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1713 W Sunset St
C Composite 58.47
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.7/10.0
  • DSCR +5.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$110,000

1713 W Sunset St · Carbondale, IL 62901
3 bd · 1.5 ba · 1,288 sqft · SingleFamily · 81 Days on market
Built 1963 Est $148k · 26% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

JUST REDUCED!! Check out this lovingly, maintained 3 bedroom, 1 1/2 bath ranch located in Carbondale's coveted Southwest neighborhood. This solidly built home is all on one level, and just minutes away from SIU, shopping and Turley Park. Very nice bulit-ins and fireplace in living room. The eat-in kitchen offers plenty of cabinets and counters, plus all appliances stay. Newer roof in 2009. Newer windows throughout, with plenty of natural lighting. Nice private back yard and patio, great for entertaining, or just enjoy the peace and quiet. One car attached garage. You really need to see this one! Call for appointment today. na

Key facts

  • Convenient half bath
  • Nearby parks
  • Nearby shopping

Tags

SPACIOUS SHADED BACKYARDCONVENIENT HALF BATHWALKABLE ACCESS TO CAMPUSNEARBY PARKSNEARBY SHOPPING

Property features AI

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Built in 1963
  • Construction: Shingle roof
  • Exterior features: Level lot

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: 3 bedrooms (all on main level)
  • Flooring: Hardwood in one bedroom; Carpet in two bedrooms and other areas; Vinyl in kitchen
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central air conditioning; Forced air heating; Gas water heater
  • Interior features: One fireplace; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $111 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $103k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 4.9% in Carbondale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#375 in IL) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: housing C-, crime F, employment F.
  • Carbondale Chsd 165 (urban): math 26% / reading 35% proficiency, ranked #279 of 620 in IL (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Carbondale Comm H S (math 26% / reading 35%, grade F, #175 of 693 statewide, top 26%, 997 students, 0% FRL).
  • Market conditions: Rents rising fast (+4.5%/yr); 202 active listings in the ZIP; 1 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 5 units permitted in Jackson County in 2024 (0 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $103,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
7.50%
Cash-on-cash
4.33%
DSCR
1.19
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$148,120
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1713 W Sunset St 0.00mi 3/1.5 1,288 (0%) 0mo $108,000 $84 100
309 S Plover Dr 0.27mi 3/1.5 1,270 (-1%) 4mo $143,500 $113 82
2002 W Norwood Dr 0.30mi 3/2.0 1,334 (+4%) 1mo $158,000 $118 77
302 S Gray Dr 0.24mi 3/2.0 1,250 (-3%) 8mo $170,000 $136 75
302 S Gray Dr 0.24mi 3/2.0 1,250 (-3%) 8mo $170,000 $136 75
2017 W Norwood Dr 0.38mi 3/1.5 1,250 (-3%) 3mo $200,000 $160 74
504 N Billy Bryan St 0.52mi 3/1.5 1,304 (+1%) 1mo $149,900 $115 73
1902 Old W Main St St 0.13mi 3/1.0 1,140 (-12%) 2mo $60,000 $53 71
400 S Orchard Dr 0.43mi 3/1.0 1,236 (-4%) 2mo $159,900 $129 70
813 W Walnut St 0.69mi 3/1.0 1,365 (+6%) 6mo $55,000 $40 50
813 W Walnut St 0.69mi 3/1.0 1,365 (+6%) 6mo $55,000 $40 50
1114 W Walkup St 0.70mi 2/1.0 (-1) 1,440 (+12%) 7mo $40,000 $28 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.51% rent growth · sell at horizon

5-year hold
IRR
-7.5%
Equity multiple
0.72×
Total profit
$-8,655
Equity at exit
$16,401
10-year hold
IRR
4.3%
Equity multiple
1.34×
Total profit
$10,422
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 62901

Rents YoY
4.5%
Active inventory
202
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,288 medium interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$284 /mo · $3,405/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$111

Break-even live

Break-even rent $1,147
Max offer price $110,000
Occupancy floor 86%

Sensitivity live

Price -10% $173 -5% $142 +0% $111 +5% $80 +10% $49
Rent -10% $9 -5% $60 +0% $111 +5% $162 +10% $213
Rate -1.0pp $166 -0.5pp $139 base $111 +0.5pp $83 +1.0pp $54

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1210 Black Diamond Dr Carbondale, IL 1.0–3.0 1.0–2.5 1486 $2,300 $1.55 44d 1 1.29mi

Listing history 17 events

  1. 2026-06-10
    days on market $110,000 Under Contract 81 DOM
  2. 2026-06-09
    days on market $110,000 Under Contract 80 DOM
  3. 2026-06-08
    days on market $110,000 Under Contract 79 DOM
  4. 2026-06-07
    days on market $110,000 Under Contract 78 DOM
  5. 2026-06-02
    days on market $110,000 Under Contract 73 DOM
  6. 2026-06-01
    days on market $110,000 Under Contract 72 DOM
  7. 2026-05-31
    days on market $110,000 Under Contract 71 DOM
  8. 2026-05-30
    days on market $110,000 Under Contract 70 DOM
  9. 2026-04-02
    historical Under Contract
  10. 2026-03-20
    listed $110,000 Active
  11. 2021-08-06
    historical
  12. 2019-04-01
    soldstatus $80,000 633-char remark
    Show marketing remark (633 chars)

    JUST REDUCED!! Check out this lovingly, maintained 3 bedroom, 1 1/2 bath ranch located in Carbondale's coveted Southwest neighborhood. This solidly built home is all on one level, and just minutes away from SIU, shopping and Turley Park. Very nice bulit-ins and fireplace in living room. The eat-in kitchen offers plenty of cabinets and counters, plus all appliances stay. Newer roof in 2009. Newer windows throughout, with plenty of natural lighting. Nice private back yard and patio, great for entertaining, or just enjoy the peace and quiet. One car attached garage. You really need to see this one! Call for appointment today. na

