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1764 Deerchase Ln
D+ Composite 47.75
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.7/10.0
  • 1% rule +4.2/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$285,000

1764 Deerchase Ln · Augusta-Richmond County consolidated government (balance), GA 30815
5 bd · 2.5 ba · 2,515 sqft · SingleFamily public records
Built 2010 0.29 ac lot Est $367k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GREAT NEW ESTATE HOME PLAN BY FAIRCLOTH HOMES. LOCATION, LOCATION, LOCATION, CLOSE TO FORT GORDON, PLANT VOGTLE, SHOPPING AND DIAMOND LAKES PARK WITH FISHING, BOATING, BALL FIELDS, PLAYGROUND, FITNESS CENTER, TENNIS COURTS AND LIBRARY. THIS HOME IS A GREAT VALUE AT LESS THAN $68 PER SQ FT HEATED AREA WITH MANY UP GRADES INCLUDED IN THIS PRICE. AUTOMATIC CARRIAGE STYLE GARAGE DOORS. COFFERED CEILING IN DINING ROOM. CEILING FANS IN FAMIY ROOM & OWNER BEDROOM. GRANITE KITCHEN COUNTERTOPS. WOOD STAINED KITCHEN CABINETRY WITH CROWN MOLDING. WHIRLPOOL STAINLESS STEEEL APPLIANCES TO INCLUDE SMOOTH TOP RANGE, MICROWAVE VENT HOOD, DISHWASHER AND DISPOSAL. VAULTED CEILINGS. 9 FT CEILINGS ON FIRST FLOOR. ARCHED DOOR WAYS. WALK-IN CLOSETS. BLINDS ON ALL WINDOWS. SOAKING TUB , DOUBLE VANITY AND TILE FLOORING IN OWNER BATH.

Key facts

  • 0.29 acre lot
  • Garage
  • Built 2010

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.5-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $100 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $262k (8.1% below list).
  • Recommended offer: $262k (8.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Deer Chase Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 553 students, 98% FRL); Hephzibah Middle School (math 12% / reading 21%, grade F, #388 of 470 statewide, top 83%, 517 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.7%/yr); 359 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 11 sale attempts since 16y ago; this cycle's ask is 12291% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $262,017 (8.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.72%
Cash-on-cash
1.51%
DSCR
1.07
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$367,190
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1724 Ethan Way 0.28mi 4/2.5 (-1) 2,475 (-2%) 15mo $380,000 $154 67
1722 Ethan Way 0.27mi 5/3.5 2,597 (+3%) 14mo $379,900 $146 66
2103 Kaneck Way Way 0.47mi 4/2.5 (-1) 2,533 (+1%) 8mo $365,500 $144 66
1914 Mitchell Pl 0.48mi 4/2.0 (-1) 2,362 (-6%) 7mo $280,000 $119 55
4060 Pinnacle Way 0.45mi 4/3.0 (-1) 2,153 (-14%) 2mo $225,000 $105 46
1818 Eva Ln 0.44mi 4/2.5 (-1) 2,171 (-14%) 11mo $315,000 $145 42
2686 Inverness Dr 0.59mi 4/2.5 (-1) 2,185 (-13%) 6mo $326,900 $150 40
2721 Inverness Dr 0.69mi 4/2.5 (-1) 2,193 (-13%) 3mo $322,900 $147 39
2670 Inverness Dr 0.58mi 4/2.5 (-1) 2,193 (-13%) 11mo $321,900 $147 37
4343 Creekview Dr 0.68mi 4/2.0 (-1) 2,147 (-15%) 1mo $299,900 $140 36
2541 Hollington Dr 0.62mi 4/2.5 (-1) 2,185 (-13%) 13mo $328,900 $151 33
4319 Creekview Dr 0.66mi 4/2.5 (-1) 2,194 (-13%) 16mo $230,000 $105 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.3%
Equity multiple
0.41×
Total profit
$-47,429
Equity at exit
$42,494
10-year hold
IRR
-16.2%
Equity multiple
0.22×
Total profit
$-62,583
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30815

