619 Highland Ave · Lincoln Park, MI 48146

$154,900

3 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 19 Days on market

Built 1941 4,356 sqft lot Est $182k · 15% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.2/30.0
• ARV discount +14.2/15.0
• DSCR +4.6/10.0
• 1% rule +4.0/10.0
• Livability +4.0/5.0
• Rent growth +3.7/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

Key facts

• Finished basement
• Open kitchen
• 4,356 sq ft lot

Tags

• BRIGHT INVITING INTERIOR
• OPEN KITCHEN
• FINISHED BASEMENT
• FULLY FENCED BACKYARD
• ATTACHED TWO CAR GARAGE

Property features AI

Exterior

• Parking: Detached 2-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One story; Ground-level entry with steps
• Construction: Aluminum siding; Other exterior materials; Block foundation
• Exterior features: Covered porch; Patio/porch; Fenced backyard

Interior

• Kitchen: Free-standing gas range; Free-standing refrigerator
• Bedrooms: 3 total rooms (includes bedrooms and living areas)
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Finished basement; Gas water heater; Free-standing gas range; Free-standing refrigerator
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $53 ($632/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (10.1% below list).
• Recommended offer: $139k (10.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 80/100 on livability (#82 in MI, #1,720 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D-, crime F, employment D-.
• Lincoln Park School District (suburban): math 15% / reading 32% proficiency, ranked #440 of 540 in MI (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.7%/yr); 151 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $139,306 (10.1% below list)

Questions for the listing agent

1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.70%
• Cash-on-cash: 1.46%
• DSCR: 1.06
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $182,016
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
663 Highland Ave	0.04mi	3/1.5	1,200 (+4%)	3mo	$195,000	$163	86
547 Moran Ave	0.14mi	3/1.5	1,178 (+2%)	4mo	$159,000	$135	84
673 Leblanc St	0.24mi	3/1.0	1,092 (-5%)	0mo	$177,900	$163	80
862 Moran Ave	0.24mi	3/1.5	1,201 (+4%)	4mo	$176,500	$147	76
844 Harrison Blvd	0.51mi	3/1.0	1,210 (+5%)	3mo	$170,000	$140	66
1311 Gregory St	0.67mi	3/1.0	1,128 (-2%)	0mo	$145,900	$129	65
866 Clinton St	0.33mi	3/1.0	1,000 (-13%)	2mo	$177,500	$178	61
658 6th St	0.58mi	3/1.5	1,206 (+5%)	3mo	$190,000	$158	61
2458 River Dr	0.63mi	3/1.0	1,078 (-6%)	1mo	$144,000	$134	59
1072 11th St	0.60mi	3/1.5	1,062 (-8%)	1mo	$218,000	$205	57
645 Riverbank St	0.48mi	3/1.5	1,036 (-10%)	4mo	$165,000	$159	55
552 Bondie St	0.61mi	3/1.0	1,041 (-10%)	4mo	$120,000	$115	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.65% rent growth · sell at horizon

5-year hold

• IRR: -12.2%
• Equity multiple: 0.55×
• Total profit: $-19,391
• Equity at exit: $23,096

10-year hold

• IRR: -0.8%
• Equity multiple: 0.94×
• Total profit: $-2,564
• Equity at exit: $13,393

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48146

• Home prices YoY: -32.7%
• Rents YoY: 4.7%
• Active inventory: 151
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,393 high
• Mortgage (P&I): −$812
• Tax from tax record: −$171 /mo · $2,052/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$293
• Net cashflow: $53

