11250 Az-69 #2116 · Prescott Valley, AZ
Flood risk 5/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.26%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 5/10 · Moderate
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.4/30.0
- ARV discount +14.8/15.0
- DSCR +9.0/10.0
- 1% rule +7.1/10.0
- Schools +3.2/10.0
- Livability +3.1/5.0
- Condition / age +2.8/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This charming home on a corner lot. Nice view from front porch. Back Yard beautiful mountain view. Open floor plan, relax in the Livingroom looking into the Dining room & Kitchen with all electric white appliances. Laundry nook w/ stacked front load W/ D. Master & Guest Bedroom & baths, w/ walk in showers. 3 Ceiling fans in, LR, MBR & GBR. Turf fenced in side yard & Pavers to park Golf Cart. Shed under Carport. A/C w/ Heat pump.
Key facts
- Open floor plan
- Walk in showers
- Laundry nook
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $120k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $315 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $113k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 3.0% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
- Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Liberty Traditional School (math 56% / reading 53%, grade C, #208 of 1,109 statewide, top 19%, 785 students, 39% FRL); Bradshaw Mountain Middle School (math 24% / reading 39%, grade F, #78 of 218 statewide, top 36%, 280 students, 55% FRL); Bradshaw Mountain High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,697 students, 43% FRL) — zoned schools at 45% FRL track the district average.
- Market conditions: 319 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; severe wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 9.44%
- Cash-on-cash
- 11.25%
- DSCR
- 1.50
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $143,250
- List price
- $120,000
- Delta
- -16.23%
- Verdict
- UNDERPRICED
- Comps
- 12 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11250 Arizona 69 #2130 | 0.00mi | 1/1.0 (-1) | 884 (+0%) | 5mo | $123,000 | $139 | 86 |
| 1101 E Windmill Dr | 0.14mi | 2/1.5 | 896 (+2%) | 11mo | $117,000 | $131 | 80 |
| 11250 E State Route 69 #1107 #1107 | 0.29mi | 2/1.0 | 840 (-5%) | 3mo | $134,500 | $160 | 72 |
| 2214 Dove Dr | 0.10mi | 2/2.0 | 1,000 (+13%) | 5mo | $140,000 | $140 | 69 |
| 1165 Rocking M Ln | 0.10mi | 3/2.0 (+1) | 980 (+11%) | 5mo | $146,500 | $149 | 68 |
| 11250 E State Route 69 Lot 1173 | 0.29mi | 2/1.0 | 784 (-11%) | 3mo | $92,500 | $118 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 0.5%
- Equity multiple
- 1.02×
- Total profit
- $634
- Equity at exit
- $17,892
- IRR
- 10.2%
- Equity multiple
- 1.79×
- Total profit
- $26,467
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 4 active · 1 under contract
- Months of supply
- 4.0 mo (25%/mo absorbed)
- Median asking
- $119,450 ($133/sqft)
- Median days on market
- 69 d
- This list price
- 50% of active listings are priced below it
- ARV vs active asking
- +22.4% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 86327
- Home prices YoY
- -11.8%
- Active inventory
- 319
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,448 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax est. 1.5%
- −$150 /mo · $1,800/yr
- Insurance
- −$50
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $315
Break-even live
Sensitivity live
| Price | -10% $398 | -5% $356 | +0% $315 | +5% $273 | +10% $232 |
|---|---|---|---|---|---|
| Rent | -10% $200 | -5% $258 | +0% $315 | +5% $372 | +10% $429 |
| Rate | -1.0pp $375 | -0.5pp $345 | base $315 | +0.5pp $284 | +1.0pp $252 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 959 N Old Chisholm Trl Apt 01 Dewey, AZ | 1.0 | 2.0 | 960 | $1,175 | $1.22 | 93d | 1 | 0.84mi |
Property features AI
Finance
- Other
- Zoning: c2Road frontage: nonePaved road surfaceLot size source: BuilderTopography: Other - see remarks
- Financial info
- Land lease (land lease yes)
- HOA & community
- Senior communitySubdivision membership included
Exterior
- Parking
- One parking spaceAttached carport
- Utilities
- Private waterPrivate sewer (WWT - private sewer)Electricity availableCable availableElectric water heater
- Home design
- Manufactured home, single wideOne story
- Construction
- Frame constructionComposition roofDouble-pane windowsBuilt area listed (882)
- Exterior features
