11378 Burgess Ave · Bridgeton, MO 63044

$215,000

3 bd · 1.0 ba · 1,174 sqft · SingleFamily public records · 5 Days on market

Built 1947 0.53 ac lot $183/sqft · 14% below area Est $249k · 14% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.2/30.0
• ARV discount +13.6/15.0
• DSCR +5.4/10.0
• 1% rule +4.2/10.0
• Schools +3.4/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Gorgeous home sitting on over 1/2 acre lot in the heart of Bridgeton! This 3 bed 1 bath home has been meticulously maintained and it really shows. New laminate floors and paint throughout. Huge master bedroom with an additional room that can be easily used as an office or transformed into a huge walk-in closet. Updated full bath. Nice kitchen with huge pantry. Cozy living room with new picture window and lots of natural light. Back door leads out to covered deck and HUGE patio area great for entertaining and looks over the huge, private lot. There is constantly wildlife present for your viewing pleasure. Fridge, washer, and dryer to stay if buyer desires. 1 year HSA Home Warranty being offered by seller for your peace of mind. Come see this one before it's gone. IT WON'T LAST!!

Key facts

• Covered porch
• Entry foyer
• Bonus room

Tags

• ENTRY FOYER
• FLEXIBLE MAIN LEVEL
• BONUS ROOM
• COVERED PORCH
• EXPANSIVE PATIO
• PEACEFUL BACKYARD VIEWS

Property features AI

Exterior

• Utilities: Public water; Public sewer; Electric service by Ameren
• Home design: Single-family residence; One level
• Construction: Vinyl siding
• Exterior features: Gentle sloping lot; Lot dimensions approximately 122 x 186 x 120 x 211

Interior

• Kitchen: Electric oven; Refrigerator
• Bedrooms: Three bedrooms, all on the main level
• Bathrooms: One full bathroom on the main level
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Full basement with sump pump; Bonus room
• Laundry & utility: Utilities connected: electricity, natural gas, water, sewer

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $215k.

Deal economics

• At list price, monthly cash flow is $155 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (8.3% below list).
• Recommended offer: $197k (8.3% below list) — sets the bar for 1% rule.
• Cap rate 7.2% vs local median 5.3% in Bridgeton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 56/100 on livability (#691 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Pattonville R-III (suburban): math 32% / reading 46% proficiency, ranked #147 of 324 in MO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Bridgeway Elem. (math 27% / reading 35%, grade F, #805 of 1,115 statewide, top 72%, 456 students, 42% FRL); Pattonville Sr. High (math 33% / reading 64%, grade D, #147 of 521 statewide, top 29%, 1,893 students, 39% FRL) — zoned schools at 40% FRL track the district average.
• Market conditions: 31 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $125k; list at $215k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $197,110 (8.3% below list)

Questions for the listing agent

1. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 7.16%
• Cash-on-cash: 3.09%
• DSCR: 1.14
• GRM: 9.1

CMA / ARV

• ARV (median comp): $248,643
• List price: $215,000
• Delta: -13.53%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11455 Burgess Ave	0.17mi	3/1.5	1,160 (-1%)	4mo	$250,000	$216	84
11424 Burgess Ave	0.12mi	3/2.5	1,120 (-5%)	2mo	$285,000	$254	79
3494 Ludlow Ave	0.08mi	3/1.0	1,052 (-10%)	2mo	$160,000	$152	78
11608 Old Saint Charles	0.47mi	3/2.0	1,170 (-0%)	9mo	$244,900	$209	66
11410 Essex Ave	0.50mi	3/1.5	1,240 (+6%)	5mo	$225,000	$181	61
3291 Bristol Hall Dr	0.44mi	3/2.0	1,107 (-6%)	6mo	$225,000	$203	61
3823 Midview Ave	0.61mi	3/1.0	1,130 (-4%)	7mo	$209,000	$185	60
3297 Gwengreen Dr	0.43mi	4/3.0 (+1)	1,232 (+5%)	1mo	$300,000	$244	58
3717 Midview Ave	0.48mi	3/2.5	1,104 (-6%)	4mo	$239,900	$217	58
11342 De Runtz Ave	0.62mi	3/1.0	1,236 (+5%)	6mo	$259,900	$210	57
3007 Smiley Rd	0.72mi	2/1.0 (-1)	1,134 (-3%)	8mo	$225,000	$198	49
10998 Whitbyhall Dr	0.63mi	3/2.5	1,056 (-10%)	2mo	$199,900	$189	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.4%
• Equity multiple: 0.58×
• Total profit: $-24,987
• Equity at exit: $32,057

