Moonbeam Plan · Ponder, TX 76259

$285,490

3 bd · 2.0 ba · 1,662 sqft · SingleFamily · 133 Days on market

Good condition

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Cash flow +4.3/30.0
• Condition / age +4.0/5.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• 1% rule +0.4/10.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Enter the home from the front porch into a welcoming foyer, where two bedrooms are located at the front of the home and share a full bath. As you continue down the hall, you'll pass the laundry room, a coat closet, and access to the two-car garage. The home then opens into the kitchen, dining area, and family room, creating a spacious and inviting main living space. A patio is located just off the family room, perfect for outdoor relaxing. Tucked off the dining area is the primary bedroom, featuring a private bath and a generous walk-in closet.

Key facts

• Laundry room
• Front porch
• Welcoming foyer

Tags

• FRONT PORCH
• WELCOMING FOYER
• LAUNDRY ROOM
• COAT CLOSET
• TWO CAR GARAGE
• KITCHEN DINING AREA

🏗️ New construction. The $285,490 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $400,438.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $285k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
• To cash-flow at today's rent, offer at most $247k (13.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (24.3% below list).
• Recommended offer: $216k (24.3% below list) — sets the bar for 1% rule.
• Cap rate 3.1% vs local median 4.3% in Ponder — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 64/100 on livability (#787 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F, health & safety F.
• Ponder ISD (rural): math 48% / reading 49% proficiency, ranked #165 of 826 in TX (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ponder El (math 39% / reading 41%, grade F, #1,514 of 4,322 statewide, top 36%, 754 students, 44% FRL); Ponder J H (math 54% / reading 50%, grade C+, #301 of 1,662 statewide, top 19%, 381 students, 40% FRL); Ponder H S (math 52% / reading 62%, grade C, #333 of 1,632 statewide, top 22%, 505 students, 36% FRL) — zoned schools at 40% FRL track the district average.
• Market conditions: 431 active listings in the ZIP; solid renter incomes; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 133 days — a 12% lower offer ($251k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $216,239 (24.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.54% ✗
• Cap rate: 3.12%
• Cash-on-cash: -11.33%
• DSCR: 0.50
• GRM: 15.4

CMA / ARV

• ARV (median comp): $400,438
• List price: $285,490
• Delta: -28.71%
• Verdict: UNDERPRICED
• Comps: 6 within 2.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7721 Royal Fern Dr	2.13mi	4/2.5 (+1)	1,662 (0%)	1mo	$300,990	$181	57
612 Babbling Brook Dr	2.20mi	4/2.0 (+1)	1,657 (-0%)	3mo	$288,990	$174	57
7608 Royal Fern Dr	2.21mi	4/2.5 (+1)	1,662 (0%)	3mo	$292,990	$176	56
717 Wildrye Ln	2.06mi	3/2.0	1,201 (-28%)	1mo	$269,990	$225	39
525 Babbling Brook Dr	2.06mi	4/2.0 (+1)	1,477 (-11%)	3mo	$286,990	$194	39
7541 Lavender Ln	2.22mi	3/2.0	2,065 (+24%)	2mo	$359,999	$174	38
7612 Royal Fern Dr	2.20mi	3/2.0	1,201 (-28%)	2mo	$277,990	$231	38
5538 Schluter Rd	2.18mi	3/1.5	1,375 (-17%)	1mo	$169,900	$124	37
7528 Lavender Ln	2.25mi	4/2.0 (+1)	1,898 (+14%)	0mo	$369,990	$195	36
7705 Royal Fern Dr	2.17mi	5/3.0 (+2)	2,129 (+28%)	0mo	$309,990	$146	26
417 Babbling Brook Dr	2.19mi	5/3.0 (+2)	2,129 (+28%)	0mo	$304,990	$143	26
7728 Royal Fern Dr	2.13mi	5/3.0 (+2)	2,129 (+28%)	3mo	$305,990	$144	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -37.0%
• Equity multiple: -0.18×
• Total profit: $-132,307
• Equity at exit: $59,707

