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982 S Redwood St
D Composite 40.02
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.1/30.0
  • ARV discount +7.5/15.0
  • Schools +5.6/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • DSCR +3.2/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • Appreciation +0.0/10.0

$269,900

982 S Redwood St · Nixa, MO 65714
3 bd · 2.0 ba · 1,421 sqft · Other public records · 15 Days on market
Built 2006 9,496 sqft lot $24/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.

Key facts

  • Custom backsplash
  • Stainless steel sink
  • Pantry with shelving

Tags

GRANITE COUNTERTOPSSTAINLESS STEEL SINKCUSTOM BACKSPLASHPANTRY WITH SHELVINGCUSTOM TILED SHOWERJACUZZI TUB

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $251k (7.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (25.8% below list).
  • Recommended offer: $200k (25.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 3.7% in Nixa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#68 in MO, #4,558 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Nixa Public Schools (suburban): math 66% / reading 65% proficiency, ranked #6 of 324 in MO (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Nixa Junior High (math 70% / reading 61%, grade A-, #3 of 391 statewide, top 1%, 1,067 students, 29% FRL); Nixa High (math 70% / reading 77%, grade B+, #6 of 521 statewide, top 1%, 1,957 students, 24% FRL) — zoned schools at 26% FRL track the district average.
  • Market conditions: Rents rising fast (+5.7%/yr); 396 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 537 units permitted in Christian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Christian County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,271 (25.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.82%
Cash-on-cash
-1.70%
DSCR
0.92
GRM
11.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.67% rent growth · sell at horizon

5-year hold
IRR
-16.5%
Equity multiple
0.40×
Total profit
$-45,098
Equity at exit
$40,243
10-year hold
IRR
-4.4%
Equity multiple
0.68×
Total profit
$-24,412
Equity at exit
$23,336

Cash invested: $75,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 65714

Home prices YoY
-25.0%
Rents YoY
5.7%
Active inventory
396
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$2,003 high interval (Pro) →
Mortgage (P&I)
$1,415
Tax from tax record
$137 /mo · $1,646/yr
Insurance
$112
HOA
$24
Vacancy / Maint / Mgmt
$421
Net cashflow
$-107

Break-even live

Break-even rent $2,138
Max offer price $251,016
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,475
Closing costs
$8,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
652 W Brook Hollow Rd Nixa, MO 3.0 2.0 1608 $2,195 $1.37 13d 1 0.67mi
930 S Pindall Ln Nixa, MO 3.0 2.0 1608 $2,195 $1.37 13d 1 0.74mi
926 S Pindall Ln Nixa, MO 4.0 2.0 1861 $2,495 $1.34 13d 1 0.75mi
922 S Pindall Ln Nixa, MO 3.0 2.0 1608 $2,195 $1.37 13d 1 0.75mi
504 W Woodbine Rd Nixa, MO 3.0 2.0 1327 $1,625 $1.22 13d 1 0.84mi
1459 W Eaglewood Dr Nixa, MO 1.0–2.0 1.0–2.0 825 $865 $1.05 13d 1 1.17mi
640 Harrison St Unit 658 Nixa, MO 2.0 2.0 1264 $1,895 $1.50 21d 1 1.31mi

HOA detail

Monthly dues
$24 · $288/yr
Likely covers
poolsecurity

Listing history 8 events

  1. 2026-04-03
    status Pending
  2. 2026-03-19
    listed $269,900 Active
  3. 2022-11-03
    soldstatus Closed 1707-char remark
    Show marketing remark (1707 chars)

    Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.

  4. 2022-11-03
    soldstatus
    Show marketing remark (1707 chars)

    Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.

  5. 2022-10-04
    status Pending 1707-char remark
    Show marketing remark (1707 chars)

    Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.

  6. 2022-09-29
    historical Active Under Contract 1707-char remark
    Show marketing remark (1707 chars)

    Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.

  7. 2022-09-19
    listed $260,000 Active 1707-char remark
    Show marketing remark (1707 chars)

    Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.

  8. 2011-06-24
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,646 · $137/mo
Projected year-2 tax
$2,618 · $218/mo
Expected delta
+$972/yr (+$81/mo · 59.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,033
− Mortgage interest
−$15,119
− Property taxes
−$1,646
− Insurance
−$1,350
− Repairs & maintenance
−$1,923
− Management
−$1,923
− HOA
−$288
− Depreciation
−$7,852
Taxable loss
−$6,067
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,456
After-tax cash flow
$173/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nixa Public Schools
NCES district ID
2922530
Math proficiency
66% ▲ 8.00%
Reading proficiency
65% ▲ 4.00%
Median HH income
$54,073
Composite
56.04/100
National rank
#1186
State rank
#6 of 324 in MO

Livability — Nixa

Score
74/100
State rank
#68
US rank
#4558

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Nixa, MO
County
Christian County · 70,465 people
City population
37,013
Metro
Springfield, MO
Population (ZIP)
37,013
Household income
$86,765
Rent vs Own
26.7% rent · 73.3% own
Severe rent burden
769.0

Population outlook (Christian County) Hauer SSP2

Today (2025)
95,071 people
By 2030
100,379 · +5.6%
By 2040
109,902 · +15.6%
By 2050
117,487 · +23.6%
By 2075
130,738 · +37.5%
By 2100
131,730 · +38.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 4% Hispanic / Latino 4% Asian 2% Black 1%
Common ancestry
Italian 3% Slovak 3% Lithuanian 2%
Foreign-born
4% · Canada, Vietnam
Languages at home
94% English-only · Spanish 3% Russian/Polish/Slavic 2% Vietnamese 1%

Political lean MEDSL · Christian

2024 margin
Solid R (+52.2) · D 23.3% · R 75.6% · Other 1.1%
2008→2024 swing
-16.4pp toward R · 2008: -35.8pp · 2024: -52.2pp
All cycles
2024: R+52.2 2020: R+50.8 2016: R+54.2 2012: R+46.5 2008: R+35.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.42%
Current HPI
213.8371
Rent YoY
▲ 5.67%
Metro
Springfield, MO
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+3.8% since first listed
8 events — show timeline
  • 2026-04-03 Pending SOMO
  • 2026-03-19 Listed $269,900 SOMO
  • 2022-11-03 Sold (Public Records) Public Records
  • 2022-11-03 Sold (MLS) SOMO
  • 2022-10-04 Pending SOMO
  • 2022-09-29 Contingent SOMO
  • 2022-09-19 Listed $260,000 SOMO
  • 2011-06-24 Sold (Public Records) Public Records

Property tax history

+2.8%/yr

Latest (2025): $1,646 · +5.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…