Plan 1373 Plan · Lincoln, CA 95648

$429,990

3 bd · 2.5 ba · 1,373 sqft · SingleFamily · 631 Days on market

↓ 14% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +5.6/30.0
• Schools +4.3/10.0
• Livability +3.4/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +1.1/10.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

* Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

Key facts

• Open floor plan
• Walk-in closet
• Dual-sink vanity

Tags

• WALK-IN CLOSET
• DUAL-SINK VANITY
• QUARTZ KITCHEN COUNTERTOPS
• VINYL PLANK FLOORING
• UPSTAIRS LAUNDRY ROOM
• OPEN FLOOR PLAN

🏗️ New construction. The $429,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $526,042.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $430k.

Deal economics

• At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
• To cash-flow at today's rent, offer at most $366k (14.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $320k (25.6% below list).
• Recommended offer: $320k (25.6% below list) — sets the bar for 1% rule.
• Cap rate 3.8% vs local median 2.9% in Lincoln — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#318 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A; Watch: commute F, cost of living F.
• Western Placer Unified (suburban): math 39% / reading 56% proficiency, ranked #148 of 517 in CA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.9%/yr); 651 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,535 units permitted in Placer County in 2024 (689 in 5+ unit buildings).
• This rent runs 34% of the median local income ($112k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
• Placer County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 631 days — a 12% lower offer ($378k) is reasonable based on typical stale-listing flexibility.

Recommended offer $320,041 (25.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 631 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.61% ✗
• Cap rate: 3.77%
• Cash-on-cash: -9.02%
• DSCR: 0.60
• GRM: 13.7

CMA / ARV

• ARV (median comp): $526,042
• List price: $429,990
• Delta: -18.64%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
211 Stargaze Ln	0.16mi	3/2.5	1,373 (0%)	0mo	$442,483	$322	92
319 Skyward Pl	0.20mi	3/2.5	1,507 (+10%)	1mo	$456,036	$303	74
2925 School House Ln	0.48mi	3/2.5	1,407 (+2%)	1mo	$499,900	$355	73
2972 Bowery Ln	0.49mi	3/2.5	1,407 (+2%)	1mo	$499,900	$355	72
2985 Bowery Ln	0.51mi	3/2.5	1,407 (+2%)	3mo	$499,900	$355	69
1325 Secret Lake Loop	0.58mi	2/2.0 (-1)	1,346 (-2%)	2mo	$449,350	$334	61
1617 Hackberry Ln	0.59mi	2/2.0 (-1)	1,322 (-4%)	1mo	$580,000	$439	58
1561 1561 Hackberry Ln	0.62mi	2/2.0 (-1)	1,322 (-4%)	1mo	$557,000	$421	57
2006 Gatehouse Ln	0.67mi	2/2.0 (-1)	1,322 (-4%)	3mo	$489,000	$370	53
1892 Farmgate Ln	0.55mi	2/2.0 (-1)	1,473 (+7%)	3mo	$500,000	$339	53
1611 Hackberry Ln	0.59mi	2/2.0 (-1)	1,473 (+7%)	1mo	$515,000	$350	52
1605 Gingersnap Ln	0.68mi	3/2.0	1,539 (+12%)	1mo	$544,400	$354	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.92% rent growth · sell at horizon

5-year hold

• IRR: -32.4%
• Equity multiple: -0.06×
• Total profit: $-155,958
• Equity at exit: $78,435

10-year hold

• IRR: -38.2%
• Equity multiple: -0.54×
• Total profit: $-227,454
• Equity at exit: $45,483

Cash invested: $147,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95648

• Rents YoY: 2.9%
• Active inventory: 651
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $3,200 high
• Mortgage (P&I): −$2,759
• Tax est. 1.5%: −$658 /mo · $7,891/yr
• Insurance: −$219
• HOA: −$0
• Vacancy / Maint / Mgmt: −$672
• Net cashflow: $-1,107

Break-even live

Break-even rent $4,602

Max offer price $365,852

Occupancy floor —

Sensitivity live

Price	-10% $-744	-5% $-925	+0% $-1,107	+5% $-1,289	+10% $-1,471
Rent	-10% $-1,360	-5% $-1,233	+0% $-1,107	+5% $-981	+10% $-854
Rate	-1.0pp $-842	-0.5pp $-973	base $-1,107	+0.5pp $-1,243	+1.0pp $-1,382