10-year hold

• IRR: -52.9%
• Equity multiple: -0.80×
• Total profit: $-201,932
• Equity at exit: $34,623

Cash invested: $112,122 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 44 active
• Median asking: $319,990 ($189/sqft)
• Median days on market: 76 d
• This list price: 5% of active listings are priced below it
• ARV vs active asking: +27.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76259

• Home prices YoY: -5.2%
• Active inventory: 431
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,162 medium
• Mortgage (P&I): −$2,100
• Tax est. 1.5%: −$501 /mo · $6,007/yr
• Insurance: −$167
• HOA: −$0
• Vacancy / Maint / Mgmt: −$454
• Net cashflow: $-1,059

Break-even live

Break-even rent $3,503

Max offer price $247,192

Occupancy floor —

Sensitivity live

Price	-10% $-782	-5% $-921	+0% $-1,059	+5% $-1,197	+10% $-1,336
Rent	-10% $-1,230	-5% $-1,144	+0% $-1,059	+5% $-974	+10% $-888
Rate	-1.0pp $-857	-0.5pp $-957	base $-1,059	+0.5pp $-1,163	+1.0pp $-1,268

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $100,109
• Closing costs: $12,013
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Property features AI

Finance

• Other: Inventory type: PlanStatus: Active
• Financial info: List price $305,990

Exterior

• Parking: 2 parking spaces
• Utilities: Electric heating/heat pumpCentral air
• Home design: New construction plan named "Moonbeam"Single-family plan
• Construction: Built as a 2026 plan (new construction)
• Exterior features: Located at 9820 Waterpark Way, Ponder, TX

Interior

• Kitchen: Plan-built kitchen (details not provided)
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heat and heat pumpCentral air conditioning
• Interior features: Open living area (1,662 sq ft living area)

Listing history 50 events

1. 2026-09-24
   days on market $285,490 Active 133 DOM
2. 2026-09-23
   days on market $285,490 Active 132 DOM
3. 2026-09-22
   days on market $285,490 Active 131 DOM
4. 2026-09-21
   days on market $285,490 Active 130 DOM
5. 2026-09-20
   days on market $285,490 Active 129 DOM
6. 2026-09-19
   days on market $285,490 Active 128 DOM
7. 2026-09-18
   days on market $285,490 Active 127 DOM
8. 2026-09-17
   days on market $285,490 Active 126 DOM
9. 2026-09-16
   days on market $285,490 Active 125 DOM
10. 2026-09-15
    days on market $285,490 Active 124 DOM
11. 2026-09-14
    days on market $285,490 Active 123 DOM
12. 2026-09-13
    days on market $285,490 Active 122 DOM
13. 2026-09-12
    days on market $285,490 Active 121 DOM
14. 2026-09-11
    days on market $285,490 Active 120 DOM
15. 2026-09-05
    days on market $285,490 Active 114 DOM
16. 2026-09-04
    days on market $285,490 Active 113 DOM
17. 2026-09-02
    days on market $285,490 Active 111 DOM
18. 2026-08-31
    days on market $285,490 Active 109 DOM
19. 2026-08-30
    days on market $285,490 Active 108 DOM
20. 2026-08-29
    price $285,490 Active 107 DOM
21. 2026-08-29
    days on market $284,990 Active 107 DOM
22. 2026-08-28
    days on market $284,990 Active 106 DOM
23. 2026-08-27
    days on market $284,990 Active 105 DOM
24. 2026-08-26
    days on market $284,990 Active 104 DOM
25. 2026-08-25
    days on market $284,990 Active 103 DOM
26. 2026-08-24
    days on market $284,990 Active 102 DOM
27. 2026-08-23
    days on market $284,990 Active 101 DOM
28. 2026-08-22
    days on market $284,990 Active 100 DOM
29. 2026-08-21
    days on market $284,990 Active 99 DOM
30. 2026-08-20
    days on market $284,990 Active 98 DOM
31. 2026-08-19
    days on market $284,990 Active 97 DOM
32. 2026-08-18
    days on market $284,990 Active 96 DOM
33. 2026-08-17
    days on market $284,990 Active 95 DOM
34. 2026-08-16
    days on market $284,990 Active 94 DOM
35. 2026-08-15
    days on market $284,990 Active 93 DOM
36. 2026-08-14
    days on market $284,990 Active 92 DOM
37. 2026-08-13
    days on market $284,990 Active 91 DOM
38. 2026-08-12
    days on market $284,990 Active 90 DOM
39. 2026-08-11
    days on market $284,990 Active 89 DOM
40. 2026-08-10
    days on market $284,990 Active 88 DOM
41. 2026-08-09
    days on market $284,990 Active 87 DOM
42. 2026-08-08
    days on market $284,990 Active 86 DOM
43. 2026-08-06
    days on market $284,990 Active 84 DOM
44. 2026-08-05
    days on market $284,990 Active 83 DOM
45. 2026-08-04
    days on market $284,990 Active 82 DOM
46. 2026-08-03
    days on market $284,990 Active 81 DOM
47. 2026-07-31
    days on market $284,990 Active 78 DOM
48. 2026-07-30
    days on market $284,990 Active 76 DOM
49. 2026-07-28
    days on market $284,990 Active 75 DOM
50. 2026-07-26
    days on market $284,990 Active 73 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,949
• − Mortgage interest: −$22,431
• − Property taxes: −$6,007
• − Insurance: −$2,002
• − Repairs & maintenance: −$2,076
• − Management: −$2,076
• − Depreciation: −$11,649
• Taxable loss: −$20,292
• Est. tax savings @ 24.0%: +$4,870
• After-tax cash flow: $-7,839/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab Est. rehab $8,310–$24,930 screening

