6417 Pinehurst Run · Mobile, AL 36608

$225,000

4 bd · 2.0 ba · 2,075 sqft · SingleFamily public records · 92 Days on market

Built 2010 0.36 ac lot $108/sqft · 14% below area Est $261k · 14% under ↓ 4% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.3/30.0
• ARV discount +13.8/15.0
• DSCR +4.7/10.0
• Rent growth +4.0/5.0
• Livability +3.8/5.0
• 1% rule +3.3/10.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover this classic 4-bedroom, 2-bath brick home nestled in the sought-after Willow Brook neighborhood, conveniently located near the University of South Alabama. The Kitchen features stained cabinets, stainless steel appliances, and an inviting breakfast room, complimented by a separate formal dinning area Enjoy spacious living areas, including a separate living room and den complete with a cozy fireplace. Each sizable bedroom offers ample closet space. Additionally this home offers a 2 car attached carport with storage and a back porch area that overlooks a private shaded back yard . With its great potential for value-adding upgrades and no HOA fees, this home presents an exceptional opportunity for both homeowners and investors alike. Property is a foreclosure and may be subject to Al foreclosure laws . Property being sold in its current condition with no repairs made by seller

Key facts

• Breakfast room
• Stained cabinets
• Brick home

Tags

• BRICK HOME
• STAINED CABINETS
• STAINLESS STEEL APPLIANCES
• BREAKFAST ROOM
• FORMAL DINING AREA
• COZY FIREPLACE

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $82 ($978/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (17.3% below list).
• Recommended offer: $186k (17.3% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.2%/yr); 338 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 37% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 92 days — a 9% lower offer ($205k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $186,110 (17.3% below list)

Questions for the listing agent

1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 6.73%
• Cash-on-cash: 1.55%
• DSCR: 1.07
• GRM: 10.1

CMA / ARV

• ARV (median comp): $261,303
• List price: $225,000
• Delta: -13.89%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6405 E Willow Brook Run	0.18mi	4/2.0	2,061 (-1%)	2mo	$317,000	$154	89
609 BURLINGTON Ct	0.06mi	4/2.5	2,142 (+3%)	3mo	$255,000	$119	87
500 Willow Brook Run E	0.19mi	4/2.0	2,000 (-4%)	1mo	$254,000	$127	85
6661 N Hounds Run	0.53mi	4/2.0	2,187 (+5%)	5mo	$267,000	$122	62
504 Huntleigh Way	0.34mi	4/2.0	2,300 (+11%)	5mo	$230,000	$100	62
769 Arbor Ct	0.48mi	3/2.0 (-1)	1,978 (-5%)	9mo	$288,000	$146	58
772 Louise Ave	0.55mi	3/2.0 (-1)	1,901 (-8%)	9mo	$280,000	$147	48
6438 Cedar Bend Ct Unit B	0.53mi	3/2.5 (-1)	1,812 (-13%)	8mo	$235,000	$130	41
6134 Venetian Way S	0.58mi	3/2.0 (-1)	1,800 (-13%)	6mo	$298,000	$166	41
6107 Venetian Way N	0.65mi	3/2.0 (-1)	1,788 (-14%)	3mo	$294,900	$165	39
854 Briar Ct W	0.70mi	3/2.0 (-1)	1,850 (-11%)	6mo	$289,000	$156	39
850 Briar Ct W	0.68mi	3/2.5 (-1)	1,788 (-14%)	10mo	$207,500	$116	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.15% rent growth · sell at horizon

5-year hold

• IRR: -10.7%
• Equity multiple: 0.60×
• Total profit: $-25,257
• Equity at exit: $33,548

10-year hold

• IRR: 2.2%
• Equity multiple: 1.18×
• Total profit: $11,031
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36608

• Rents YoY: 6.2%
• Active inventory: 338
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,861 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$115 /mo · $1,381/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$391
• Net cashflow: $82