Home prices YoY
-24.2%
Rents YoY
-0.7%
Active inventory
359
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,620 medium interval (Pro) →
Mortgage (P&I)
$1,495
Tax est. 1.5%
$356 /mo · $4,275/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$550
Net cashflow
$100

Break-even live

Break-even rent $2,493
Max offer price $285,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2933 Easton Dr Hephzibah, GA 4.0 2.5 2038 $2,200 $1.08 43d 1 0.80mi
4312 Windsor Spring Rd Hephzibah, GA 4.0 3.0 2300 $3,200 $1.39 43d 1 1.37mi

Listing history 28 events

  1. 2026-03-05
    soldstatus $285,000
  2. 2026-03-04
    historical $2,300
  3. 2026-02-23
    status Pending
  4. 2026-02-23
    historical
  5. 2026-02-23
    historical
  6. 2026-02-13
    price $169,900 827-char remark
    Show marketing remark (827 chars)

    GREAT NEW ESTATE HOME PLAN BY FAIRCLOTH HOMES. LOCATION, LOCATION, LOCATION, CLOSE TO FORT GORDON, PLANT VOGTLE, SHOPPING AND DIAMOND LAKES PARK WITH FISHING, BOATING, BALL FIELDS, PLAYGROUND, FITNESS CENTER, TENNIS COURTS AND LIBRARY. THIS HOME IS A GREAT VALUE AT LESS THAN $68 PER SQ FT HEATED AREA WITH MANY UP GRADES INCLUDED IN THIS PRICE. AUTOMATIC CARRIAGE STYLE GARAGE DOORS. COFFERED CEILING IN DINING ROOM. CEILING FANS IN FAMIY ROOM & OWNER BEDROOM. GRANITE KITCHEN COUNTERTOPS. WOOD STAINED KITCHEN CABINETRY WITH CROWN MOLDING. WHIRLPOOL STAINLESS STEEEL APPLIANCES TO INCLUDE SMOOTH TOP RANGE, MICROWAVE VENT HOOD, DISHWASHER AND DISPOSAL. VAULTED CEILINGS. 9 FT CEILINGS ON FIRST FLOOR. ARCHED DOOR WAYS. WALK-IN CLOSETS. BLINDS ON ALL WINDOWS. SOAKING TUB , DOUBLE VANITY AND TILE FLOORING IN OWNER BATH.

  7. 2026-01-27
    listed $2,300
  8. 2026-01-21
    historical $2,300
  9. 2025-10-07
    listed $285,000 Active
  10. 2025-10-07
    listed $285,000
  11. 2025-09-05
    listed $2,300
  12. 2025-05-12
    soldstatus $171,900 827-char remark
    Show marketing remark (827 chars)

    GREAT NEW ESTATE HOME PLAN BY FAIRCLOTH HOMES. LOCATION, LOCATION, LOCATION, CLOSE TO FORT GORDON, PLANT VOGTLE, SHOPPING AND DIAMOND LAKES PARK WITH FISHING, BOATING, BALL FIELDS, PLAYGROUND, FITNESS CENTER, TENNIS COURTS AND LIBRARY. THIS HOME IS A GREAT VALUE AT LESS THAN $68 PER SQ FT HEATED AREA WITH MANY UP GRADES INCLUDED IN THIS PRICE. AUTOMATIC CARRIAGE STYLE GARAGE DOORS. COFFERED CEILING IN DINING ROOM. CEILING FANS IN FAMIY ROOM & OWNER BEDROOM. GRANITE KITCHEN COUNTERTOPS. WOOD STAINED KITCHEN CABINETRY WITH CROWN MOLDING. WHIRLPOOL STAINLESS STEEEL APPLIANCES TO INCLUDE SMOOTH TOP RANGE, MICROWAVE VENT HOOD, DISHWASHER AND DISPOSAL. VAULTED CEILINGS. 9 FT CEILINGS ON FIRST FLOOR. ARCHED DOOR WAYS. WALK-IN CLOSETS. BLINDS ON ALL WINDOWS. SOAKING TUB , DOUBLE VANITY AND TILE FLOORING IN OWNER BATH.