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $131,511
• Closing costs: $15,781
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2416 Interstellar Ln Lincoln, CA	3.0	3.0	1622	$2,895	$1.78	24d	1	0.03mi
2031 Comstock Ln Lincoln, CA	3.0	2.5	1600	$3,279	$2.05	44d	1	0.39mi
1232 Victorian St Lincoln, CA	3.0	2.5	1600	$3,279	$2.05	4d	1	0.39mi
2082 Comstock Ln Lincoln, CA	2.0	2.5	1287	$2,779	$2.16	4d	1	0.42mi
2653 Miller Run Ln Lincoln, CA	3.0	2.5	1600	$3,249	$2.03	5d	1	0.43mi
1274 Victorian St Lincoln, CA	3.0	2.5	1600	$3,279	$2.05	4d	1	0.43mi
2087 Comstock Ln Lincoln, CA	4.0	2.5	1765	$3,399	$1.93	44d	1	0.44mi
2279 Comstock Ln Lincoln, CA	3.0	2.5	1769	$2,950	$1.67	8d	1	0.51mi
1422 Stoney Cross Ln Lincoln, CA	3.0	2.0	1811	$2,750	$1.52	3d	1	0.77mi
1205 Shadow Glen Ln Lincoln, CA	3.0	2.0	1455	$2,800	$1.92	2d	1	1.22mi
2060 Sierra View Cir #2 Lincoln, CA	3.0	2.5	1432	$2,850	$1.99	44d	1	1.22mi

Listing history 44 events

1. 2026-06-21
   pricedays on market $429,990 Active 631 DOM
2. 2026-06-18
   days on market $427,990 Active 628 DOM
3. 2026-06-17
   days on market $427,990 Active 627 DOM
4. 2026-06-16
   days on market $427,990 Active 626 DOM
5. 2026-06-15
   days on market $427,990 Active 625 DOM
6. 2026-06-13
   days on market $427,990 Active 623 DOM
7. 2026-06-13
   pricedays on market $427,990 Active 622 DOM
8. 2026-06-09
   days on market $426,990 Active 619 DOM
9. 2026-06-08
   days on market $426,990 Active 618 DOM
10. 2026-06-07
    days on market $426,990 Active 617 DOM
11. 2026-06-03
    days on market $426,990 Active 613 DOM
12. 2026-06-02
    days on market $426,990 Active 612 DOM
13. 2026-06-01
    days on market $426,990 Active 611 DOM
14. 2026-05-31
    days on market $426,990 Active 610 DOM
15. 2026-05-16
    price $422,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

16. 2026-04-18
    price $420,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

17. 2026-04-11
    price $421,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

18. 2026-03-25
    price $431,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

19. 2026-02-04
    price $441,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

20. 2026-01-10
    price $438,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

21. 2025-11-08
    price $437,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

22. 2025-09-20
    price $445,950 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

23. 2025-09-11
    price $449,458 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

24. 2025-09-06
    price $432,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

25. 2025-08-23
    price $440,950 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

26. 2025-08-09
    price $431,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

27. 2025-07-26
    price $429,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

28. 2025-07-19
    price $428,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

29. 2025-07-09
    price $429,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

30. 2025-05-30
    price $428,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

31. 2025-05-17
    price $439,550 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

32. 2025-05-09
    price $437,030 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

33. 2025-05-02
    price $428,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

34. 2025-04-18
    price $453,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

35. 2025-03-28
    price $462,030 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

36. 2025-03-15
    price $494,035 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

37. 2025-03-08
    price $492,035 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

38. 2025-03-01
    price $494,035 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

39. 2025-01-18
    price $469,990 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

40. 2025-01-04
    price $494,035 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

41. 2024-12-21
    price $492,035 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

42. 2024-11-16
    price $491,225 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

43. 2024-10-25
    price $479,800 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

44. 2024-09-28
    listed $494,290 Active 522-char remark

    Show marketing remark (522 chars)

    * Walk-in closet at all bedrooms * Dual-sink vanity at primary bath * Quartz kitchen countertops * Luxury vinly plank flooring * Upstairs laundry room * Power bath downstairs * Kitchen USB charging port * Open floor plan * Spacious great room * Smart thermostat * WaterSense® labeled faucets * ENERGY STAR® certified home * Close to golf courses * Close to medical facilities * Master-planned community * Near popular restaurants * Near local schools * Commuter-friendly location