Break-even live

Break-even rent $1,326

Max offer price $154,900

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,725
• Closing costs: $4,647
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
357 Emmons Blvd Lincoln Park, MI	3.0	1.0	1268	$1,695	$1.34	1d	1	0.24mi
708 Highland St Unit 1 Wyandotte, MI	2.0	1.0	800	$950	$1.19	17d	1	0.40mi
610 Harrison Blvd Apt 43 Lincoln Park, MI	2.0	1.0	800	$1,050	$1.31	24d	1	0.50mi
610 Harrison Blvd Unit 46 Lincoln Park, MI	2.0	1.0	800	$995	$1.24	2d	1	0.50mi
750 Harrison Blvd Unit 5 Lincoln Park, MI	2.0	1.0	800	$995	$1.24	4d	1	0.50mi
720 Harrison Blvd Unit 20 Lincoln Park, MI	2.0	1.0	800	$1,025	$1.28	2d	1	0.51mi
854 Harrison Blvd Lincoln Park, MI	3.0	1.0	1410	$1,750	$1.24	43d	1	0.54mi
424 4th St Wyandotte, MI	2.0	1.0	925	$1,350	$1.46	24d	1	0.66mi
1343 Pagel Ave Unit 2-Upper Lincoln Park, MI	2.0	1.0	1000	$1,250	$1.25	17d	1	0.77mi
1163 17th St Wyandotte, MI	3.0	1.0	1010	$1,695	$1.68	43d	1	0.81mi
1130 21st St Wyandotte, MI	3.0	1.0	864	$1,420	$1.64	1d	1	0.89mi
170 Bondie St Wyandotte, MI	3.0	1.0	1080	$1,399	$1.30	2d	1	0.91mi
168 Bondie St Wyandotte, MI	3.0	1.0	1080	$1,295	$1.20	5d	1	0.92mi
146 Bondie St Wyandotte, MI	2.0	1.0	820	$1,650	$2.01	1d	1	0.94mi
1159 McKinley St Wyandotte, MI	3.0	1.0	1050	$1,350	$1.29	1d	1	1.00mi
850 Biddle Ave Unit 2 Wyandotte, MI	2.0	1.0	800	$1,300	$1.62	5d	1	1.02mi
4573 3rd St Ecorse, MI	2.0	1.0	1000	$1,300	$1.30	14d	1	1.04mi
1650 19th St Wyandotte, MI	3.0	2.0	1100	$1,899	$1.73	17d	1	1.05mi
1750 Saint Johns Blvd Unit 17 Lincoln Park, MI	2.0	1.0	750	$1,025	$1.37	24d	1	1.19mi
4581 High St Unit 13 Ecorse, MI	2.0	1.0	700	$1,050	$1.50	24d	1	1.20mi
1581 Empire Ave Lincoln Park, MI	2.0	1.0	900	$1,350	$1.50	24d	1	1.20mi
1760 Saint Johns Blvd Apt 14 Lincoln Park, MI	2.0	1.0	750	$995	$1.33	24d	1	1.21mi
4163 Burns Ave Lincoln Park, MI	3.0	1.0	900	$1,500	$1.67	1d	1	1.25mi
1473 Empire Ave Lincoln Park, MI	3.0	2.0	1342	$1,700	$1.27	1d	1	1.31mi
4471 High St Unit 71-7 Ecorse, MI	2.0	1.0	700	$1,150	$1.64	24d	1	1.35mi
4471 High St Unit 81-13 Ecorse, MI	2.0	1.0	700	$1,050	$1.50	24d	1	1.35mi
4435 High St Ecorse, MI	2.0	1.0	792	$1,095	$1.38	5d	1	1.41mi
1537 Chandler Ave Lincoln Park, MI	2.0	1.0	725	$1,100	$1.52	17d	1	1.46mi
4282 7th St Ecorse, MI	3.0	1.0	1144	$1,250	$1.09	24d	1	1.47mi

Listing history 9 events

1. 2026-06-02
   status $154,900 Pending 19 DOM
2. 2026-06-01
   days on market $154,900 Active 19 DOM
3. 2026-05-31
   days on market $154,900 Active 18 DOM
4. 2026-05-16
   status Active 679-char remark

   Show marketing remark (679 chars)

   CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

5. 2026-05-16
   status Active

   Show marketing remark (679 chars)

   CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

6. 2026-05-12
   status Pending 679-char remark

   Show marketing remark (679 chars)

   CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

7. 2026-05-12
   status Pending

   Show marketing remark (679 chars)

   CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

8. 2026-05-08
   listed $154,900 Active 679-char remark

   Show marketing remark (679 chars)

   CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

9. 2026-05-08
   listed $154,900 Active

   Show marketing remark (679 chars)

   CHARMING BUNGALOW WITH GREAT BONES! Step inside to a bright, inviting interior filled with natural light through vinyl windows. The open kitchen offers a functional layout with great flow for everyday living and entertaining. Downstairs, the large finished basement provides exceptional additional living space and includes a convenient half bath, poured foundation, and glass block windows. Major mechanical updates include a NEW furnace (2021) and NEW hot water tank, offering added peace of mind. Outside, enjoy the fully fenced backyard - perfect for pets, play, or entertaining - plus a massive attached two-car garage with plenty of room for parking, storage, or workspace!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,052 · $171/mo
• Projected year-2 tax: $2,219 · $185/mo
• Expected delta: +$167/yr (+$14/mo · 8.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,717
• − Mortgage interest: −$8,677
• − Property taxes: −$2,052
• − Insurance: −$774
• − Repairs & maintenance: −$1,337
• − Management: −$1,337
• − Depreciation: −$4,506
• Taxable loss: −$1,968
• Est. tax savings @ 24.0%: +$472
• After-tax cash flow: $1,104/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lincoln Park School District
• NCES district ID: 2621600
• Math proficiency: 15% ▼ -5.00%
• Reading proficiency: 32% ▬ 0.00%
• Median HH income: $41,486
• Composite: 19.93/100
• National rank: #8678
• State rank: #440 of 540 in MI

Livability — Lincoln Park

• Score: 80/100
• State rank: #82
• US rank: #1720

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lincoln Park, MI
• County: Wayne County · 1,562,939 people
• City population: 39,257
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 39,257
• Household income: $58,616
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 1142.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 25% Two or more races 12% Black 9% Native American 1%
• Hispanic origin (detail): Mexican 19% Puerto Rican 3%
• Common ancestry: Romanian 6% Lithuanian 4% Slovak 1%
• Foreign-born: 9% · Canada
• Languages at home: 80% English-only · Spanish 17% Arabic 2%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -108.25%
• Current HPI: 222.8545
• Rent YoY: ▲ 4.65%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+0.0% since first listed

6 events — show timeline

• 2026-05-16 Relisted — MiRealSource-MiMLS
• 2026-05-16 Relisted — REALCOMP
• 2026-05-12 Pending — MiRealSource-MiMLS
• 2026-05-12 Pending — REALCOMP
• 2026-05-08 Listed $154,900 REALCOMP
• 2026-05-08 Listed $154,900 MiRealSource-MiMLS

Property tax history

+0.8%/yr

Latest (2025): $2,052 · -13.6% YoY. Source: county tax records.