914 Marshall · Sharon Hill, PA 19079

$150,000

3 bd · 1.0 ba · 1,544 sqft · Townhouse public records · 76 Days on market

Built 1923 1,306 sqft lot $97/sqft · 17% below area Est $182k · 17% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.2/30.0
• ARV discount +15.0/15.0
• 1% rule +7.0/10.0
• DSCR +4.7/10.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come see this spacious 4 bedroom 1 bathroom home in Sharon Hill, home of Delaware County football Champions, Academy Park Knights. You walk into an enclosed porch, which could be used as a office space or sitting area. The living room and dining room are spacious with hardwood floors. The kitchen is in good condition and leads out to a small yard. The upstairs is where you will find the full bathroom, Master bedroom, the 2nd largest room, and 2 rooms that are similar in size. Add this property to your rental portfolio or use it as a residence.

Key facts

• Enclosed porch
• Hardwood floors
• Small yard

Tags

• ENCLOSED PORCH
• HARDWOOD FLOORS
• GOOD CONDITION KITCHEN
• SMALL YARD

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $150k.

Deal economics

• At list price, monthly cash flow is $52 ($619/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $141k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.7% vs local median 3.3% in Sharon Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#142 in PA, #1,147 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A; Watch: amenities D.
• Southeast Delco SD (suburban): math 13% / reading 33% proficiency, ranked #478 of 539 in PA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 35 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 76 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 24y ago; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $58k; list at $150k implies a 157% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 4.2% of price; built in 1923 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $141,000 (6.0% below list)

Questions for the listing agent

1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 6.71%
• Cash-on-cash: 1.47%
• DSCR: 1.07
• GRM: 7.0

CMA / ARV

• ARV (median comp): $181,570
• List price: $150,000
• Delta: -17.39%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
105 Jackson Ave	0.11mi	3/2.0	1,486 (-4%)	3mo	$138,000	$93	82
80 Kenny Ave	0.04mi	3/2.0	1,432 (-7%)	1mo	$237,000	$166	81
90 Ridley Ave	0.06mi	3/1.5	1,362 (-12%)	2mo	$245,000	$180	74
217 Blunston Ave	0.44mi	3/1.5	1,504 (-3%)	3mo	$240,000	$160	70
712 Bartram Ave	0.54mi	3/1.5	1,554 (+1%)	3mo	$289,625	$186	69
81 Florence Ave	0.26mi	3/1.0	1,356 (-12%)	3mo	$230,000	$170	65
1307 Elmwood Ave	0.60mi	3/1.5	1,500 (-3%)	1mo	$289,900	$193	65
228 Bartlett Ave	0.42mi	4/2.0 (+1)	1,459 (-6%)	3mo	$289,900	$199	60
1027 Windsor Rd	0.70mi	4/1.0 (+1)	1,471 (-5%)	4mo	$225,900	$154	51
413 Clifton Ave	0.48mi	3/2.0	1,750 (+13%)	2mo	$284,900	$163	49
311 Laurel Rd	0.55mi	3/1.5	1,330 (-14%)	4mo	$279,900	$210	46
421 Poplar St	0.53mi	3/3.0	1,724 (+12%)	2mo	$300,000	$174	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.8%
• Equity multiple: 0.51×
• Total profit: $-20,788
• Equity at exit: $22,365

10-year hold

• IRR: -4.7%
• Equity multiple: 0.69×
• Total profit: $-12,928
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19079

• Home prices YoY: -17.7%
• Active inventory: 35
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,799 high
• Mortgage (P&I): −$787
• Tax from tax record: −$520 /mo · $6,241/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $52

Break-even live

Break-even rent $1,733

Max offer price $150,000

Occupancy floor 92%

Sensitivity live

Price	-10% $137	-5% $94	+0% $52	+5% $9	+10% $-33
Rent	-10% $-90	-5% $-19	+0% $52	+5% $123	+10% $194
Rate	-1.0pp $127	-0.5pp $90	base $52	+0.5pp $13	+1.0pp $-27

