982 S Redwood St · Nixa, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.1/30.0
- ARV discount +7.5/15.0
- Schools +5.6/10.0
- Rent growth +3.9/5.0
- Livability +3.7/5.0
- DSCR +3.2/10.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- Appreciation +0.0/10.0
$269,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.
Key facts
- Custom backsplash
- Stainless steel sink
- Pantry with shelving
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $270k.
Deal economics
- At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $251k (7.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (25.8% below list).
- Recommended offer: $200k (25.8% below list) — sets the bar for 1% rule.
- Cap rate 5.8% vs local median 3.7% in Nixa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#68 in MO, #4,558 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Nixa Public Schools (suburban): math 66% / reading 65% proficiency, ranked #6 of 324 in MO (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Nixa Junior High (math 70% / reading 61%, grade A-, #3 of 391 statewide, top 1%, 1,067 students, 29% FRL); Nixa High (math 70% / reading 77%, grade B+, #6 of 521 statewide, top 1%, 1,957 students, 24% FRL) — zoned schools at 26% FRL track the district average.
- Market conditions: Rents rising fast (+5.7%/yr); 396 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 537 units permitted in Christian County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Christian County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 5.82%
- Cash-on-cash
- -1.70%
- DSCR
- 0.92
- GRM
- 11.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.67% rent growth · sell at horizon
- IRR
- -16.5%
- Equity multiple
- 0.40×
- Total profit
- $-45,098
- Equity at exit
- $40,243
- IRR
- -4.4%
- Equity multiple
- 0.68×
- Total profit
- $-24,412
- Equity at exit
- $23,336
Cash invested: $75,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 65714
- Home prices YoY
- -25.0%
- Rents YoY
- 5.7%
- Active inventory
- 396
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $2,003 high interval (Pro) →
- Mortgage (P&I)
- −$1,415
- Tax from tax record
- −$137 /mo · $1,646/yr
- Insurance
- −$112
- HOA
- −$24
- Vacancy / Maint / Mgmt
- −$421
- Net cashflow
- $-107
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,475
- Closing costs
- $8,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 652 W Brook Hollow Rd Nixa, MO | 3.0 | 2.0 | 1608 | $2,195 | $1.37 | 13d | 1 | 0.67mi |
| 930 S Pindall Ln Nixa, MO | 3.0 | 2.0 | 1608 | $2,195 | $1.37 | 13d | 1 | 0.74mi |
| 926 S Pindall Ln Nixa, MO | 4.0 | 2.0 | 1861 | $2,495 | $1.34 | 13d | 1 | 0.75mi |
| 922 S Pindall Ln Nixa, MO | 3.0 | 2.0 | 1608 | $2,195 | $1.37 | 13d | 1 | 0.75mi |
| 504 W Woodbine Rd Nixa, MO | 3.0 | 2.0 | 1327 | $1,625 | $1.22 | 13d | 1 | 0.84mi |
| 1459 W Eaglewood Dr Nixa, MO | 1.0–2.0 | 1.0–2.0 | 825 | $865 | $1.05 | 13d | 1 | 1.17mi |
| 640 Harrison St Unit 658 Nixa, MO | 2.0 | 2.0 | 1264 | $1,895 | $1.50 | 21d | 1 | 1.31mi |
HOA detail
- Monthly dues
- $24 · $288/yr
- Likely covers
- poolsecurity
Listing history 8 events
-
2026-04-03status Pending
-
2026-03-19$269,900 Active
-
2022-11-03soldstatus Closed 1707-char remark
Show marketing remark (1707 chars)
Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.
-
2022-11-03soldstatus
Show marketing remark (1707 chars)
Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.
-
2022-10-04status Pending 1707-char remark
Show marketing remark (1707 chars)
Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.
-
2022-09-29historical Active Under Contract 1707-char remark
Show marketing remark (1707 chars)
Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.
