404 Ellen St · Union, MI 49094

$149,000

3 bd · 1.0 ba · 1,911 sqft · SingleFamily public records · 197 Days on market

Built 1920 0.48 ac lot Est $235k · 37% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.0/30.0
• ARV discount +15.0/15.0
• DSCR +9.9/10.0
• 1% rule +7.2/10.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

Key facts

• Fenced backyard
• Corner lot
• 0.48 acre lot

Tags

• CORNER LOT
• FENCED BACKYARD

Property features AI

Exterior

• Parking: Detached 2-car garage
• Utilities: Natural gas available and connected; Cable connected; Public water
• Home design: Traditional style; Single-family residence; Residential property
• Construction: Built in 1920; Wood siding; Composition roof; 1700 total building area
• Exterior features: Corner lot; Public water

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Central cooling
• Interior features: Pantry; Replacement windows; Michigan basement; 10 total rooms
• Laundry & utility: Washer; Dryer; Natural gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $463 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $149k).
• Recommended offer: $131k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Union City Community Schools (rural): math 22% / reading 39% proficiency, ranked #354 of 540 in MI (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 33 active listings in the ZIP; 43 units permitted in Branch County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Branch County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 197 days — a 12% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 15 sale attempts since 24y ago; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $85k; list at $149k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $131,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 197 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 10.02%
• Cash-on-cash: 13.32%
• DSCR: 1.59
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $235,053
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
404 Ellen St	0.00mi	4/1.0 (+1)	1,700 (-11%)	0mo	$125,000	$74	76
317 Saint Joseph St	0.37mi	4/1.5 (+1)	1,922 (+1%)	1mo	$170,000	$88	74
401 Saint Joseph St	0.38mi	3/1.0	1,783 (-7%)	2mo	$187,000	$105	69
321 W High St	0.09mi	4/2.0 (+1)	2,138 (+12%)	1mo	$380,000	$178	66
113 S Park St	0.29mi	3/1.0	1,650 (-14%)	8mo	$155,000	$94	57
118 Calhoun St	0.44mi	4/1.0 (+1)	1,788 (-6%)	18mo	$225,000	$126	48
320 Calhoun St	0.44mi	4/2.0 (+1)	1,725 (-10%)	11mo	$263,500	$153	45
7 Palmer Dr	0.26mi	3/2.0	1,625 (-15%)	24mo	$200,000	$123	39
613 Thomas St	0.35mi	4/3.0 (+1)	2,178 (+14%)	12mo	$285,000	$131	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.3%
• Equity multiple: 1.13×
• Total profit: $5,344
• Equity at exit: $22,216

10-year hold

• IRR: 12.9%
• Equity multiple: 2.02×
• Total profit: $42,608
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 49094

• Home prices YoY: -28.8%
• Active inventory: 33
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,821 medium
• Mortgage (P&I): −$781
• Tax from tax record: −$132 /mo · $1,582/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$382
• Net cashflow: $463

Break-even live

Break-even rent $1,235

Max offer price $149,000

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Listing history 40 events

1. 2026-06-03
   status $149,000 Pending 197 DOM
2. 2026-06-02
   days on market $149,000 Active - Contingent 197 DOM
3. 2026-06-01
   days on market $149,000 Active - Contingent 196 DOM
4. 2026-05-31
   days on market $149,000 Active - Contingent 195 DOM
5. 2026-05-31
   days on market $149,000 Active - Contingent 194 DOM
6. 2026-04-27
   historical Active Under Contract 713-char remark

   Show marketing remark (713 chars)

   Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

7. 2026-04-27
   historical Keep Showing-Contgcy Appl 713-char remark

   Show marketing remark (713 chars)

   Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

8. 2026-04-27
   historical Active - Contingent

   Show marketing remark (713 chars)

   Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

9. 2026-03-12
   price $149,000 713-char remark

   Show marketing remark (713 chars)

   Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

10. 2026-03-12
    status Active 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

11. 2026-03-12
    status Active 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

12. 2026-03-12
    price $149,000 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

13. 2026-03-12
    status Active

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

14. 2026-03-12
    price $149,000

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

15. 2026-03-10
    historical Active Under Contract 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

16. 2026-03-10
    historical Keep Showing-Contgcy Appl 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

17. 2026-03-10
    historical Active - Contingent

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

18. 2026-02-11
    status Active 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

19. 2026-02-11
    status Active 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

20. 2026-02-11
    status Active

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

21. 2026-02-05
    historical Active Under Contract 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

22. 2026-02-05
    historical Keep Showing-Contgcy Appl 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

23. 2026-02-05
    historical Active - Contingent

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

24. 2025-12-07
    price $154,900 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

25. 2025-12-07
    price $154,900 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

26. 2025-12-07
    price $154,900

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

27. 2025-11-17
    listed $159,900 Active 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

28. 2025-11-17
    listed $159,900 Active 713-char remark

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

29. 2025-11-17
    listed $159,900 Active

    Show marketing remark (713 chars)

