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7370 Griffey St
D Composite 42.29
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +8.9/15.0
  • Cash flow +6.0/30.0
  • Schools +4.5/10.0
  • Rent growth +4.3/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0
  • DSCR +0.4/10.0

$307,000

7370 Griffey St · Parkville, MO 64152
3 bd · 2.5 ba · 1,667 sqft · Townhouse public records · 7 Days on market
Built 2020 1,928 sqft lot Est $317k · at est. $210/mo HOA · 10% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to sold out Creekside Village! This beautiful townhouse is like new and full of natural light! Beautiful interior finishes include quartz countertops, stainless appliances, tile on the main floor, soft close drawers & doors, LED lighting, walk-in closets, En-Suite master bath + laundry connects to master closet. 2 car garage, 3 bedrooms and 2 1/2 baths. HOA Includes a brand new pool, Lawn Care, Building Maintenance & Snow Removal. Being an end unit adds additional square footage compared to an interior unit. Easy access to I-435 and great restaurants in town. Many new shops and restaurants are opening throughout the larger Creekside development. Park Hill Schools.

Key facts

  • Exterior maintenance
  • Swimming pool
  • Lawn care

Tags

BEDROOM-LEVEL LAUNDRYCOZY OUTDOOR SPACESWIMMING POOLWALKING TRAILSEXTERIOR MAINTENANCELAWN CARE

Property features AI

Finance

  • Other: Living area approximately 1,559 (builder reported); Lot about 1,928 square feet (public records)
  • HOA & community: HOA with monthly fee; Monthly association fee covers lawn service, building exterior maintenance, insurance, roof repair/replace, snow removal and trash; Community amenities include clubhouse, pool and trails

Exterior

  • Parking: Attached front-facing 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Attached townhouse; Residential property; 2-story floor plan; Not in a flood plain
  • Construction: Stucco and vinyl siding exterior; Composition roof; Slab foundation; Built by PC Homes LLC (6-10 years old); Builder provided 1-year warranty
  • Exterior features: Deck; In-ground sprinkler system; Paved road access; Public maintenance for road

Interior

  • Kitchen: Quartz counters; Kitchen island; Pantry; Gas range; Microwave; Dishwasher; Garbage disposal; Refrigerator
  • Bedrooms: 3 bedrooms (all on the upper level); All bedrooms with ceiling fans
  • Flooring: Luxury vinyl; Tile; Carpet
  • Bathrooms: 2 full bathrooms; 1 half bathroom; Primary bathroom with double vanity, quartz counters, ceramic tile and shower; Second full bath with quartz counters, ceramic tile and shower-over-tub
  • Heating & cooling: Forced air heating; Electric central cooling
  • Interior features: Kitchen island; Pantry; Walk-in closets; Breakfast area; Family room on main level
  • Laundry & utility: Laundry located on the upper/bedroom level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $307k.

Deal economics

  • At list price, monthly cash flow is $-585 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $204k (33.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (30.1% below list).
  • Recommended offer: $204k (33.7% below list) — sets the bar for cash-flow.
  • Cap rate 4.0% vs local median 1.7% in Parkville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#51 in MO, #3,695 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Hawthorn Elem. (math 61% / reading 63%, grade B, #98 of 1,115 statewide, top 10%, 452 students, 19% FRL); Plaza Middle (math 37% / reading 51%, grade D, #121 of 391 statewide, top 32%, 715 students, 30% FRL); Park Hill South High (math 67% / reading 69%, grade B, #13 of 521 statewide, top 2%, 1,860 students, 25% FRL) — zoned schools at 25% FRL track the district average.
  • Market conditions: Rents rising fast (+7.0%/yr); 268 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
  • Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $203,637 (33.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.01%
Cash-on-cash
-8.17%
DSCR
0.64
GRM
11.9

