3013 Bloomfield St · Houston, TX 77051

$225,000

3 bd · 1.0 ba · 1,576 sqft · SingleFamily public records · 90 Days on market

Built 1955 6,050 sqft lot $143/sqft · 16% below area Est $268k · 16% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.5/30.0
• ARV discount +14.7/15.0
• Appreciation +10.0/10.0
• DSCR +5.1/10.0
• 1% rule +4.4/10.0
• Rent growth +3.7/5.0
• Livability +3.7/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 3013 Bloomfield St a beautifully remodeled home blending modern updates with classic charm! This move-in ready property now offers 3 spacious bedrooms and 2 full bathrooms, with a thoughtfully added bathroom for extra comfort and functionality. Step inside to find a refreshed interior featuring updated finishes, a functional layout, and plenty of natural light, perfect for both everyday living and entertaining. Location is everything, and this home delivers! Conveniently situated with easy access to major highways, commuting to Downtown Houston, the Texas Medical Center, and surrounding areas is a breeze. You’re also just minutes away from a variety of shopping, dining, and local hotspots, giving you the perfect balance of accessibility and neighborhood living. Whether you’re a first-time buyer or looking to invest in a rapidly growing area, this home checks all the boxes. Schedule your showing today!

Key facts

• Added bathroom
• Updated finishes
• Refreshed interior

Tags

• REMODELED HOME
• ADDED BATHROOM
• REFRESHED INTERIOR
• UPDATED FINISHES
• NATURAL LIGHT
• EASY ACCESS TO MAJOR HIGHWAYS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $133 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (6.4% below list).
• Recommended offer: $211k (6.4% below list) — sets the bar for 1% rule.
• Cap rate 7.0% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
• Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.8%/yr); 312 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• At $2,106/mo this rent would consume 68% of the median local household income ($37k/yr) (locally 1446% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (10.0% local appreciation)).
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 4.8% rent growth), your $63k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 90 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $210,592 (6.4% below list)

Questions for the listing agent

1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.00%
• Cash-on-cash: 2.53%
• DSCR: 1.11
• GRM: 8.9

CMA / ARV

• ARV (median comp): $267,530
• List price: $225,000
• Delta: -15.90%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2622 Afton Heights Way	0.37mi	3/2.5	1,586 (+1%)	2mo	$310,990	$196	74
2618 Afton Heights Way	0.38mi	3/2.5	1,586 (+1%)	1mo	$299,990	$189	74
2608 Afton Heights Way	0.40mi	3/2.5	1,586 (+1%)	1mo	$313,990	$198	74
10318 Largent Hollow Trl	0.41mi	3/2.5	1,586 (+1%)	1mo	$313,990	$198	73
10208 Penryn Forest Trl	0.22mi	3/2.5	1,486 (-6%)	2mo	$299,990	$202	73
10322 Penryn Forest Trl	0.26mi	3/2.5	1,486 (-6%)	2mo	$304,990	$205	71
9401 Kappa Dr	0.44mi	3/2.0	1,631 (+4%)	1mo	$200,000	$123	69
10316 Largent Hollow Trl	0.41mi	3/2.5	1,486 (-6%)	1mo	$306,990	$207	65
10204 Penryn Forest Trl	0.22mi	3/2.5	1,384 (-12%)	1mo	$284,990	$206	63
3609 Dawson Ln	0.65mi	3/2.0	1,648 (+5%)	2mo	$200,000	$121	57
2614 Afton Heights Way	0.39mi	3/2.5	1,384 (-12%)	1mo	$279,990	$202	55
2602 Afton Heights Way	0.41mi	4/2.5 (+1)	1,719 (+9%)	2mo	$316,990	$184	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.77% rent growth · sell at horizon

5-year hold

• IRR: 26.7%
• Equity multiple: 3.14×
• Total profit: $134,837
• Equity at exit: $202,698

10-year hold

• IRR: 23.9%
• Equity multiple: 7.33×
• Total profit: $398,774
• Equity at exit: $437,126

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77051

• Home prices YoY: 9.7%
• Rents YoY: 4.8%
• Active inventory: 312
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $2,106 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$257 /mo · $3,086/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$442
• Net cashflow: $133

