Pima Plan · Huffman, TX 77336

$171,990

3 bd · 2.5 ba · 1,360 sqft · SingleFamily · 228 Days on market

Good condition

---

Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.3/30.0
• ARV discount +7.5/15.0
• Condition / age +4.0/5.0
• Schools +3.6/10.0
• 1% rule +2.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• DSCR +2.2/10.0
• Appreciation +0.7/10.0

Listing remarks MLS

The first floor of this two-story home is host to a spacious open floorplan that seamlessly connects an inviting family room, elegant dining room and chef-inspired kitchen. Upstairs, there are three bedrooms, including the luxe owner's suite, which features a restful bedroom, en-suite bathroom and generous walk-in closet.

Key facts

• Open floorplan
• Family room
• Dining room

Tags

• OPEN FLOORPLAN
• FAMILY ROOM
• DINING ROOM
• CHEF-INSPIRED KITCHEN
• OWNER'S SUITE
• EN-SUITE BATHROOM

🏗️ New construction. The $171,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $260,327.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $172k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-240 ($-3k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $172k).
• Recommended offer: $151k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
• Market conditions: 738 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 228 days — a 12% lower offer ($151k) is reasonable based on typical stale-listing flexibility.

Recommended offer $151,351 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 228 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.19%
• Cash-on-cash: -3.95%
• DSCR: 0.82
• GRM: 11.0

CMA / ARV

• ARV (median comp): $260,327
• List price: $171,990
• Delta: -33.93%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
919 Capracotta Dr	0.20mi	3/2.0	1,311 (-4%)	1mo	$180,990	$138	82
31505 Olivella Dr	0.20mi	3/2.0	1,302 (-4%)	0mo	$199,990	$154	82
920 Capracotta Dr	0.19mi	3/2.0	1,451 (+7%)	1mo	$149,991	$103	77
928 Capracotta Dr	0.22mi	3/2.0	1,451 (+7%)	1mo	$180,990	$125	76
904 Coperchiata Cir	0.19mi	3/2.0	1,461 (+7%)	2mo	$192,090	$131	75
930 Capracotta Dr	0.23mi	3/2.0	1,461 (+7%)	0mo	$187,990	$129	75
31422 Pratola Serra Cir	0.28mi	3/2.0	1,451 (+7%)	1mo	$248,990	$172	73
31420 Pratola Serra Cir	0.28mi	3/2.0	1,461 (+7%)	1mo	$205,990	$141	72
915 Pertuso Ln	0.25mi	3/2.0	1,189 (-13%)	2mo	$148,990	$125	64
942 Pertuso Ln	0.32mi	3/2.5	1,189 (-13%)	2mo	$147,990	$124	63
920 Pertuso Ln	0.27mi	4/2.5 (+1)	1,535 (+13%)	0mo	$160,990	$105	60
944 Pertuso Ln	0.32mi	4/2.5 (+1)	1,535 (+13%)	0mo	$156,990	$102	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.9%
• Equity multiple: 0.21×
• Total profit: $-57,447
• Equity at exit: $38,816

10-year hold

• IRR: -17.4%
• Equity multiple: 0.05×
• Total profit: $-69,595
• Equity at exit: $22,508

Cash invested: $72,891 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 54 active · 31 under contract
• Months of supply: 4.5 mo (22%/mo absorbed)
• Median asking: $181,490 ($126/sqft)
• Median days on market: 33 d
• This list price: 31% of active listings are priced below it
• ARV vs active asking: +51.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

• Home prices YoY: -1.8%
• Active inventory: 738
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,973 medium
• Mortgage (P&I): −$1,365
• Tax est. 1.5%: −$325 /mo · $3,905/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$414
• Net cashflow: $-240

Break-even live

Break-even rent $2,277

Max offer price $225,582

Occupancy floor —

Sensitivity live

Price	-10% $-60	-5% $-150	+0% $-240	+5% $-330	+10% $-420
Rent	-10% $-396	-5% $-318	+0% $-240	+5% $-162	+10% $-84
Rate	-1.0pp $-109	-0.5pp $-174	base $-240	+0.5pp $-308	+1.0pp $-376

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,082
• Closing costs: $7,810
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
31416 Pratola Serra Cir Huffman, TX	3.0	2.0	1461	$1,599	$1.09	23d	1	0.28mi
934 Pertuso Ln Huffman, TX	3.0	2.0	1360	$1,699	$1.25	15d	1	0.30mi