  13. 2019-04-01
    soldstatus $80,000 633-char remark
    Show marketing remark (633 chars)

    JUST REDUCED!! Check out this lovingly, maintained 3 bedroom, 1 1/2 bath ranch located in Carbondale's coveted Southwest neighborhood. This solidly built home is all on one level, and just minutes away from SIU, shopping and Turley Park. Very nice bulit-ins and fireplace in living room. The eat-in kitchen offers plenty of cabinets and counters, plus all appliances stay. Newer roof in 2009. Newer windows throughout, with plenty of natural lighting. Nice private back yard and patio, great for entertaining, or just enjoy the peace and quiet. One car attached garage. You really need to see this one! Call for appointment today. na

  14. 2019-04-01
    soldstatus $80,000
    Show marketing remark (633 chars)

    JUST REDUCED!! Check out this lovingly, maintained 3 bedroom, 1 1/2 bath ranch located in Carbondale's coveted Southwest neighborhood. This solidly built home is all on one level, and just minutes away from SIU, shopping and Turley Park. Very nice bulit-ins and fireplace in living room. The eat-in kitchen offers plenty of cabinets and counters, plus all appliances stay. Newer roof in 2009. Newer windows throughout, with plenty of natural lighting. Nice private back yard and patio, great for entertaining, or just enjoy the peace and quiet. One car attached garage. You really need to see this one! Call for appointment today. na

  15. 2019-01-02
    listed $83,900 633-char remark
    Show marketing remark (633 chars)

    JUST REDUCED!! Check out this lovingly, maintained 3 bedroom, 1 1/2 bath ranch located in Carbondale's coveted Southwest neighborhood. This solidly built home is all on one level, and just minutes away from SIU, shopping and Turley Park. Very nice bulit-ins and fireplace in living room. The eat-in kitchen offers plenty of cabinets and counters, plus all appliances stay. Newer roof in 2009. Newer windows throughout, with plenty of natural lighting. Nice private back yard and patio, great for entertaining, or just enjoy the peace and quiet. One car attached garage. You really need to see this one! Call for appointment today. na

  16. 2019-01-02
    listed $83,900 633-char remark
    Show marketing remark (633 chars)

    JUST REDUCED!! Check out this lovingly, maintained 3 bedroom, 1 1/2 bath ranch located in Carbondale's coveted Southwest neighborhood. This solidly built home is all on one level, and just minutes away from SIU, shopping and Turley Park. Very nice bulit-ins and fireplace in living room. The eat-in kitchen offers plenty of cabinets and counters, plus all appliances stay. Newer roof in 2009. Newer windows throughout, with plenty of natural lighting. Nice private back yard and patio, great for entertaining, or just enjoy the peace and quiet. One car attached garage. You really need to see this one! Call for appointment today. na

  17. 2018-12-31
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$3,405 · $284/mo
Projected year-2 tax
$3,405 · $284/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,456
− Mortgage interest
−$6,162
− Property taxes
−$3,405
− Insurance
−$550
− Repairs & maintenance
−$1,236
− Management
−$1,236
− Depreciation
−$3,200
Taxable loss
−$334
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$80
After-tax cash flow
$1,413/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carbondale Chsd 165
NCES district ID
1708370
Math proficiency
26% ▼ -10.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$22,075
Composite
23.92/100
National rank
#7787
State rank
#279 of 620 in IL

Livability — Carbondale

Score
70/100
State rank
#375
US rank
#7806

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing C- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Carbondale, IL
County
Jackson County · 22,946 people
City population
22,946
Metro
Carbondale-Marion, IL
Population (ZIP)
22,946
Household income
$35,089
Rent vs Own
70.0% rent · 30.0% own
Severe rent burden
2038.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
59,093 people
By 2030
59,628 · +0.9%
By 2040
59,495 · +0.7%
By 2050
58,811 · -0.5%
By 2075
57,683 · -2.4%
By 2100
55,337 · -6.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Asian 6% Hispanic / Latino 5% Two or more races 5%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Italian 2% Slovak 2%
Foreign-born
9% · Canada, China, South Korea
Languages at home
87% English-only · Other Indo-European 4% Spanish 4% Arabic 2%

Political lean MEDSL · Jackson

2024 margin
Toss-up / Even · D 51.0% · R 47.5% · Other 1.4%
2008→2024 swing
-18.3pp toward R · 2008: 21.8pp · 2024: 3.5pp
All cycles
2024: D+3.5 2020: D+1.3 2016: D+3.0 2012: D+10.3 2008: D+21.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.62%
Current HPI
88.7209
Rent YoY
▲ 4.51%
Metro
Carbondale-Marion, IL
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+31.1% since first listed
9 events — show timeline
  • 2026-04-02 Contingent RMLSA as Distributed by MLS Grid
  • 2026-03-20 Listed $110,000 RMLSA as Distributed by MLS Grid
  • 2021-08-06 Listing Removed RMLSA as Distributed by MLS Grid
  • 2019-04-01 Sold (Public Records) $80,000 Public Records
  • 2019-04-01 Sold (MLS) $80,000 RMLSA as Distributed by MLS Grid
  • 2019-04-01 Sold (MLS) $80,000 MRED as Distributed by MLS Grid
  • 2019-01-02 Listed $83,900 RMLSA as Distributed by MLS Grid
  • 2019-01-02 Listed $83,900 MRED as Distributed by MLS Grid
  • 2018-12-31 Listing Removed MRED as Distributed by MLS Grid

Property tax history

+2.1%/yr

Latest (2024): $3,405 · +8.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…