Break-even live

Break-even rent $1,938

Max offer price $225,000

Occupancy floor 89%

Sensitivity live

Price	-10% $260	-5% $197	+0% $133	+5% $69	+10% $6
Rent	-10% $-33	-5% $50	+0% $133	+5% $216	+10% $299
Rate	-1.0pp $246	-0.5pp $190	base $133	+0.5pp $75	+1.0pp $15

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10514 Wellesley Terrace Trl Houston, TX	3.0	3.0	1843	$2,300	$1.25	18d	1	0.32mi
2937 Amherst Meadow Ln Unit NA Houston, TX	3.0	2.5	1820	$2,400	$1.32	5d	1	0.33mi
2937 Amherst Meadow Ln Houston, TX	3.0	2.5	1820	$2,450	$1.35	22d	1	0.33mi
9610 Buffum St Houston, TX	3.0	3.0	1605	$1,799	$1.12	44d	1	0.34mi
10415 Lancaster Ln Houston, TX	3.0–4.0	2.5	1937	$2,525	$1.30	21d	1	0.41mi
9606 Ashville Dr Unit B Houston, TX	3.0	2.0	1610	$1,570	$0.98	44d	1	0.51mi
2910 Reed Rd Houston, TX	3.0	2.0	1221	$1,228	$1.01	0d	3	0.57mi
3710 Rockingham St Houston, TX	3.0	2.0	1890	$1,700	$0.90	44d	1	0.75mi
2889 Reed Rd Houston, TX	1.0–2.0	1.0–2.0	997	$1,648	$1.65	3d	2	0.81mi
2725 Reed Rd Houston, TX	1.0–3.0	1.0–2.5	911	$975	$1.07	44d	1	0.82mi
3137 W Bellfort Ave Houston, TX	2.0	2.0	1164	$1,802	$1.55	44d	1	1.30mi
12320 Chesney Downs Dr Houston, TX	4.0	2.5	2000	$3,500	$1.75	3d	1	1.35mi
11900 Oakmoor Pkwy Houston, TX	1.0–3.0	1.0–2.0	892	$1,469	$1.65	3d	12	1.37mi
3002 Crown Gate Dr Unit 1568481P Houston, TX	4.0	2.5	2195	$3,345	$1.52	0d	1	1.39mi
4538 Clover St Houston, TX	4.0	2.0	1768	$1,595	$0.90	44d	1	1.50mi

Listing history 25 events

1. 2026-06-18
   days on market $225,000 Pending 90 DOM
2. 2026-06-17
   days on market $225,000 Pending 89 DOM
3. 2026-06-16
   days on market $225,000 Pending 88 DOM
4. 2026-06-15
   days on market $225,000 Pending 87 DOM
5. 2026-06-13
   days on market $225,000 Pending 85 DOM
6. 2026-06-10
   days on market $225,000 Pending 81 DOM
7. 2026-06-08
   statusdays on market $225,000 Pending 80 DOM
8. 2026-06-07
   days on market $225,000 Active 79 DOM
9. 2026-06-04
   days on market $225,000 Active 76 DOM
10. 2026-06-01
    days on market $225,000 Active 73 DOM
11. 2026-05-31
    days on market $225,000 Active 72 DOM
12. 2026-05-15
    status Active 940-char remark

    Show marketing remark (940 chars)

    Welcome to 3013 Bloomfield St a beautifully remodeled home blending modern updates with classic charm! This move-in ready property now offers 3 spacious bedrooms and 2 full bathrooms, with a thoughtfully added bathroom for extra comfort and functionality. Step inside to find a refreshed interior featuring updated finishes, a functional layout, and plenty of natural light, perfect for both everyday living and entertaining. Location is everything, and this home delivers! Conveniently situated with easy access to major highways, commuting to Downtown Houston, the Texas Medical Center, and surrounding areas is a breeze. You’re also just minutes away from a variety of shopping, dining, and local hotspots, giving you the perfect balance of accessibility and neighborhood living. Whether you’re a first-time buyer or looking to invest in a rapidly growing area, this home checks all the boxes. Schedule your showing today!