-
2022-09-19$260,000 Active 1707-char remark
Show marketing remark (1707 chars)
Beautiful 3 bedroom, 2 bath home with a 2 car garage in the desirable Rolling Hills neighborhood. This house features granite countertops in the kitchen as well as a new stainless steel sink and a custom backsplash. You will also love the large shelf-lined pantry it has. The bathrooms have matching granite countertops and the master bath boasts a gorgeous custom tiled shower with a jacuzzi tub. The master bath also has his/her closets and a great-sized linen closet. The master bathroom has brand new laminate flooring and newly (to be) installed (Oct. 3rd) carpet in the bedroom and closets. As you walk into the home you will note the nice high vaulted ceilings and beautiful real wood flooring that welcomes you home. The living room has been wired for your surround sound system. There is a lot of natural light that flows throughout the house and there are security screens on the dual pane windows. There are storm doors on both the front & back doors. There is a huge fenced backyard and cement patio for you to entertain, chill, or BBQ. Another added bonus to this home is the professionally installed duct-mounted surface and air purification system that was recently installed by Larsen's Heating & Air Conditioning. The home's attic has a drop-down ladder that allows you extra storage space up and out of your way. There is a community pool, a play area, and a basketball court. There are many special events hosted by the neighborhood for its residents during holidays and vacation times. Rolling Hills is close to both Matthews and Espy elementary as well as a stone's throw away from Nixa High! Perfect location for your family! All are within walking distance from the home.
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2011-06-24soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,646 · $137/mo
- Projected year-2 tax
- $2,618 · $218/mo
- Expected delta
- +$972/yr (+$81/mo · 59.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,033
- − Mortgage interest
- −$15,119
- − Property taxes
- −$1,646
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$1,923
- − Management
- −$1,923
- − HOA
- −$288
- − Depreciation
- −$7,852
- Taxable loss
- −$6,067
- Est. tax savings @ 24.0%
- +$1,456
- After-tax cash flow
- $173/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Nixa Public Schools
- NCES district ID
- 2922530
- Math proficiency
- 66% ▲ 8.00%
- Reading proficiency
- 65% ▲ 4.00%
- Median HH income
- $54,073
- Composite
- 56.04/100
- National rank
- #1186
- State rank
- #6 of 324 in MO
Livability — Nixa
- Score
- 74/100
- State rank
- #68
- US rank
- #4558
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Nixa, MO
- County
- Christian County · 70,465 people
- City population
- 37,013
- Metro
- Springfield, MO
- Population (ZIP)
- 37,013
- Household income
- $86,765
- Rent vs Own
- Severe rent burden
- 769.0
Population outlook (Christian County) Hauer SSP2
- Today (2025)
- 95,071 people
- By 2030
- 100,379 · +5.6%
- By 2040
- 109,902 · +15.6%
- By 2050
- 117,487 · +23.6%
- By 2075
- 130,738 · +37.5%
- By 2100
- 131,730 · +38.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 4% Hispanic / Latino 4% Asian 2% Black 1%
- Common ancestry
- Italian 3% Slovak 3% Lithuanian 2%
- Foreign-born
- 4% · Canada, Vietnam
- Languages at home
- 94% English-only · Spanish 3% Russian/Polish/Slavic 2% Vietnamese 1%
Political lean MEDSL · Christian
- 2024 margin
- Solid R (+52.2) · D 23.3% · R 75.6% · Other 1.1%
- 2008→2024 swing
- -16.4pp toward R · 2008: -35.8pp · 2024: -52.2pp
- All cycles
- 2024: R+52.2 2020: R+50.8 2016: R+54.2 2012: R+46.5 2008: R+35.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.42%
- Current HPI
- 213.8371
- Rent YoY
- ▲ 5.67%
- Metro
- Springfield, MO
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+3.8% since first listed8 events — show timeline
- 2026-04-03 Pending — SOMO
- 2026-03-19 Listed $269,900 SOMO
- 2022-11-03 Sold (Public Records) — Public Records
- 2022-11-03 Sold (MLS) — SOMO
- 2022-10-04 Pending — SOMO
- 2022-09-29 Contingent — SOMO
- 2022-09-19 Listed $260,000 SOMO
- 2011-06-24 Sold (Public Records) — Public Records
Property tax history
+2.8%/yrLatest (2025): $1,646 · +5.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…