    Welcome to this charming four bedroom one bathroom home located just a half mile from downtown Union City. This home features some beautiful wood work, hardwood floors and plenty of space for your family. The house is situated on a large corner lot with a fenced in backyard perfect for hosting friends and family or tending to your own garden. Call today to schedule your own private showing!This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction

30. 2016-11-14
    soldstatus $84,900
31. 2016-11-09
    soldstatus $84,900
32. 2016-11-09
    soldstatus $84,900 Sold
33. 2016-11-09
    soldstatus $84,900
34. 2016-10-03
    status Pending
35. 2016-07-11
    listed $99,900 Active
36. 2016-07-11
    listed $99,900
37. 2016-07-11
    listed $99,900
38. 2016-07-11
    listed $99,900
39. 2002-10-04
    listed $85,000
40. 2002-10-04
    listed $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $1,582 · $132/mo
• Projected year-2 tax: $1,938 · $162/mo
• Expected delta: +$356/yr (+$30/mo · 22.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,848
• − Mortgage interest: −$8,346
• − Property taxes: −$1,582
• − Insurance: −$745
• − Repairs & maintenance: −$1,748
• − Management: −$1,748
• − Depreciation: −$4,335
• Taxable income: $3,345
• Est. tax owed @ 24.0%: −$803
• After-tax cash flow: $4,754/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Union City Community Schools
• NCES district ID: 2634410
• Math proficiency: 22% ▼ -9.00%
• Reading proficiency: 39% ▼ -5.00%
• Median HH income: $45,302
• Composite: 26.1/100
• National rank: #7288
• State rank: #354 of 540 in MI

Livability — Union

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Union City, MI
• Population (ZIP): 3,755

Population outlook (Branch County) Hauer SSP2

• Today (2025): 41,079 people
• By 2030: 39,622 · -3.5%
• By 2040: 36,584 · -10.9%
• By 2050: 33,462 · -18.5%
• By 2075: 26,612 · -35.2%
• By 2100: 18,580 · -54.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 13% Hispanic / Latino 6%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Romanian 4% Italian 2% Slovak 2%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Branch

• 2024 margin: Solid R (+42.4) · D 28.0% · R 70.4% · Other 1.6%
• 2008→2024 swing: -36.2pp toward R · 2008: -6.1pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+38.5 2016: R+38.1 2012: R+18.7 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -67.02%
• Current HPI: 165.9347
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+75.3% since first listed

35 events — show timeline

• 2026-04-27 Contingent — REALCOMP
• 2026-04-27 Contingent — MiRealSource-MiMLS
• 2026-04-27 Contingent — SW Michigan MLS
• 2026-03-12 Price Changed $149,000 MiRealSource-MiMLS
• 2026-03-12 Relisted — MiRealSource-MiMLS
• 2026-03-12 Relisted — REALCOMP
• 2026-03-12 Price Changed $149,000 REALCOMP
• 2026-03-12 Relisted — SW Michigan MLS
• 2026-03-12 Price Changed $149,000 SW Michigan MLS
• 2026-03-10 Contingent — REALCOMP
• 2026-03-10 Contingent — MiRealSource-MiMLS
• 2026-03-10 Contingent — SW Michigan MLS
• 2026-02-11 Relisted — MiRealSource-MiMLS
• 2026-02-11 Relisted — REALCOMP
• 2026-02-11 Relisted — SW Michigan MLS
• 2026-02-05 Contingent — REALCOMP
• 2026-02-05 Contingent — MiRealSource-MiMLS
• 2026-02-05 Contingent — SW Michigan MLS
• 2025-12-07 Price Changed $154,900 MiRealSource-MiMLS
• 2025-12-07 Price Changed $154,900 REALCOMP
• 2025-12-07 Price Changed $154,900 SW Michigan MLS
• 2025-11-17 Listed $159,900 REALCOMP
• 2025-11-17 Listed $159,900 SW Michigan MLS
• 2025-11-17 Listed $159,900 MiRealSource-MiMLS
• 2016-11-14 Sold (Public Records) $84,900 Public Records
• 2016-11-09 Sold (MLS) $84,900 MiRealSource-MiMLS
• 2016-11-09 Sold (MLS) $84,900 SW Michigan MLS
• 2016-11-09 Sold (MLS) $84,900 REALCOMP
• 2016-10-03 Pending — SW Michigan MLS
• 2016-07-11 Listed $99,900 SW Michigan MLS
• 2016-07-11 Listed $99,900 SW Michigan MLS
• 2016-07-11 Listed $99,900 MiRealSource-MiMLS
• 2016-07-11 Listed $99,900 REALCOMP
• 2002-10-04 Listed $85,000 REALCOMP
• 2002-10-04 Listed $85,000 SW Michigan MLS

Property tax history

+75.4%/yr

Latest (2024): $1,582 · +207.7% YoY. Source: county tax records.