLS) $63,000 realMLS
• 2012-01-18 Sold (MLS) $63,000 realMLS
• 2011-12-06 Sold (Public Records) $47,000 Public Records
• 2011-12-01 Listed $65,900 realMLS
• 2011-12-01 Listed $65,900 realMLS
• 2011-11-30 Sold (MLS) $47,000 realMLS
• 2008-08-05 Listed $55,000 realMLS
• 2001-12-09 Listing Removed — realMLS
• 2001-06-15 Listed $138,900 realMLS
• 1998-10-26 Sold (Public Records) $78,000 Public Records
• 1997-05-15 Sold (Public Records) $65,000 Public Records

Property tax history

+5.6%/yr

Latest (2025): $7,347 · +10.8% YoY. Source: county tax records.