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13255 SW 9th Ct Unit 413G
B Composite 71.66
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.4/30.0
  • 1% rule +10.0/10.0
  • DSCR +9.6/10.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Appreciation +4.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$125,000

13255 SW 9th Ct Unit 413G · Pembroke Pines, FL 33027
2 bd · 2.0 ba · 953 sqft · Condo public records · 12 Days on market
Built 1985 $459/mo HOA · 23% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

GREAT INVESTMENT OPPORTUNITY! Located in a 55+ COMMUNITY WITH LOTS OF AMENITIES, this 2 BEDROOM, 1.5 BATH unit is on the 4TH FLOOR in desirable Kingsley 413G. Each unit in this building features CENTRAL AC. Enjoy a BEAUTIFUL GARDEN VIEW from this apartment, which offers LAMINATED ENGINEERED FLOORS THROUGHOUT. Unlike similar models, the KITCHEN HAS BEEN UPDATED WITH AN OPEN CONCEPT, creating a more spacious and modern feel. Dishwasher is only one year old. The property includes IMPACT HURRICANE WINDOWS THROUGHOUT and a fairly NEW TANKLESS WATER HEATER (approximately 3 years old). The AC unit is older, year unknown but is working perfectly. Additional features include: Washer/Dryer on the

Key facts

  • Central ac
  • Garden view
  • Updated kitchen

Tags

CENTRAL ACGARDEN VIEWUPDATED KITCHENIMPACT HURRICANE WINDOWSTANKLESS WATER HEATERASSIGNED PARKING SPACE

Property features AI

Finance

  • Financial info: Pets not allowed
  • HOA & community: Monthly association fees; Association amenities include clubhouse, fitness center, laundry, pool, sauna, billiard room, library, transportation service, elevator(s), golf course access, tennis and pickleball courts; Association covers maintenance (grounds and structure), trash, water, sewer, cable TV and internet; Located in a golf course community; Senior community

Exterior

  • Parking: Assigned parking; Guest parking; One assigned space
  • Security: Security guard; Complex fenced
  • Utilities: Water and sewer included in association; Cable and internet included in association
  • Home design: Condominium with property attached; 4-story building; Entry on level 4
  • Construction: Block construction; Resale property
  • Exterior features: Balcony (screened); Tennis courts; Association pool (heated); Exterior lighting; Complex fenced; Security guard

Interior

  • Kitchen: Dishwasher; Garbage disposal; Electric water heater
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Impact glass windows; Elevator access; Walk-in closet(s)
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $125k.

Deal economics

  • At list price, monthly cash flow is $366 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Cap rate 9.8% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
  • Market conditions: Rents soft (-0.2%/yr); 555 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $45k; list at $125k implies a 178% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 23% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.63%
Cap rate
9.80%
Cash-on-cash
12.53%
DSCR
1.56
GRM
5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
1.8%
Equity multiple
1.07×
Total profit
$2,562
Equity at exit
$24,205
10-year hold
IRR
5.9%
Equity multiple
1.43×
Total profit
$14,902
Equity at exit
$20,617

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33027

Home prices YoY
-0.6%
Rents YoY
-0.2%
Active inventory
555
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$2,035 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$75 /mo · $901/yr
Insurance
$52
HOA
$459
Vacancy / Maint / Mgmt
$427
Net cashflow
$366