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
118 Felton Ave Darby, PA	3.0	1.0	1152	$1,750	$1.52	22d	1	0.17mi
526 Macdade Blvd Darby, PA	2.0	1.0	2148	$1,250	$0.58	17d	1	0.18mi
526 Macdade Blvd Darby, PA	2.0	1.0	2148	$1,250	$0.58	44d	1	0.18mi
66 Folcroft Ave Folcroft, PA	3.0	1.0	1224	$1,895	$1.55	4d	1	0.59mi
2 Winthrop Rd Darby, PA	3.0	1.5	1224	$1,900	$1.55	22d	1	0.62mi
209 Hamilton Ave Darby, PA	4.0	1.0	1400	$1,595	$1.14	16d	1	0.66mi
700 Pine St Unit 2F Darby, PA	2.0	1.0	1100	$1,250	$1.14	19d	1	0.73mi
69 S 7th St Darby, PA	3.0	2.0	1446	$1,700	$1.18	44d	1	0.82mi
820 Greenhill Rd Sharon Hill, PA	4.0	2.0	1184	$2,600	$2.20	6d	1	0.89mi
94 S 6th St Darby, PA	3.0	1.5	1666	$2,000	$1.20	25d	1	0.93mi
924 Maple Ter Darby, PA	3.0	1.5	1190	$2,000	$1.68	6d	1	0.96mi
935 Maple Ter Darby, PA	3.0	1.0	1266	$1,585	$1.25	6d	1	0.99mi
935 Maple Ter Darby, PA	3.0	1.0	1266	$1,585	$1.25	12d	1	0.99mi
304 Pine St Glenolden, PA	3.0	2.0	1120	$2,400	$2.14	44d	1	1.00mi
306 Pine St Glenolden, PA	3.0	2.0	1120	$2,400	$2.14	5d	1	1.00mi
304 S 3rd St Darby, PA	3.0	1.0	1602	$1,695	$1.06	44d	1	1.02mi
304 S 3rd St Darby, PA	3.0	1.0	1602	$1,595	$1.00	21d	1	1.02mi
412 S 2nd St Darby, PA	3.0	1.0	1190	$1,100	$0.92	6d	1	1.03mi
417 S 2nd St Darby, PA	3.0	1.0	1190	$1,020	$0.86	6d	1	1.05mi
106 N 6th St Darby, PA	2.0	1.0	1200	$1,550	$1.29	44d	1	1.06mi
37 Concord Rd Darby, PA	3.0	1.0	1120	$1,795	$1.60	44d	1	1.09mi
1074 N Academy Ave Glenolden, PA	3.0	1.0	1152	$1,850	$1.61	6d	1	1.16mi
1519 Roosevelt Dr Sharon Hill, PA	3.0	1.5	1260	$2,295	$1.82	44d	1	1.24mi
902 Maple Ave Glenolden, PA	3.0	1.0	1152	$1,745	$1.51	44d	1	1.37mi
925 Maple Ave Glenolden, PA	3.0	2.0	1152	$2,800	$2.43	22d	1	1.38mi

Listing history 18 events

1. 2026-06-07
   statusdays on market $150,000 Pending 76 DOM
2. 2026-06-04
   days on market $150,000 Active 74 DOM
3. 2026-06-03
   days on market $150,000 Active 73 DOM
4. 2026-06-02
   days on market $150,000 Active 72 DOM
5. 2026-06-01
   days on market $150,000 Active 71 DOM
6. 2026-05-31
   days on market $150,000 Active 70 DOM
7. 2026-05-06
   price $150,000 549-char remark

   Show marketing remark (549 chars)

   Come see this spacious 4 bedroom 1 bathroom home in Sharon Hill, home of Delaware County football Champions, Academy Park Knights. You walk into an enclosed porch, which could be used as a office space or sitting area. The living room and dining room are spacious with hardwood floors. The kitchen is in good condition and leads out to a small yard. The upstairs is where you will find the full bathroom, Master bedroom, the 2nd largest room, and 2 rooms that are similar in size. Add this property to your rental portfolio or use it as a residence.

