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7507 Liberty St
B- Composite 65.82
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.1/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.1/10.0
  • Rent growth +4.4/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$95,000

7507 Liberty St · Shreveport, LA 71106
3 bd · 1.0 ba · 1,073 sqft · SingleFamily public records · 132 Days on market
Built 1966 4,800 sqft lot $89/sqft · 71% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

**Charming home in Shreveport** Discover this delightful and well-appointed 3-bedroom, 1-bathroom home in the heart of Shreveport that perfectly blends classic charm with modern upgrades. This inviting residence offers a seamless balance of comfort and style, ideal for those seeking a cozy and convenient living experience. Step inside to find a light-filled interior adorned with updated, soft color palettes that create a welcoming atmosphere. The open-concept living and dining area provides an ideal space for entertaining or simply unwinding after a long day. The recently remodeled kitchen is a highlight, featuring cabinetry, sleek countertops, and stainless-steel appliances that cater to both functionality and aesthetics. Each of the three bedrooms offers generous space and ample closet storage, ensuring comfort and practicality. The bathroom has been tastefully updated with modern fixtures and a clean design, catering to your daily needs with ease. Outside, enjoy the vibrant charm of this property’s exterior. A quaint and welcoming façade leads you to a single-car carport, providing shelter and convenience for your vehicle. The yard space offers potential for gardening enthusiasts or those who enjoy outdoor relaxation. This home presents a wonderful opportunity to experience the best of Shreveport living, combining the allure of classic cottage style with the benefits of modern updates. Don't miss the chance to make this charming property your own.

Key facts

  • Open concept living
  • Single car carport
  • Updated bathroom

Tags

LIGHT FILLED INTERIOROPEN CONCEPT LIVINGRECENTLY REMODELED KITCHENUPDATED BATHROOMSINGLE CAR CARPORTYARD SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

  • At list price, monthly cash flow is $329 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 5.7% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
  • Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.5%/yr); 485 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($81k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 7.5% rent growth), your $27k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
10.45%
Cash-on-cash
14.85%
DSCR
1.66
GRM
6.9

CMA / ARV

ARV (median comp)
$53,349
List price
$95,000
Delta
78.07%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7637 Harris St 0.21mi 3/1.5 1,039 (-3%) 2mo $110,000 $106 81
610 Terrell Dr 0.27mi 3/1.0 950 (-12%) 2mo $85,000 $89 67
531 E 73rd St 0.35mi 3/1.0 1,039 (-3%) 19mo $36,000 $35 63
358 E 80th St 0.63mi 3/1.0 1,103 (+3%) 15mo $104,900 $95 54
620 E 84th St 0.62mi 3/1.0 1,055 (-2%) 19mo $54,000 $51 52
559 E 81st St 0.54mi 3/1.0 1,200 (+12%) 7mo $25,000 $21 49
540 E 68th St 0.58mi 3/1.0 948 (-12%) 22mo $85,000 $90 35
328 E 81st St 0.70mi 3/1.0 950 (-12%) 22mo $35,000 $37 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold
IRR
10.0%
Equity multiple
1.41×
Total profit
$11,007
Equity at exit
$14,165
10-year hold
IRR
22.3%
Equity multiple
3.30×
Total profit
$61,095
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71106

Rents YoY
7.5%
Active inventory
485
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,153 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$44 /mo · $527/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$242
Net cashflow
$329

Break-even live

Break-even rent $736
Max offer price $95,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
530 E 81st St Shreveport, LA 3.0 1.0 1298 $800 $0.62 21d 1 0.54mi
7000 Fern Ave Shreveport, LA 2.0 1.0–2.0 895 $1,605 $1.79 14d 6 0.81mi
223 W 69th St Shreveport, LA 2.0 1.0 990 $750 $0.76 44d 1 1.14mi
8455 Fern Ave Shreveport, LA 1.0–2.0 1.0–2.0 978 $2,229 $2.28 14d 9 1.24mi
6002 Henderson Ave Shreveport, LA 3.0 1.0 1059 $1,050 $0.99 44d 1 1.24mi
323 W 83rd St Shreveport, LA 3.0 1.0 973 $750 $0.77 44d 1 1.31mi
7820 Millicent Way Shreveport, LA 2.0 2.0 974 $1,340 $1.38 14d 3 1.49mi

