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13469 Abraham Dr
B+ Composite 78.42
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • Appreciation +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Schools +2.0/10.0

$99,000

13469 Abraham Dr · Baton Rouge, LA 70807
3 bd · 1.0 ba · 1,052 sqft · SingleFamily public records · 39 Days on market
Built 1982 Fair condition 0.39 ac lot $94/sqft · 35% below area Est $152k · 35% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investment property

Key facts

  • 0.39 acre lot
  • Built 1982
  • Listed 38 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $99k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $386 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.0% vs local median 4.1% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Crestworth Elementary School (math 17% / reading 27%, grade F, #415 of 646 statewide, top 67%, 389 students, 93% FRL); Park Forest Middle School (math 3% / reading 12%, grade F, #207 of 218 statewide, top 95%, 582 students, 78% FRL); Liberty High School (math 50% / reading 74%, grade B-, #15 of 265 statewide, top 6%, 1,208 students, 60% FRL) — zoned schools at 77% FRL track the district average.
  • Market conditions: 126 active listings in the ZIP; lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $1,329/mo this rent would consume 58% of the median local household income ($28k/yr) (locally 18% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $684 of loan paydown is wiped out by about $862 of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-0.9% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $27k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
10.98%
Cash-on-cash
16.73%
DSCR
1.74
GRM
6.2

CMA / ARV

ARV (median comp)
$152,408
List price
$99,000
Delta
-35.04%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13309 Abraham Dr 0.09mi 3/2.0 1,200 (+14%) 3mo $60,000 $50 66
821 New Rafe Meyer Rd 0.09mi 3/2.0 1,120 (+6%) 35mo $145,000 $129 61
13414 Lincoln Dr 0.09mi 3/2.0 1,290 (+23%) 16mo $215,000 $167 54
13526 Lincoln Dr 0.09mi 3/2.0 1,290 (+23%) 24mo $215,000 $167 47
401 Cypress Dr 1.50mi 3/1.0 1,011 (-4%) 29mo $1,450 $1 38
955 St John Ln 0.67mi 3/2.0 920 (-12%) 8mo $147,000 $160 38
223 Gatebriar St 0.91mi 3/2.0 1,150 (+9%) 10mo $159,000 $138 37
214 Cypress St 1.46mi 3/1.5 1,011 (-4%) 33mo $146,500 $145 36
2706 S Magnolia Dr 1.31mi 3/2.0 1,286 (+22%) 5mo $188,000 $146 32
1567 Groom Rd 1.50mi 3/2.0 1,121 (+7%) 23mo $45,500 $41 31
2262 S Magnolia Dr 0.94mi 3/2.0 1,145 (+9%) 30mo $169,000 $148 26
2424 N Magnolia Dr 1.50mi 3/1.5 1,247 (+18%) 23mo $99,900 $80 19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.87% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.0%
Equity multiple
1.64×
Total profit
$17,740
Equity at exit
$24,510
10-year hold
IRR
19.7%
Equity multiple
3.01×
Total profit
$55,829
Equity at exit
$26,263

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
0 active · 2 under contract
Months of supply
0.0 mo

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70807

Home prices YoY
-1.1%
Active inventory
126
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,329 medium interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$103 /mo · $1,235/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$386

Break-even live

Break-even rent $840
Max offer price $99,000
Occupancy floor 66%

Sensitivity live

Price -10% $442 -5% $414 +0% $386 +5% $358 +10% $330
Rent -10% $281 -5% $334 +0% $386 +5% $439 +10% $491
Rate -1.0pp $436 -0.5pp $412 base $386 +0.5pp $361 +1.0pp $335

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Property features AI

Exterior

Parking
Carport
Utilities
Public waterPublic sewer
Home design
Single-family detached residential propertyLocated in the Lincoln Heights subdivision
Construction
Brick constructionBuilt on a slab foundationProperty built prior to or in 2026
Exterior features
Carport

Interior

Bathrooms
1 full bathroom
Heating & cooling
Window unit(s) for coolingWall furnace for heating
Interior features
Window cooling unitsWall furnace heating