- Covered patioPrivate maintained roadSubdivision amenities: clubhouse, community kitchen, fitness/exercise center, game/hobby room, handball, meeting room, membership included, pool, RV parkingPets allowed (domestic animals)
Interior
- Kitchen
- DishwasherDisposalMicrowaveOvenRange
- Bedrooms
- Second master (level not specified)
- Flooring
- CarpetLaminate
- Bathrooms
- 1 full bathroom1 three-quarter bathroom (total 2 bathrooms)
- Heating & cooling
- Electric forced-air heatingCeiling fans for cooling
- Interior features
- Ceiling fansSecond master bedroomLaundry room
- Laundry & utility
- Laundry room
Listing history 19 events
-
2026-06-25days on market $120,000 Active 70 DOM
-
2026-06-23days on market $120,000 Active 68 DOM
-
2026-06-21days on market $120,000 Active 67 DOM
-
2026-06-18days on market $120,000 Active 64 DOM
-
2026-06-17days on market $120,000 Active 63 DOM
-
2026-06-16price $120,000 Active 62 DOM
-
2026-06-16days on market $135,000 Active 62 DOM
-
2026-06-15days on market $135,000 Active 61 DOM
-
2026-06-14days on market $135,000 Active 59 DOM
-
2026-06-13days on market $135,000 Active 58 DOM
-
2026-06-10days on market $135,000 Active 56 DOM
-
2026-06-09days on market $135,000 Active 55 DOM
-
2026-06-08days on market $135,000 Active 54 DOM
-
2026-06-07days on market $135,000 Active 53 DOM
-
2026-06-02days on market $135,000 Active 48 DOM
-
2026-06-01days on market $135,000 Active 47 DOM
-
2026-05-31days on market $135,000 Active 46 DOM
-
2026-05-30days on market $135,000 Active 45 DOM
-
2026-04-15$135,000 Active 536-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X · 26% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 5/10 Major 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,380
- − Mortgage interest
- −$6,722
- − Property taxes
- −$1,800
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,390
- − Management
- −$1,390
- − Depreciation
- −$3,491
- Taxable income
- $1,987
- Est. tax owed @ 24.0%
- −$477
- After-tax cash flow
- $3,302/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
A charming home with average condition, requiring cosmetic repairs and updates to enhance its resale and rental value.
Repairs flagged
- Moderate exterior siding — visible wear
- Minor kitchen cabinets — slight wear
Value-add opportunities
- Both paint interior walls — enhances curb appeal and interior aesthetics ↑
- Both replace kitchen cabinets — modernizes the kitchen and improves functionality ↑
- Both landscaping — enhances curb appeal and adds value ↑
- Both replace exterior siding — improves curb appeal and structural integrity ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Humboldt Unified District (4469)
- NCES district ID
- 0403870
- Math proficiency
- 31% ▼ -13.00%
- Reading proficiency
- 37% ▼ -14.00%
- Median HH income
- $45,326
- Composite
- 29.06/100
- National rank
- #6605
- State rank
- #94 of 249 in AZ
Livability — Prescott Valley
- Score
- 62/100
- State rank
- #126
- US rank
- #16160
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Prescott Valley, AZ
- County
- Yavapai County · 241,389 people
- City population
- 63,155
- Metro
- Prescott Valley-Prescott, AZ
- Population (ZIP)
- 12,154
- Household income
- $71,512
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Yavapai County) Hauer SSP2
- Today (2025)
- 241,389 people
- By 2030
- 249,523 · +3.4%
- By 2040
- 259,966 · +7.7%
- By 2050
- 264,736 · +9.7%
- By 2075
- 269,334 · +11.6%
- By 2100
- 256,505 · +6.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Hispanic / Latino 9% Two or more races 6%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Lithuanian 4% Romanian 3% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 3% German/W. Germanic 1% French/Haitian/Cajun 1%
Political lean MEDSL · Yavapai
- 2024 margin
- Solid R (+33.9) · D 32.6% · R 66.5%
- 2008→2024 swing
- -9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
- All cycles
- 2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -43.08%
- Current HPI
- 320.6301
- Rent YoY
- —
- Metro
- Prescott Valley-Prescott, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
-11.1% since first listed3 events — show timeline
- 2026-06-25 Listing Removed — PAARMLS as Distributed by MLS Grid
- 2026-06-16 Price Changed $120,000 PAARMLS as Distributed by MLS Grid
- 2026-04-15 Listed $135,000 PAARMLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…