  13. 2024-12-16
    listed $265,000 827-char remark
    Show marketing remark (827 chars)

    GREAT NEW ESTATE HOME PLAN BY FAIRCLOTH HOMES. LOCATION, LOCATION, LOCATION, CLOSE TO FORT GORDON, PLANT VOGTLE, SHOPPING AND DIAMOND LAKES PARK WITH FISHING, BOATING, BALL FIELDS, PLAYGROUND, FITNESS CENTER, TENNIS COURTS AND LIBRARY. THIS HOME IS A GREAT VALUE AT LESS THAN $68 PER SQ FT HEATED AREA WITH MANY UP GRADES INCLUDED IN THIS PRICE. AUTOMATIC CARRIAGE STYLE GARAGE DOORS. COFFERED CEILING IN DINING ROOM. CEILING FANS IN FAMIY ROOM & OWNER BEDROOM. GRANITE KITCHEN COUNTERTOPS. WOOD STAINED KITCHEN CABINETRY WITH CROWN MOLDING. WHIRLPOOL STAINLESS STEEEL APPLIANCES TO INCLUDE SMOOTH TOP RANGE, MICROWAVE VENT HOOD, DISHWASHER AND DISPOSAL. VAULTED CEILINGS. 9 FT CEILINGS ON FIRST FLOOR. ARCHED DOOR WAYS. WALK-IN CLOSETS. BLINDS ON ALL WINDOWS. SOAKING TUB , DOUBLE VANITY AND TILE FLOORING IN OWNER BATH.

  14. 2024-08-29
    historical $2,200
  15. 2024-08-12
    price $2,200
  16. 2024-06-28
    listed $2,500
  17. 2024-05-17
    historical
  18. 2024-05-17
    historical
  19. 2024-04-16
    listed $320,000
  20. 2024-04-16
    listed $320,000
  21. 2016-03-08
    soldstatus $170,000
  22. 2016-03-07
    soldstatus $170,000
  23. 2016-03-07
    soldstatus $170,000
  24. 2015-09-24
    listed $168,764
  25. 2015-09-24
    listed $168,764
  26. 2010-08-12
    soldstatus $171,900 Closed 827-char remark
    Show marketing remark (827 chars)

    GREAT NEW ESTATE HOME PLAN BY FAIRCLOTH HOMES. LOCATION, LOCATION, LOCATION, CLOSE TO FORT GORDON, PLANT VOGTLE, SHOPPING AND DIAMOND LAKES PARK WITH FISHING, BOATING, BALL FIELDS, PLAYGROUND, FITNESS CENTER, TENNIS COURTS AND LIBRARY. THIS HOME IS A GREAT VALUE AT LESS THAN $68 PER SQ FT HEATED AREA WITH MANY UP GRADES INCLUDED IN THIS PRICE. AUTOMATIC CARRIAGE STYLE GARAGE DOORS. COFFERED CEILING IN DINING ROOM. CEILING FANS IN FAMIY ROOM & OWNER BEDROOM. GRANITE KITCHEN COUNTERTOPS. WOOD STAINED KITCHEN CABINETRY WITH CROWN MOLDING. WHIRLPOOL STAINLESS STEEEL APPLIANCES TO INCLUDE SMOOTH TOP RANGE, MICROWAVE VENT HOOD, DISHWASHER AND DISPOSAL. VAULTED CEILINGS. 9 FT CEILINGS ON FIRST FLOOR. ARCHED DOOR WAYS. WALK-IN CLOSETS. BLINDS ON ALL WINDOWS. SOAKING TUB , DOUBLE VANITY AND TILE FLOORING IN OWNER BATH.