Break-even live

Break-even rent $1,572
Max offer price $125,000
Occupancy floor 77%

Sensitivity live

Price -10% $436 -5% $401 +0% $366 +5% $330 +10% $295
Rent -10% $205 -5% $285 +0% $366 +5% $446 +10% $526
Rate -1.0pp $429 -0.5pp $397 base $366 +0.5pp $333 +1.0pp $300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13255 SW 9th Ct Unit 402G Pembroke Pines, FL 2.0 2.0 1044 $1,800 $1.72 27d 1 0.03mi
13255 SW 9th Ct Unit 202G Pembroke Pines, FL 2.0 2.0 1044 $1,790 $1.71 20d 1 0.04mi
13355 SW 9th Ct Unit 317H Pembroke Pines, FL 2.0 2.0 1044 $1,975 $1.89 8d 1 0.04mi
801 SW 133rd Ter Unit 401K Pembroke Pines, FL 1.0 1.0 960 $1,850 $1.93 27d 1 0.06mi
800 SW 131st Ave Unit 311F Pembroke Pines, FL 1.0 1.5 811 $1,800 $2.22 27d 1 0.10mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 5d 1 0.10mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 17d 1 0.10mi
850 SW 133rd Ter Unit 106B Pembroke Pines, FL 2.0 1.5 953 $1,975 $2.07 24d 1 0.10mi
850 SW 133rd Ter Unit B406 Pembroke Pines, FL 2.0 1.5 953 $1,900 $1.99 27d 1 0.10mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 4d 2 0.11mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 23d 2 0.11mi
13455 SW 9th Ct Pembroke Pines, FL 1.0 1.5 811 $1,685 $2.08 24d 2 0.12mi
13255 SW 7th Ct Pembroke Pines, FL 2.0 1.5 953 $1,825 $1.92 1d 2 0.13mi
13255 SW 7th Ct Unit 305D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 27d 1 0.13mi
13255 SW 7th Ct Unit 406D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 10d 1 0.13mi
13155 SW 7th Ct Unit 402E Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 27d 1 0.15mi
13475 SW 9th St Unit 407A Pembroke Pines, FL 1.0 1.0 685 $1,550 $2.26 27d 1 0.16mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 1d 1 0.25mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 24d 1 0.25mi
551 SW 135th Ave Unit 405B Pembroke Pines, FL 2.0 1.5 953 $1,700 $1.78 27d 1 0.29mi
251 SW 134th Way Unit 210M Pembroke Pines, FL 2.0 1.5 954 $1,645 $1.72 24d 1 0.31mi
251 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,645 $1.86 10d 2 0.31mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 13d 2 0.31mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 27d 3 0.31mi
400 SW 134th Way Unit 302F Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 10d 1 0.32mi
800 SW 137th Ave Unit G404 Pembroke Pines, FL 1.0 1.0 540 $1,590 $2.94 27d 1 0.33mi
800 SW 137th Ave Unit G404 Pembroke Pines, FL 1.0 1.0 540 $1,580 $2.93 1d 1 0.33mi
1401 SW 134th Way Unit C314 Pembroke Pines, FL 2.0 2.0 1044 $2,700 $2.59 27d 1 0.34mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 8d 2 0.35mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 27d 2 0.35mi
251 SW 132nd Way Unit 204H Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 27d 1 0.36mi
1300 SW 130th Ave Pembroke Pines, FL 1.0–2.0 1.0–2.0 885 $1,975 $2.23 27d 2 0.38mi
200 SW 132nd Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,750 $1.98 7d 2 0.42mi
850 SW 138th Ave Pembroke Pines, FL 1.0–2.0 1.5–2.0 1120 $2,200 $1.96 0d 2 0.42mi
1551 SW 135th Ter Pembroke Pines, FL 1.0–2.0 1.5 752 $1,900 $2.53 16d 2 0.44mi
12800 SW 7th Ct Pembroke Pines, FL 1.0–2.0 1.0–2.0 1173 $2,300 $1.96 8d 3 0.45mi
101 SW 132nd Way Pembroke Pines, FL 1.0 1.5 811 $1,550 $1.91 24d 2 0.45mi
101 SW 132nd Way Pembroke Pines, FL 1.0 1.5 811 $1,550 $1.91 1d 2 0.45mi
101 SW 132nd Way Unit 315J Pembroke Pines, FL 1.0 1.5 811 $1,600 $1.97 21d 1 0.45mi
13455 SW 16th Ct Unit 306-F Pembroke Pines, FL 2.0 1.5 936 $2,000 $2.14 21d 1 0.46mi

HOA detail condo

Monthly dues
$459 · $5,508/yr
Likely covers
water
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 7 events

  1. 2026-04-28
    status Pending
  2. 2026-04-16
    listed $125,000 Active
  3. 2025-03-11
    historical $1,890
  4. 2025-02-20
    price $1,890
  5. 2025-01-31
    listed $1,980
  6. 1997-10-06
    soldstatus $45,000
  7. 1990-02-02
    soldstatus $48,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$901 · $75/mo
Projected year-2 tax
$1,038 · $86/mo
Expected delta
+$136/yr (+$11/mo · 15.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,415
− Mortgage interest
−$7,002
− Property taxes
−$901
− Insurance
−$625
− Repairs & maintenance
−$1,953
− Management
−$1,953
− HOA
−$5,508
− Depreciation
−$3,636
Taxable income
$2,836
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$681
After-tax cash flow
$3,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
65,116
Household income
$76,561
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1728.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
Hispanic origin (detail)
Puerto Rican 6% Cuban 19% Dominican 3%
Common ancestry
Hispanic 6% Romanian 1% Scotch-Irish 1%
Foreign-born
47% · Canada, Jamaica, Vietnam
Languages at home
40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.01%
Current HPI
359.5973
Rent YoY
▼ -0.20%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+160.4% since first listed
7 events — show timeline
  • 2026-04-28 Pending MARMLS
  • 2026-04-16 Listed $125,000 MARMLS
  • 2025-03-11 Rental Removed $1,890 MARMLS
  • 2025-02-20 Price Changed $1,890 MARMLS
  • 2025-01-31 Listed for Rent $1,980 MARMLS
  • 1997-10-06 Sold (Public Records) $45,000 Public Records
  • 1990-02-02 Sold (Public Records) $48,000 Public Records

Property tax history

+6.6%/yr

Latest (2025): $901 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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