Listing history 33 events

  1. 2026-07-12
    days on market $99,000 Active 39 DOM
  2. 2026-07-11
    days on market $99,000 Active 38 DOM
  3. 2026-07-10
    days on market $99,000 Active 37 DOM
  4. 2026-07-09
    days on market $99,000 Active 36 DOM
  5. 2026-07-07
    days on market $99,000 Active 34 DOM
  6. 2026-07-06
    days on market $99,000 Active 33 DOM
  7. 2026-07-06
    price $99,000 Active 32 DOM
  8. 2026-07-05
    days on market $112,000 Active 32 DOM
  9. 2026-07-04
    days on market $112,000 Active 31 DOM
  10. 2026-07-03
    days on market $112,000 Active 30 DOM
  11. 2026-07-02
    days on market $112,000 Active 29 DOM
  12. 2026-07-01
    days on market $112,000 Active 28 DOM
  13. 2026-06-30
    days on market $112,000 Active 27 DOM
  14. 2026-06-29
    days on market $112,000 Active 26 DOM
  15. 2026-06-28
    days on market $112,000 Active 25 DOM
  16. 2026-06-28
    days on market $112,000 Active 24 DOM
  17. 2026-06-27
    days on market $112,000 Active 23 DOM
  18. 2026-06-25
    days on market $112,000 Active 21 DOM
  19. 2026-06-23
    days on market $112,000 Active 19 DOM
  20. 2026-06-22
    days on market $112,000 Active 18 DOM
  21. 2026-06-18
    price $112,000 Active 15 DOM
    Show marketing remark (25 chars)

    Great investment property

  22. 2026-06-18
    days on market $116,000 Active 15 DOM
    Show marketing remark (25 chars)

    Great investment property

  23. 2026-06-17
    days on market $116,000 Active 14 DOM
  24. 2026-06-16
    days on market $116,000 Active 13 DOM
    Show marketing remark (25 chars)

    Great investment property

  25. 2026-06-16
    price $116,000 Active 12 DOM
    Show marketing remark (25 chars)

    Great investment property

  26. 2026-06-15
    days on market $126,000 Active 12 DOM
  27. 2026-06-14
    days on market $126,000 Active 10 DOM
  28. 2026-06-10
    days on market $126,000 Active 7 DOM
  29. 2026-06-09
    days on market $126,000 Active 6 DOM
  30. 2026-06-08
    days on market $126,000 Active 5 DOM
  31. 2026-06-07
    days on market $126,000 Active 4 DOM
  32. 2026-06-05
    remarks 25-char remark
  33. 2026-06-05
    listed $126,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,235 · $103/mo
Projected year-2 tax
$1,235 · $103/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,945
− Mortgage interest
−$5,546
− Property taxes
−$1,235
− Insurance
−$495
− Repairs & maintenance
−$1,276
− Management
−$1,276
− Depreciation
−$2,880
Taxable income
$3,239
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$777
After-tax cash flow
$3,860/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $26,300–$47,340 screening

This home is in fair condition with some minor repairs and maintenance needed. Painting and landscaping improvements can significantly increase its resale and rental value.

Repairs flagged

  • Minor Painting — The exterior siding and interior walls show some discoloration and wear.
  • Minor Landscaping — The landscaping is basic and could benefit from some maintenance and decorative elements.

Value-add opportunities

  • Both Painting the exterior and interior — Painting can improve the home's curb appeal and interior aesthetics, making it more attractive to potential buyers and renters.
  • Both Landscaping improvements — Landscaping can enhance the home's curb appeal and add value by making it more attractive to potential buyers and renters.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 20/100

Zoned Schools

Elementary Belfair Montessori School F LA #251/646 Nat'l #21,438/41,679 Middle Park Forest Middle School F LA #207/218 Nat'l #13,619/14,009 High Scotlandville Magnet High School F LA #219/265 Nat'l #15,263/17,239

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA
B Composite livability gradescore 74/100

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
East Baton Rouge Parish · 464,810 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
15,300
Household income
$27,534
Rent vs Own
56.8% rent · 43.2% own
Severe rent burden
18% of renters

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Two or more races 6% White 3%
Common ancestry
Lithuanian 1%
Foreign-born
1% · Canada

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Price history

+12.0% since first listed
12 events — show timeline
  • 2026-06-18 Price Changed $112,000 AcadianaMLS
  • 2026-06-18 Price Changed $112,000 GBRMLS
  • 2026-06-16 Price Changed $116,000 AcadianaMLS
  • 2026-06-16 Price Changed $116,000 GBRMLS
  • 2026-06-03 Listed $126,000 GBRMLS
  • 2026-06-03 Listed $126,000 AcadianaMLS
  • 2022-03-08 Sold (Public Records) $105,000 Public Records
  • 2022-03-07 Sold (MLS) GBRMLS
  • 2022-01-24 Pending GBRMLS
  • 2022-01-09 Listed $100,000 AcadianaMLS
  • 2022-01-09 Listed $100,000 GBRMLS
  • 1986-05-09 Sold (Public Records) Public Records

Property tax history

+39.4%/yr

Latest (2025): $1,235 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…