13. 2026-05-08
    status Pending 940-char remark

    Show marketing remark (940 chars)

    Welcome to 3013 Bloomfield St a beautifully remodeled home blending modern updates with classic charm! This move-in ready property now offers 3 spacious bedrooms and 2 full bathrooms, with a thoughtfully added bathroom for extra comfort and functionality. Step inside to find a refreshed interior featuring updated finishes, a functional layout, and plenty of natural light, perfect for both everyday living and entertaining. Location is everything, and this home delivers! Conveniently situated with easy access to major highways, commuting to Downtown Houston, the Texas Medical Center, and surrounding areas is a breeze. You’re also just minutes away from a variety of shopping, dining, and local hotspots, giving you the perfect balance of accessibility and neighborhood living. Whether you’re a first-time buyer or looking to invest in a rapidly growing area, this home checks all the boxes. Schedule your showing today!

14. 2026-03-20
    listed $225,000 Active 940-char remark

    Show marketing remark (940 chars)

    Welcome to 3013 Bloomfield St a beautifully remodeled home blending modern updates with classic charm! This move-in ready property now offers 3 spacious bedrooms and 2 full bathrooms, with a thoughtfully added bathroom for extra comfort and functionality. Step inside to find a refreshed interior featuring updated finishes, a functional layout, and plenty of natural light, perfect for both everyday living and entertaining. Location is everything, and this home delivers! Conveniently situated with easy access to major highways, commuting to Downtown Houston, the Texas Medical Center, and surrounding areas is a breeze. You’re also just minutes away from a variety of shopping, dining, and local hotspots, giving you the perfect balance of accessibility and neighborhood living. Whether you’re a first-time buyer or looking to invest in a rapidly growing area, this home checks all the boxes. Schedule your showing today!

15. 2026-03-16
    historical
16. 2026-02-18
    price $225,000
17. 2026-01-03
    listed $230,000 Active
18. 2026-01-03
    historical
19. 2025-11-03
    price $234,999
20. 2025-10-22
    listed $240,000 Active
21. 2024-08-05
    soldstatus
22. 2024-08-02
    soldstatus Sold
23. 2024-07-11
    status Pending
24. 2024-07-03
    listed $115,000 Active
25. 1997-07-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,086 · $257/mo
• Projected year-2 tax: $4,118 · $343/mo
• Expected delta: +$1,032/yr (+$86/mo · 33.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,271
• − Mortgage interest: −$12,603
• − Property taxes: −$3,086
• − Insurance: −$1,125
• − Repairs & maintenance: −$2,022
• − Management: −$2,022
• − Depreciation: −$6,545
• Taxable loss: −$2,132
• Est. tax savings @ 24.0%: +$512
• After-tax cash flow: $2,106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Houston ISD
• NCES district ID: 4823640
• Math proficiency: 27% ▼ -18.00%
• Reading proficiency: 35% ▼ -6.00%
• Median HH income: $46,054
• Composite: 26.63/100
• National rank: #7173
• State rank: #593 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Houston, TX
• County: Harris County · 4,702,590 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 19,795
• Household income: $37,415
• Rent vs Own: 58.2% rent · 41.8% own
• Severe rent burden: 1446.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (77%)
• Race & ethnicity: Black 77% Hispanic / Latino 16% Two or more races 11% White 3%
• Hispanic origin (detail): Mexican 6% Puerto Rican 1%
• Foreign-born: 8% · Canada, China
• Languages at home: 88% English-only · Spanish 10%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 16.02%
• Current HPI: 180.4283
• Rent YoY: ▲ 4.77%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+95.7% since first listed

14 events — show timeline

• 2026-05-15 Relisted — HARMLS
• 2026-05-08 Pending — HARMLS
• 2026-03-20 Listed $225,000 HARMLS
• 2026-03-16 Listing Removed — HARMLS
• 2026-02-18 Price Changed $225,000 HARMLS
• 2026-01-03 Listing Removed — HARMLS
• 2026-01-03 Listed $230,000 HARMLS
• 2025-11-03 Price Changed $234,999 HARMLS
• 2025-10-22 Listed $240,000 HARMLS
• 2024-08-05 Sold (Public Records) — Public Records
• 2024-08-02 Sold (MLS) — HARMLS
• 2024-07-11 Pending — HARMLS
• 2024-07-03 Listed $115,000 HARMLS
• 1997-07-15 Sold (Public Records) — Public Records

Property tax history

+7.1%/yr

Latest (2025): $3,086 · +20.2% YoY. Source: county tax records.