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11250 Az-69 #2116
B- Composite 68.88
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.4/30.0
  • ARV discount +14.8/15.0
  • DSCR +9.0/10.0
  • 1% rule +7.1/10.0
  • Schools +3.2/10.0
  • Livability +3.1/5.0
  • Condition / age +2.8/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$120,000

11250 Az-69 #2116 · Prescott Valley, AZ 86327
2 bd · 2.0 ba · 882 sqft · SingleFamily · 70 Days on market
Built 2011 Average condition $136/sqft · 16% below area Est $143k · 16% under ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This charming home on a corner lot. Nice view from front porch. Back Yard beautiful mountain view. Open floor plan, relax in the Livingroom looking into the Dining room & Kitchen with all electric white appliances. Laundry nook w/ stacked front load W/ D. Master & Guest Bedroom & baths, w/ walk in showers. 3 Ceiling fans in, LR, MBR & GBR. Turf fenced in side yard & Pavers to park Golf Cart. Shed under Carport. A/C w/ Heat pump.

Key facts

  • Open floor plan
  • Walk in showers
  • Laundry nook

Tags

CORNER LOTMOUNTAIN VIEWOPEN FLOOR PLANELECTRIC WHITE APPLIANCESLAUNDRY NOOKWALK IN SHOWERS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $120k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $315 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Recommended offer: $113k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 3.0% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
  • Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Liberty Traditional School (math 56% / reading 53%, grade C, #208 of 1,109 statewide, top 19%, 785 students, 39% FRL); Bradshaw Mountain Middle School (math 24% / reading 39%, grade F, #78 of 218 statewide, top 36%, 280 students, 55% FRL); Bradshaw Mountain High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,697 students, 43% FRL) — zoned schools at 45% FRL track the district average.
  • Market conditions: 319 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $112,800 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
9.44%
Cash-on-cash
11.25%
DSCR
1.50
GRM
6.9

CMA / ARV

ARV (median comp)
$143,250
List price
$120,000
Delta
-16.23%
Verdict
UNDERPRICED
Comps
12 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11250 Arizona 69 #2130 0.00mi 1/1.0 (-1) 884 (+0%) 5mo $123,000 $139 86
1101 E Windmill Dr 0.14mi 2/1.5 896 (+2%) 11mo $117,000 $131 80
11250 E State Route 69 #1107 #1107 0.29mi 2/1.0 840 (-5%) 3mo $134,500 $160 72
2214 Dove Dr 0.10mi 2/2.0 1,000 (+13%) 5mo $140,000 $140 69
1165 Rocking M Ln 0.10mi 3/2.0 (+1) 980 (+11%) 5mo $146,500 $149 68
11250 E State Route 69 Lot 1173 0.29mi 2/1.0 784 (-11%) 3mo $92,500 $118 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.5%
Equity multiple
1.02×
Total profit
$634
Equity at exit
$17,892
10-year hold
IRR
10.2%
Equity multiple
1.79×
Total profit
$26,467
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
4 active · 1 under contract
Months of supply
4.0 mo (25%/mo absorbed)
Median asking
$119,450 ($133/sqft)
Median days on market
69 d
This list price
50% of active listings are priced below it
ARV vs active asking
+22.4% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 86327

Home prices YoY
-11.8%
Active inventory
319
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,448 medium interval (Pro) →
Mortgage (P&I)
$629
Tax est. 1.5%
$150 /mo · $1,800/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$315

Break-even live

Break-even rent $1,050
Max offer price $120,000
Occupancy floor 73%

Sensitivity live

Price -10% $398 -5% $356 +0% $315 +5% $273 +10% $232
Rent -10% $200 -5% $258 +0% $315 +5% $372 +10% $429
Rate -1.0pp $375 -0.5pp $345 base $315 +0.5pp $284 +1.0pp $252

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
959 N Old Chisholm Trl Apt 01 Dewey, AZ 1.0 2.0 960 $1,175 $1.22 93d 1 0.84mi

Property features AI

Finance

Other
Zoning: c2Road frontage: nonePaved road surfaceLot size source: BuilderTopography: Other - see remarks
Financial info
Land lease (land lease yes)
HOA & community
Senior communitySubdivision membership included

