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1157 Lavina Ave
D+ Composite 49.12
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.2/30.0
  • DSCR +4.3/10.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • Rent growth +3.2/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$240,000

1157 Lavina Ave · Twin Falls, ID 83301
3 bd · 2.0 ba · 1,440 sqft · SingleFamily public records · 21 Days on market
Built 1973 0.37 ac lot Est $340k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity awaits on over 1/3 acre! This diamond in the rough offers excellent value-added potential. Features include well, septic, irrigation water, and the possibility of a garden space. Conveniently located close to town and services. Perfect for an investor or someone ready to build sweat equity into their own piece of Idaho. Bring your vision and unlock the potential.

Key facts

  • Close to town
  • Septic
  • Well

Tags

OVER 1/3 ACREWELLSEPTICIRRIGATION WATERGARDEN SPACECLOSE TO TOWN

Property features AI

Exterior

  • Parking: Attached garage; Attached parking
  • Utilities: Septic tank; Well water
  • Home design: Manufactured home on land; Built in 1973
  • Construction: Composition roof
  • Exterior features: Full wire fencing; Full sprinkler system; Property currently used as single-family; Public road frontage; Chickens allowed

Interior

  • Kitchen: Dishwasher; Freestanding oven/range; Refrigerator; Kitchen on main level (~11 x 10)
  • Bedrooms: 3 bedrooms — all on the main level (Primary: ~12 x 11; Bedroom 2: ~12 x 9; Bedroom 3: ~11 x 10)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Baseboard electric heating; Evaporative cooling; Wall/window cooling unit(s)
  • Interior features: Bath in primary bedroom; Primary bedroom on main level; Laminate countertops; Wood burning stove
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $39 ($464/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (23.1% below list).
  • Recommended offer: $185k (23.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 2.4% in Twin Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#33 in ID, #4,779 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, commute F.
  • Twin Falls District (town): math 34% / reading 49% proficiency, ranked #62 of 92 in ID (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lincoln Elementary School (math 22% / reading 27%, grade F, #332 of 357 statewide, top 95%, 386 students, 76% FRL); Canyon Ridge High School (math 26% / reading 59%, grade F, #71 of 169 statewide, top 42%, 1,409 students, 18% FRL) — zoned schools at 47% FRL track the district average.
  • Market conditions: Rents rising (+2.9%/yr); 620 active listings in the ZIP; 636 units permitted in Twin Falls County in 2024 (12 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Twin Falls County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
Recommended offer $184,617 (23.1% below list)

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.49%
Cash-on-cash
0.69%
DSCR
1.03
GRM
10.8

CMA / ARV

ARV (on-the-fly)
$339,840
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1061 Par Ct 0.30mi 3/2.0 1,422 (-1%) 2mo $349,900 $246 82
643 Callaway Ct 0.25mi 3/2.0 1,386 (-4%) 18mo $249,900 $180 67
620 Titleist Ct 0.24mi 4/2.0 (+1) 1,564 (+9%) 4mo $369,000 $236 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.91% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.45×
Total profit
$-36,712
Equity at exit
$35,785
10-year hold
IRR
-7.0%
Equity multiple
0.55×
Total profit
$-29,961
Equity at exit
$20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83301

Rents YoY
2.9%
Active inventory
620
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$1,846 medium interval (Pro) →
Mortgage (P&I)
$1,259
Tax from tax record
$61 /mo · $734/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$39

Break-even live

Break-even rent $1,797
Max offer price $240,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,000
Closing costs
$7,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-19
    days on market $240,000 Active 21 DOM
  2. 2026-06-18
    days on market $240,000 Active 20 DOM
  3. 2026-06-17
    days on market $240,000 Active 19 DOM
  4. 2026-06-16
    days on market $240,000 Active 18 DOM
  5. 2026-06-15
    days on market $240,000 Active 17 DOM
  6. 2026-06-14
    days on market $240,000 Active 15 DOM
  7. 2026-06-13
    days on market $240,000 Active 14 DOM
  8. 2026-06-10
    days on market $240,000 Active 12 DOM
  9. 2026-06-09
    days on market $240,000 Active 11 DOM
  10. 2026-06-08
    days on market $240,000 Active 10 DOM
  11. 2026-06-07
    days on market $240,000 Active 9 DOM
  12. 2026-06-05
    days on market $240,000 Active 6 DOM
  13. 2026-06-02
    days on market $240,000 Active 4 DOM
  14. 2026-06-01
    days on market $240,000 Active 3 DOM
  15. 2026-05-31
    days on market $240,000 Active 2 DOM
  16. 2026-05-29
    listed $240,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$734 · $61/mo
Projected year-2 tax
$1,656 · $138/mo
Expected delta
+$922/yr (+$77/mo · 125.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥93°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,154
− Mortgage interest
−$13,444
− Property taxes
−$734
− Insurance
−$1,200
− Repairs & maintenance
−$1,772
− Management
−$1,772
− Depreciation
−$6,982
Taxable loss
−$3,750
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$900
After-tax cash flow
$1,364/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Twin Falls District
NCES district ID
1603240
Math proficiency
34% ▼ -8.00%
Reading proficiency
49% ▼ -2.00%
Median HH income
$44,465
Composite
35.15/100
National rank
#5006
State rank
#62 of 92 in ID

Livability — Twin Falls

Score
74/100
State rank
#33
US rank
#4779

Category grades

Amenities B Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Twin Falls County · 63,592 people
City population
63,592
Metro
Twin Falls, ID
Population (ZIP)
63,592
Household income
$62,647
Rent vs Own
33.0% rent · 67.0% own
Severe rent burden
1784.0

Population outlook (Twin Falls County) Hauer SSP2

Today (2025)
92,642 people
By 2030
97,900 · +5.7%
By 2040
108,553 · +17.2%
By 2050
119,443 · +28.9%
By 2075
146,906 · +58.6%
By 2100
168,212 · +81.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 16% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 3% Italian 2% Portuguese 2%
Foreign-born
8% · Canada, India
Languages at home
86% English-only · Spanish 10% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Twin Falls

2024 margin
Solid R (+48.8) · D 24.2% · R 73.1% · Other 2.7%
2008→2024 swing
-12.1pp toward R · 2008: -36.7pp · 2024: -48.8pp
All cycles
2024: R+48.8 2020: R+45.0 2016: R+44.6 2012: R+43.5 2008: R+36.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.58%
Current HPI
271.0297
Rent YoY
▲ 2.91%
Metro
Twin Falls, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-29 Listed $240,000 IMLS

Property tax history

+0.1%/yr

Latest (2025): $734 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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