Listing history 50 events

1. 2026-08-08
   days on market $171,990 Active 228 DOM
2. 2026-08-06
   days on market $171,990 Active 226 DOM
3. 2026-08-05
   days on market $171,990 Active 225 DOM
4. 2026-08-04
   days on market $171,990 Active 224 DOM
5. 2026-08-03
   days on market $171,990 Active 223 DOM
6. 2026-07-31
   days on market $171,990 Active 220 DOM
7. 2026-07-30
   days on market $171,990 Active 218 DOM
8. 2026-07-28
   pricedays on market $171,990 Active 217 DOM
9. 2026-07-26
   days on market $169,990 Active 215 DOM
10. 2026-07-24
    days on market $169,990 Active 213 DOM
11. 2026-07-23
    days on market $169,990 Active 212 DOM
12. 2026-07-22
    days on market $169,990 Active 211 DOM
13. 2026-07-21
    days on market $169,990 Active 210 DOM
14. 2026-07-20
    days on market $169,990 Active 209 DOM
15. 2026-07-18
    days on market $169,990 Active 207 DOM
16. 2026-07-18
    days on market $169,990 Active 206 DOM
17. 2026-07-16
    days on market $169,990 Active 205 DOM
18. 2026-07-15
    pricedays on market $169,990 Active 204 DOM
19. 2026-07-14
    days on market $172,990 Active 203 DOM
20. 2026-07-13
    days on market $172,990 Active 202 DOM
21. 2026-07-13
    days on market $172,990 Active 201 DOM
22. 2026-07-12
    price $172,990 Active 200 DOM
23. 2026-07-11
    days on market $171,990 Active 200 DOM
24. 2026-07-09
    days on market $171,990 Active 198 DOM
25. 2026-07-07
    days on market $171,990 Active 196 DOM
26. 2026-07-06
    days on market $171,990 Active 195 DOM
27. 2026-07-06
    days on market $171,990 Active 194 DOM
28. 2026-07-05
    days on market $171,990 Active 193 DOM
29. 2026-07-03
    days on market $171,990 Active 192 DOM
30. 2026-07-02
    days on market $171,990 Active 191 DOM
31. 2026-07-01
    days on market $171,990 Active 190 DOM
32. 2026-06-30
    days on market $171,990 Active 189 DOM
33. 2026-06-29
    days on market $171,990 Active 188 DOM
34. 2026-06-28
    days on market $171,990 Active 187 DOM
35. 2026-06-27
    days on market $171,990 Active 186 DOM
36. 2026-06-26
    days on market $171,990 Active 185 DOM
37. 2026-06-24
    days on market $171,990 Active 183 DOM
38. 2026-06-22
    days on market $171,990 Active 181 DOM
39. 2026-06-21
    days on market $171,990 Active 180 DOM
40. 2026-06-18
    days on market $171,990 Active 177 DOM
41. 2026-06-17
    days on market $171,990 Active 176 DOM
42. 2026-06-16
    days on market $171,990 Active 175 DOM
43. 2026-06-15
    days on market $171,990 Active 174 DOM
44. 2026-06-13
    days on market $171,990 Active 172 DOM
45. 2026-06-09
    days on market $171,990 Active 168 DOM
46. 2026-06-08
    days on market $171,990 Active 167 DOM
47. 2026-06-07
    days on market $171,990 Active 166 DOM
48. 2026-06-04
    days on market $171,990 Active 163 DOM
49. 2026-06-03
    days on market $171,990 Active 162 DOM
50. 2026-06-02
    days on market $171,990 Active 161 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $23,680
• − Mortgage interest: −$14,582
• − Property taxes: −$3,905
• − Insurance: −$1,302
• − Repairs & maintenance: −$1,894
• − Management: −$1,894
• − Depreciation: −$7,573
• Taxable loss: −$7,471
• Est. tax savings @ 24.0%: +$1,793
• After-tax cash flow: $-1,088/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab Est. rehab $6,800–$20,400 screening

This two-story home is in excellent condition with a good condition score of 80. It is move-in ready with minor cosmetic updates that could further enhance its resale and rental value.

Value-add opportunities

• Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms — Improves functionality and aesthetics ↑
• Both New kitchen appliances — Enhances functionality and aesthetics ↑
• Both New lighting fixtures — Improves functionality and aesthetics ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

• District: Huffman ISD
• NCES district ID: 4823820
• Math proficiency: 32% ▼ -9.00%
• Reading proficiency: 35% ▼ -9.00%
• Median HH income: $65,848
• Composite: 30.61/100
• National rank: #6195
• State rank: #500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Harris County · 5,571,493 people
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 14,342
• Household income: $96,404
• Rent vs Own: 21.8% rent · 78.2% own
• Severe rent burden: 22% of renters

---

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

---

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
• Hispanic origin (detail): Mexican 20%
• Common ancestry: Lithuanian 4% Slovak 2% Romanian 2%
• Foreign-born: 9% · Canada
• Languages at home: 79% English-only · Spanish 18% Other Indo-European 2%

---

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -8.59%
• Current HPI: 472.03
• Rent YoY: —
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

---

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2025-12-23 Listed $219,990 Zillow