Break-even live

Break-even rent $1,758

Max offer price $225,000

Occupancy floor 91%

Sensitivity live

Price	-10% $209	-5% $145	+0% $82	+5% $18	+10% $-46
Rent	-10% $-65	-5% $8	+0% $82	+5% $155	+10% $229
Rate	-1.0pp $195	-0.5pp $139	base $82	+0.5pp $23	+1.0pp $-36

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6427 Airport Blvd Mobile, AL	2.0–3.0	2.0–2.5	1214	$1,537	$1.27	44d	10	0.20mi
6016 Magnolia Pl E Mobile, AL	3.0	2.0	1600	$1,800	$1.12	44d	1	0.75mi
6700 Wall St Mobile, AL	2.0–3.0	1.0–2.0	1231	$1,571	$1.28	14d	6	0.83mi
1056 Linlen Ave Mobile, AL	3.0	3.0	1975	$2,300	$1.16	44d	1	1.13mi
112 S University Blvd Mobile, AL	4.0	4.5	1472	$1,810	$1.23	14d	5	1.23mi
6605 Chimney Top Dr S Mobile, AL	4.0	2.5	2400	$2,500	$1.04	22d	1	1.25mi

Listing history 26 events

1. 2026-06-18
   days on market $225,000 Active 92 DOM
2. 2026-06-17
   price $225,000 Active 91 DOM
3. 2026-06-17
   days on market $229,000 Active 91 DOM
4. 2026-06-16
   days on market $229,000 Active 90 DOM
5. 2026-06-15
   days on market $229,000 Active 89 DOM
6. 2026-06-14
   days on market $229,000 Active 87 DOM
7. 2026-06-13
   days on market $229,000 Active 86 DOM
8. 2026-06-10
   days on market $229,000 Active 84 DOM
9. 2026-06-09
   days on market $229,000 Active 83 DOM
10. 2026-06-08
    days on market $229,000 Active 82 DOM
11. 2026-06-07
    days on market $229,000 Active 81 DOM
12. 2026-06-05
    days on market $229,000 Active 78 DOM
13. 2026-06-03
    days on market $229,000 Active 77 DOM
14. 2026-06-02
    days on market $229,000 Active 76 DOM
15. 2026-06-01
    days on market $229,000 Active 75 DOM
16. 2026-05-31
    days on market $229,000 Active 74 DOM
17. 2026-05-30
    days on market $229,000 Active 73 DOM
18. 2026-05-07
    price $229,000 896-char remark

    Show marketing remark (896 chars)

    Discover this classic 4-bedroom, 2-bath brick home nestled in the sought-after Willow Brook neighborhood, conveniently located near the University of South Alabama. The Kitchen features stained cabinets, stainless steel appliances, and an inviting breakfast room, complimented by a separate formal dinning area Enjoy spacious living areas, including a separate living room and den complete with a cozy fireplace. Each sizable bedroom offers ample closet space. Additionally this home offers a 2 car attached carport with storage and a back porch area that overlooks a private shaded back yard . With its great potential for value-adding upgrades and no HOA fees, this home presents an exceptional opportunity for both homeowners and investors alike. Property is a foreclosure and may be subject to Al foreclosure laws . Property being sold in its current condition with no repairs made by seller

19. 2026-03-18
    listed $235,000 Active 896-char remark

    Show marketing remark (896 chars)

    Discover this classic 4-bedroom, 2-bath brick home nestled in the sought-after Willow Brook neighborhood, conveniently located near the University of South Alabama. The Kitchen features stained cabinets, stainless steel appliances, and an inviting breakfast room, complimented by a separate formal dinning area Enjoy spacious living areas, including a separate living room and den complete with a cozy fireplace. Each sizable bedroom offers ample closet space. Additionally this home offers a 2 car attached carport with storage and a back porch area that overlooks a private shaded back yard . With its great potential for value-adding upgrades and no HOA fees, this home presents an exceptional opportunity for both homeowners and investors alike. Property is a foreclosure and may be subject to Al foreclosure laws . Property being sold in its current condition with no repairs made by seller

20. 2023-09-29
    soldstatus $240,000 Closed 486-char remark

    Show marketing remark (486 chars)

    This well-kept "One owner" home features 4 bedrooms and 2 bathrooms and is conveniently located near the University of South Alabama, shopping, and restaurants. This home is turn-key and ready for a fresh start with a new family. The mature landscaping is unmatched by newer subdivisions and makes a great space for outdoor family fun. This home also has great rental potential and NO HOA! Call your favorite Realtor today for a private tour! Home is vacant and easy to show!!