  27. 2010-08-12
    soldstatus $171,900
    Show marketing remark (827 chars)

    GREAT NEW ESTATE HOME PLAN BY FAIRCLOTH HOMES. LOCATION, LOCATION, LOCATION, CLOSE TO FORT GORDON, PLANT VOGTLE, SHOPPING AND DIAMOND LAKES PARK WITH FISHING, BOATING, BALL FIELDS, PLAYGROUND, FITNESS CENTER, TENNIS COURTS AND LIBRARY. THIS HOME IS A GREAT VALUE AT LESS THAN $68 PER SQ FT HEATED AREA WITH MANY UP GRADES INCLUDED IN THIS PRICE. AUTOMATIC CARRIAGE STYLE GARAGE DOORS. COFFERED CEILING IN DINING ROOM. CEILING FANS IN FAMIY ROOM & OWNER BEDROOM. GRANITE KITCHEN COUNTERTOPS. WOOD STAINED KITCHEN CABINETRY WITH CROWN MOLDING. WHIRLPOOL STAINLESS STEEEL APPLIANCES TO INCLUDE SMOOTH TOP RANGE, MICROWAVE VENT HOOD, DISHWASHER AND DISPOSAL. VAULTED CEILINGS. 9 FT CEILINGS ON FIRST FLOOR. ARCHED DOOR WAYS. WALK-IN CLOSETS. BLINDS ON ALL WINDOWS. SOAKING TUB , DOUBLE VANITY AND TILE FLOORING IN OWNER BATH.

  28. 2010-03-04
    listed $169,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,442
− Mortgage interest
−$15,964
− Property taxes
−$4,275
− Insurance
−$1,425
− Repairs & maintenance
−$2,515
− Management
−$2,515
− Depreciation
−$8,291
Taxable loss
−$3,544
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$851
After-tax cash flow
$2,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
44,109
Household income
$70,202
Rent vs Own
28.4% rent · 71.6% own
Severe rent burden
867.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (62%)
Race & ethnicity
Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
Foreign-born
4% · Canada, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.74%
Current HPI
162.4074
Rent YoY
▼ -0.71%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+67.7% since first listed
28 events — show timeline
  • 2026-03-05 Sold (Public Records) $285,000 Public Records
  • 2026-03-04 Rental Removed $2,300 NCRMLS
  • 2026-02-23 Pending Hive MLS
  • 2026-02-23 Listing Removed Hive MLS
  • 2026-02-23 Listing Removed Hive MLS
  • 2026-02-13 Price Changed $169,900 Hive MLS
  • 2026-01-27 Listed for Rent $2,300 NCRMLS
  • 2026-01-21 Rental Removed $2,300 AUGUSTAMLS
  • 2025-10-07 Listed $285,000 Hive MLS
  • 2025-10-07 Listed $285,000 Hive MLS
  • 2025-09-05 Listed for Rent $2,300 AUGUSTAMLS
  • 2025-05-12 Sold (MLS) $171,900 Hive MLS
  • 2024-12-16 Listed $265,000 Hive MLS
  • 2024-08-29 Rental Removed $2,200 AUGUSTAMLS
  • 2024-08-12 Price Changed $2,200 AUGUSTAMLS
  • 2024-06-28 Listed for Rent $2,500 AUGUSTAMLS
  • 2024-05-17 Listing Removed Hive MLS
  • 2024-05-17 Listing Removed Hive MLS
  • 2024-04-16 Listed $320,000 Hive MLS
  • 2024-04-16 Listed $320,000 Hive MLS
  • 2016-03-08 Sold (Public Records) $170,000 Public Records
  • 2016-03-07 Sold (MLS) $170,000 Hive MLS
  • 2016-03-07 Sold (MLS) $170,000 Hive MLS
  • 2015-09-24 Listed $168,764 Hive MLS
  • 2015-09-24 Listed $168,764 Hive MLS
  • 2010-08-12 Sold (MLS) $171,900 Hive MLS
  • 2010-08-12 Sold (MLS) $171,900 Hive MLS
  • 2010-03-04 Listed $169,900 Hive MLS

Property tax history

-14.4%/yr

Latest (2025): $470 · +15.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…