7679 Lindy Ln · Coffee City, TX 75763

$125,000

3 bd · 2.0 ba · 1,456 sqft · Manufactured public records · 189 Days on market

Built 1983 0.30 ac lot $86/sqft · 21% below area Est $158k · 21% under $6/mo HOA ↓ 7% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• DSCR +8.6/10.0
• 1% rule +6.3/10.0
• Schools +3.7/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

Key facts

• Covered porch
• Ample cabinetry
• Extra storage

Tags

• LUXURY VINYL FLOORING
• COZY FIREPLACE
• AMPLE CABINETRY
• OVERSIZED SHOWER
• COVERED PORCH
• EXTRA STORAGE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $125k.

Deal economics

• At list price, monthly cash flow is $300 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.2% vs local median 3.0% in Coffee City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#845 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Brownsboro ISD (rural): math 42% / reading 46% proficiency, ranked #290 of 826 in TX (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 191 active listings in the ZIP; 263 units permitted in Henderson County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $13k of equity ($864 loan paydown + $12k appreciation (10.0% local appreciation)).
• At projected returns (10.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 189 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 71% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 189 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 9.17%
• Cash-on-cash: 10.27%
• DSCR: 1.46
• GRM: 7.4

CMA / ARV

• ARV (median comp): $158,424
• List price: $125,000
• Delta: -21.10%
• Verdict: UNDERPRICED
• Comps: 2 within 2.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
22604 Brierwood Dr	0.19mi	3/2.0	1,264 (-13%)	11mo	$145,000	$115	60
22240 Lakewood Dr	0.37mi	3/2.0	1,568 (+8%)	22mo	$65,000	$41	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 31.8%
• Equity multiple: 3.49×
• Total profit: $87,146
• Equity at exit: $112,610

10-year hold

• IRR: 27.5%
• Equity multiple: 7.90×
• Total profit: $241,610
• Equity at exit: $242,848

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75763

• Home prices YoY: 22.2%
• Active inventory: 191
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,410 medium
• Mortgage (P&I): −$656
• Tax from tax record: −$101 /mo · $1,208/yr
• Insurance: −$52
• HOA: −$6
• Vacancy / Maint / Mgmt: −$296
• Net cashflow: $300

Break-even live

Break-even rent $1,031

Max offer price $125,000

Occupancy floor 74%

Sensitivity live

Price	-10% $370	-5% $335	+0% $300	+5% $264	+10% $229
Rent	-10% $188	-5% $244	+0% $300	+5% $355	+10% $411
Rate	-1.0pp $362	-0.5pp $331	base $300	+0.5pp $267	+1.0pp $234

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $6 · $72/yr
• Likely covers: water

Listing history 26 events

1. 2026-06-19
   days on market $125,000 Active 189 DOM
2. 2026-06-18
   days on market $125,000 Active 188 DOM
3. 2026-06-17
   days on market $125,000 Active 187 DOM
4. 2026-06-16
   days on market $125,000 Active 186 DOM
5. 2026-06-15
   days on market $125,000 Active 185 DOM
6. 2026-06-14
   days on market $125,000 Active 183 DOM
7. 2026-06-13
   days on market $125,000 Active 182 DOM
8. 2026-06-10
   days on market $125,000 Active 180 DOM
9. 2026-06-09
   days on market $125,000 Active 179 DOM
10. 2026-06-08
    days on market $125,000 Active 178 DOM
11. 2026-06-07
    days on market $125,000 Active 177 DOM
12. 2026-06-02
    days on market $125,000 Active 172 DOM
13. 2026-06-01
    days on market $125,000 Active 171 DOM
14. 2026-05-31
    days on market $125,000 Active 170 DOM
15. 2026-05-30
    days on market $125,000 Active 169 DOM
16. 2026-04-01
    price $125,000 1094-char remark

    Show marketing remark (1094 chars)

    Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

17. 2026-04-01
    price $125,000 1094-char remark

    Show marketing remark (1094 chars)

    Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

18. 2026-02-26
    price $130,000 1094-char remark

    Show marketing remark (1094 chars)

    Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

19. 2026-02-26
    price $130,000 1094-char remark

    Show marketing remark (1094 chars)

    Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

20. 2025-12-12
    listed $135,000 Active 1094-char remark

    Show marketing remark (1094 chars)

    Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

21. 2025-12-12
    listed $135,000 Active 1094-char remark

    Show marketing remark (1094 chars)

    Welcome to comfortable living at Lake Palestine without the waterfront price! This move-in ready 1,456 square foot doublewide sits on two lots totaling approximately 0.3 acres and offers a comfortable layout designed for everyday living. Inside, luxury vinyl flooring runs throughout for low maintenance. The living room is highlighted with natural light and anchored with a cozy fireplace, creating an inviting central gathering space. The kitchen features ample cabinetry for storage and functionality, making meal prep simple and efficient. The primary suite offers a private retreat with an oversized shower, while two additional bedrooms and a second full bath provide flexibility for guests, home office needs, or hobbies. Outside, enjoy a covered porch ideal for relaxing, a shed for extra storage, and the benefits of a Lake Palestine community. Conveniently located with easy access to SH 155, this home offers a straight shot into Tyler. This property is great option for those seeking lake area living with an easy commute to big-city conveniences. Proudly Claim Your Piece of Texas!

22. 2021-10-08
    soldstatus
23. 2021-10-01
    soldstatus
24. 2018-06-28
    soldstatus
25. 2010-01-25
    soldstatus
26. 1999-02-04
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,208 · $101/mo
• Projected year-2 tax: $2,288 · $191/mo
• Expected delta: +$1,080/yr (+$90/mo · 89.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 71% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,918
• − Mortgage interest: −$7,002
• − Property taxes: −$1,208
• − Insurance: −$625
• − Repairs & maintenance: −$1,353
• − Management: −$1,353
• − HOA: −$72
• − Depreciation: −$3,636
• Taxable income: $1,668
• Est. tax owed @ 24.0%: −$400
• After-tax cash flow: $3,194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brownsboro ISD
• NCES district ID: 4811640
• Math proficiency: 42% ▼ -5.00%
• Reading proficiency: 46% ▬ 0.00%
• Median HH income: $45,624
• Composite: 37.38/100
• National rank: #4429
• State rank: #290 of 826 in TX

Livability — Coffee City

• Score: 63/100
• State rank: #845
• US rank: #15290

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment B- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 6,319

Population outlook (Henderson County) Hauer SSP2

• Today (2025): 80,471 people
• By 2030: 80,608 · +0.2%
• By 2040: 80,087 · -0.5%
• By 2050: 78,208 · -2.8%
• By 2075: 72,423 · -10.0%
• By 2100: 61,012 · -24.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 10% Hispanic / Latino 8% Black 5%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Lithuanian 3% Iranian 2% Slovak 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 6%

Political lean MEDSL · Henderson

• 2024 margin: Solid R (+63.5) · D 18.0% · R 81.4%
• 2008→2024 swing: -18.8pp toward R · 2008: -44.6pp · 2024: -63.5pp
• All cycles: 2024: R+63.5 2020: R+60.2 2016: R+60.0 2012: R+54.8 2008: R+44.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 53.53%
• Current HPI: 295.14
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-7.4% since first listed

11 events — show timeline

• 2026-04-01 Price Changed $125,000 NTREIS
• 2026-04-01 Price Changed $125,000 GTAR
• 2026-02-26 Price Changed $130,000 NTREIS
• 2026-02-26 Price Changed $130,000 GTAR
• 2025-12-12 Listed $135,000 GTAR
• 2025-12-12 Listed $135,000 NTREIS
• 2021-10-08 Sold (Public Records) — Public Records
• 2021-10-01 Sold (Public Records) — Public Records
• 2018-06-28 Sold (Public Records) — Public Records
• 2010-01-25 Sold (Public Records) — Public Records
• 1999-02-04 Sold (Public Records) — Public Records

Property tax history

+4.5%/yr

Latest (2025): $1,208 · +1.4% YoY. Source: county tax records.