21. 2023-09-22
    soldstatus $240,000
22. 2023-09-21
    soldstatus $240,000 Closed
23. 2023-08-18
    status Pending 486-char remark

    Show marketing remark (486 chars)

    This well-kept "One owner" home features 4 bedrooms and 2 bathrooms and is conveniently located near the University of South Alabama, shopping, and restaurants. This home is turn-key and ready for a fresh start with a new family. The mature landscaping is unmatched by newer subdivisions and makes a great space for outdoor family fun. This home also has great rental potential and NO HOA! Call your favorite Realtor today for a private tour! Home is vacant and easy to show!!

24. 2023-08-18
    status Pending

    Show marketing remark (486 chars)

    This well-kept "One owner" home features 4 bedrooms and 2 bathrooms and is conveniently located near the University of South Alabama, shopping, and restaurants. This home is turn-key and ready for a fresh start with a new family. The mature landscaping is unmatched by newer subdivisions and makes a great space for outdoor family fun. This home also has great rental potential and NO HOA! Call your favorite Realtor today for a private tour! Home is vacant and easy to show!!

25. 2023-08-07
    listed $239,000 Active

    Show marketing remark (486 chars)

    This well-kept "One owner" home features 4 bedrooms and 2 bathrooms and is conveniently located near the University of South Alabama, shopping, and restaurants. This home is turn-key and ready for a fresh start with a new family. The mature landscaping is unmatched by newer subdivisions and makes a great space for outdoor family fun. This home also has great rental potential and NO HOA! Call your favorite Realtor today for a private tour! Home is vacant and easy to show!!

26. 2023-08-07
    listed $239,000 Active 486-char remark

    Show marketing remark (486 chars)

    This well-kept "One owner" home features 4 bedrooms and 2 bathrooms and is conveniently located near the University of South Alabama, shopping, and restaurants. This home is turn-key and ready for a fresh start with a new family. The mature landscaping is unmatched by newer subdivisions and makes a great space for outdoor family fun. This home also has great rental potential and NO HOA! Call your favorite Realtor today for a private tour! Home is vacant and easy to show!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,381 · $115/mo
• Projected year-2 tax: $1,381 · $115/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,333
• − Mortgage interest: −$12,603
• − Property taxes: −$1,381
• − Insurance: −$1,125
• − Repairs & maintenance: −$1,787
• − Management: −$1,787
• − Depreciation: −$6,545
• Taxable loss: −$2,895
• Est. tax savings @ 24.0%: +$695
• After-tax cash flow: $1,673/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 38,890
• Household income: $61,146
• Rent vs Own: 45.8% rent · 54.2% own
• Severe rent burden: 1823.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 56% Black 35% Two or more races 4% Hispanic / Latino 4% Asian 2%
• Common ancestry: Lithuanian 3% Italian 2% Slovak 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 2% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -224.52%
• Current HPI: 198.9469
• Rent YoY: ▲ 6.15%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-4.2% since first listed

9 events — show timeline

• 2026-05-07 Price Changed $229,000 GCMLS AL
• 2026-03-18 Listed $235,000 GCMLS AL
• 2023-09-29 Sold (MLS) $240,000 BCAR
• 2023-09-22 Sold (Public Records) $240,000 Public Records
• 2023-09-21 Sold (MLS) $240,000 GCMLS AL
• 2023-08-18 Pending — BCAR
• 2023-08-18 Pending — GCMLS AL
• 2023-08-07 Listed $239,000 GCMLS AL
• 2023-08-07 Listed $239,000 BCAR

Property tax history

+6.1%/yr

Latest (2025): $1,381 · +7.3% YoY. Source: county tax records.