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136 W Whitmore Dr
B Composite 73.36
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$70,000

136 W Whitmore Dr · East Carbon, UT 84520
3 bd · 0.5 ba · 815 sqft · Other public records · 24 Days on market
Built 1942 5,227 sqft lot ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor Special! Fixer-Upper with Strong Potential in East Carbon City This diamond-in-the-rough home is ready for your vision and offers a clean slate for investors or handy homeowners. Recent updates include: Brand new front door New windows New plywood sheathing New water heater Brand new electrical service Partial new plumbing The property still needs insulation, sheetrock, and finishing work to make it shine. The basement has already been dug out, giving you a head start on additional living space or storage. Nestled in a tight-knit, friendly community, this home is conveniently located near an elementary school, grocery store, and local restaurants - perfect for families or rental in

Key facts

  • Strong potential
  • New water heater
  • New front door

Tags

FIXER-UPPERSTRONG POTENTIALNEW FRONT DOORNEW WINDOWSNEW PLYWOOD SHEATHINGNEW WATER HEATER

Property features AI

Finance

  • Financial info: Annual tax amount: $600
  • HOA & community: Subdivision: Dragerton Sub

Exterior

  • Parking: 1 open/uncovered parking space; RV parking available
  • Utilities: Natural gas connected; Electricity connected; Sewer connected; Culinary (municipal) water
  • Home design: Bungalow/Cottage style; Single-family property; Single level; Built and standing
  • Construction: Frame construction with asbestos siding; Asbestos shingle roof; No basement
  • Exterior features: Fully fenced yard; Secluded setting; Sidewalks; Mountain view

Interior

  • Bedrooms: 3 main-level bedrooms; 4 total rooms
  • Flooring: Hardwood flooring
  • Bathrooms: 1 half bathroom
  • Interior features: Single-level living; Basement entrance; Double-pane windows; Has view
  • Laundry & utility: Washer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/0.5-bath other listed at $70k.

Deal economics

  • At list price, monthly cash flow is $411 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $69k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Carbon District (town): math 36% / reading 43% proficiency, ranked #53 of 80 in UT (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bruin Point School (math 24% / reading 24%, grade F, #474 of 585 statewide, top 83%, 97 students, 76% FRL); Mont Harmon Middle (math 36% / reading 44%, grade F, #72 of 138 statewide, top 53%, 601 students, 45% FRL); Carbon High (math 17% / reading 42%, grade F, #124 of 171 statewide, top 74%, 1,023 students, 34% FRL).
  • Market conditions: 29 active listings in the ZIP; 196 units permitted in Carbon County in 2024 (168 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($484 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Carbon County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,950 (1.5% below list)

Questions for the listing agent

  1. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.57%
Cap rate
13.34%
Cash-on-cash
25.18%
DSCR
2.12
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
31.2%
Equity multiple
2.77×
Total profit
$34,628
Equity at exit
$31,475
10-year hold
IRR
31.6%
Equity multiple
5.42×
Total profit
$86,571
Equity at exit
$48,507

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84520

Active inventory
29
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,099 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$61 /mo · $730/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$411

Break-even live

Break-even rent $579
Max offer price $70,000
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $70,000 Active 24 DOM
  2. 2026-06-17
    days on market $70,000 Active 23 DOM
  3. 2026-06-16
    days on market $70,000 Active 22 DOM
  4. 2026-06-15
    days on market $70,000 Active 21 DOM
  5. 2026-06-14
    days on market $70,000 Active 19 DOM
  6. 2026-06-10
    days on market $70,000 Active 16 DOM
  7. 2026-06-09
    days on market $70,000 Active 15 DOM
  8. 2026-06-08
    days on market $70,000 Active 14 DOM
  9. 2026-06-07
    days on market $70,000 Active 13 DOM
  10. 2026-06-03
    days on market $70,000 Active 9 DOM
  11. 2026-06-02
    days on market $70,000 Active 8 DOM
  12. 2026-06-01
    days on market $70,000 Active 7 DOM
  13. 2026-05-31
    days on market $70,000 Active 6 DOM
  14. 2026-05-31
    days on market $70,000 Active 5 DOM
  15. 2026-05-25
    listed $70,000 Active
  16. 2025-06-19
    historical
  17. 2024-12-23
    status Active
  18. 2024-12-19
    historical
  19. 2024-06-26
    status Active
  20. 2024-06-19
    historical
  21. 2023-12-18
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$730 · $61/mo
Projected year-2 tax
$730 · $61/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 3/10 Moderate
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,190
− Mortgage interest
−$3,921
− Property taxes
−$730
− Insurance
−$350
− Repairs & maintenance
−$1,055
− Management
−$1,055
− Depreciation
−$2,036
Taxable income
$4,043
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$970
After-tax cash flow
$3,965/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carbon District
NCES district ID
4900150
Math proficiency
36% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$45,189
Composite
33.6/100
National rank
#5416
State rank
#53 of 80 in UT

Livability — East Carbon

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
East Carbon, UT
Population (ZIP)
991

Population outlook (Carbon County) Hauer SSP2

Today (2025)
18,972 people
By 2030
18,081 · -4.7%
By 2040
16,260 · -14.3%
By 2050
14,895 · -21.5%
By 2075
13,123 · -30.8%
By 2100
13,066 · -31.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 18% Two or more races 6% Native American 1%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Italian 10% Lithuanian 3% Portuguese 2%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+44.4) · D 26.7% · R 71.1% · Other 2.1%
2008→2024 swing
-36.4pp toward R · 2008: -8.0pp · 2024: -44.4pp
All cycles
2024: R+44.4 2020: R+45.9 2016: R+44.6 2012: R+36.4 2008: R+8.0

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-6.7% since first listed
7 events — show timeline
  • 2026-05-25 Listed $70,000 WFRMLS
  • 2025-06-19 Listing Removed WFRMLS
  • 2024-12-23 Relisted WFRMLS
  • 2024-12-19 Listing Removed WFRMLS
  • 2024-06-26 Relisted WFRMLS
  • 2024-06-19 Listing Removed WFRMLS
  • 2023-12-18 Listed $75,000 WFRMLS

Property tax history

+8.9%/yr

Latest (2025): $730 · -24.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…