Exterior

Parking
One parking spaceAttached carport
Utilities
Private waterPrivate sewer (WWT - private sewer)Electricity availableCable availableElectric water heater
Home design
Manufactured home, single wideOne story
Construction
Frame constructionComposition roofDouble-pane windowsBuilt area listed (882)
Exterior features
Covered patioPrivate maintained roadSubdivision amenities: clubhouse, community kitchen, fitness/exercise center, game/hobby room, handball, meeting room, membership included, pool, RV parkingPets allowed (domestic animals)

Interior

Kitchen
DishwasherDisposalMicrowaveOvenRange
Bedrooms
Second master (level not specified)
Flooring
CarpetLaminate
Bathrooms
1 full bathroom1 three-quarter bathroom (total 2 bathrooms)
Heating & cooling
Electric forced-air heatingCeiling fans for cooling
Interior features
Ceiling fansSecond master bedroomLaundry room
Laundry & utility
Laundry room

Listing history 19 events

  1. 2026-06-25
    days on market $120,000 Active 70 DOM
  2. 2026-06-23
    days on market $120,000 Active 68 DOM
  3. 2026-06-21
    days on market $120,000 Active 67 DOM
  4. 2026-06-18
    days on market $120,000 Active 64 DOM
  5. 2026-06-17
    days on market $120,000 Active 63 DOM
  6. 2026-06-16
    price $120,000 Active 62 DOM
  7. 2026-06-16
    days on market $135,000 Active 62 DOM
  8. 2026-06-15
    days on market $135,000 Active 61 DOM
  9. 2026-06-14
    days on market $135,000 Active 59 DOM
  10. 2026-06-13
    days on market $135,000 Active 58 DOM
  11. 2026-06-10
    days on market $135,000 Active 56 DOM
  12. 2026-06-09
    days on market $135,000 Active 55 DOM
  13. 2026-06-08
    days on market $135,000 Active 54 DOM
  14. 2026-06-07
    days on market $135,000 Active 53 DOM
  15. 2026-06-02
    days on market $135,000 Active 48 DOM
  16. 2026-06-01
    days on market $135,000 Active 47 DOM
  17. 2026-05-31
    days on market $135,000 Active 46 DOM
  18. 2026-05-30
    days on market $135,000 Active 45 DOM
  19. 2026-04-15
    listed $135,000 Active 536-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X · 26% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,380
− Mortgage interest
−$6,722
− Property taxes
−$1,800
− Insurance
−$600
− Repairs & maintenance
−$1,390
− Management
−$1,390
− Depreciation
−$3,491
Taxable income
$1,987
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$477
After-tax cash flow
$3,302/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Average 55/100 Cosmetic rehab Est. rehab $4,410–$13,230 screening

A charming home with average condition, requiring cosmetic repairs and updates to enhance its resale and rental value.

Repairs flagged

  • Moderate exterior siding — visible wear
  • Minor kitchen cabinets — slight wear

Value-add opportunities

  • Both paint interior walls — enhances curb appeal and interior aesthetics
  • Both replace kitchen cabinets — modernizes the kitchen and improves functionality
  • Both landscaping — enhances curb appeal and adds value
  • Both replace exterior siding — improves curb appeal and structural integrity

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 32/100

Zoned Schools

Elementary Humboldt Elementary School F AZ #339/1,109 Nat'l #16,061/41,679 Middle Bradshaw Mountain Middle School F AZ #78/218 Nat'l #8,497/14,009 High Bradshaw Mountain High School F AZ #222/381 Nat'l #13,991/17,239

Schools (NCES district)

District
Humboldt Unified District (4469)
NCES district ID
0403870
Math proficiency
31% ▼ -13.00%
Reading proficiency
37% ▼ -14.00%
Median HH income
$45,326
Composite
29.06/100
National rank
#6605
State rank
#94 of 249 in AZ
C Composite livability gradescore 62/100

Livability — Prescott Valley

Score
62/100
State rank
#126
US rank
#16160

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prescott Valley, AZ
County
Yavapai County · 241,389 people
City population
63,155
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
12,154
Household income
$71,512
Rent vs Own
9.0% rent · 91.0% own
Severe rent burden
10% of renters

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 4% Romanian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Price history

-11.1% since first listed
3 events — show timeline
  • 2026-06-25 Listing Removed PAARMLS as Distributed by MLS Grid
  • 2026-06-16 Price Changed $120,000 PAARMLS as Distributed by MLS Grid
  • 2026-04-15 Listed $135,000 PAARMLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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