582 Fairview St · Hometown, PA 18252

$179,900

3 bd · 1.0 ba · 1,723 sqft · SingleFamily public records · 11 Days on market

Built 1930 2.00 ac lot $104/sqft · 36% below area Est $340k · 47% under

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.8/30.0
• ARV discount +15.0/15.0
• DSCR +4.9/10.0
• 1% rule +4.5/10.0
• Livability +4.0/5.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

Key facts

• 2 acre lot
• 2 garage spots
• Built 1930

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $83 ($996/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $171k (5.2% below list).
• Recommended offer: $171k (5.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 80/100 on livability (#215 in PA, #1,890 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
• Tamaqua Area SD (rural): math 31% / reading 53% proficiency, ranked #331 of 539 in PA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 75 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $20k; list at $180k implies a 800% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $170,505 (5.2% below list)

Questions for the listing agent

1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.85%
• Cash-on-cash: 1.98%
• DSCR: 1.09
• GRM: 8.8

CMA / ARV

• ARV (median comp): $340,203
• List price: $179,900
• Delta: -47.12%
• Verdict: UNDERPRICED
• Comps: 2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.1%
• Equity multiple: 0.53×
• Total profit: $-23,826
• Equity at exit: $26,824

10-year hold

• IRR: -4.1%
• Equity multiple: 0.73×
• Total profit: $-13,783
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18252

• Home prices YoY: -15.4%
• Active inventory: 75
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,705 medium
• Mortgage (P&I): −$943
• Tax from tax record: −$246 /mo · $2,947/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$358
• Net cashflow: $83

Break-even live

Break-even rent $1,600

Max offer price $179,900

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-05-08
   status Pending 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

2. 2026-05-08
   status Pending 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

3. 2026-05-01
   status Active 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

4. 2026-05-01
   status Active 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

5. 2026-04-13
   status Pending 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

6. 2026-04-13
   status Pending 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

7. 2026-04-09
   price $179,900 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

8. 2026-04-09
   listed $179,900 Active 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

9. 2026-04-08
   listed $245,000 Active 240-char remark

   Show marketing remark (240 chars)

   Rush Township Cape Cod- Enjoy country living in this single home set on a 2 acre parcel. Features three or four bedrooms, one bathroom and family room with fireplace. Also include a detached two garage. .. needs ''TLC'', but priced to sell!

10. 1995-02-01
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,947 · $246/mo
• Projected year-2 tax: $2,947 · $246/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,461
• − Mortgage interest: −$10,077
• − Property taxes: −$2,947
• − Insurance: −$900
• − Repairs & maintenance: −$1,637
• − Management: −$1,637
• − Depreciation: −$5,233
• Taxable loss: −$1,970
• Est. tax savings @ 24.0%: +$473
• After-tax cash flow: $1,469/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tamaqua Area SD
• NCES district ID: 4223220
• Math proficiency: 31% ▼ -9.00%
• Reading proficiency: 53% ▼ -8.00%
• Median HH income: $45,184
• Composite: 35.61/100
• National rank: #4893
• State rank: #331 of 539 in PA

Livability — Hometown

• Score: 80/100
• State rank: #215
• US rank: #1890

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 11,065

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3% Salvadoran 2%
• Common ancestry: Romanian 11% Iranian 3% Polish 2%
• Foreign-born: 2% · Canada, Dominican Republic
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -35.53%
• Current HPI: 194.8976
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+799.5% since first listed

10 events — show timeline

• 2026-05-08 Pending — BRIGHT MLS
• 2026-05-08 Pending — LCAR
• 2026-05-01 Relisted — BRIGHT MLS
• 2026-05-01 Relisted — LCAR
• 2026-04-13 Pending — BRIGHT MLS
• 2026-04-13 Pending — LCAR
• 2026-04-09 Price Changed $179,900 LCAR
• 2026-04-09 Listed $179,900 BRIGHT MLS
• 2026-04-08 Listed $245,000 LCAR
• 1995-02-01 Sold (Public Records) $20,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $2,947 · +11.8% YoY. Source: county tax records.