10-year hold

• IRR: -2.2%
• Equity multiple: 0.85×
• Total profit: $-9,132
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63044

• Active inventory: 31
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,971 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$185 /mo · $2,221/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$414
• Net cashflow: $155

Break-even live

Break-even rent $1,775

Max offer price $215,000

Occupancy floor 87%

Sensitivity live

Price	-10% $277	-5% $216	+0% $155	+5% $94	+10% $33
Rent	-10% $-1	-5% $77	+0% $155	+5% $233	+10% $311
Rate	-1.0pp $263	-0.5pp $210	base $155	+0.5pp $99	+1.0pp $43

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3253 Greenbridge Dr Bridgeton, MO	3.0	1.5	1066	$2,561	$2.40	12d	1	0.32mi
11091 Saxonhall Dr Bridgeton, MO	3.0	1.0	1034	$1,706	$1.65	19d	1	0.51mi
11042 Florence Ave Saint Ann, MO	3.0	1.0	864	$1,300	$1.50	14d	1	0.92mi
11120 Graben Dr St Ann, MO	1.0–2.0	1.0–1.5	850	$1,250	$1.47	3d	14	0.93mi
11918 Brookmont Dr Maryland Heights, MO	3.0	1.0	980	$1,800	$1.84	45d	1	1.19mi
7 Edgeworth Ave Maryland Heights, MO	3.0	1.5	988	$1,995	$2.02	25d	1	1.22mi

Listing history 21 events

1. 2026-05-12
   status Pending 1109-char remark
2. 2026-05-07
   listed $215,000 Active 1109-char remark
3. 2024-12-19
   historical
4. 2024-12-08
   price $210,000
5. 2024-11-23
   status Active
6. 2024-11-14
   historical
7. 2024-11-13
   listed $225,000 Active
8. 2024-11-06
   historical
9. 2019-09-10
   soldstatus $125,000
10. 2019-08-30
    soldstatus Closed

    Show marketing remark (788 chars)

    Gorgeous home sitting on over 1/2 acre lot in the heart of Bridgeton! This 3 bed 1 bath home has been meticulously maintained and it really shows. New laminate floors and paint throughout. Huge master bedroom with an additional room that can be easily used as an office or transformed into a huge walk-in closet. Updated full bath. Nice kitchen with huge pantry. Cozy living room with new picture window and lots of natural light. Back door leads out to covered deck and HUGE patio area great for entertaining and looks over the huge, private lot. There is constantly wildlife present for your viewing pleasure. Fridge, washer, and dryer to stay if buyer desires. 1 year HSA Home Warranty being offered by seller for your peace of mind. Come see this one before it's gone. IT WON'T LAST!!

11. 2019-08-05
    status Pending

    Show marketing remark (788 chars)

    Gorgeous home sitting on over 1/2 acre lot in the heart of Bridgeton! This 3 bed 1 bath home has been meticulously maintained and it really shows. New laminate floors and paint throughout. Huge master bedroom with an additional room that can be easily used as an office or transformed into a huge walk-in closet. Updated full bath. Nice kitchen with huge pantry. Cozy living room with new picture window and lots of natural light. Back door leads out to covered deck and HUGE patio area great for entertaining and looks over the huge, private lot. There is constantly wildlife present for your viewing pleasure. Fridge, washer, and dryer to stay if buyer desires. 1 year HSA Home Warranty being offered by seller for your peace of mind. Come see this one before it's gone. IT WON'T LAST!!