Listing history 18 events

  1. 2026-06-18
    days on market $95,000 Active 132 DOM
  2. 2026-06-17
    days on market $95,000 Active 131 DOM
  3. 2026-06-16
    days on market $95,000 Active 130 DOM
  4. 2026-06-15
    days on market $95,000 Active 129 DOM
  5. 2026-06-14
    days on market $95,000 Active 127 DOM
  6. 2026-06-13
    days on market $95,000 Active 126 DOM
  7. 2026-06-10
    days on market $95,000 Active 124 DOM
  8. 2026-06-09
    days on market $95,000 Active 123 DOM
  9. 2026-06-08
    days on market $95,000 Active 122 DOM
  10. 2026-06-07
    days on market $95,000 Active 121 DOM
  11. 2026-06-05
    days on market $95,000 Active 118 DOM
  12. 2026-06-03
    days on market $95,000 Active 117 DOM
  13. 2026-06-02
    days on market $95,000 Active 116 DOM
  14. 2026-06-01
    days on market $95,000 Active 115 DOM
  15. 2026-05-31
    days on market $95,000 Active 114 DOM
  16. 2026-05-30
    days on market $95,000 Active 113 DOM
  17. 2026-02-06
    listed $95,000 Active 1503-char remark
    Show marketing remark (1503 chars)

    **Charming home in Shreveport** Discover this delightful and well-appointed 3-bedroom, 1-bathroom home in the heart of Shreveport that perfectly blends classic charm with modern upgrades. This inviting residence offers a seamless balance of comfort and style, ideal for those seeking a cozy and convenient living experience. Step inside to find a light-filled interior adorned with updated, soft color palettes that create a welcoming atmosphere. The open-concept living and dining area provides an ideal space for entertaining or simply unwinding after a long day. The recently remodeled kitchen is a highlight, featuring cabinetry, sleek countertops, and stainless-steel appliances that cater to both functionality and aesthetics. Each of the three bedrooms offers generous space and ample closet storage, ensuring comfort and practicality. The bathroom has been tastefully updated with modern fixtures and a clean design, catering to your daily needs with ease. Outside, enjoy the vibrant charm of this property’s exterior. A quaint and welcoming façade leads you to a single-car carport, providing shelter and convenience for your vehicle. The yard space offers potential for gardening enthusiasts or those who enjoy outdoor relaxation. This home presents a wonderful opportunity to experience the best of Shreveport living, combining the allure of classic cottage style with the benefits of modern updates. Don't miss the chance to make this charming property your own.

  18. 2008-02-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$527 · $44/mo
Projected year-2 tax
$527 · $44/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,835
− Mortgage interest
−$5,321
− Property taxes
−$527
− Insurance
−$475
− Repairs & maintenance
−$1,107
− Management
−$1,107
− Depreciation
−$2,764
Taxable income
$2,534
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$608
After-tax cash flow
$3,341/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Caddo Parish
NCES district ID
2200300
Math proficiency
21% ▼ -33.00%
Reading proficiency
32% ▼ -30.00%
Median HH income
$39,227
Composite
22.23/100
National rank
#8148
State rank
#53 of 98 in LA

Livability — Shreveport

Score
59/100
State rank
#270
US rank
#19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Shreveport, LA
County
Caddo Parish · 178,536 people
City population
164,123
Metro
Shreveport-Bossier City, LA
Population (ZIP)
34,117
Household income
$81,452
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1333.0

Population outlook (Caddo County) Hauer SSP2

Today (2025)
243,190 people
By 2030
237,231 · -2.5%
By 2040
222,502 · -8.5%
By 2050
206,516 · -15.1%
By 2075
165,706 · -31.9%
By 2100
122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 51% Black 39% Hispanic / Latino 5% Two or more races 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 3% Slovak 2% Serbian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3% Other Indo-European 0%

Political lean MEDSL · Caddo

2024 margin
Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
2008→2024 swing
+1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
All cycles
2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.48%
Current HPI
124.2416
Rent YoY
▲ 7.51%
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-02-06 Listed $95,000 NTREIS
  • 2008-02-08 Sold (Public Records) Public Records

Property tax history

+13.2%/yr

Latest (2025): $527 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…