8. 2026-04-09
   price $155,000 549-char remark

   Show marketing remark (549 chars)

   Come see this spacious 4 bedroom 1 bathroom home in Sharon Hill, home of Delaware County football Champions, Academy Park Knights. You walk into an enclosed porch, which could be used as a office space or sitting area. The living room and dining room are spacious with hardwood floors. The kitchen is in good condition and leads out to a small yard. The upstairs is where you will find the full bathroom, Master bedroom, the 2nd largest room, and 2 rooms that are similar in size. Add this property to your rental portfolio or use it as a residence.

9. 2026-03-22
   listed $161,000 Active 549-char remark

   Show marketing remark (549 chars)

   Come see this spacious 4 bedroom 1 bathroom home in Sharon Hill, home of Delaware County football Champions, Academy Park Knights. You walk into an enclosed porch, which could be used as a office space or sitting area. The living room and dining room are spacious with hardwood floors. The kitchen is in good condition and leads out to a small yard. The upstairs is where you will find the full bathroom, Master bedroom, the 2nd largest room, and 2 rooms that are similar in size. Add this property to your rental portfolio or use it as a residence.

10. 2017-05-15
    historical
11. 2016-07-20
    listed $69,999
12. 2005-10-27
    soldstatus $58,400
13. 2005-09-28
    soldstatus $58,400
14. 2005-08-12
    historical
15. 2005-08-09
    listed $58,400
16. 2003-01-07
    soldstatus $40,000
17. 2002-11-22
    historical
18. 2002-11-05
    listed $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $6,241 · $520/mo
• Projected year-2 tax: $6,241 · $520/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,582
• − Mortgage interest: −$8,402
• − Property taxes: −$6,241
• − Insurance: −$750
• − Repairs & maintenance: −$1,727
• − Management: −$1,727
• − Depreciation: −$4,364
• Taxable loss: −$1,628
• Est. tax savings @ 24.0%: +$391
• After-tax cash flow: $1,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southeast Delco SD
• NCES district ID: 4222400
• Math proficiency: 13% ▼ -8.00%
• Reading proficiency: 33% ▼ -9.00%
• Median HH income: $49,309
• Composite: 20.25/100
• National rank: #8623
• State rank: #478 of 539 in PA

Livability — Sharon Hill

• Score: 82/100
• State rank: #142
• US rank: #1147

Category grades

Amenities D Commute A+ Cost of living A+ Crime C+ Employment B- Housing A Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sharon Hill, PA
• Population (ZIP): 9,014

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (80%)
• Race & ethnicity: Black 80% White 12% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Romanian 1% Hispanic 1%
• Foreign-born: 10% · Canada, China
• Languages at home: 93% English-only · Chinese 1% Spanish 1%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.04%
• Current HPI: 330.4912
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+275.0% since first listed

12 events — show timeline

• 2026-05-06 Price Changed $150,000 BRIGHT MLS
• 2026-04-09 Price Changed $155,000 BRIGHT MLS
• 2026-03-22 Listed $161,000 BRIGHT MLS
• 2017-05-15 Listing Removed — BRIGHT MLS
• 2016-07-20 Listed $69,999 BRIGHT MLS
• 2005-10-27 Sold (Public Records) $58,400 Public Records
• 2005-09-28 Sold (MLS) $58,400 BRIGHT MLS
• 2005-08-12 Listing Removed — BRIGHT MLS
• 2005-08-09 Listed $58,400 BRIGHT MLS
• 2003-01-07 Sold (MLS) $40,000 BRIGHT MLS
• 2002-11-22 Listing Removed — BRIGHT MLS
• 2002-11-05 Listed $40,000 BRIGHT MLS

Property tax history

+5.8%/yr

Latest (2026): $6,241 · +83.2% YoY. Source: county tax records.