12. 2019-08-01
    listed $125,000 Active

    Show marketing remark (788 chars)

    Gorgeous home sitting on over 1/2 acre lot in the heart of Bridgeton! This 3 bed 1 bath home has been meticulously maintained and it really shows. New laminate floors and paint throughout. Huge master bedroom with an additional room that can be easily used as an office or transformed into a huge walk-in closet. Updated full bath. Nice kitchen with huge pantry. Cozy living room with new picture window and lots of natural light. Back door leads out to covered deck and HUGE patio area great for entertaining and looks over the huge, private lot. There is constantly wildlife present for your viewing pleasure. Fridge, washer, and dryer to stay if buyer desires. 1 year HSA Home Warranty being offered by seller for your peace of mind. Come see this one before it's gone. IT WON'T LAST!!

13. 2016-07-28
    soldstatus $108,000
14. 2016-07-26
    soldstatus Closed
15. 2016-06-22
    status Pending
16. 2016-06-11
    historical Option
17. 2016-06-07
    listed $105,000 Active
18. 2003-08-11
    soldstatus
19. 2003-08-11
    soldstatus $58,000
20. 2003-08-11
    soldstatus $58,000
21. 1967-02-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,221 · $185/mo
• Projected year-2 tax: $2,221 · $185/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,653
• − Mortgage interest: −$12,043
• − Property taxes: −$2,221
• − Insurance: −$1,075
• − Repairs & maintenance: −$1,892
• − Management: −$1,892
• − Depreciation: −$6,255
• Taxable loss: −$1,725
• Est. tax savings @ 24.0%: +$414
• After-tax cash flow: $2,274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pattonville R-III
• NCES district ID: 2923700
• Math proficiency: 32% ▼ -11.00%
• Reading proficiency: 46% ▼ -5.00%
• Median HH income: $50,786
• Composite: 33.69/100
• National rank: #5383
• State rank: #147 of 324 in MO

Livability — Bridgeton

• Score: 56/100
• State rank: #691
• US rank: #22610

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bridgeton, MO
• City population: 10,510
• Population (ZIP): 10,510

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 63% Black 19% Hispanic / Latino 11% Two or more races 5% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Swedish 4% Lithuanian 3% Slovak 2%
• Foreign-born: 13% · Canada, China, Vietnam
• Languages at home: 84% English-only · Spanish 10% Other Asian/Pacific 1% Chinese 1%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -254.60%
• Current HPI: 207.5311
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+270.7% since first listed

21 events — show timeline

• 2026-05-12 Pending — MARIS as Distributed by MLS Grid
• 2026-05-07 Listed $215,000 MARIS as Distributed by MLS Grid
• 2024-12-19 Delisted — MARIS as Distributed by MLS Grid
• 2024-12-08 Price Changed $210,000 MARIS as Distributed by MLS Grid
• 2024-11-23 Relisted — MARIS as Distributed by MLS Grid
• 2024-11-14 Delisted — MARIS as Distributed by MLS Grid
• 2024-11-13 Listed $225,000 MARIS as Distributed by MLS Grid
• 2024-11-06 Coming Soon — MARIS as Distributed by MLS Grid
• 2019-09-10 Sold (Public Records) $125,000 Public Records
• 2019-08-30 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2019-08-05 Pending — MARIS as Distributed by MLS Grid
• 2019-08-01 Listed $125,000 MARIS as Distributed by MLS Grid
• 2016-07-28 Sold (Public Records) $108,000 Public Records
• 2016-07-26 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2016-06-22 Pending — MARIS as Distributed by MLS Grid
• 2016-06-11 Contingent — MARIS as Distributed by MLS Grid
• 2016-06-07 Listed $105,000 MARIS as Distributed by MLS Grid
• 2003-08-11 Sold (Public Records) $58,000 Public Records
• 2003-08-11 Sold (Public Records) $58,000 Public Records
• 2003-08-11 Sold (Public Records) — Public Records
• 1967-02-27 Sold (Public Records) — Public Records

Property tax history

+4.1%/yr

Latest (2022): $2,221 · +1.3% YoY. Source: county tax records.