3728 Vinewood Dr · Prichard, AL 36612

$95,000

4 bd · 2.0 ba · 1,912 sqft · SingleFamily public records · 112 Days on market

Built 2002 0.35 ac lot $50/sqft · 17% below area Est $114k · 17% under

---

Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• Appreciation +8.8/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0

Listing remarks MLS

Attention investors and buyers looking for a great opportunity! This 4 bedroom, 2 bath home in Whistler, Alabama offers plenty of space and potential at an affordable price. If you’ve been searching for a property with solid bones and room to make it your own, this one is worth a look. Inside, you’ll find a spacious layout with multiple living areas. The formal living room features hardwood floors and creates a welcoming first impression. The home also includes a formal dining area, along with additional space that could serve as an eat-in kitchen and a second living area or den, providing flexibility for everyday living. One standout feature is the large laundry room located at the back of the home, offering extra storage and workspace. Outside, the home features a fenced backyard with space for pets, outdoor activities, or future improvements. The property is located on a dead-end street, offering limited traffic and a quieter setting. With some updates and personal touches, this home offers a great opportunity for buyers looking for space and value in Whistler. Buyer to verify all information during due diligence.

Key facts

• Flexible floor plan
• Huge laundry room
• 0.35 acre lot

Tags

• FLEXIBLE FLOOR PLAN
• HUGE LAUNDRY ROOM
• SPACIOUS FENCED BACKYARD
• QUIET DEAD-END STREET

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $462 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $86k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D-, crime F, amenities F.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 17 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($657 loan paydown + $7k appreciation (7.6% local appreciation)).
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (7.6% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 112 days — a 9% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $86,450 (9.0% below list)

Questions for the listing agent

1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 12.13%
• Cash-on-cash: 20.85%
• DSCR: 1.93
• GRM: 5.7

CMA / ARV

• ARV (median comp): $114,170
• List price: $95,000
• Delta: -16.79%
• Verdict: UNDERPRICED
• Comps: 19 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3711 Dial St	0.06mi	4/2.0	1,827 (-4%)	13mo	$150,000	$82	79
3618 Dial St	0.17mi	3/2.0 (-1)	1,965 (+3%)	19mo	$128,000	$65	67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 35.7%
• Equity multiple: 3.48×
• Total profit: $66,035
• Equity at exit: $69,474

10-year hold

• IRR: 32.0%
• Equity multiple: 7.38×
• Total profit: $169,712
• Equity at exit: $135,406

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36612

• Home prices YoY: 6.2%
• Active inventory: 17
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,384 medium
• Mortgage (P&I): −$498
• Tax from tax record: −$93 /mo · $1,122/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$291
• Net cashflow: $462

Break-even live

Break-even rent $799

Max offer price $95,000

Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-18
   days on market $95,000 Active 112 DOM
2. 2026-06-17
   days on market $95,000 Active 111 DOM
3. 2026-06-16
   days on market $95,000 Active 110 DOM
4. 2026-06-15
   days on market $95,000 Active 109 DOM
5. 2026-06-14
   days on market $95,000 Active 107 DOM
6. 2026-06-13
   days on market $95,000 Active 106 DOM
7. 2026-06-10
   days on market $95,000 Active 104 DOM
8. 2026-06-09
   days on market $95,000 Active 103 DOM
9. 2026-06-08
   days on market $95,000 Active 102 DOM
10. 2026-06-07
    days on market $95,000 Active 101 DOM
11. 2026-06-05
    days on market $95,000 Active 98 DOM
12. 2026-06-03
    days on market $95,000 Active 97 DOM
13. 2026-06-02
    days on market $95,000 Active 96 DOM
14. 2026-06-01
    days on market $95,000 Active 95 DOM
15. 2026-05-31
    days on market $95,000 Active 94 DOM
16. 2026-05-30
    days on market $95,000 Active 93 DOM
17. 2026-02-26
    listed $95,000 Active 1151-char remark

    Show marketing remark (1151 chars)

    Attention investors and buyers looking for a great opportunity! This 4 bedroom, 2 bath home in Whistler, Alabama offers plenty of space and potential at an affordable price. If you’ve been searching for a property with solid bones and room to make it your own, this one is worth a look. Inside, you’ll find a spacious layout with multiple living areas. The formal living room features hardwood floors and creates a welcoming first impression. The home also includes a formal dining area, along with additional space that could serve as an eat-in kitchen and a second living area or den, providing flexibility for everyday living. One standout feature is the large laundry room located at the back of the home, offering extra storage and workspace. Outside, the home features a fenced backyard with space for pets, outdoor activities, or future improvements. The property is located on a dead-end street, offering limited traffic and a quieter setting. With some updates and personal touches, this home offers a great opportunity for buyers looking for space and value in Whistler. Buyer to verify all information during due diligence.