This home is in excellent condition with a good curb appeal and interior. Minor updates to paint, landscaping, and flooring would significantly enhance its resale and rental value.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 50/100

Zoned Schools

Elementary Ponder El F TX #1,514/4,322 Nat'l #19,354/41,679 Middle Ponder J H C+ TX #301/1,662 Nat'l #3,033/14,009 High Ponder H S C TX #333/1,632 Nat'l #4,077/17,239

Schools (NCES district)

• District: Ponder ISD
• NCES district ID: 4835310
• Math proficiency: 48% ▼ -6.00%
• Reading proficiency: 49% ▲ 1.00%
• Median HH income: $70,768
• Composite: 43.53/100
• National rank: #2987
• State rank: #165 of 826 in TX

C Composite livability gradescore 64/100

Livability — Ponder

• Score: 64/100
• State rank: #787
• US rank: #14394

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Denton County · 1,053,010 people
• City population: 6,596
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 6,596
• Household income: $101,845
• Rent vs Own: 26.2% rent · 73.8% own
• Severe rent burden: 30% of renters

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Population outlook (Denton County) Hauer SSP2

• Today (2025): 1,053,010 people
• By 2030: 1,192,269 · +13.2%
• By 2040: 1,472,920 · +39.9%
• By 2050: 1,746,506 · +65.9%
• By 2075: 2,358,497 · +124.0%
• By 2100: 2,779,183 · +163.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Hispanic / Latino 11% Two or more races 8% Black 3%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Slovak 1% Romanian 1% Lithuanian 1%
• Foreign-born: 2% · Canada, South Korea
• Languages at home: 95% English-only · Spanish 4%

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Political lean MEDSL · Denton

• 2024 margin: R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
• 2008→2024 swing: +11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
• All cycles: 2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -15.17%
• Current HPI: 275.4082
• Rent YoY: —
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

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Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Property features AI

Finance

• Other: Inventory type: PlanStatus: Active
• Financial info: List price $305,990

Exterior

• Parking: 2 parking spaces
• Utilities: Electric heating/heat pumpCentral air
• Home design: New construction plan named "Moonbeam"Single-family plan
• Construction: Built as a 2026 plan (new construction)
• Exterior features: Located at 9820 Waterpark Way, Ponder, TX

Interior

• Kitchen: Plan-built kitchen (details not provided)
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heat and heat pumpCentral air conditioning
• Interior features: Open living area (1,662 sq ft living area)