14270 NW 79th Ct · Manatee Road, FL 32693

$215,000

3 bd · 1.0 ba · 1,040 sqft · Manufactured public records · 42 Days on market

Built 2021 1.23 ac lot Est $164k · 31% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.6/30.0
• Appreciation +10.0/10.0
• DSCR +4.5/10.0
• Schools +3.6/10.0
• Livability +3.0/5.0
• 1% rule +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

Key facts

• Custom cabinetry
• Designer kitchen
• Wooded barrier

Tags

• OUTDOOR OASIS
• ANGLED APPROACH
• WOODED BARRIER
• DESIGNER KITCHEN
• CUSTOM CABINETRY
• STAINLESS STEEL APPLIANCES

Property features AI

Finance

• Other: Property type: Residential; Property subtype: Manufactured Home; Body type: Double Wide; Zoning: RES; Lot is cleared, level, and paved; Vegetation includes trees/landscaping and wooded areas; Lot acreage between 1 and less than 2 acres
• HOA & community: No association; Pets allowed

Exterior

• Parking: Paved driveway/access
• Utilities: Well water; Septic tank; Cable available; Electricity connected; Water connected; Sewer connected
• Home design: Manufactured double-wide home; Single-story; Home faces east; Completed condition; Clayton Homes make
• Construction: Vinyl siding; Shingle roof; Built on crawlspace
• Exterior features: Deck; Exterior lighting; Private mailbox; Other exterior features

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Eat-in kitchen
• Bedrooms: 3 bedrooms
• Flooring: Vinyl flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Open floorplan; Solid wood cabinets; Split bedroom layout; Thermostat; Walk-in closets
• Laundry & utility: Inside laundry; Washer; Dryer; Crawlspace foundation

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath manufactured listed at $215k.

Deal economics

• At list price, monthly cash flow is $53 ($631/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (21.5% below list).
• Recommended offer: $169k (21.5% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.8% in Manatee Road — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#815 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety D, schools F, amenities F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 199 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $23k of equity ($1k loan paydown + $22k appreciation (10.0% local appreciation)).
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 3y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $168,752 (21.5% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.59%
• Cash-on-cash: 1.05%
• DSCR: 1.05
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $164,320
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14551 NW 83rd Ter	0.42mi	2/2.0 (-1)	976 (-6%)	5mo	$129,999	$133	57
14150 NW 77th Ave	0.27mi	2/2.0 (-1)	1,000 (-4%)	21mo	$140,000	$140	54
7591 NW 144 St	0.41mi	3/2.0	1,178 (+13%)	11mo	$186,000	$158	46
7991 NW 147th Pl	0.53mi	2/2.0 (-1)	924 (-11%)	12mo	$185,000	$200	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 25.0%
• Equity multiple: 3.00×
• Total profit: $120,344
• Equity at exit: $193,689

10-year hold

• IRR: 22.1%
• Equity multiple: 6.84×
• Total profit: $351,560
• Equity at exit: $417,698

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32693

• Home prices YoY: 14.8%
• Active inventory: 199
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $1,688 medium
• Mortgage (P&I): −$1,127
• Tax from tax record: −$63 /mo · $762/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$354
• Net cashflow: $53

Break-even live

Break-even rent $1,621

Max offer price $215,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Listing history 29 events

1. 2026-06-18
   days on market $215,000 Active 42 DOM
2. 2026-06-17
   days on market $215,000 Active 41 DOM
3. 2026-06-16
   days on market $215,000 Active 40 DOM
4. 2026-06-15
   days on market $215,000 Active 39 DOM
5. 2026-06-14
   days on market $215,000 Active 37 DOM
6. 2026-06-13
   days on market $215,000 Active 36 DOM
7. 2026-06-10
   pricedays on market $215,000 Active 34 DOM
8. 2026-06-09
   days on market $219,900 Active 33 DOM
9. 2026-06-08
   days on market $219,900 Active 32 DOM
10. 2026-06-07
    days on market $219,900 Active 31 DOM
11. 2026-06-05
    days on market $219,900 Active 28 DOM
12. 2026-06-03
    days on market $219,900 Active 27 DOM
13. 2026-06-02
    days on market $219,900 Active 26 DOM
14. 2026-06-01
    days on market $219,900 Active 25 DOM
15. 2026-05-31
    days on market $219,900 Active 24 DOM
16. 2026-05-30
    days on market $219,900 Active 23 DOM
17. 2026-05-14
    price $219,900
18. 2026-05-07
    listed $229,900 Active
19. 2023-09-06
    soldstatus $212,500
20. 2023-09-01
    soldstatus $212,500 Closed 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

21. 2023-07-23
    status Pending 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

22. 2023-06-22
    status Active 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

23. 2023-06-18
    status Pending 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

24. 2023-05-25
    status Active 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

25. 2023-05-19
    status Pending 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

26. 2023-05-16
    listed $215,000 Active 1237-char remark

    Show marketing remark (1237 chars)

    Under contract-accepting backup offers. Ask me how to buy this home with no money down! Don't miss your opportunity to see this BRAND NEW, never lived in, absolutely adorable, custom mobile home! Nestled in the middle of one and a quarter acres, this property offers privacy and endless opportunities for customizing your own outdoor oasis. As you pull into the property you'll appreciate the angled approach and the trees that keep the residence private from the road. The property has been cleared around the home while still maintaining a lush woodsy barrier around the entire perimeter of the property. Once you step inside you'll be completely blown away! The attention to detail and addition of upgraded features is unparalleled. The open concept living space boasts an accent wall in the living room and a large designer kitchen complete with custom cabinetry, stainless appliances, and an abundance of storage space. You'll love the bright and airy primary suite with a spacious primary bathroom complete with a standing shower and double sink vanity. On the opposite side of the home you'll find the two additional bedrooms and the well appointed 2nd bathroom. Don't miss your opportunity to see this beautiful homestead today!

27. 2023-01-16
    listed $219,900 Active
28. 2021-04-21
    soldstatus $20,000
29. 2020-08-27
    soldstatus $14,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $762 · $63/mo
• Projected year-2 tax: $1,784 · $149/mo
• Expected delta: +$1,023/yr (+$85/mo · 134.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,250
• − Mortgage interest: −$12,043
• − Property taxes: −$762
• − Insurance: −$1,075
• − Repairs & maintenance: −$1,620
• − Management: −$1,620
• − Depreciation: −$6,255
• Taxable loss: −$3,124
• Est. tax savings @ 24.0%: +$750
• After-tax cash flow: $1,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — Manatee Road

• Score: 59/100
• State rank: #815
• US rank: #19826

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B- Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Manatee Road, FL
• Population (ZIP): 11,692

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 7% Black 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Lithuanian 4% Slovak 3% Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 46.81%
• Current HPI: 363.4299
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1416.6% since first listed

13 events — show timeline

• 2026-05-14 Price Changed $219,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-07 Listed $229,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-06 Sold (Public Records) $212,500 Public Records
• 2023-09-01 Sold (MLS) $212,500 Stellar MLS as Distributed by MLS Grid
• 2023-07-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-05-25 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-05-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-05-16 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2023-01-16 Listed $219,900 DGLMLS
• 2021-04-21 Sold (Public Records) $20,000 Public Records
• 2020-08-27 Sold (Public Records) $14,500 Public Records

Property tax history

+12.6%/yr

Latest (2025): $762 · +32.6% YoY. Source: county tax records.