CMA / ARV

ARV (on-the-fly)
$316,730
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7364 Aaron St Unit 26 D 0.06mi 3/2.5 1,667 (0%) 1mo $300,000 $180 96
7397 Grand Slam St 0.07mi 3/2.5 1,667 (0%) 0mo $309,000 $185 96
7389 Grand Slam St Unit 31 B 0.05mi 3/2.5 1,631 (-2%) 4mo $300,000 $184 91
7301 Aaron St 0.13mi 3/2.5 1,631 (-2%) 1mo $309,000 $189 90
7321 Aaron St Unit 23D 0.10mi 3/2.5 1,667 (0%) 8mo $304,000 $182 89
7353 Grand Slam Unit #33a St 0.09mi 3/2.5 1,667 (0%) 11mo $305,000 $183 86
7416 Grand Slam St Unit 43D 0.07mi 3/2.5 1,559 (-6%) 4mo $307,000 $197 83
7422 Grand Slam St 0.09mi 3/2.5 1,559 (-6%) 3mo $319,000 $205 82
7297 Aaron St 0.13mi 3/2.5 1,631 (-2%) 10mo $309,950 $190 82
7332 Aaron St Unit 24 D 0.16mi 3/2.5 1,559 (-6%) 2mo $305,000 $196 80
7374 Grand Slam St 0.12mi 3/2.5 1,559 (-6%) 7mo $310,000 $199 78
7388 Grand Slam St 0.10mi 3/2.5 1,519 (-9%) 7mo $305,000 $201 75

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 7.03% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
2.62×
Total profit
$139,121
Equity at exit
$276,570
10-year hold
IRR
19.0%
Equity multiple
6.36×
Total profit
$460,858
Equity at exit
$596,433

Cash invested: $85,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64152

Home prices YoY
4.7%
Rents YoY
7.0%
Active inventory
268
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$2,147 medium interval (Pro) →
Mortgage (P&I)
$1,610
Tax from tax record
$333 /mo · $3,998/yr
Insurance
$128
HOA
$210
Vacancy / Maint / Mgmt
$451
Net cashflow
$-585

Break-even live

Break-even rent $2,887
Max offer price $203,637
Occupancy floor

Sensitivity live

Price -10% $-411 -5% $-498 +0% $-585 +5% $-672 +10% $-759
Rent -10% $-755 -5% $-670 +0% $-585 +5% $-500 +10% $-416
Rate -1.0pp $-431 -0.5pp $-507 base $-585 +0.5pp $-665 +1.0pp $-746

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,750
Closing costs
$9,210
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15310 Trailside Dr Parkville, MO 1.0–3.0 1.0–2.5 1137 $2,639 $2.32 3d 21 0.87mi

HOA detail

Monthly dues
$210 · $2,520/yr
Likely covers
landscapingsnow removalpool

Listing history 6 events

  1. 2026-06-21
    days on market $307,000 Active 7 DOM
  2. 2026-06-18
    days on market $307,000 Active 4 DOM
  3. 2026-06-17
    days on market $307,000 Active 3 DOM
  4. 2026-06-16
    days on market $307,000 Active 2 DOM
  5. 2026-06-15
    remarks 699-char remark
  6. 2026-06-15
    listed $307,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$3,998 · $333/mo
Projected year-2 tax
$3,998 · $333/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,760
− Mortgage interest
−$17,197
− Property taxes
−$3,998
− Insurance
−$1,535
− Repairs & maintenance
−$2,061
− Management
−$2,061
− HOA
−$2,520
− Depreciation
−$8,931
Taxable loss
−$12,542
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,010
After-tax cash flow
$-4,011/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Park Hill
NCES district ID
2923550
Math proficiency
47% ▼ -3.00%
Reading proficiency
54% ▼ -3.00%
Median HH income
$67,616
Composite
44.86/100
National rank
#2723
State rank
#26 of 324 in MO

Livability — Parkville

Score
76/100
State rank
#51
US rank
#3695

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Parkville, MO
County
Platte County · 100,198 people
Metro
Kansas City, MO-KS
Population (ZIP)
31,545
Household income
$114,688
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
234.0

Population outlook (Platte County) Hauer SSP2

Today (2025)
111,772 people
By 2030
119,173 · +6.6%
By 2040
133,326 · +19.3%
By 2050
146,617 · +31.2%
By 2075
178,626 · +59.8%
By 2100
195,638 · +75.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Romanian 4% Italian 4% Slovak 4%
Foreign-born
4% · Canada, China
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Platte

2024 margin
Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
2008→2024 swing
+3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 33.10%
Current HPI
739.89
Rent YoY
▲ 7.03%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+7.7% since first listed
4 events — show timeline
  • 2026-06-14 Listed $307,000 Heartland MLS as Distributed by MLS Grid
  • 2023-07-26 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2023-06-16 Pending Heartland MLS as Distributed by MLS Grid
  • 2023-06-14 Listed $285,000 Heartland MLS as Distributed by MLS Grid

Property tax history

+3.4%/yr

Latest (2025): $3,998 · +8.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…