18. 2022-12-21
    soldstatus $92,000
19. 2022-12-20
    soldstatus $92,000 Closed 399-char remark

    Show marketing remark (399 chars)

    Back on the market pending release of sale. Come see this spacious home, that is located in the Whistler area. It features 4 bedrooms and 2 full baths. There are also bonus areas. It has been freshly painted inside and out. Nice yard. This is a great home for a large family. Seller is installing new flooring and stove. Buyer or buyer's agent to verify all information during due diligence period.

20. 2022-11-21
    status Pending 399-char remark

    Show marketing remark (399 chars)

    Back on the market pending release of sale. Come see this spacious home, that is located in the Whistler area. It features 4 bedrooms and 2 full baths. There are also bonus areas. It has been freshly painted inside and out. Nice yard. This is a great home for a large family. Seller is installing new flooring and stove. Buyer or buyer's agent to verify all information during due diligence period.

21. 2022-11-09
    price $89,900 399-char remark

    Show marketing remark (399 chars)

    Back on the market pending release of sale. Come see this spacious home, that is located in the Whistler area. It features 4 bedrooms and 2 full baths. There are also bonus areas. It has been freshly painted inside and out. Nice yard. This is a great home for a large family. Seller is installing new flooring and stove. Buyer or buyer's agent to verify all information during due diligence period.

22. 2022-10-26
    price $91,900 399-char remark

    Show marketing remark (399 chars)

    Back on the market pending release of sale. Come see this spacious home, that is located in the Whistler area. It features 4 bedrooms and 2 full baths. There are also bonus areas. It has been freshly painted inside and out. Nice yard. This is a great home for a large family. Seller is installing new flooring and stove. Buyer or buyer's agent to verify all information during due diligence period.

23. 2022-08-31
    listed $94,900 Active 399-char remark

    Show marketing remark (399 chars)

    Back on the market pending release of sale. Come see this spacious home, that is located in the Whistler area. It features 4 bedrooms and 2 full baths. There are also bonus areas. It has been freshly painted inside and out. Nice yard. This is a great home for a large family. Seller is installing new flooring and stove. Buyer or buyer's agent to verify all information during due diligence period.

24. 2017-06-19
    soldstatus $371,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,122 · $93/mo
• Projected year-2 tax: $1,122 · $93/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,608
• − Mortgage interest: −$5,321
• − Property taxes: −$1,122
• − Insurance: −$475
• − Repairs & maintenance: −$1,329
• − Management: −$1,329
• − Depreciation: −$2,764
• Taxable income: $4,269
• Est. tax owed @ 24.0%: −$1,025
• After-tax cash flow: $4,521/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Prichard

• Score: 54/100
• State rank: #472
• US rank: #24080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prichard, AL
• City population: 13,402
• Population (ZIP): 3,558

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (93%)
• Race & ethnicity: Black 93% White 5% Hispanic / Latino 2%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 7.58%
• Current HPI: 130.8445
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-74.4% since first listed

8 events — show timeline

• 2026-02-26 Listed $95,000 GCMLS AL
• 2022-12-21 Sold (Public Records) $92,000 Public Records
• 2022-12-20 Sold (MLS) $92,000 GCMLS AL
• 2022-11-21 Pending — GCMLS AL
• 2022-11-09 Price Changed $89,900 GCMLS AL
• 2022-10-26 Price Changed $91,900 GCMLS AL
• 2022-08-31 Listed $94,900 GCMLS AL
• 2017-06-19 Sold (Public Records) $371,500 Public Records

Property tax history

+6.7%/yr

Latest (2025): $1,122 · -1.3% YoY. Source: county tax records.