11250 Az-69 #2116 · Prescott Valley, AZ 86327

$120,000

2 bd · 2.0 ba · 882 sqft · SingleFamily · 64 Days on market

Built 2011 Average condition $136/sqft · 16% below area Est $143k · 16% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.1/30.0
• ARV discount +14.8/15.0
• DSCR +8.8/10.0
• 1% rule +6.9/10.0
• Livability +3.1/5.0
• Schools +2.9/10.0
• Condition / age +2.8/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming home on a corner lot.Nice view from front porch. Back Yard beautiful mountain view. Open floor plan, relax in the Livingroom looking into the Dining room & Kitchen with all electric white appliances. Laundry nook w/stacked front load W/D.Master & Guest Bedroom & baths, w/walk in showers.3 Ceiling fans in, LR, MBR & GBR. Turf fenced in side yard & Pavers to park Golf Cart. Shed under Carport.A/C w/Heat pump. An adorable home is on a friendly & quite street55+ community background check required

Key facts

• Open floor plan
• Walk in showers
• Laundry nook

Tags

• CORNER LOT
• MOUNTAIN VIEW
• OPEN FLOOR PLAN
• ELECTRIC WHITE APPLIANCES
• LAUNDRY NOOK
• WALK IN SHOWERS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $120k. Condition is rated average.

Deal economics

• At list price, monthly cash flow is $246 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $113k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 3.2% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: schools C-, amenities F, commute F.
• Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 266 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo.
• Climate carrying-cost: severe flood risk; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $112,800 (6.0% below list)

Questions for the listing agent

1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 9.32%
• Cash-on-cash: 10.80%
• DSCR: 1.48
• GRM: 7.0

CMA / ARV

• ARV (median comp): $143,250
• List price: $120,000
• Delta: -16.23%
• Verdict: UNDERPRICED
• Comps: 10 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11250 Arizona 69 #2130	0.00mi	1/1.0 (-1)	884 (+0%)	4mo	$123,000	$139	88
1101 E Windmill Dr	0.14mi	2/1.5	896 (+2%)	9mo	$117,000	$131	82
11250 E State Route 69 #1107 #1107	0.29mi	2/1.0	840 (-5%)	1mo	$134,500	$160	74
2214 Dove Dr	0.10mi	2/2.0	1,000 (+13%)	4mo	$140,000	$140	70
1165 Rocking M Ln	0.10mi	3/2.0 (+1)	980 (+11%)	3mo	$146,500	$149	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -2.9%
• Equity multiple: 0.89×
• Total profit: $-3,692
• Equity at exit: $17,892

10-year hold

• IRR: 6.8%
• Equity multiple: 1.51×
• Total profit: $17,225
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 86327

• Home prices YoY: -11.8%
• Active inventory: 266
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,432 medium
• Mortgage (P&I): −$629
• Tax est. 1.5%: −$150 /mo · $1,800/yr
• Insurance: −$50
• Flood insurance flood zone: −$56 /mo · $670/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$301
• Net cashflow: $246

Break-even live

Break-even rent $1,120

Max offer price $120,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
959 N Old Chisholm Trl Apt 01 Dewey, AZ	1.0	2.0	960	$1,175	$1.22	43d	1	0.84mi

Listing history 16 events

1. 2026-06-18
   days on market $120,000 Active 64 DOM
2. 2026-06-17
   days on market $120,000 Active 63 DOM
3. 2026-06-16
   price $120,000 Active 62 DOM
4. 2026-06-16
   days on market $135,000 Active 62 DOM
5. 2026-06-15
   days on market $135,000 Active 61 DOM
6. 2026-06-14
   days on market $135,000 Active 59 DOM
7. 2026-06-13
   days on market $135,000 Active 58 DOM
8. 2026-06-10
   days on market $135,000 Active 56 DOM
9. 2026-06-09
   days on market $135,000 Active 55 DOM
10. 2026-06-08
    days on market $135,000 Active 54 DOM
11. 2026-06-07
    days on market $135,000 Active 53 DOM
12. 2026-06-02
    days on market $135,000 Active 48 DOM
13. 2026-06-01
    days on market $135,000 Active 47 DOM
14. 2026-05-31
    days on market $135,000 Active 46 DOM
15. 2026-05-30
    days on market $135,000 Active 45 DOM
16. 2026-04-15
    listed $135,000 Active 536-char remark