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $38,405
• − Mortgage interest: −$29,467
• − Property taxes: −$7,891
• − Insurance: −$2,630
• − Repairs & maintenance: −$3,072
• − Management: −$3,072
• − Depreciation: −$15,303
• Taxable loss: −$23,030
• Est. tax savings @ 24.0%: +$5,527
• After-tax cash flow: $-7,757/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Western Placer Unified
• NCES district ID: 0642140
• Math proficiency: 39% ▼ -12.00%
• Reading proficiency: 56% ▼ -5.00%
• Median HH income: $73,025
• Composite: 42.84/100
• National rank: #3130
• State rank: #148 of 517 in CA

Livability — Lincoln

• Score: 67/100
• State rank: #318
• US rank: #10646

Category grades

Amenities B+ Commute F Cost of living F Crime A+ Employment A+ Housing A Health & safety B- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lincoln, CA
• County: Placer County · 390,510 people
• City population: 57,459
• Metro: Sacramento-Roseville-Folsom, CA
• Population (ZIP): 57,459
• Household income: $112,333
• Rent vs Own: 15.7% rent · 84.3% own
• Severe rent burden: 817.0

Population outlook (Placer County) Hauer SSP2

• Today (2025): 422,709 people
• By 2030: 444,249 · +5.1%
• By 2040: 480,192 · +13.6%
• By 2050: 506,390 · +19.8%
• By 2075: 550,219 · +30.2%
• By 2100: 547,760 · +29.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (67%)
• Race & ethnicity: White 67% Hispanic / Latino 18% Two or more races 13% Asian 7% Black 1%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Slovak 3% Portuguese 2% Lithuanian 2%
• Foreign-born: 11% · Canada, China, Vietnam
• Languages at home: 85% English-only · Spanish 7% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · Placer

• 2024 margin: Lean R (+8.5) · D 44.3% · R 52.8% · Other 2.9%
• 2008→2024 swing: +2.8pp toward D · 2008: -11.3pp · 2024: -8.5pp
• All cycles: 2024: R+8.5 2020: R+6.7 2016: R+11.3 2012: R+20.1 2008: R+11.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -305.37%
• Current HPI: 270.22
• Rent YoY: ▲ 2.92%
• Metro: Sacramento-Roseville-Folsom, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-14.4% since first listed

30 events — show timeline

• 2026-05-16 Price Changed $422,990 Zillow
• 2026-04-18 Price Changed $420,990 Zillow
• 2026-04-11 Price Changed $421,990 Zillow
• 2026-03-25 Price Changed $431,990 Zillow
• 2026-02-04 Price Changed $441,990 Zillow
• 2026-01-10 Price Changed $438,990 Zillow
• 2025-11-08 Price Changed $437,990 Zillow
• 2025-09-20 Price Changed $445,950 Zillow
• 2025-09-11 Price Changed $449,458 Zillow
• 2025-09-06 Price Changed $432,990 Zillow
• 2025-08-23 Price Changed $440,950 Zillow
• 2025-08-09 Price Changed $431,990 Zillow
• 2025-07-26 Price Changed $429,990 Zillow
• 2025-07-19 Price Changed $428,990 Zillow
• 2025-07-09 Price Changed $429,990 Zillow
• 2025-05-30 Price Changed $428,990 Zillow
• 2025-05-17 Price Changed $439,550 Zillow
• 2025-05-09 Price Changed $437,030 Zillow
• 2025-05-02 Price Changed $428,990 Zillow
• 2025-04-18 Price Changed $453,990 Zillow
• 2025-03-28 Price Changed $462,030 Zillow
• 2025-03-15 Price Changed $494,035 Zillow
• 2025-03-08 Price Changed $492,035 Zillow
• 2025-03-01 Price Changed $494,035 Zillow
• 2025-01-18 Price Changed $469,990 Zillow
• 2025-01-04 Price Changed $494,035 Zillow
• 2024-12-21 Price Changed $492,035 Zillow
• 2024-11-16 Price Changed $491,225 Zillow
• 2024-10-25 Price Changed $479,800 Zillow
• 2024-09-28 Listed $494,290 Zillow