    Show marketing remark (536 chars)

    This charming home on a corner lot.Nice view from front porch. Back Yard beautiful mountain view. Open floor plan, relax in the Livingroom looking into the Dining room & Kitchen with all electric white appliances. Laundry nook w/stacked front load W/D.Master & Guest Bedroom & baths, w/walk in showers.3 Ceiling fans in, LR, MBR & GBR. Turf fenced in side yard & Pavers to park Golf Cart. Shed under Carport.A/C w/Heat pump. An adorable home is on a friendly & quite street55+ community background check required

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X · 26% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 5/10 Major
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,189
• − Mortgage interest: −$6,722
• − Property taxes: −$1,800
• − Insurance: −$1,270
• − Repairs & maintenance: −$1,375
• − Management: −$1,375
• − Depreciation: −$3,491
• Taxable income: $1,156
• Est. tax owed @ 24.0%: −$277
• After-tax cash flow: $2,680/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Average 55/100 Cosmetic rehab

A charming home with average condition, requiring cosmetic repairs and updates to enhance its resale and rental value.

Repairs flagged

• Moderate exterior siding — visible wear
• Minor kitchen cabinets — slight wear

Value-add opportunities

• Both paint interior walls — enhances curb appeal and interior aesthetics
• Both replace kitchen cabinets — modernizes the kitchen and improves functionality
• Both landscaping — enhances curb appeal and adds value
• Both replace exterior siding — improves curb appeal and structural integrity

Renovation cost estimate screening

Repair item	Severity	Est. cost
exterior siding · visible wear	Moderate	$3,000–15,000
kitchen cabinets · slight wear	Minor	$500–3,000
Total estimated repair cost · 2 items		$3,500–18,000

Value-add ROI direction

• Both paint interior walls — enhances curb appeal and interior aesthetics ↑
• Both replace kitchen cabinets — modernizes the kitchen and improves functionality ↑
• Both landscaping — enhances curb appeal and adds value ↑
• Both replace exterior siding — improves curb appeal and structural integrity ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Humboldt Unified District (4469)
• NCES district ID: 0403870
• Math proficiency: 31% ▼ -13.00%
• Reading proficiency: 37% ▼ -14.00%
• Median HH income: $45,326
• Composite: 29.06/100
• National rank: #6605
• State rank: #94 of 249 in AZ

Livability — Prescott Valley

• Score: 62/100
• State rank: #126
• US rank: #16160

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prescott Valley, AZ
• County: Yavapai County · 190,406 people
• City population: 63,155
• Metro: Prescott Valley-Prescott, AZ
• Population (ZIP): 12,154
• Household income: $71,512
• Rent vs Own: 9.0% rent · 91.0% own
• Severe rent burden: 70.0

Population outlook (Yavapai County) Hauer SSP2

• Today (2025): 241,389 people
• By 2030: 249,523 · +3.4%
• By 2040: 259,966 · +7.7%
• By 2050: 264,736 · +9.7%
• By 2075: 269,334 · +11.6%
• By 2100: 256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 9% Two or more races 6%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Lithuanian 4% Romanian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 3% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Yavapai

• 2024 margin: Solid R (+33.9) · D 32.6% · R 66.5%
• 2008→2024 swing: -9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
• All cycles: 2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -43.08%
• Current HPI: 320.6301
• Rent YoY: —
• Metro: Prescott Valley-Prescott, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

1 event — show timeline

• 2026-04-15 Listed $135,000 PAARMLS as Distributed by MLS Grid